Review and analysis of over 191 complaints against Enhanced Recovery Company, LLC
Enhanced Recovery Company, LLC consumers have reported over 191 official complaints related to Right to dispute notice not received. Out of the 191 consumer complaints against Enhanced Recovery Company, LLC, 33% were disputed by the consumer (i.e. the consumer was not happy with how Enhanced Recovery Company, LLC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Enhanced Recovery Company, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 95% resulted in non-monetary compensation.
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Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received January 9, 2016 - I was denied credit so I pulled a credit report. I found that the company ERC placed an account on my credit report that I have no knowledge of nor was I notified before it went into collections. This is a violation of the Fair Credit Reporting Act. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received January 7, 2016 - The debt was placed on my account - 2015. I am currently in the process of reviewing my credit and came upon the debt on my credit report. I was not informed in writing of this debt before it was placed on my credit report. I contacted the collection company ( Enhanced Recovery ) and they could not validate that this debt was mine and they also refused to remove the debt from my credit report as well. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received December 31, 2015 - I never received the right to dispute these accounts. The early warning - notice clause of FACTA section 623 ( A ) ( 7 ) .his law requires all creditors and collectors to notify me by mail before placing negative items on my credit report. Enhanced Recovery Corporation are in violation of the FCRA. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received December 27, 2015 - Enhanced Recovery Co LLC violated the early-warning notice clause of FACTA section 623 ( A ) ( 7 ). This law requires all creditors and collectors to notify me by mail before placing negative items on my credit report. Enhanced Recovery Co LLC had placed this negative items on my credit reports without notifying me. I would like Enhanced Recovery Co LLC to provide a copy of the document for which they had notified me by mail that was addressed to - - - - - -, - Pa - before this negative mark was placed on my credit reports. Should this time sensitive document not be ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received December 10, 2015 - This will be second time I have filed a complaint regarding a collection account that originated from an account with -. The first complaint yielded the removal of the collection account. There are currently - collections agencies attempting to collect this deal all reporting on my credit report. The amount they are attempting to collect is twice the amount that I allegedly owe. All of the agencies are refusing to speak with me other than to say that the amount owed is correct. With my name being unisex they dont beleive that I am - -. I have attached my final bill from - $1000... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received December 9, 2015 - I received a letter on - -, 2015 from - - to collect a debt that I initially disputed with the company they represent directly which is -. I therefore sent a certified letter disputing the debt which was received on - -, 2015 by the company. - responded on - -, 2015 noting that they were not handling the case. I then pulled my credit report and noticed that another company, ERC, had placed the account on my credit report in - 2015 and had not provided any notice prior to doing so. On - -, 2015, I received a letter from them notifying me that - placed t... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received September 29, 2015 - A breach of a debt collector, for - account, which never existed in the manner presented. It has affected me a great deal, by delaying mortgage loan process closing down on my first home loan on -/-/15. I was devastated about the action by the third party I have never heard before. I had not received any statement of collections from them about this debt. I had not receive any notice from this third party ( Enhanced Recovery Company ) prior, but they sent the debt to the credit agencies which it apparently stopped the home closing. I sent a letter of protest on -/-/15 to ( Enhan... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received September 29, 2015 - I filed a complaint against Enhanced Recovery Corp on - - because ERC violated the Fair Debt Collection Practices Act by failing to send me notice as required by the law before putting this account on my credit report. Your case no. is -. ERC 's response to you was as follows : As a result of this complaint, ERC has updated the account as a disputed item and placed it in an investigatory status to prevent any further collection efforts. In acknowledgement of the dispute, we have requested the account be removed from all credit reporting agencies. Please allow up to 45 days for the cr... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received September 22, 2015 - i was told in 2011 by a - Rep that i was not under a Contract with them anymore, so she set up to send me Boxes to put Their Equipment in & they set up a - Installer to come by my Home & pick the Equipment up, he did & put it into their System to prove it. Now here 's where it takes a Twist, - waited 4 years to send me a Bill stating I owed them an Early Cancellation Fee & 2 Months of Service, so while i was on - during this time, I was being Charged for - that i was Told i was Paid up in Full on my Account & i was n't under a Contract. This is Unreal! I called the ERC ( Enhance... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received August 28, 2015 - Enhanced Recovery has reported that I owe - and I called them and they put it on hold now they are reporting that I owe - $650.00 I called - they have no records of me so I called Enhanced Recovery and they said they had no records of - and hung up on me. So now what do I do ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received August 25, 2015 - This file has been relisted on my credit report with a date of 2015. It 's a old file which should n't have been there in the first place. I signed up for - a few years ago for $19.00 a month. They started charging me almost $50.00 a month without any notice. By the time I realized, the bill was high, and I had to cancel service. It has been through a few collection companies, but it is not from this year. The way it 's listed pulled down my score, and I 've been paying my current bills on time to raise my score. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received August 25, 2015 - This company has been on my credit report some time stating I owe a debt to them. I have never received mail in correspondance to this debt. I have contacted the company on multiple occasions through the number provided online ( -, FL based company ) with little resolve to the situation. I have been hung up on, transferred repeatedly to sit on hold for long periods of time with ultimately no resolve to the situation, I have been told they can not proceed without a claim number ( which was never administered ), I have been told this company can not find debt under my name and information YET... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received August 12, 2015 - Hello, A while back I had to have my credit pulled so my wife and I could get pre-approved for a home. - of my credit scores were great, while - was roughly -. I found out that I had a delinquent balance of $90.00 from - - regarding a bill I did not pay because I no longer lived at the apartment I moved out of. I canceled my cable subscription and returned my equipment and was not aware of any termination fee. That being said, I paid the collection bill right when I found out. It was for $90.00. That was back in - 2015. Now I had my credit pulled again to refinance my car... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received July 27, 2015 - - debt collectors are trying to collect on the same debt - provided verification of debt letters. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received July 22, 2015 - I contacted Enhanced Recovery Company LLC after i was attempting to enter into a new relationship with a mortgage company and discovered that this collection agency had an open past due account with the credit bureaus in relation to my ssn. I contacted the company via certified mail - 2015. I received no response within the required - days, so I informed the company via certified mail that they were in violation on the federal law FDCPA 807 ( 8 ). I began to call the agency multiple times as a desparate attempt to resolve this negative mark that is preventing me from my mortgage approval... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received July 18, 2015 - i recently recieve my free annual report from the credit bureu, and didnt recieve any notice from the original collector that. sold my debt to another new collection agency.and the new collection agency never notify me about reageing/restarted a old debt.that i thought will be remove from my credit in -/-/2016. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received July 14, 2015 - I noticed a previously resolved collections account on my credit report. The account was resolved favorably n 2013, and reappeared recently. Repeated attempts to negotiate with the credit bureaus, collections agent and the original creditor have failed. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received July 1, 2015 - Credit bureaus, SHOULD NOT BE ALLOWED TO reinsert a removed item from your credit report without notifying you in writing within 5 business days. THIS UNETHICAL PRACTICE SHOULD BE INVESTIGATED. It is obvious, Creditors, collection agencies, or credit bureaus, if they make attempts to report Re-Age '' to a consumer 's report or account by updating the date of last activity on a consumer 's credit report in the hopes of keeping negative information on a consumers account longer. '' This is unacceptable. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 29, 2015 - I did not receive notice from this company of my right to dispute this alleged debt. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 27, 2015 - Enhanced Recovery Company--, FLThey put a collection on my credit report, never notified me and gave the opportunity to dispute and ask for validation. This lowered my credit score - points. I found this out when I applied for an auto loan. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 26, 2015 - In - of 2015, I received an alert from my credit monitoring service that Enhanced Recovery LLC had placed a collection account on my credit report. I did NOT receive any communication from this company. I immediately sent a request for debt validation by certified mail according to the FDCPA. I did not receive a response. I sent a - request in - 2015 by certified mail. I still have n't received a response although they are continuing to report the debt on my credit report. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 16, 2015 - There is a collection account was reported to credit bureaus but did not recieve dunning notice from collection agency ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 6, 2015 - On - -, 2015, I found Enhanced Recovery listed on my credit report ( - and - Account Number per Credit Report : - ). I have never been contacted by them, never received a dunning letter stating I had - days to dispute ... nothing. I just found them on my credit reports. I immediately sent them a DV letter. It was mailed on - -, 2015 and received - -, 2015. ( Tracking number via - -, mailed to ENHANCED RECOVERY - - -, FL - ). On - -, I get an alert that Enhance was posted to my - report. That right there, posting an account to a credit re... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 5, 2015 - I had a phone for awhile they were charging for things I did n't want. They cut me off and popped up on my credit reports. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 4, 2015 - I was informed about this when I pulled my credit report. I contacted the company and was insured that if I would do the pay off it would be completely removed from my credit. So I paid the amount they asked for and it 's still on my report. It 's been over a year and when I call they hang up on me. I ca n't get no one to talk to me about this.. I 'm a single mom who 's trying to buy a home and I hurt myself trying to pay the complete amount to insure it would be removed from my credit report. Please someone help me with this. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 4, 2015 - Enhanced Recovery Company , LLC, - - -, -, FL -. On - -, 2015 the said collector sent me a notice of some alleged --year old debt of $97.00 from -. On - -, 2015 I responded with a dispute letter. The collector in question has never responded to me with the required by federal law verification of my alleged debt after my dispute. Instead, they just went ahead and filed a damaging report of this debt in collection '' with credit bureaus. I wonder do we still live in a country whose citizens must abide by law and why some people think they are immune from so bl... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received June 3, 2015 - In the past, I have complained about Enhanced Recovery making entries on my credit report for a debt that I have no knowledge of. Initially, the company did what they said they would ; remove the entry & have no further contact. However, on -/-/-, I received another credit alert ... A new account with Enhanced Recovery, for $900.00. To date, I have yet to receive any form of a debt verification letter, or any attempt to contact me directly regarding this alleged debt. After reviewing my credit history, Enhanced Recovery has attempted to extort money from me, via illegal entries on m... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 20, 2015 - They called my mother 's cell phone and NOT ME. When I called to find out who it was & what for. I have NEVER received a debt letter or heard of ERC. When the collector demanded collection & told her that her company has never sent me a letter of debt. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 16, 2015 - Collector did not respond to debt validation request ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 14, 2015 - I looked on my credit report and saw Enhanced Recovery on there for a debt I do n't owe. I sent for validation request to them and they just keep ignoring me and continue to report this error on my credit. They never notified me that they were about to report anything on my credit. Enhanced Recovery is in violation of the FDCPA ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 13, 2015 - I did not receive any communication from the company. I did not even know about until it showed up as collection on my credit report. I can not even ask for proof because I never receive a demand letter or any other communication from them. The debt collector is Enhanced Recovery. It is on my - report. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 12, 2015 - This was an invalid charge from - years ago. I have never had any agreement or contract with - -. The basis of this dispute is that I just pulled a credit report. I received no notices by mail, email or phone. I had sent substantial amounts of documentation several years ago when this - came up which proves the debt invalid which I still have available. -, - and - have all received this documentation and only - does not report this new collection but old account now. My - Score is - and - now at - which should demonstrate the kind of damage this kind of wrec... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 11, 2015 - I learned from a recent credit report that ENHANCRCVRCO is showing as a collection account and is trying to collect a debt in the amount of $400.00. This is the first time I have heard of this company or this debt. I was never sent a notice of right to dispute nor have I been contacted by mail or telephone regarding this alleged debt. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 10, 2015 - The company, Enhanced Recovery, reported an - - - bill in - of 2014 without sending a dunning notice. This was a debt that they had previously tried to collect from me years before and was eventually deleted from my credit reports after disputes were not validated on their end. They began reporting to - and - in - of 2014. I disputed through the - and they acknowledged through written message that they did not send a dunning notice because they were unable to reach me on a cell phone number they had listed as my contact. So as of last week ( - - ) they sent the du... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received May 6, 2015 - I am not responsible for this debt and have attempted to contact both the original debt agency as well as - to no avail. I have requested verification of the debt and received none. After multiple calls to - with no assistance I am forced to request this account be permanently deleted from my credit report and verification of deletion be mailed for my records. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 30, 2015 - I checked my credit reports and see an item from a debt collector called Enhanced Recovery Company for the amount of $450.00. They list the initial owner of the debt as - - - whom I have not been in contact with for 7 years. I contacted Enhanced Recovery by mail and asked them to verify the debt, who was owed, original date, their right to collect. Instead of responding to me they put the open date '' on my credit reports as -/-/- suggesting that 's the age of the supposed delinquency instead of my last contact with - - - in -/-/-. I want them to follow the FCRA ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 26, 2015 - I was contacted by this Company - - concerning a - $ debt from -. I called the company and asked them what was the statue of limitations of this debt and followed up with a mailed correspondence letter The exact same day dated -/-/- ( attached ) I requested them to validate the debt and that I wish to deal with the original creditor Informing them that I have disputed this debt in writing within - days of receipt of their dunning notice, and they must obtain verification of the debt or a copy of the judgment against me and mail these items to me at their expense in whic... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 24, 2015 - i send a letter to ENHANCED RECOVERY COMPANY to dispute the validity of alleged debt in the entirety of $830.00 from the creditor known as - for an alleged disconnected mobile service.My specific dispute with ENHANCED RECOVERY COMPANY alleged debt is based on the fact that i only have 1 month service to -.I am requesting them that the following information be supplied ; a detailed description of the service for which this alleged debt is owed ; an itemized description of how the alleged debt was calculated ; and copies of document showing that i agreed to purchase any product or servic... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 21, 2015 - i recently obtained a copy of my - and - credit reports and saw that enhanced recovery had listed an negative account on both my - and - credit reports without sending a dunning letter. after I filed a complaint with the - on - -, 2015 they sent a letter with a copy of bill which does not include whether they purchased the debt I specifically asked for all documents showing that they are allowed to attempt to collect and the original contract of the debt they are trying to collect to see if I actually owe this debt. They have been reporting this on my credit report since -... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 14, 2015 - An erroneous entry has been made on my credit files with -, -, and - by : Enhanced -. - -, FL - original creditor was -. I had an account with - until approximately - -. I cancelled the account due to billing errors that had existed Since -. When the billing errors were initially discovered, I contacted - customer service, and each time I was assured that the proper credits would be issued. The bill was supposed to be approximately $110.00 per month, but each month I had to call - customer service for credits and adjustments. I have notated conversat... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 11, 2015 - I received an alert on my credit report for a collection by Enhanced Recovery. I contacted their office to see what the collection was for. They stated it was a bill from -. This is an account from -/-/- that had been previously deleted from my credit report in -/-/- under another collection company called - financial. I have not received any notification other than the alert from my credit monitoring service. If it is verified that I owe the bill, I have no problem paying the bill. The problem that I have is a company submitting something on my credit report without notifying ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 9, 2015 - This company is a collection agency and they are trying to collect on a debt that is not yet eligible for collections as this is a closed account with - - - that is not yet 30 days past due. They are calling this a pre-collection '' debt account that they are trying to collect on. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 9, 2015 - Received an alert for a new account on my - credit file. Enhanced Recovery CO, LLC reported a debt in the amount of $900.00 owed to ERC-. I have n't had service from - for at least 10 years, let alone any communication regarding a delinquent balance. I attempted to call Enhanced Recovery, no answer. I disputed the entry on my credit report, it was promptly updated from delinquent as of -, updated to delinquent as of -. I was never sent a notice of the alleged debt and, subsequently, deprived of my right ( s ) under the Fair Debt Collection Practices Act ; to dispute the debt a... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 9, 2015 - I got a notice from - - that I had a new account added to my debt. I looked it up and It is from Enhanced Recovery for -. I have not had a - account since -/-/-. This is - years ago. I paid - off when I received the final bill. I have not heard from them since or have had anything attached to my credit report until -/-/-. There was no letter sent to me to try and dispute this debt or even tell me I had a debt. My number has not changed and I have not recieved a call from - - in - years that there was a debt. I have read many reviews and just recently Enhanc... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 3, 2015 - The representative stated I had no right to dispute : only that I had to pay a 7 year old $84.00 bill ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 3, 2015 - I noticed a debt on my credit report, so I contacted the company and wrote a letter disputing the debt as not a valid debt. I waited the 45 days they stated it could take to resolve or investigate the debt, but never received any media from the company and has now taken almost - as long as they company stated and still have not received any letters nor have they removed this debt. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 2, 2015 - This alleged debt was previously reported and disputed with another collection company and subsequently removed from my credit report. This company has sent no notice to me that they have the debt or of my rights to dispute. They simply re-aged it and put it on my credit report as a new collection. I only became aware when my credit monitoring service alerted me of the new listing. ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 1, 2015 - Never recieved notice of debt. Never receive communication that debt was opened in - of 2014, checked my credit Report and this debt was reporting ... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received April 1, 2015 - -/-/- I received a credit monitoring alert that notified me of a new collection account listing with - - credit bureaus. At that time, I had n't received any letters or notification from the company, Enhanced Recovery, who placed the trade line in my credit file. -/-/-, I sent a letter to Enhanced Recovery - sent certified mail return receipt requested ( - ) - notifying them of the placement in my credit file, that they had not provided any notification to me of a debt owed, and requesting validation of the debt. Although this letter was received by them, I received no respo... |
Enhanced Recovery Company, LLC Debt collection disclosure verification of debt right to dispute notice not received March 30, 2015 - In -, I noticed a collection account from this company on my credit report, which I have never received an initial letter from stating they are collecting on this debt nor containing notice of my right to dispute the debt. Per the credit report, they stated they started collecting on this debt in - 2015. I sent this company a letter and they never acknowledged receiving this. They have willfully violated the law. ... |