Review and analysis of over 740 complaints against Wells Fargo
Wells Fargo consumers have reported over 740 official complaints related to Settlement process and costs. Out of the 740 consumer complaints against Wells Fargo, 27% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo responded to their complaint) and 99% were processed in a timely manner. 6% of consumer complaints against Wells Fargo resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Wells Fargo Mortgage settlement process and costs February 2, 2016 - I have submitted a complaint case number - against Wells fargo I did send a package to consumerfinancial desputing the reply I received from Wells Fargo dated - - -. - - I had requested a written document showing me the - + new cap money that was being applied to our new approved loan modification. I verbally asked 3 times on the phone and only once got numbers quickly thrown at me by my preservation specialist. So - - - I sent a letter to Wells fargo with several questions about my monthly statements how my money was being applied and I had found a couple of erro... |
Wells Fargo Mortgage settlement process and costs January 29, 2016 - Today I received a letter from Wells Fargo Stating that our house is not qualified for FHA Mortgage Insurance Removal. I contacted wells several and explain the FHA rules in regulation regarding FHA Mortgage Insurance Removal, according to Wells Fargo agent ( - ) he said were not qualified of removing our FHA Mortgage Insurance, According to their letter dated - -, 2016 " The mortgage insurance will expire is based on the original amortization schedule at the time of closing. According to that schedule, your mortgage expiration date is - ( i ca n't find in the our contract ). You m... |
Wells Fargo Mortgage settlement process and costs January 28, 2016 - Wells Fargo has discriminated against VA home modification false information, We have lived in home since -, we did go bankrupt - did not list are home are lawyers told us we did not have to reaffirm, We made all payments, until we had ask - - - if he could help get Wells Fargo to give us a home modification.Wells Fargo told us to stop making payments for 3 months, everything was done VIA mail.They had put we went bankrupt - we did not.- - is co- borrower on Home.They would not acknowledge this.Are credit report shows no payments every made on are home we have made ever... |
Wells Fargo Mortgage settlement process and costs January 20, 2016 - We refinanced our home with Wells Fargo and they made the check for more than the amount needed so they said they would send us a check for the balance. The closing date was - -, -. The original loan was paid off - -, -. The check for the balance was made out - -, - and we did not receive it until - -, -. The envelope that it came in was postmarked - -, -. That is 1 week from when the check was written. My complaint is that we should have received that check by - -, - which is 17 days before we deposited it in our checking account. ... |
Wells Fargo Mortgage settlement process and costs January 20, 2016 - I refinanced my FHA mortgage into a conventional mortgage in 2015 and the closing was delayed from late - to the first few days of -. My FHA mortgage company Wells Fargo charged me a full non-prorated month of interest for - although the payoff reached them by the - of -. My new mortgage company - Bank did not inform me of this either. I wound up paying a full month of interest over $1000.00 to - different mortgage companies for the same month. This is absolutely not fair. ... |
Wells Fargo Mortgage settlement process and costs January 16, 2016 - Wells Fargo created an elaborate guide for how to produce missing documents to foreclose on homeowners, according to a lawsuit that has caught the attention of state and federal regulators. The bank denies wrongdoing, but the allegations rekindle claims that lenders, including Wells Fargo, used forged and shoddy paperwork during the recession to quickly foreclose on struggling homeowners, a practice known as " robo-signing. '' Those charges led to a $25.00 - national mortgage settlement that was supposed to put an end to such abusive practices, but bankruptcy lawyer - - says nothing... |
Wells Fargo Mortgage settlement process and costs January 15, 2016 - Wells Fargo created an elaborate guide for how to produce missing documents to foreclose on homeowners, according to a lawsuit that has caught the attention of state and federal regulators. The bank denies wrongdoing, but the allegations rekindle claims that lenders, including Wells Fargo, used forged and shoddy paperwork during the recession to quickly foreclose on struggling homeowners, a practice known as " robo-signing. '' Those charges led to a $25.00 - national mortgage settlement that was supposed to put an end to such abusive practices, but bankruptcy lawyer - - says nothing... |
