Atlantic Credit & Finance, Inc. Debt Collection Complaint

Credit card Cont'd attempts collect debt not owed debt resulted from identity theft

Atlantic Credit & Finance, Inc. Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt resulted from identity theft New York

On or about - of 2015, I started to receive request for payments to which I disputed based upon claims of stolen ID THEFT.However, - - - ATLANTIC CRED continued attempt to collect a debt that I do not owe. I personally contacted ATLANTIC CRED and disputed the validity of the debt. I personally requested that ATLANTIC CRED to perfect security interest and VALIDATE the DEBT by providing me with Certified BILATERAL CONTRACT obligating me to this debt with the ORIGINAL CREDITOR '' NAME ; ADDRESS and unpaid invoices under FDCA. To this date, ATLANTIC CRED has failed to be in compliance of FDCA, thus, unilaterally without just cause continued to violate my civil rights causing and preventing me from securing good paying job, adequate housing and/or obtaining new credits.

Atlantic Credit & Finance, Inc. customer in New York
Nov 19, 2015

* Source: CFPB Complaint Database

Atlantic Credit & Finance, Inc. response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Atlantic Credit & Finance, Inc.Complaint HistoryComplaints7/20138/20139/20131/20148/20149/201411/201412/20143/20154/20157/201511/201512/20151/201600.511.522.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Atlantic Credit & Finance, Inc.Cont'd attempts collect debt not owed50.0%50.0%Closed with explanationClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCont'd attempts collect debt not owed1.5%18.3%5.0%1.4%73.1%0.7%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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