Taking out the loan or lease Review

Review and analysis of over 2,780 consumer complaints

Best Taking Out The Loan Or Lease Companies

Banco Popular North America
Pentagon FCU
Navy FCU
GreenSky Trade Credit, LLC
Consumer Portfolio Services
OneMain Financial Holdings, LLC
Wells Fargo & Company

Worst Taking Out The Loan Or Lease Companies

FC HoldCo LLC
Banco Popular de Puerto Rico
Exeter Finance Corp
BMW Financial Services
CashCall, Inc.
Discover
PayPal

Most Taking Out The Loan Or Lease Complaints

CompanyComplaints
Santander Consumer USA 201
Ally Financial Inc. 171
Wells Fargo 153
Capital One 113
JPMorgan Chase 85

History Taking Out The Loan Or Lease Complaints

New Taking Out The Loan Or Lease Consumer Complaints


BB&T Financial Consumer Loan taking out the loan or lease

April 13, 2017 - My - credit report shows an unauthorized credit inquiry from BB & T Financial Services on -/-/2016. I did not authorize this inquiry. During this time, I visited - who assured me my credit file would only be viewed -. However, this was not the case. I understand that my credit file should n't be accessed without my authorization. I contacted -, but was unsuccessful obtaining a resolution. I have an extended fraud alert in place requesting I be contacted via phone for verification prior to accessing my credit file. This did not occur ; therefore, the removal of this inquiry is req...

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Wells Fargo & Company Consumer Loan taking out the loan or lease

April 11, 2017 - My auto lease is through Wells Fargo Dealership Services. Wells Fargo has a different department for auto insurance and they have added auto insurance when I did n't have insurance. Shortly after I sent a copy of my full insurance to justify that I do indeed have insurance. The company has decided to add an extra $40.00 throughout the remainder of my contract. This addition took my car notes from $250.00 to $280.00. I have asked if I can get a statement regarding this. They then stated that this added amount will not appear on my statement and/or if they send anything it will not appear ...

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Convergent Resources, Inc. Consumer Loan taking out the loan or lease

April 5, 2017 - The credit bureaus are reporting credit that is not mine....

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Farrell Holdings, LLC Consumer Loan taking out the loan or lease

March 29, 2017 - I purchased a car from - -/-/2016. They had me finance through prime acceptance. The title to the car was never supplied. In a year and three months through 2 bonded title processes and making a complaint with the MVD, i drove around on a dealers plate, 2 90 day tags, and 3 30 day tags the company went out of business. The finance company repossessed my car three days ago stating the claims was because of 2 late payments. However, the title had never been furnished for me to get hard plates. And the car went to the auction the next day. I was told the only way I could get the car back was...

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Shellpoint Partners, LLC Consumer Loan taking out the loan or lease

March 28, 2017 - I am the borrower of New Penn Financial D/B/A Shellpoint Mortgage Servicing. I entered into a contract of sale, on -/-/-, with the purchasers selling my co-op unit located in -. After the Co-op Board approved the sale, my attorney started to contact Shellpoint, on -/-/-, requesting for the pay-off arrangement. Shellpoint shall locate the collateral documents ( original Co-op Stock Certificate and Proprietary Lease ), and notify us, so that we could schedule a closing, at which Shellpoints will get the whole loan payment and I could transfer the title of the Co-op unit to the Pur...

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American First Finance, Inc. Consumer Loan taking out the loan or lease

March 26, 2017 - When I obtained the loan I was told one monthly price in reality it was biweekly. I requested auto pay to be stopped they sent me an email saying it has been stopped but yet the company American First Finance kept billing me. in one day I had - transactions that where not authorized each transaction was over $75.00. This company does whatever it wants and will not change unless someone stands up and says you must obey the laws that you are governed by....

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USAA Savings Consumer Loan taking out the loan or lease

March 25, 2017 - In -/-/-, I agreed to co-sign for my son 's USAA Consumer Lending auto loan. My son, being in - and myself in - - he was apparently allowed to e-sign for me but I did receive a call from USAA to secure my identity and ensure my consent as co-signer. In -, USAA consumer lending allowed my son to refinance this loan without my knowledge or consent. I was unaware of this for several months and have made numerous attempts to have myself removed from this loan without success to include a letter from my attorney on -/-/- requesting proof pursuant to the ESIGN and - acts as...

