Monterey Financial Services, Inc. Debt Collection Complaint

Monterey Financial Services, Inc. Debt collection department,

Medical Cont'd attempts collect debt not owed Debt is not mine Utah

I was recently contacted by Monterey Collections via US Mail requesting payment on a debt that I do not believe that I owe. I have responded to them with a letter of dispute and request for cease and desist in their pursuit of collection. Monterey Collections is seeking to collect on behalf of - - - - - -, - for lab work that was performed on -/-/-. As explained by my physician at the time, and clearly printed on their brochure, " if it turns out your insurance company does not cover a specific test, -, - assumes all the risk '' and further states, " if your insurance company sends a check directly to you, rather than - -, please sign the back of the check, write 'Pay to the order of -, - - ' and forward the check along with the - to -, - ''. I have sent via certified mail copies of the - from - - - and spoken with the a representative of - who states the check for payment of $680.00 on approved charges was issued on -/-/- and cashed by the 'provider '.


I made - attempts to contact Monterey Collections by phone but was sent to voice mail each time where I left messages requesting they contact me to discuss this debt. After no response from them I have mailed them a certified letter and enclosed copies of all the the information listed above. I have excellent credit and have worked very hard to achieve this. I am retired and proud to say that I do not have any debt. I do not feel that it is fair that I may have to hire an attorney to resolve this matter when I feel it is a clear example of consumer harassment.