Monterey Financial Services, Inc. Debt Collection Complaint

Monterey Financial Services, Inc. Debt collection department,

Cont'd attempts collect debt not owed Debt is not mine Georgia

I have a charge-off on my credit from MONTEREY FINANCIAL SVC '' & MONTEREY COLLECTION SVC '' which I never even applied for. I was sent a letter from Monterey Financial Services Inc dated - -, 2014 saying that my credit application was denied. But again, I never applied for anything to this company or the application for - '' that they are referring to on their letter. I did attend a sales pitch meeting from - but I did not purchase any of their vacation packages. Now my credit report is showing - charge-offs from this company for $4600.00 and $3400.00 ; which like I mentioned above, I have never applied for to begin with.