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DriveTime Consumer Loan taking out the loan or lease

March 24, 2017 - The company I bought my car from is Drive Time. This company is constanely saying that i am further and further behind and this evening they called my landlady about my bills, thats it I 'm done with them. I know that from your alerts, that this company is already under a 5 year watch and only 3 years into it. My contract with them says I am to make bi-weekly payments, but ever since the 2nd month of on time payments, they have been requesting more and more payments. I have had to break my payments down to weekly payments, just to get them off my back & they still call!?! They sometimes call f...

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Mariner Finance, LLC Consumer Loan taking out the loan or lease

March 20, 2017 - Obtained a boat loan from -. During the course of the loan, Mariner Finance bought the loan. Paid off the loan in full over a year ago. Mariner finance refuses to give us the title to the boat and claims that - never gave it to them. We are owed the title upon payment. I am - military and I am unable to do anything with the boat ( to include sell or move it ) without the title. This has been ongoing for more than a year....

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Citibank Consumer Loan taking out the loan or lease

March 14, 2017 - I am not sure which application I need to submit this dispute as I am not the borrower and did not authorize this transaction/account opening but I would like your assistance in obtain feedback from this company as to why they are reporting a charged off and out of date account that has been on my credit files since -? I do not own a account with this company and I wrote to both the company and the credit bureaus in - advising that this account be removed or that I be provided with validation as to the date this account was opened and defaulted upon and provide me with all documentation ...

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Wells Fargo & Company Consumer Loan taking out the loan or lease

March 13, 2017 - naver open car loan with wellsfargo bank it is a fraud account for -...

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DriveTime Consumer Loan taking out the loan or lease

March 9, 2017 - On -/-/- I purchased a -/-/- - Note from DriveTime in -, KS. The Sales Representative - said the " optional '' warranties were cancellable. We stated we did not want them prior to the contract and sale. She did not act to remove the warrantee products that were financed. I should have known better. She gave me the understanding that they were required, despite the optional nature indicated in the contract. This was recorded. There should be a record that we did not want the warranties. Her inclusion of the - products in the contract should not have been done given our mis...

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Byrider Franchising, LLC Consumer Loan taking out the loan or lease

March 7, 2017 - I purchased a car from this dealership -/-/2016. I put a $500.00 down payment and was told if I put some of my tax refund down as a deffered payment, it could lower my overall amount owed. I signed up to put $1500.00 of my tax refund after I filed the following year. I wound up getting my taxes offset for a previous debt owed. I spoke with the finance company, CNAC, and explained the situation. Intially, I was told it was n't an issue and that they would hold my account until I recieved proof from the IRS that it was being taken. I am a customer that makes my payments on time, always ans...

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Umpqua Holdings Corporation Consumer Loan taking out the loan or lease

March 7, 2017 - I purchased a commercial vehicle in -/-/2016 from - ( - ) and was informed that the product was a loan and that there were no penalty to payoff the loan. I later learned that - was not the loan holder and that company was Financial Pacific Leasing. I also learned it was not a loan as explained by - and that it was a lease agreement. This information was all learned after I gave them a down payment of $17000.00 on $65000.00. I was under the impression via multiple converstations from the - that my payoff balance $55000.00. The company intentionally misrepresented this inf...

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Credit Acceptance Corporation Consumer Loan taking out the loan or lease

March 5, 2017 - This is what happened. I had been leased for a car back in - -. I did n't know know anything about the creditor nor the bank that the dealer had done my loan account and amount for the loan I was asking for. I have never had the copy of the contract for the vehicle or loan. All I was giving was the application I did n't fill out. It was all electronic and electronically signed by the dealer. Until - - I was barely able to make the payments. I looked over the paperwork that the dealer had given me and the only thing correct on the application for the car loan and for the vehicle was...

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BB&T Financial Consumer Loan taking out the loan or lease

February 22, 2017 - Hello- I took a loan about 5 years with Regional Acceptance corp , loan was paid in full sometime in - or - in 2016, sometime in - I contact Regional to get an update on the mail of the title and I was told that the tile was mailed to my address that I needed to wait a few days, a few days went by and I told them that I was still waiting on the title and their recommendations was to go to the - office to request a duplicate, I been to - different locations trying to obtain this document and up until now I been unsuccessful to do that, at - they are telling me that they need a...

