Equifax Improper Use Of My Credit Report Complaints

Review and analysis of over 896 complaints against Equifax

Equifax consumers have reported over 896 official complaints related to Improper use of my credit report. Out of the 896 consumer complaints against Equifax, 31% were disputed by the consumer (i.e. the consumer was not happy with how Equifax responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Equifax resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 14% resulted in non-monetary compensation.

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New Improper Use Of My Credit Report Consumer Complaints


Equifax Credit reporting improper use of my credit report report improperly shared by crc

December 5, 2016 - Dear -, This letter is a formal request to remove unauthorized inquiries from my credit report. I also would like for you to remove the fraud alert on my credit report ASAP! - -/-/- -/-/- Auto Financing - -/-/- -/-/- Auto Financing - -/-/- -/-/- Auto Financing - -/-/- -/-/- Auto Financing - -/-/- -/-/- Auto Financing - -/-/- -/-/- Auto Financing - -/-/- -/-/- Auto Financing - -/-/- -/-/- Auto Financing - - - # - -/-/- -/-/- Automobile Dealers, New - -/-/- -...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

December 3, 2016 - EQUIFA- allowed 50 credit inquiries from various and same car loan companies to obtain information on my credit report without my permission. I have requested EQUIFA- to remove these inquiries and they have failed to respond or remove the inquiries. Its illegal to obtain a persons credit report without their permission 56 inquiries....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

December 2, 2016 - I used to live at - -, - -, Tx - and i - on -/-/-.I had to vacate my apartment and break my lease because i have to go for - and -. My - started -/-/- and ended -/-/-.I then proceeded to the -. I got out of - -/-/-.I relocated to -, Texas -/-/-.I got an apartment in -, Texas and during background check, they discovered i was owing - $ -.I called the manager at - - and she told me that, I incurred a debt of $110.00 because they spent it to clean my apartment unit after i moved out.I asked her about my security deposit...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 22, 2016 - I never ask for a credit care for sear 's now there are 3 other - that live here in Wisconsin or someone was trying to get credit in my name can you please remove this from my credit please...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 22, 2016 - I reviewed a copy of my credit report last summer and - - of - was allowed by Equifax to access my credit in the form of a hard inquiry without my permission on -/-/2016. I was not aware of, nor did I ever authorize such action in written or verbal form in -, as I purchased my car in - of 2016. Also, my car is not financed through - - of -. This constitutes a violation of my rights under the Fair Credit Reporting Act 604 as well as a violation of my rights to privacy. I contacted - - of - who conducted the inquiry immediately after noticing the issue ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 22, 2016 - I put a FRAUD ALERT, CREDIT FREEZE, AND A HOLD on my credit file over a year ago, and I am still have my credit report pulled constantly by different companies without my authorization and all - agencies are refusing to delete the inquiries from my credit file which now shows I have over - pulls in over a years time. Then lately I had a - claim paid off - credit cards from -, -, -, -, - - ( all account ) and they the credit bureus and banks has refused to update my account as paid and and - balance, I have even sent them the letter of the paymets sent to them ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 20, 2016 - I had old child support deleted from all - credit bureau they are more then 7 years old now equifax has now put it back on my credit report within 7 days. they are just doing what they want with my credit report...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 17, 2016 - I have - unauthorized inquiry on my credit report - -...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 15, 2016 - I did not give permission to pull my credit report from Equifax from the companies below. I reached out to creditors via mail and left messages. NO RESPONSE. Please REMOVE ASAP -/-/- Creditor Contact Information - - - - - -, T- - - Creditor Contact Information - -/-/- Credit Information Dept - - - -, - - - Creditor Contact Information - -/-/- - - - - - - -, - - ( - ) -...

