American Credit Resolution, Incorporated Debt Collection Complaint

American Credit Resolution, Incorporated Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Right to dispute notice not received New York

A year ago I was contacted by a company that said I owed them for a health club bill that was paid. With the help of a family friend I wrote a letter requested validation of debt and they stopped calling. This week I was contacted by - ''. They told me I was going to be served and I should contact -. I called the number and they answered the phone claims office ''. I was scared so I gave them my credit card information. I then called my dad who told me to cancel the payment because that did n't sound legal so I did. Today I received more calls from - - at - '' an unknown number who told me they were going to serve me today. I checked the NY - - - website and found no company under this name. I also received a letter from American Credit Resolution. The letter offered me a settlement but never offered my the opportunity to get verification. I believe the company failed to provide me validation of debt. I believe the employees of the - were actually employees of American Credit Resolution. I believe they misrepresented themselves and this was a veiled threat since I thought I was going to be sued.