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American Credit Acceptance, LLC Consumer Loan taking out the loan or lease

February 17, 2017 - In - I went to a so called friend who has a dealership cause i was in need of a car. They used a - - - - as the car to see if i would be able to get financed.The car was not even on the lot and i never seen it. They told me they were just using it to see if it would go through that i could change cars once approved. I was approved and next day they said to come back. They had car there and I didnt want it, they said finance co.wont change to pay for 6 months and i can come back and exchange.I did and then they wanted more.I couldnt do that, i just gave they -.I was mad and up...

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Wells Fargo & Company Consumer Loan taking out the loan or lease

February 16, 2017 - Unauthorized party is showing a charged auto loan account which I never agreed to in principal, theory, or endorsement. I request this item to be removed from my credit profile immediately....

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Credit Acceptance Corporation Consumer Loan taking out the loan or lease

February 15, 2017 - On -/-/-, I purchased a - - - for $12000.00. I was told that I had to put $2000.00 down and then only pay a balance of $10000.00. I was never told that there would be interest. I was told the monthly payments would be $330.00 per month. I signed many documents but I was not provided with a copy of any of the documents. I then received a payment booklet in the mail from Credit Acceptance - and discovered that there were 60 monthly coupons for $380.00 each ( $22000.00 ). That totaled $24000.00 ( coupons plus my $2000.00 down payment ) for a - year old vehi...

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BB&T Financial Consumer Loan taking out the loan or lease

February 14, 2017 - - 2011, I purchased a vehicle from -, - NC The loan was approx. amount of - the length of the loan was for 72 months. I was approaching my paying off date, so I inquired about other charges to close the loan. They said I owe $9600.00 to satisfy my loan. The figures do n't agree, and reflect a huge error. apply basic math 72 pymts @ $520.00 per mo. - - -Time range of loan - - to - - now they are saying the payoff amount is $9600.00 approx. loan approx. $38000.00 auto approx. $23000.00, monthly pymts per mo. $520.00. Something is n't right. I 'm paying appro...

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EZCORP, Inc. Consumer Loan taking out the loan or lease

February 14, 2017 - The company deposited checks into my bank account and the checks were fake. My bank is claiming me responsible for the fake check amounts now totaling over $5000.00. the company was -...

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Omega RMS, LLC Consumer Loan taking out the loan or lease

February 11, 2017 - Apply for course with - - - -, requested to cancel course the next day and was told that I can not cancel course, when I told them about the 3 days right of refusal. I was told that it did n't apply to that course. I have never log into their course or use their course and should not be charge $2000.00 for not using or receiving the course work. I feel that I am being force to use their product....

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Umpqua Holdings Corporation Consumer Loan taking out the loan or lease

February 9, 2017 - Dear Sir or Madame, In -/-/- I spoke with - [ Address : - -, NY -, Phone -, -, Agent : - ] and expressed the interest in buying the truck and I stated that I am looking for the loan. The agent advised me that he will find the best commercial load for me. In short time he called me and said that they have affordable loan to finance purchase of commercial truck ( - - - ) via -, -. [ Address:- # - WA.- Phone : -, - -. In numerous discussions with broker ( - ), the loan amount is set to total $20000.00, pay-off in - months, plus ad...

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American Credit Acceptance, LLC Consumer Loan taking out the loan or lease

February 7, 2017 - I purchase a car in late - through a dealership here in - Florida. At the time my credit was not great, and they claimed the only lender that would finance me was American Credit Acceptance. I realize now, that this probably was not true but the finance manager made the biggest commission getting me to take this loan. The car has been nothing but problems, a COMPLETE lemon. That really is on me for not having it checked independently but the dealership made me wait while the bank " inspected '' the car. Clearly they did not as I have put over $5000.00 in repairs and have another $ -...

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Automotive Credit Corporation Consumer Loan taking out the loan or lease

February 5, 2017 - - - - fraudulently sold to Automotive Credit Corp by car dealership. I traded my - - at - - - in -, FL in -. The dealership sent - bad checks to - - - and failed to pay off the vehicle so they basically stole my - -. - sent the title to - after receiving the second check without confirming that the check cleared. In - - - - sold my - that was not paid off as promised in the retail contract to Automotive Credit Corp. - is currently out of business and - - demanding payment in full in the amount of $13000.00. I calle...