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Equifax Credit reporting improper use of my credit report received marketing offer after opted out

November 15, 2016 - This Bureau chooses to report incorrect information as well as fails to send reports in a timely manner. This Bureau will even report information differently to you than it does with the creditor you applied with. Sadly you file a Dispute and it does nothing more than update inaccurate information with Court documents. Rather than remove it, Equifax takes the stance with the inaccurate reporter. Example - - - - of -. This name dispute causes this bureau to not remove even with the Court documents. Please help me we are homeless and want to buy a home we are held hostage by this ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 7, 2016 - unauthorized inquiry on my report...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 4, 2016 - Dear Sir or Madam : I recently pulled my credit and the following accounts are not mines. Someone is using them without my permission. Please remove the accounts promptly within 7 days and please stop the ability for them to continue to use my credit by putting a freeze on my credit report. Letters have been sent to the reporting agencies and the cfpb. I have attached the Identity Affidavit....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 3, 2016 - There are - unauthorized credit inquirys that I did not authorize and I would like to have them removed as soon as possiable....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 3, 2016 - My credit report was released to several companies without my consent....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 2, 2016 - I am a veteran, I have recently moved to the state of Georgia. The following inquiries appear on my credit report. The inquiries were made without my authorization. Please delete or remove the inquiries promptly within 7 days. I am a victim of someone inquiring without my permission....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

November 1, 2016 - - pulled my credit without my authorization and permissible purpose. I have attached documentation. I need this removed....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 31, 2016 - I have been working diligently to repair my own credit. My credit score was - four weeks ago, now it 's -, all of a sudden my score drops almost - points for no reason at all. I have paid my credit cards in a timely fashion. I have brought my utilization to the right percentage, and my score is continually dropping every day for no reason at all. My husband and I share the shame credit cards, and his scores are constantly going down. All - credit bureaus are reporting my score inaccurately. My utilization is - % which is good. This is unethical, in what is going on with the -...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 31, 2016 - I have been working diligently to repair my own credit. My credit score was - two weeks ago, all of a sudden my score drops almost - points for no reason at all. I have paid my credit cards in a timely fashion. I have brought my utilization to the right percentage, and my score is continually dropping every day for no reason at all. My wife and I share the shame credit cards, and her scores are going up. All - credit bureaus are reporting my score inaccurately. My utilization is - % which is good, it dropped my score - point because of this good utilization. This is unethical, i...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 29, 2016 - 1 ) i notified - that on -, - 2016 i sent - a certify letter disputing my account it was delivered an as indicated in the ( FDCPA 807 ( A ) ) the creditor has 30 days to put a remark that i have disputed the account which they have not done and its still being reported by equifax has not removed the report i sent - more letter to - - - to the same add as the first letter but this time they not accept them. This is affecting my current process for a job with customs. and i also requested that equifax remove some hard inquiry that i have not authorized and they said they ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 29, 2016 - This past week - dealership I went to purchase a car submitted my credit report without my approval to some banks. I only authorized them to contact - and they took it upon themselves to try to get me approved at another dealership. By law I have a right to chose what bank I want to do business with. These inquiries listed below should be deleted ASAP. I may also sue the company who had these pulled. - - -, - - - - - -, - - - - - - - -, - - - - - - - -, - - - - - - - - -, - - ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 24, 2016 - I went into a dealership and asked that they only submit my deal with -. I got home and noticed they had submitted ti a lot of banks I did not authorize. I have contacted the dealership and they refuse to respond....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 23, 2016 - Equifax continues to report unverified information and they refuse to verify the accounts in according to the Fair Credit Reporting Act, section 609 ( a ) ( 1 ) ( A ). they are required by Federal law to verify through the physical verification of the original signed consumer contract. Equifax is in violation of this law....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 23, 2016 - Equifax continues to report unverified information, and refuse to verify the accounts in according to the Fair Credit Reporting Act, section 609 ( a ) ( 1 ) ( A ). they are required by Federal law to verify through the physical verification of the original signed consumer contract. Equifax is in violation of this law....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 23, 2016 - Equifax continues to report unverified information and they refuse to verify the accounts in according to the Fair Credit Reporting Act, section 609 ( a ) ( 1 ) ( A ). they are required by Federal law to verify through the physical verification of the original signed consumer contract. Equifax is in violation of this law....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 23, 2016 - Equifax continues to report unverified accounts and they refuse to verify the accounts in according to the Fair Credit Reporting Act, section 609 ( a ) ( 1 ) ( A ). they are required by Federal law to verify through the physical verification of the original signed consumer contract. Equifax is in violation of Federal law....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 21, 2016 - Equifax LLC. continues to report unverified information on the credit report, in violation of the Fair Credit Reporting Act Section 609 ( a ) ( 1 ) ( A ) as required byFederal law....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 20, 2016 - The credit reporting agencies are in violation of the FCRA, section 609 ( a ) ( 1 ) ( A ), they are required by federal law to verify these account, and have not....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 19, 2016 - There are several inquires listed through a company named -. I did not give anyone authorization to pull my credit -/-/2016, -/-/2016 and -/-/2016. I am disputing this and disputing with the actual company. This has to be against the law. Why would anyone pull their credit three times in one month?...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 18, 2016 - someone applied for credit / or tried applying for credit without my permission....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 18, 2016 - Dear Sir or Madam, I disputed - - in the month of - 2016, for the amount of - dollars, and after the due diligence of - Credit Bureau ; it was removed on -/-/2016. - had the same amount on my - Credit report which was successfully removed on -/-/2016. Both accounts were for the same alleged medical bill. Today I noticed that - -, phone number ( - ), reported an amount of - dollars on my Equifax Credit report. This dropped my credit score by - points. It is apparent that this is a shell game, I 'm not sure how legal this activity is. I would l...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 16, 2016 - ON - -, 2016, - alerted me that applications had been made with my social security number. -/-/16, -/-/16 - -There were - applications made, my FICO took a dump from - to -, then to - ... I was FURIOUS. I 'M A - with 28 years in -. I understand the mechanics of credit. I FROZE ALL MY CREDIT ON - -, 2016. I put a consumer alert and a 90-day alert, while I was getting the police report filed. I was promised that NO CREDIT would be issued under a freeze. I was promised that creditors wo n't issue credit with consumer alerts .... I 'M IN THE THROES ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 15, 2016 - I have been a victim of identity theft and my report has been shared without my approval....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

