Other (phone, health club, etc.) Disclosure verification of debt right to dispute notice not received
Enhanced Recovery Company, LLC Debt collection department,
Other (phone, health club, etc.) Disclosure verification of debt Right to dispute notice not received Illinois
The company, Enhanced Recovery, reported an - - - bill in - of 2014 without sending a dunning notice. This was a debt that they had previously tried to collect from me years before and was eventually deleted from my credit reports after disputes were not validated on their end. They began reporting to - and - in - of 2014. I disputed through the - and they acknowledged through written message that they did not send a dunning notice because they were unable to reach me on a cell phone number they had listed as my contact. So as of last week ( - - ) they sent the dunning notice-5 months AFTER they began reporting this on my credit reports. I was not given the chance to dispute before this was marked as a derogatory item on my report and sending the notice now is a clear violation. I want this debt removed from my credit reports as it is being reported incorrectly and collected in violation.
Enhanced Recovery Company, LLC customer in Illinois
May 10, 2015
* Source: CFPB Complaint Database
Enhanced Recovery Company, LLC response to complaint:
Closed with non-monetary relief
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://www.ercbpo.com/ |
Phone | (800) 942-0015 |
[email protected] | |
Address | 8014 Bayberry Road Jacksonville FL 32256 |
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