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FC HoldCo LLC Consumer Loan taking out the loan or lease

February 5, 2017 - Auto Loan fraudulently opened at - - - in -, Fl. for the financing of a - 2011 vehicle with Flagship Credit Acceptance. The finance company ( 7 months ) ( Flagship Credit Acceptance ) did not and does not have the proper documents- title, etc to provide to DMV in order to grant a permanent registration/tag for the vehicle. However they were still taking payments of - per month for 3 months and are reporting the loan as open and late with missed payments on my credit report. Per court order the Department of Motor Vehicles issued the title in my name and the title specifically...

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Mariner Finance, LLC Consumer Loan taking out the loan or lease

February 2, 2017 - The Mariner Finance agent called me, an existing customer, and offered an additional loan amount ( in addition to the approx. $2700.00 I currently owe ). I do not feel that the agent properly disclosed all appropriate information related to : ( 1 ) the hard hit on my credit report, and ( 2 ) the very high interest rate on the loan....

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Fleet Financial, Inc. Consumer Loan taking out the loan or lease

February 1, 2017 - I was referred to a broker who worked for Fleet Financial. My experience and complaint is against the company, not the individual. My husband and I have never leased a vehicle and after being presented with options by the broker, we thought this to be the best fit for our growing family. I leased a vehicle on -/-/2016 through Fleet Financial. They acquired the vehicle from a - dealership and the financing was through - ; however, Fleet Financial did not disclose any notice relating to what fees we would be charged for using one of their brokers and because there was no direct compensat...

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Fleet Financial, Inc. Consumer Loan taking out the loan or lease

January 31, 2017 - Dear Examiners, I will preface this complaint with the following statement. I am a compliance manager in the financial industry and have been in compliance related roles since -. This complaint is coming an informed consumer, not a baseless accusation. This complaint is against Fleet Financial , Inc - DBA - - of -, CO. I retained the services of a broker to skip the hassle of going into a dealership, never was I informed or disclosed any such document to indicate there was a fee for broker services, nor an exact amount. The broker worked for the company, the company negotiated the car...

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Enova International, Inc. Consumer Loan taking out the loan or lease

January 31, 2017 - I know it 's been said there is no blacklist, but I 'm being denied loans for all kinds of reasons, this - being the worst. This company denied me because- Our records show that you are a current customer. Oh really, I did n't know that....

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Select Management Resources, LLC Consumer Loan taking out the loan or lease

January 30, 2017 - My complaint with - is usury high interest rate that was n't on what I agreed with the officer did informed about the loan would be - $ but when the loan was typed it was a totally different number at - I never agree to this until after I realised this loan will never be paid off...

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Monterey Financial Services, Inc. Consumer Loan taking out the loan or lease

January 20, 2017 - The companies were using a finance company to sell a fraudulent product and I believe since the companies went out of business shortly after, the finance company knew of there scam and the fraud method used. Also numerous complaints on the internet and I 'm sure with the finance company....

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FC HoldCo LLC Consumer Loan taking out the loan or lease

January 20, 2017 - This complaint is the dishonesty of Flagship Acceptance Corporation, LLC and the predatory lending practices. -/-/- I purchased a -. purchase price was $19000.00 with a 13.49 % interest rate payments of $390.00 per month with a 72 month loan term. If Flagship records their calls as the claim to, Flagship would find that I 've asked over a numerous times about lowering the 13.49 % and I was told Flagship does not change the terms of their loans. Also I received a letter response from - basically saying the same thing. I tried to get the vehicle refinanced to avoid paying $28000....

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CashCall, Inc. Consumer Loan taking out the loan or lease

January 20, 2017 - I had major issues with CASHCALL/- This loan was taken out in - 2011 but then it had issues and in - of 2011 - offered me a settlement which I tried to take multiple times but was ignored. They Wanted to settle for -. The original loan was -. My ex husband and I then filed chapter - in - 2011 paying 100 % to plan. Now that our BK is complete I notice that Cash CALL claimed - on a loan that was owed -!!! This is obscene. They stole almost - from me and never responded to any of emails or phone calls on this.....