October 12, 2016 - Equifax is unlawfully reporting accounts without verifying or validating the debt. They are in violation of Section 609 of the Fair Debt Collection Act....

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Equifax Credit reporting improper use of my credit report received marketing offer after opted out

October 11, 2016 - I have requested Equifax to remove the hard Inquiries from my credit report - - - - - - - - -, - EQIFA- - - - - - GA - REF : - Date:- To Whom It May Concern, I recently pulled a copy of my credit report and noticed the following information are in error : Credit Inquires : The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order. The following HARD credit inquiries are related to none of the aforementioned permissible purposes : 1. -...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

June 1, 2016 - These inquiries below should be deleted asap. I have attached email proof I did n't request company submit my deal to all these banks. - - -, - - - - - -, - - - - -, - - - - - -, - - - - - -, - - - - - -, - - - -, - - - - - -, - - - - - -, - - - - - -, - - - -, - - - - - - - -, - - - - - -, - - - - - -, - - - - - - -, - - - - -...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 31, 2016 - Equifax on -/-/- sent a copy of my credit report including my SS # and credit information to an old address where I have n't lived since - -. And thus put me at extreme risk of identity theft. Equifax did this despite refusing online to give me a copy of my annual credit report because they could not confirm my identity and current address! I sent Equifax in - and - - my correct address both online and by mail with copies of indentifying documents requested to verify my identity and current address. I think it only fair that the CEO of Equifax be ordered to send me his ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 28, 2016 - I HAVE INQUIRIES ON MY REPORT THAT I DID NOT AUTHORIZED. I HAVE ATTACHED ONE EMAIL AND 1 TE-T TREAD PROVING I DID NOT AUTHORIZED ALL THESE COMPANIES TO RECEIVE MY CREDIT REPROT. TOLD ONE COMPANY ON USE - -. DID N'T EVEN AUTHORIZE OTHER COMPANY TO PULL REPORT AT ALL. Creditor Name Inquiry Date Removed By* Type - - -, - - - - - -, - - - - - -, - - - - - -, - - - - - - - -, - - - - - - - -, - - - - - - - -, - - - - - - - -, - -...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 26, 2016 - I had these inquiries posted to my credit report. I can provide emails, text messages and names and numbers for people who are told not to submit my credit to banks and went ahead and done it anyway. View Report From : Credit Report Provided by Advertiser Disclosure Items For Review Full Credit Report Past Due ( - ) Sent for Collection ( - ) Missed Payments in History ( - ) Remarks on Accounts ( - ) Multiple Recent Inquiries ( - ) No Recent Activity ( - ) Recent Address Change ( - ) Employers Reported ( - ) OverviewAccountsCredit InquiriesCollectionsPublic Records Ba...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 23, 2016 - Equifax never reported payment history from -/-/- to - -. - never reported - - through - - on my payment history, - - for - - reported from -/-/- through -/-/- but did not submit to - nor Equifax in -/-/-, gave me credit for only 2 years and the loan was extended for 3 1/2 years. They stated the loan was closed on -/-/- on the sheet that I submitted. Due to the improper reporting, this has held my personal business up tremendously by preventing me from obtaining personal mortgage loans or obtaining loans to obtain equipment for m...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 16, 2016 - These Inquiries I did not authorize. i have also contacted these companies and asked for removal and they directed me back to the credit reporting companies to dispute. Some inquires were done on the same day or some companies every other day. I attached one email from a company I asked not to submit my credit to all these different banks and they done it any way. - - - - -, - - - - -/-/- - - Auto Financing -/-/- - -, - - - Auto Financing - - - -, - - - Auto Financing - Apr -, - - - Auto Financing -...