Wells Fargo Mortgage settlement process and costs January 10, 2016 - We did a refinance with Wells Fargo. The closing was -/-/-. At the closing they said that it is difficult to calculate the payoff of the old mortgage and that we were getting $3000.00 more than we needed. I think its a scam. They have to get closer than that. Now it is -/-/- and we are still waiting for our -. How many people per year do they do that too? Interest they make would be staggering. Again I believe it is a scam. ... |
Wells Fargo Mortgage settlement process and costs January 8, 2016 - I refinanced my - loans ( - ARM and HELOC ) with Wells Fargo to another lender, the refinance transaction closed on - -, -. To date I have not received a copy of the recorded release/satisfaction/cancellation of the mortgages. I called the - - - of Deeds office on - -, -, and learned that a cancellation for the HELOC was recorded on - -, - ; however a cancellation for the primary mortgage has not yet been recorded, pursuant to NC Gen. Stat. 45-36.3. Please send me a copy of the recorded cancellations of both loans. ... |
Wells Fargo Mortgage settlement process and costs January 5, 2016 - I have - % equity in my home and have been paying my mortgage on time every month for the last 3 years. Wells Fargo is not allowing me to petition for PMI removal without jumping through arbitrary hoops that they have created and are not consistent with - - requirements as an investor. I would like to ask that you hold Wells Fargo to a level of accountability. ... |
Wells Fargo Mortgage settlement process and costs December 30, 2015 - today while on a recorded line speaking to Wells Fargo Bank I spoke with a man named - - who continues to tell Consumer Financial Protection Bureau that they are assisting - - - and family in investigations into the misconduct and financing of property without the knowledge of - - - also at the same time they have told CFPB 60 days to assist with documentation they are not preparing as in ledgers audits on accounts funds produced and also liability claimed as beneficiary of these events. why would Wells Fargo Bank continue to tell Consumer Financial Protection Bureau th... |
Wells Fargo Mortgage settlement process and costs December 15, 2015 - About 4 or 5 years ago I had to bankrupt due to lots of medical bills for my son. AT that time I got an attorney and it was really pretty simple. About 6 months ago I was looking into refinancing since my finance charge had gone up due to the bankrupt agreements. I could not seem to get anyone to talk to me about refinancing. To make a long story short my loan was never reaffirmed. I had no idea what that meant until now and I do not know how that happened. For this reason I went back to my attorney and he had to reopen my case. I have since foundout that my perfect payment record is not being... |
Wells Fargo Mortgage settlement process and costs December 15, 2015 - I originally applied for a loan on -/-/-. A complaint has been submitted regarding the mortgage banker who said our rate was locked but then wanted to charge us points to get the promised locked rate. Now I am submitting a new complaint because of the time this has taken. It is now -/-/- and received this message from the mortgage banker ( - - ) yesterday : " The system is waiting on an approval that we received on -/-/-. We are working towards correcting this issue and -, as well as other managers are involved in resolving this. I am extremely sorry for the process thu... |
Wells Fargo Mortgage settlement process and costs December 9, 2015 - Wells Fargo Home Mortgage and Wells Fargo Bank took it upon themselves to make a payment in my father 's name from an account that belongs to my father in front accepting embezzled money that has been withheld from the owner of the property at the same time yesterday on a recorded line was stated that the loan was paid off several times and that when the loan was paid off in 2013 Wells Fargo made themselves the beneficiary along with others being the trustees where is the trustor and grant or - - - - has no possession of his home but Wells Fargo - - title - - and other ... |
Wells Fargo Mortgage settlement process and costs December 9, 2015 - I am writing this letter on behalf of my inlaws. On - -, - Wells Fargo Home Equity closed a $26000.00 - mortgage loan in the amount of $50000.00 secured by their primary residence. Subsequently, on - -, - Wells Fargo Home Equity closed a - mortgage loan in the amount of $26000.00. After careful and thorough review of the loan documents provided it is glaringly evident that numerous state and federal regulations were violated in the origination and closing of these loans. To begin, 12 CFR 226.15 ( a ) ( 1 ) ( i ) of Regulation Z states ... " in a credit plan in whi... |