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Colony Brands, Inc. Consumer Loan taking out the loan or lease

January 18, 2017 - Seventh Avenue is listed on all - credit reports and I did not apply for this account. I have contacted the company several times to try and resolve this issue. I have also request validation of debt which should be a signed contract with my signature. Please do not respond with bills or print outs that is not validation that this account was opened by me. Thank You....

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Atlanticus Services Corporation Consumer Loan taking out the loan or lease

January 17, 2017 - On -/-/- I applied for a loan on the - website for 0 % interest financing for 18 months. I input my information and was approved for a $5000.00 line of credit. I received my first bill and it states that I am paying 29.99 % financing on my purchase. I called Fortiva Retail Credit and was told that I was n't approved for the 0 % financing but the 29.99 % financing. When I submitted my application, the website never said " your not approved for 0 % financing however we can offer you 29.99 % if you want to continue ''. This is a total bait and switch scam. I would have never gone for th...

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Credit Acceptance Corporation Consumer Loan taking out the loan or lease

January 17, 2017 - Around - -, - i purchased a - - - for the advertised price of roughly - -. i was told That Credit acceptance can not authorize me to purchase a vehicle higher than that price, and that after 1 years of on-time payments i can refinance and purchase a different car. When i contacted Credit Acceptance to refinance, they told me there is nothing they can do. Due to Credit Acceptance High interest Rate ( I currently Pay 23.99 % APR ) No one will refinance at $16000.00 loan for a car that is only worth roughly $6000.00. by time the care is paid off i will have paid over ...

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Bank of America Consumer Loan taking out the loan or lease

January 16, 2017 - Synopsis of credit denial. I believe denial of a commercial business loan by Bank of America for - - - -, -, with which they have a 12 year positive payment history, which has unpledged assets greater than 4 times the principal value of the loan requested, and in which they initiated the transaction and presented a loan proposal having all credit information, both personal and business available to them prior to the proposal having been made, and then basing the commercial loan denial on a personal home foreclosure was an excuse and not the true reason for the loan denial. The ...

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Wells Fargo & Company Consumer Loan taking out the loan or lease

January 14, 2017 - I agreed to co-sign for the purchase of a - - - for my roommate, and specifically advised the Car Dealership that I did not want my name on the loan document as a primary. Wells Fargo the lender began sending the monthly statement with my name as the primary owner of this vehicle -/-/-. I immediately called Wells Fargo to complain about this problem and reported this problem to the Federal Trade Commission. Wells Fargo then contacted me to inform me that the loan document had me listed as the primary owner. I explained to Wells Fargo that I am not the primary owner, and that they...

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USAA Savings Consumer Loan taking out the loan or lease

January 11, 2017 - I applied to USAA for a re finance, the original company supplying me the loan was - -. I notarize and sent all necessary paperwork to USAA as soon as I was able. I was informed around a week and a half ago that a check had not been sent to - as of that day and there was some confusion regarding the payoff amount for the loan. I ensured that the representative had the correct payoff amount for the check and assumed everything was fine. I received a call today, - -, 2017 from - -, informing me that they still have not received a check. I am now 29 days " past due '' accordi...

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Credit Acceptance Corporation Consumer Loan taking out the loan or lease

January 10, 2017 - - - stated contract was voided. Credit Acceptance Corp on -/-/2016 opened an installment account without my consent through - - -. I was unable to provide deposit in the amount of $1500.00 as required to include paying off - red flags on my driver license. Dealership would not accept a promissory note. Credit Acceptance Corp et al - - stated contract was purchased on -/-/2016 by a third party. Again, on -/-/2016 Credit Acceptance withdrew monies without authorization. All authorizations were revoked associated with that account....

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Prizm Financial Company, LLC Consumer Loan taking out the loan or lease

January 6, 2017 - I recently submitted a complaint about Prizm Financial ( case # - ). I was in the process of trading in the vehicle I had financed through them and they were all set to finance my new vehicle until they saw my complaint. Yes I had late payments because of my health but the agreement was on the table until they saw my complaint. Well since I traded my vehicle and received financing through another lender, they knew they were being paid off and yet they still reported negatively to the credit bureau. What -!! Do not do business with this lender because their tactics are reprehensible....