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 16, 2016 - When I had attempted to, tried to dispute or complain about : inaccurate info on my report! Equifax had literally shut that down, even before it got started! This had taken place, in - of this year! It also would be fair ; to state, and conclude for the record! That Equifax are also involved in, this conspiracy plots : to destroy me, and or demise my health overall! Went as far as, to try to get me, caught up in : their so called free trial credit monitoring scheme! However, once after witnessing, and experience it was a hoax, and gotcha moment! Trust me, I had to hurry up, and unsubscribe ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 15, 2016 - In - -, fraudulent attempts were made to access my existing credit card accounts ( unsuccessfully ) and to open new accounts ( unsuccessfully ). At that time, I placed security freezes with all - credit bureaus. In -, -, - of the - bureaus ( - and Equifax ) temporarily released the freezes to a fraudulent person. That person subsequently fraudulently opened - credit cards in my name and then attempted a change of address on both cards. There is no mechanism in place for the credit bureaus to confirm identity ( other than the previously issued PIN ). A phone call to a...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 11, 2016 - These inquiries are not mines. Inquiries - - - - - I did not authorize this inquiry. Inquiries - - -, -/-/16 I did not authorize this inquiry. Inquiries - -, -/-/16 I did not authorize this inquiry. Inquiries - - -, -/-/16 I did not authorize this inquiry. Inquiries - - I did not authorize this inquiry. Inquiries - I did not authorize this inquiry. Inquiries - - - I did not authorize this inquiry. Inquiries - I did not authorize this inquiry. Inquiries - - I did not authorize this inquiry. Inquiries ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 11, 2016 - I want remarks from - - - - to be removed from my Eqifax credit report because it is well over 20 year a old & should no longer appear there....

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 9, 2016 - Please remove this credit info from my credit report. It is not mine ... I was alerted today that I have a credit card from - -, with a $1000.00 credit limit, which was opened -/-/- ... with no derogatory information - never late and completely paid off ... but is now an inactive account. I have no idea who this card belongs to, but it is not mine. My credit score dropped - points today ( within one week ) and I have no idea why or if this is the reason - FRAUD!!!! In addition, you report that my oldest account is only 1 year and 4 months old. This is absolutely inaccura...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 9, 2016 - Dear Credit Reporting Bureaus : I have been monitoring my credit scores weekly for about two years now and I am " stumped '' at the constant fluctuation in my FICO score from week to week. Thus, I have had to break down and purchase - at $20.00 per month just to try to protect myself further. Monitoring my credit scores and constantly having to fix them is taking a significant amount of time out of my life. This should never be! I have a complaint about your FICO score calculations and the fact that there is no " explanation '' as to the CONSTANT fluctuation in my score every week. On ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 7, 2016 - filed chapter -/-/2014 credit first /firestone part of chapter- creditor served still falsely showing open and 109 percent over limit. contacting Equifax twice to dispute it and Equifax failed to answer dispute or correct the errors doing damage to mine and my wife 's credit report which they added to my wife 's report almost a year later after the -/-/2014 chapter - filing it seems obviously - is intent on deliberately damaging our credit reports and Equifax is not working to resolve the matter I ask that they be made to remove this entry from both our credit reports if they can ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 7, 2016 - " Your complaint number with - : # - '' is the original CFPB complaint today after receiving my Equifax Confirmation # - page - of - " - of your creditors '' was provided my credit information. They fraudulently pretented to be a creditor to get it. This is illegal. ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 6, 2016 - did not give authorization to access and use my report....