Wells Fargo Mortgage settlement process and costs December 7, 2015 - after being sent the security note paid in full the bank refuses to give full disclosure on all accounts being dispersed from including what is known as - - - - aka - - roadroad. this was provided in the recent communications with - - - of the funds used to pay for - - - - - Washington -, financial responsibility is to the lender for acceptance of the funds withheld and transferred and fraud $130000.00, based on the acceptance of this one Wells Fargo home mortgage and Wells Fargo are 100 % liable for this bonded transaction secured by the indebtne... |
Wells Fargo Mortgage settlement process and costs November 30, 2015 - I filed for a loan modification with Wells Fargo Home Mortgage -/-/-. I was assigned a " Home Preservation Specialist '' -. I hired attorney - office to represent me in the process because. -/-/- I received paperwork for a trial modification. In the paperwork, it did n't state whether through the modification my rate would be adjustable or fixed. My mortgage had been adjustable. I told my attorney that I would not sign a modification that was still adjustable just for my payments to balloon and get in trouble again. My attorney 's office spoke to - ( they had third party aut... |
Wells Fargo Mortgage settlement process and costs November 28, 2015 - We - have attempted - Mortgage Modifications with Wells Fargo. We have been lied to, tricked, cheated etc ... The - application was approved, our monthly payment was increased and we were promised -, that 's a disgrace. - Mortgage Modification attempt we were denied because we were current on our payments. As soon as we applied for this - Modification Wells Fargo placed a For Sale sign in front of our home. We applied for the Modification because we were in danger of default, this is - of the reasons to apply for a modification. - Mortgage Modification, Wells Fargo requ... |
Wells Fargo Mortgage settlement process and costs November 26, 2015 - This is very simple, but seems to be complex. I had a mortgage with Wells Fargo for 11 years, and never missed a payment. I refinanced -/-/-, and have had this mortgage with Wells Fargo for over a year, and never missed a payment. So far, so good, right? I can not get - or - to reflect that the - Mortgage was for 11 years ... .they show the dates, but on - , neither - or - show 11 years credit, and that is what I need on my report ... .longevity is important to show my good history. Wells Fargo show the years --, but the - are not showing. ... |
Wells Fargo Mortgage settlement process and costs November 20, 2015 - I called my local wells fargo to get a refinance on my loan that is - and bring it down to - they told me I would n't have to pay closing costs because of the FHA - program that has been around for years. well 3 years ago and 1 year ago I called wells fargo to tell them I wanted to refi and they told me I had to pay closing costs. so ithought I could never do it because I did n't have the money, not knowing they misled me to believe that there was a program they never told me about. ... |
Wells Fargo Mortgage settlement process and costs November 14, 2015 - ComplaintDescription of the complaintOn - -, 2015 I received a letter from them that my mortgage has been transfer to another company and they do not give me information on the company and why are they transfer my mortgage who gave them the right to determine who I would like to be my mortgage company please investigate Wells Fargo Home Mortgage to ensure that the are following United States Federal Regulations and any misconduct and mismanagement all individuals involved be convicted according to United States Federal LawHow complaint can be satisfactorily addressedI would my Mortgage t... |
Wells Fargo Mortgage settlement process and costs November 13, 2015 - Wells Fargo has failed to modify my second loan under the MP2 program. Specifically they have provided false information and refuse to identify a monthly payment - I do not believe this program mirrors my first loan. While WF has told me they would be sending the correct information, they have not. Instead I received a call from a - - stating that the loan was going to be canceled since I would n't agree to their terms. How can I agree to terms that have not been identified is beyond me. ... |