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Bridgecrest Acceptance Corporation Consumer Loan taking out the loan or lease

January 5, 2017 - I have been back and fourth with this company now for almost a year about removing his fraudulent account from my credit. I asked them to VERIFY this account with proof of my signature SEVERAL times and this final time I was asked by Bridgecrest for me to mail in copies of my license, social security card, and a Notarized Theft Affidavit which I did only to receive a letter a week letter requesting the SAME E-ACT information ... I called Bridgecrest on today -/-/2017 and spoke to a rep that said that - ( another rep ) at this company " verified '' my signatures matched on everything. This...

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Credit Acceptance Corporation Consumer Loan taking out the loan or lease

January 4, 2017 - Received a letter from the company stating my dispute was frivolous and I explained that this debt is not mines....

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FC HoldCo LLC Consumer Loan taking out the loan or lease

January 3, 2017 - This complaint is about Flagship Acceptance -, LLC and the predatory lending practices and being underwater with my vehicle loan. On - -, -, I purchased a - - - SV from - of -. The - - was not my first choice however, I did not want my payments to be no more than $350.00 a month. When it was time to discuss the financing, the account manager claimed that Flagship Credit Acceptance was the best option for me. The total purchase price was $19000.00 with a 13.49 % interest rate payments of $390.00 per month with a 72 month loan term. I was told by the accoun...

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Bank of America Consumer Loan taking out the loan or lease

January 2, 2017 - On - -, 2016, I applied to Bank of America ( " BoA '' ) for preapproval for a new car which I planned to buy the next day. I found that Bank of America had exceptionally good rates, 1.99 % for 60 months and 2.49 % for 72 months. I was preapproved for more than enough to cover the amount I planned to borrow. When I got to the dealership ( - - in - -, Ohio ), I told them I was preapproved and that all they had to do was to communicate with Bank of America. I did not have my preapproval letter with me because I was told by BoA that I did not need it, that the way the process wor...

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DriveTime Consumer Loan taking out the loan or lease

January 1, 2017 - I purchased a vehicle from the - drive time dealership and was cheated out of my money. I 've have had this vehicle for two years and was never provided a title. I have been basically bad mouth, insulted and mistreated by their customer relations department. I have now file a complaint with the state attorney general 's office as well as the department of motor vehicles and the - and the CFPB. Your customer relations department never offered me an option and is now trying to settle under the table even though I 've requested an arbitrator to have this placed on record. After doing a vin ...

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Byrider Franchising, LLC Consumer Loan taking out the loan or lease

December 31, 2016 - CNAC requires payments every 2 weeks but they report monthly and the monthy amount is incorrect. They also reported a payment in - of - even though I returned the vehicle in - of -....

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Universal Acceptance Corporation Consumer Loan taking out the loan or lease

December 30, 2016 - Last year around - i went to Car Hop. A Buy here Pay here car lot. they told me i could put any amount of money down and drive off with any of the selected cars i was approved for. They did not tell me the price until i signed the papers. at the time i was in desperate need because i had to get back and forth to work and school. i did n't have any help but never wanted to put myself in a fix. And at the time i was only -. But i ended up picking an SUV i found interest in. I asked the price but they ignored the question. so i just followed through because i was just excited that i got app...

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Barclays PLC Consumer Loan taking out the loan or lease

December 26, 2016 - While reviewing my credit report, I see a credit inquiry from barclaycard made on -/-/-. I sent a letter to the bank on -/-/- requesting that they remove the inquiry because it was NOT made by myself nor given the authorization to do so and also asking for documentation supporting this inquiry. I received a response on -/-/- stating that it was submitted electronically online and that they verified that it was made by myself because the social security number, DOB, contact number and mailing address was correct but none of that information was providing showing that ...

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Synchrony Financial Consumer Loan taking out the loan or lease

December 26, 2016 - While reviewing my credit report, I see a credit inquiry from Synchrony Bank made on -/-/- for - - -. I sent a letter to the bank on -/-/- requesting that they remove the inquiry because it was NOT made by myself nor given the authorization to do so and also asking for documentation supporting this inquiry. I received a response on -/-/- stating that it was submitted electronically online and that they are NOT able to provide proof that this was made by me. I 'm - sure that I did not inquiry about a credit account with this bank, especially for - - ...