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Equifax Credit reporting improper use of my credit report received marketing offer after opted out

May 5, 2016 - I was seeking information on lower interest rates for mortgages for my Daughter. When the form asked for my SSN, I opted out not wanting to give my SSN since I was not inquiring for myself. At this point I assumed it would close the form and no harm done. This appeared as a hard inquiry on my - and Equifax Credit Report that resulted in lowering my Credit Scores.The company that filed the inquiry was - -. ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

May 3, 2016 - I did not authorize any of the hard inquiries on my credit report initiated -/-/2016 ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 30, 2016 - Even though I have not authorized, Equifax allowed - to pull credit report on me. ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 29, 2016 - - took money from my credit card for payment over two years and later sent me collection agency to get their money. Eventually the Merchant Credit took me to court to get the money in - 2015 and they told my to take legal action on the money they took from my credit card. After - 2015 they continued to take money from my credit card even though they told me my account balance is zero. - - Bank put a dispute and when we had a conference call with with - help, they could not provide the answers about taking my money illegally. The collection agency report affected my credit sco...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 29, 2016 - In reviewing my most recent EQUIFA- report, I noted " hard inquiries '' were made into it by - - on -/-/- and -/-/- as well as by - on -/-/-. As all three were to have been done as " soft '' inquiries, I want EQUIFA- to delete them ASAP as required by Federal Consumer law. I have asked REPEATEDLY for this to be done and have had no resolution. ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 25, 2016 - - of - pulled my credit on -/-/2015 from minimum - banks and other institutes without my authorization. I called - of -, - T- - to remove the inquiries on phone, they said I should ask Credit Bureau, when they will contact ask them, we will ask them to remove. I spoke to - credit Bureau, they told me to contact the company who pulled the credit file, or I call individual company. My credit is ruined by these marketing guys, My son - years old goes to college, he is on -, I am trying to get a vehicle - but due to many unauthorized inquiries and negative ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 23, 2016 - Equifax improperly shared my credit report and even after receiving a police report, refuse to remove the information from my file - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry -/-/- - Inquiry - -, - - Inquiry -/-/- - Inq...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 21, 2016 - My student loans are on duplicated on my credit report. They appear twice on all my credit reports. This effects my credit because I have several loans and the are entered twice. can we fix this problem. ...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 20, 2016 - I did a dispute with the equifax. I was living with my parents as a - under the age. I was living with my mom 2 to 3 years prior to this company reporting on my credit when I became of age they told me I had to go on the lease as a tenent and was only - they said even because I was staying there I was not paying rent and was a - - still in School. They attached the balance of the bill on my credit report this is affecting me to get a place and continue on with my life, They attatched this reporting to my moms credit as well and she is the responsible Party. I do not believe I shoul...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 19, 2016 - Today is -/-/16. I am an officially notified - recent former Federal Employee, that WAS compromised in the successful hack attack on - databases. I subscribed to the - recommended - - Monitoring program. In an email from -, dated -/-/-, I was given a - -. Today I 've accessed my account with them and see that on -/-/16 " an unwarranted '' inquiry was made to my credit report and was described as follows at - : " - obtained a copy of your EQUIFA- Credit Report. " I have not been engaged in seeking new credit that would warrant this inquiry. I a...

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Equifax Credit reporting improper use of my credit report report improperly shared by crc

April 18, 2016 - I applied for a - - - credit card from - on -/-/2015. Due to a credit block I had previously initiated on my report there were additional verification steps I had to take before they could look at my credit report. I was told I would receive correspondence in the mail with more information. Upon returning from vacation in early - I opened the correspondence and completed the verification with a nice woman on the phone on -/-/2015. I needed to make sure my phone number was on file with Equifax for some reason. So I did. I 'm not sure how, but - was able to place a...

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