Wells Fargo Mortgage settlement process and costs November 13, 2015 - 13 months ago I took out an FHA home loan through Wells Fargo. We were in a hurry to close on the home because we had a baby on the way and wanted to be in the house by the time he arrived. After being treated extremely disrespectfully by our Wells Fargo home loan representative we finally closed on the house. In a hurry to get into the house we did everything necessary to expedite the process. We went through the FHA program for our house, but there were serious issues that were never addressed, and should n't have passed FHA guidelines. We had peeling paint all over the place, a huge horizon... |
Wells Fargo Mortgage settlement process and costs November 10, 2015 - On - - my home was damaged by water due to a leak in the hot water heater. The insurance company came out and did their estimate and paid the claim. Wells Fargo is refusing to endorse the last payment of $2600.00 for me to finish the work on the house. Stating they need a inspection done on the house. This has Taken over 2 months to do. ... |
Wells Fargo Mortgage settlement process and costs November 10, 2015 - - we requested a loan modification from Well Fargo and finalize the process -/-/-. No need to cover all the details as they are covered in other filings with CFPB. When we requested the loan modification our mortgage payment was $1200.00 with a income of $3100.00 and a mortgage of $120.00, and a 20 year payoff, after the loan modification our mortgage payment was $1100.00 with a monthly income of $3100.00 and a 40 year payoff, something does not add up. ... |
Wells Fargo Mortgage settlement process and costs November 6, 2015 - ( This is a copy of an email I am sending to the mortgage-lender in question ) To : - - - - - # -, loan officer at - - - in -, Oregon, the C.F.P.B. whomever it may concern : It has come to my attention that it has been almost exactly nine years since the documents of my original mortgage were altered and remanufactured which changed my mortgage without my consent or knowledge, to something that was not what I was purchasing. It is my opinion that you/Wells Fargo/Citi owe me a little more than $140000.00 in interest over nearly nine years. In fact, sir, I am owed... |
Wells Fargo Mortgage settlement process and costs November 3, 2015 - I have been working on selling our home of 30 years since - 2015, Unfortunately as everything I own seems to be worth less than what I owe. I am resorting to a short sale and even asked if we could do a deed in lieu of they said NO!!! we have the property listed with a very reputable realtor. we have submitted every document on the list ( even several times ) for the same doc. We have been waiting weeks for any kind of answer. When I call they say they dont need anything else but still will not move forward. This week we were notified that it was going to another new processor. Just to go o... |
Wells Fargo Mortgage settlement process and costs October 30, 2015 - In or around -/-/- or -Wells Fargo Home MortgageSent a letter stating we were behind about ( 3 ) months we promtly made copies and faxed receipts to them. We were told by a lady named - '' Oh MY there is a discrepency here we need to further investigate '' Up untill -/-/- ( -/-/- or -/-/- ) Everything was fine. We were notified by mail and by phone we were behind $2800.00. We again faxed all documents and receipts as well as got $3000.00 In money orders. ( - - ) ( - ) $500.00 - - Money orders. And sent in as well for their feesWe were again, notif... |
Wells Fargo Mortgage settlement process and costs October 30, 2015 - Have come to learn after a closing ( I have copy of HUD ) in -/-/- for a short sale on a property that was underwater in NJ, that the house was foreclosed on in -/-/-. When I signed the papers in -/-/-, I had asked if I needed my own attorney and they told me no, that no money would be changing hands, they had a buyer, the buyer just needed a little time to correct their credit so this would give them control of the property. They told me that I may still need to sign papers for the bank when everything had finalized. Initially after the closing, I did not receive any additional... |
Wells Fargo Mortgage settlement process and costs October 29, 2015 - I - - applied for a mortgage on or about -/-/-. I applied for a mortgage amount approximately of $500000.00. I filled out a - form and supplied all necessary documentation along with signing a- form so the bank who originated this no income check subprime mortgage to verifyI can afford it. The bank who originated this mortgage committed fraud in the fact that they never audited and ordered my - 's directly from the IRS to verify my actual income and stated what it was instead. The current mortgage with Wells Fargo Home Mortgage loan # - and also with - - - # -... |