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BB&T Financial Consumer Loan taking out the loan or lease

December 23, 2016 - They are trying to make me pay for a loan thats not mine....

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Credit Acceptance Corporation Consumer Loan taking out the loan or lease

December 21, 2016 - I purchased a - - - from - - of - - on - -, - and they obtained financing for me from Credit Acceptance Corporation. I made my first payment in - of - after receiving my coupon booklet from Credit Acceptance Corporation ( CAC ). CAC had also contacted me prior to this via telephone to confirm my information, address, payment amount, etc. Then, at the end of - -, I received a letter from CAC stating that they were cancelling my loan at the request of - - -. They gave no reason why and did not offer any alternative or other information. On - ...

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U.S. Bancorp Consumer Loan taking out the loan or lease

December 19, 2016 - US Bank is knowingly and intentionally, providing miss-information to run up an accumulate late fees. Every time a called in to make a payment I was being told that there was not late fee due. Now at the end of the contract, I am being billed a total sum of late charges as part of " termination charges '' along with a termination fee. I believe this to be a calculated process to increase fee income and is unfair to consumers and fraudulent. At no time was I ever billed or asked to pay a late charge during the life of the loan....

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Monterey Financial Services, Inc. Consumer Loan taking out the loan or lease

December 16, 2016 - I was told by the auto repair company that I was getting a line of credit with the actually repair company not a lending service, and then when they repaired my vehicle, they cracked my windshield, put no transmission fluid in my vehicle nor oil, weeks later my entire truck broke down. I informed that that I would not be paying for those services until my vehicle was repaired. My vehicle was never repaired causing me to have to junk it and now me and my - kids are without transportation....

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Synchrony Financial Consumer Loan taking out the loan or lease

December 14, 2016 - My wife and I went into Ashley Furniture in - Florida town center. They approved both of us for a loan for $1600.00 a piece. We picked out bedroom furniture and a mattress and put down $1500.00. We signed the papers and went home. A couple of weeks later we got a letter in the mail stating we only got approved for $1500.00 a piece. I called and they told me to wait till the furniture was delivered in a few months so the account would show the difference. I wanted to cancel and was told it would be a $1200.00 restocking fee.I told the manager why would I pay $1500.00 dollars and ge...

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Ally Financial Inc. Consumer Loan taking out the loan or lease

December 6, 2016 - On -/-/2016 we went in to look at new vehicles. When we found the one we wanted, we explained that if they could not find financing within the 1st bank hit on our credit and within the correct finance charges we were willing to pay, that we would return the following day with our own financing once our bank opened the following morning. When we went into the financing office, they notified us they hit our credit score 3 times. I was furious! We decided to just go ahead with it. When we were about to sign off on the car, we noticed the interest rate was - points higher than we had agreed t...

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Wells Fargo & Company Consumer Loan taking out the loan or lease

November 30, 2016 - I was approached by Wells Fargo to take out a Credit Card and I was approved for $5000.00 but only wanted about $1000.00, they told me not to worry that in 90-180 days they would have debt repayment or consolidation low interest special, so I accepted the higher credit limit. When I saw an advertisement about the low interest loan program in about 90 days later, I applied and my credit could not have changed that much, but was turned down. So, now I have been forced to pay off a high interest credit card, where I transferred debt expenses to and was given false, misleading, and deceptive i...

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Credit Acceptance Corporation Consumer Loan taking out the loan or lease

November 29, 2016 - When I purchased a vehicle from - - in - NY, I paid $5000.00 as a down payment on a vehicle that cost $10000.00. The remaining balance was to be financed and paid in 1 year. The amount financed did not reflect the down payment and the amount financed was not the price that was agreed upon. The numbers were modified without my approval or consent. There is a huge discrepancy in the amount agreed on at the dealer and what the finance company had....

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Wells Fargo & Company Consumer Loan taking out the loan or lease

November 27, 2016 - hi my name is - ive never had a loan with wells fargo. at the time they said i open the loan i didnt even have drivers lic .my drivers lic have been suspended since -/-/1996 in the state of ga im a victim of idenity theft i have written letters no results .so now i resulted into filing bk because i have my kid in college please can some one help thanx -...

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