Review and analysis of over 38 Credit Card complaints against Atlantic Credit & Finance, Inc.
Atlantic Credit & Finance, Inc. consumers have reported over 38 official complaints related to Credit card. Out of the 38 consumer complaints against Atlantic Credit & Finance, Inc., 8% were disputed by the consumer (i.e. the consumer was not happy with how Atlantic Credit & Finance, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Atlantic Credit & Finance, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 55% resulted in non-monetary compensation.
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Atlantic Credit & Finance, Inc. Debt collection improper contact or sharing of info contacted employer after asked not to August 2, 2016 - I am being garnished for a credit card from 2008, the amount said to be owed is - with fees and such the grand total to be -. However when I called Atlantic Credit and Finance - informed me that I had - accounts that were all paid in full. I have been garnished on this debt for a year. I can not get in contact with anyone that knows what is going on with my account. I do n't understand why I am being garnished for debt that was paid in full.... |
Atlantic Credit & Finance, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 22, 2016 - I purchased furniture at - -/-/2015 via - - mos. no interest if paid in full in 12 month 's. I rec 'd a letter in the mail on -/-/2015 from - - stating that the acct. was charged off and sold to - - -. Company as a collector. I never once rec 'd any bills, phone calls, emails from - 's or - Bank prior to account being sold. When I rec 'd the letter, I called - 's and -, neither were willing to help me. I had absolutely flawless credit until this. I had no intentions of not paying. I was not given the opportunity to pay. I am very upset after 34 yea... |
Atlantic Credit & Finance, Inc. Debt collection false statements or representation attempted to collect wrong amount June 10, 2016 - When I kept on asking for validation of this debt they told me at first they could n't provide it. Finally a " supervisor " emailed some of my bill, the letter they sent has- The orginial debt is - I want to even negotiate. ... |
Atlantic Credit & Finance, Inc. Debt collection cont'd attempts collect debt not owed debt was paid January 29, 2016 - My domestic Partner an I ( - - ) have been severely harassed by Atlantic Credit & Finance of -, VA for a credit card debt that has been previously paid. - carefully explained this to Atlantic and have received several calls demanding payment. Even when he provided banking evidence of - cleared checks that paid off the debt, he still received harassing calls. Atlantic never contacted the original credit card company, - Bank, to confirm that they received an deposited the checks. Their collector 's demeanor has been condescending, illogical and demeaning. - individual, - ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics used obscene/profane/abusive language January 19, 2016 - the collection agency put me on the phone and had me get into my personal business of why i stoped paying for the debt and asked why i am - and had me repeat it like 3 or 4 times to make me feel bad or gulity about the whole situration and then asked why i broke up with my fiance .. and then asked how much is in my checking acount. The agency name is atlantic Credit and fiance incorporated ... |
Atlantic Credit & Finance, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 19, 2015 - On or about - of 2015, I started to receive request for payments to which I disputed based upon claims of stolen ID THEFT.However, - - - ATLANTIC CRED continued attempt to collect a debt that I do not owe. I personally contacted ATLANTIC CRED and disputed the validity of the debt. I personally requested that ATLANTIC CRED to perfect security interest and VALIDATE the DEBT by providing me with Certified BILATERAL CONTRACT obligating me to this debt with the ORIGINAL CREDITOR '' NAME ; ADDRESS and unpaid invoices under FDCA. To this date, ATLANTIC CRED has failed to be in complian... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls November 9, 2015 - The company is calling my work number to collect a debt. ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics threatened to take legal action September 10, 2015 - I could not find the exact describe the issue '' choice, but Atlantic Finance threatened me that unless I made my payments via a monthly electronic payment system, they would sell my debt to a company that would add more interest until the debt was paid off, therefore dramatically increasing the amount of my debt when I agreed to payments but only wanted to pay by USPS money order. Said my credit would get a negative report if I did n't pay electronically. - - and his supervisor - '' Harassed me and used threats of credit harm if I did n't open up some kind of electronic - card p... |
Atlantic Credit & Finance, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt July 28, 2015 - - and - attorney office had contacted my siblings and my mom regarding my credit card collection prior to contacted me. They have disclosed my confidential financial information to my siblings and my mom. They used scare tactics to my siblings and my mom that they will use legal action against me if I do n't pay back the small amount of credit card debt. I called the - and - office to work on the payment reduction and payment plan. But the guy named - only gave me very short time frame - months and each payment is over $1300.00! That is a such high monthly payment in additi... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls July 16, 2015 - Called me at -, -, -, -. I 'm sure it would keep going but I have the phone set to block them now so I do n't see it. I am at work. I ca n't answer my phone NOR can I tolerate people calling me every 30 minutes - 1 hour or less! ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls June 23, 2015 - Collection company is calling me, asking very personal questions.Kept me on the phone for - minutes asking personal details of my finances. They looked at my credit report without asking me. And they also called my family members. ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls April 20, 2015 - I have repeatedly asked for them to only contact my personal number. I just received information that they have now contacted my ex-husband, my parent 's home, my mother 's work, and my mother 's cell phone. I 'm not sure how they have gotten any of these numbers but it has become disruptive to everyone 's life. I have since sent a cease to call letter on -/-/-/-/2015. I have had to block their phone numbers so I do not lose my job from the constant calls. - '' has called me - times in less than - days. ... |
Atlantic Credit & Finance, Inc. Debt collection communication tactics frequent or repeated calls April 9, 2015 - This company Atlantic Credit and Finance is calling me up to 5 times a day on my cell number. From phone number - as well as calling my work phone number. They were never given permission to contact me at work, or harass me at my place of business. I find their multiple calls daily very harassing. I have blocked their number so now they call me at work. I have asked them to no longer call there either because I am not allowed to take personal calls at work. ... |