Wells Fargo Mortgage settlement process and costs October 26, 2015 - I did file complaint - .Welles Fargo are not resolving the issues and instead they are not looking at the whole issues. Per their letter dated - - - the line of Credit Balance for the account - at the time when I sold the home was -. And per their letter dated - -, - the mortgage account # - for the property located at - - - - - CA - was paid off at the time of sale of the property on - -, -. Based on the above information I should not be reported to credit Bureau that I had a balance on the account # - and the account started Foreclo... |
Wells Fargo Mortgage settlement process and costs October 20, 2015 - # 1 No pay-off statement related to old loan and/or escrow. Unable to determine and/or balance to pay-off. # 2 After getting a specific quote of $350.00 for title insurance, received - charges for $350.00 listed as - '' and -- ''. # 3 Refusal to provide me with a copy of lender-paid appraisal done in 2010. ... |
Wells Fargo Mortgage settlement process and costs October 19, 2015 - We submitted an offer on a house that is for sale, via short sale, through Wells Fargo on - -, 2015. Since then, we have had to update the contract 3 times, to which we still can get no response what-so-ever from anyone at Wells Fargo on the status of the contract. The listing agent has been through - different people at Wells Fargo and not one has been able to give any of us an answer. One week, our contract is with the negotiator and they 're pushing for an answer by the end of day on Friday, which has now been a month ago. I have since sent an email to the board of directors at Wel... |
Wells Fargo Mortgage settlement process and costs October 16, 2015 - I originally submitted a complaint based on denial of the short sale because of affordability, they agreed they were wrong because I am in the military - VA. Now mt problem is with the counter offer price they asked for on - -. The comps for the fair market value are around -. They originally countered at - back in - 2015. This time they countered with the same buyer for -. I am attaching the comps that were requested when we first disputed the counter offer. Nobody has returned my calls from Wells Fargo, and I have called several times as well as left messages. I would li... |
Wells Fargo Mortgage settlement process and costs October 14, 2015 - I 've been in my home for 13 years a couple years back my husband and I fell behind on our mortgage. So Wells Fargo offered us a loan modification literally years had passed, being asked for every document known to man. We were approved. When I got the loan modification I noticed $30000.00 new cap money was added. I personally thought that was a bit high. verbally over the phone asked 3 times for a breakdown of the $30000.00 and why they felt I owed that much, I got nothing. my fourth attempt I did get a verbal breakdown over the phone and that was all, in the meantime I went back to all m... |
Wells Fargo Mortgage settlement process and costs October 2, 2015 - I refinance with a mortage company that promised that insurance and taxes were included in the total monthly payment, however they purposely failed to tell me and my wife that taxes and insurance were only included for the remainder of the year and that we would be responsible for paying taxes and insurance after the first year in addition to our new mouthly mortage payment. That financially destroyed us. I believe they described this as a mortage - type of mortage. That was with Wells Fargo ... |
Wells Fargo Mortgage settlement process and costs September 28, 2015 - I am a - veteran and back in - after I was - my tenants in my - refused to pay rent forcing me to agree to a loan modification when I got back later that year. This process took a few more years to even begin and when we signed the paperwork with Wells Fargo and made the first assigned payment on the - of - in -, they foreclosed after accepting it on the - of - of that same year. We ended up going to court after I retained an attorney and they withdrew their eviction saying that they wanted to work it out. They later restored the keys to me in - and tried to do an... |
Wells Fargo Mortgage settlement process and costs September 24, 2015 - I recently received documents from Wells Fargo, Dated - -, 2015 which suggest that my investment property will be refinanced, however, I did not apply for a refinance or authorize Wells Fargo to do this on my behalf. There is also an internal email correspondence that was inadvertently included in my package, which is telling Wells Fargo employees that I am waiting for these documents and working with the Office of the President to refinance my loan. This is a lie. I would like this to be investigated. ... |
