Equifax Credit Reporting Complaint

Improper use of my credit report received marketing offer after opted out

Equifax Credit reporting department,

Improper use of my credit report Received marketing offer after opted out Florida

I have requested Equifax to remove the hard Inquiries from my credit report - - - - - - - - -, - EQIFA- - - - - - GA - REF : - Date:- To Whom It May Concern, I recently pulled a copy of my credit report and noticed the following information are in error : Credit Inquires : The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order. The following HARD credit inquiries are related to none of the aforementioned permissible purposes : 1. - - - - - -, - 2. - - - - -, - 3. - - - - -, - 4. - - -, - 5. - - -, - 6. - - - I did not even try to buy a car?


- - -, - -. - - -, - -. - - - -, - -. - BANK - -, - These were No firm Offers of Credit Please remove these inquiries from my credit report immediately. I have enclosed a copy of my driver 's license as proof of identity. Sincerely, - - -

Equifax customer in Florida
Oct 11, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

Created with Highcharts 4.2.3EquifaxComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/201610/201611/201612/201601020304050Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3EquifaxImproper use of my credit report86.2%0.1%13.5%0.2%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageImproper use of my credit report0.0%19.0%0.4%0.7%79.6%0.3%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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