Wells Fargo Mortgage settlement process and costs September 21, 2015 - I am hoping to get some guidance on this matter. I have owned my property since - -. In -, I got married and in - -, my husband purchased a property without me. I contacted Wells Fargo on a loan modification and was approved. I started making the payments during the trial period as they requested and completed the trial period. But now they are asking to change the terms of the agreement because they want to make my husband a part of the loan modification on the Home Equity Loan. Wells Fargo is not the primary loan holder on my mortgage, - - - is and I have had no issue... |
Wells Fargo Mortgage settlement process and costs September 20, 2015 - There are several complaints in and for WELLS FARGO BANK NA but this takes the taco and is unreal to think it 's possible, Whereas Current documents forwarded to CFPB show that WELLS FARGO BANK NA allowed a Veteran and a Senior Citizen not only to be harassed but also tricked by unlawful means to conspire to steal - - Properties by Re- Financing all his land that had already been paid in full without his knowledge or consent and allowed another party/parties to chop up and sell after being notified of encroaching, vandalism and harassment to log illegally was written as a complaint to th... |
Wells Fargo Mortgage settlement process and costs September 19, 2015 - This is against WELLS FARGO for allowing a - party to sign for the primary holder - - -, the bank told me in - he walked into back and paid loan in full personal casheirs check. - has absolutely no knowledge of this nor was present. As stated in the past my father has been a victim of many kinds of theft, theft of property mostly while being harassed for the last 42 years plus as well his mother and father before that. New developments have come to light that - Mortgage services has been involved with - - - in the matters before the Supreme Court Washington State ... |
Wells Fargo Mortgage settlement process and costs September 16, 2015 - Was not provided with a TRUTH IN LENDING DISCLOSURE or a HUD prior to sitting at the settlement table. I do have copies of several emails I sent requesting this information beginning 14 days prior to the scheduled settlement date. ... |
Wells Fargo Mortgage settlement process and costs September 12, 2015 - At first Wells Fargo refused to give advance copy of Hud1 settlement statement until I refused to close without it. They offered to have the seller close separately. They then charged me an additional fee for a dual closing when they never mentioned there would be an extra fee. At the closing, the closing agent they chose could not provide me with copies of anything we were signing. Wells Fargo has said it the closing agent 's responsibility to send me copies. Last month, they finally agreed to send me copies but that was 4 weeks ago and I still do not have a copy of a single document that I s... |
Wells Fargo Mortgage settlement process and costs September 9, 2015 - I am writing this complaint on behalf of my promissory note along with all the paperwork or documents signed at closing here and a state of South Carolina. Going over the documents of a new loan modification I noticed that something was wrong on the documents so that let me to start doing research on these documents in every kind of sources, links and informations. One of the major things that I found out that state laws of South Carolina, is that when you are doing a closing to buy a home or loan modification there shall be present an notary and attorney that 's going to represent both partie... |
Wells Fargo Mortgage settlement process and costs September 3, 2015 - I 'm writing to complain about the money-handling practices of Wells-Fargo and its subsidiary Americas Servicing Company. On - -, 2015 we completed the sale of our home which had a mortgage through the aforementioned company. At the time of closing, there were funds due back to us from the mortgage company. Despite Arizona law requiring the funds be returned to us within - days, Wells-Fargo has not delivered the money as of this writing, - days later, on - -, 2015. A telephone inquiry to Wells-Fargo resulted in us being told that the check had not been issued until - - ... |
Wells Fargo Mortgage settlement process and costs September 1, 2015 - I worked with Wells Fargo Bank for three months in order to get a commercial mortgage loan for a property in my town. On -/-/15 I met with my Wells Fargo Broker and he told me that I was locked in '' at 4.75 % interest rate. And he did use the words locked in. '' I was Ok with the rate so I continued my due diligence and forgot about my loan because I was locked in. '' We closed on -/-/15. At the closing table my Wells Fargo Broker handed me and my wife the closing documents and the rate said 4.86 %. I had a lot of things going on so I had forgotten the locked in '' rate. I ask... |
Wells Fargo Mortgage settlement process and costs August 16, 2015 - - VIOLATION OF FORCLOSURE SALE FILED - - 2014 -. -.IN REGARDS TO A FRAUD MORGAGE LOAN FOR - FOR THE AMOUNT OF -. THE COURT DOCUMENTS FILED TO STOP THE SALE OF OUR HOME ON - - 2014 AT - - COURT HOUSE WAS FILED BEFORE THE SALE WAS TO TAKE PLACE. THE CIVIL RULE - AND - CHAPTER - ARTICLE - - & - ARTICLE - REGAURDING INJUNCTIONS AND EMERGENCY RESTRAINING ORDER TO STOP A SALE AND TO HEAR THE EVIDENCE AT THE HEARING AND PRODUCE EVIDENCE TO A JUDGE TO RECIEVE RELIEF AND A QUIET TITLE ACTION ON OUR TITLE WAS HELD ON - - 2014, BUT DISMISSED BEC... |
Wells Fargo Mortgage settlement process and costs August 11, 2015 - We are initiating a claim against Wells Fargo Bank for the return of $460.00 which they charged to our home equity line of credit for a double appraisal of our current house during the loan approval process. We have been given numerous reasons for the double appraisal of our home over the course of several weeks, but each reason has proven to be false. Here are the reasons given by Wells Fargo:1. Federal law requires us to do - appraisals. ( Not the case in Alabama, and both appraisals were performed by the same man ) 2.The first appraisal was more than 120 days old. ( - appraisal -... |
Wells Fargo Mortgage settlement process and costs August 10, 2015 - -/-/- i 'm started the aplication for Loan Modification program trough HARP, I made the trial payments to American Servicing Company, after that I make calls to asked the status of my aplication, not answers or no status provided at that time. I was follow the status for my aplication weeks to weeks, until -/-/- one agent told me the aplication was aproved but no letter or correspondence was sending to me. I check the public records filed in - County, FL for the records of the loan modification and I check the aplication agreement was aproved and signed on -/-/- that 's - ... |
Wells Fargo Mortgage settlement process and costs August 4, 2015 - Wells Fargo Home Mortgage - Loan ModificationDuring an economic downturn that resulted in a real estate market collapse, my family lost most of our income and was struggling to provide basic necessities for our - children. My husband lost his business. It was a difficult time for us. It was difficult to get a modification done - very difficult. After a 3 year process of a continuous declines Wells Fargo offered my family a home modification agreement. This agreement was signed -/-/-The terms of the Loan Modification Agreement offered on -/-/- was as follows ; 1. New amount payable... |
Wells Fargo Mortgage settlement process and costs July 28, 2015 - In 2013 I had applied for Mortgage refinancing loan with Wells Fargo. The loan was not approved because of the low appraisal value of the property and so it never closed. However, - years later I learned that Wells Fargo had placed a lien on my property even though I do n't have any loans with them I do n't owe them any money. I had sent my request and explanation to Wells Fargo ( by fax on - ) asking them to remove the lien from my property and to send me the release letter stating that I do not owe them any money ( which I need to be approved for a home equity loan ) but so far I was u... |
Wells Fargo Mortgage settlement process and costs July 24, 2015 - 1.Wells Fargo has sent me several Pick A Pay Loan Disclosures for loan # - - - and each one has a different hand print and different dates and different address stated for the same disclosures. The Pick A Pay Loan Disclosure WAS NEVER SIGNED more then once. This is fraud that needs to be addressed. 2. I am faithfully addressing the issue by requesting Wells Fargo Home Mortgage to accept a Certified Affidavit for Forgery Signature from a Handwriting Exert. 3. I am requesting the address of were I can send my Certified Affidavit for Forgery Signature and name. 4.Wells Fargo Home Mortgag... |
Wells Fargo Mortgage settlement process and costs July 21, 2015 - We were engaged by senior specialists of Wells Fargo / ASC and presented with a mortgage modification near the end of -. The opffer was incredible in that it was reducing our interest rate substantially. Our only hesitancy of doing it was regarding any credit reporting issues during the process which was going to alter the terms of the existing mortgage. We were assured in no uncertain terms there would be no negativity reported. We agreed and the process went forward. Much to our chagrin, what we were told and what took place to this day of complaint is just the opposite. ASC had & continu... |
Wells Fargo Mortgage settlement process and costs July 16, 2015 - Wells Fargo has been my mortgage carrier since -. I have a conventional, fixed rate mortgage with PMI. I am now trying to cancel the PMI as I know the cost of my home increased. I applied for the PMI cancellation and paid for an appraisal from the Wells Fargo approved evaluator, - -. - conducted the appraisal on -/-/- and responded via email on -/-/- with the result ( see documents attached -. According to - - my home value has increased and the amount assessed qualifies for PMI cancellation. Wells Fargo is not approving the cancellation until after my 2 year mor... |
Wells Fargo Mortgage settlement process and costs July 9, 2015 - I put in an offer on a house which was accepted on -/-/2013. I had already been pre-approved by Military Family Home Loans ( co-owned by - and Wells Fargo ) who was the originator of my loan. I had to constantly re-submit requested documentation due to dealing with - underwriters ''. Additionally, I was never presented with the closing paperwork prior to actually closing on my house. The closing date was set for -/-/2013, and as of - the night before we still had not received the closing paperwork or final amount needed for the down payment. On the day of closing, the pap... |
Wells Fargo Mortgage settlement process and costs July 8, 2015 - I have been dealing with Wells Fargo trying to refianance my current mortgage with them under HARP. They approached me last year regarding my qualifying under HARP. They required that I obtain and pay for out of pocket an appraisal. Now, as we were about ready to close, they are requiring that i change my insurance to Replacement Coverage ''. I have found that this is virtually impossible in RI on a multi family built prior to 1950. They remommended that I contact the Wells Fargo Insurance department. After contacting them I was told that they do not provide insurance for multi families, over... |
Wells Fargo Mortgage settlement process and costs July 7, 2015 - NOTE : I submitted a complaint to Wells Fargo approximately eighteen months ago, but did not submit it through the Consumer Financial Protection Bureau. So, Wells Fargo already has copies of documents relevant to this abbreviated complaint, and is aware of the specific details behind each of the consumer protection law violations listed here. 1. I have been sole title owner of the - home at issue since -/-/-. In -/-/-, my ( then ) spouse decided to refinance the property. For several reasons, I refused to sign the note ( but did sign the mortgage ). Years later, I discovered that ... |
Wells Fargo Mortgage settlement process and costs July 2, 2015 - I filed for Chapter - in -. My - mortgage with Well Fargo ( WF ) was charged off $ $ --.They indicate that we should call them. In - -, - I was offered - settlement plans.by - and -:1- $40000.00 immediate payment2- $47000.00 - months3- $54000.00 60 months, payments $ --These payments were arranged by automatic withdrawal. WF indicated we would have to reset up payment every - months. I requested numerous times for a written document of the settlement. WF indicated it was in my account file, not to worry. We pain until - - when - indic... |
Wells Fargo Mortgage settlement process and costs June 26, 2015 - Wells Fargo Home Loans Bui\lder Division is using illegal tactics to build their business within - - - . They are doing this by partnering with an ESCROW service provider. ESCROW OF THE - sales REP - - is very well connected within the builder industry. Wells FARGO Retail office and Builder office is opeining escrows with - -. As a retrun for this buisness, - is telling builders to use WELLS FARGO as their preffered lender for the take out financing. - is creating a false environment. making the process harder to sell for builders and harder to buy for buyers so t... |
Wells Fargo Mortgage settlement process and costs June 25, 2015 - In selling my house, the buyer was getting financing through Wells Fargo Home Mortgage Wells Fargo delayed the closing at - the day before closing because they needed more time '', with no explanation as to what the hold up was or any idea of how long things would be delayed. They had communicated the week before to the buyer that things would be on time. Subsequent calls and emails to try and get details or information went unanswered and unreturned. I 've called and emailed the loan officer, his boss and his bosses assistant with no answer, reply or call back. The Loan Officer involved i... |