Amex Credit Card Protection / Debt Protection Complaints

Review and analysis of over 99 complaints against Amex

Amex consumers have reported over 99 official complaints related to Credit card protection / Debt protection. Out of the 99 consumer complaints against Amex, 33% were disputed by the consumer (i.e. the consumer was not happy with how Amex responded to their complaint) and 100% were processed in a timely manner. 31% of consumer complaints against Amex resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.

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New Credit Card Protection / Debt Protection Consumer Complaints


Amex Credit card credit card protection / debt protection

January 12, 2017 - I was browsing - ' mobile application looking for hotel to stay for that night. It was my first time using the application. Somehow, there was a booked reservation on my account for that night. I called their representative right away explained that I was only browsing and I did not want to book that hotel. Long story short, the representative said that there is a - ' logo on the mobile page and if I click on that logo, then - automatically book that hotel for me for the night. There was no subsequent confirmation page before the booking goes through ; it automatically booked. Once th...

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Amex Credit card credit card protection / debt protection

November 25, 2016 - I entered into a contract with a kitchen co. to design, fabricate and install a new kitchen in a - apt - in - Prior to kitchen delivery, the co. forced me to pay the balance of $11000.00, or delivery and installation would not be done. My wife and I had a 2 month old infant without a kitchen, so I reluctantly agreed, and payed with my American Express card, affording me the opportunity to have protection in case of any problems. After the delivery and installation of the kitchen, I observed shoddy workmanship and poor material quality. I notified the company, and they made half he...

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Amex Credit card credit card protection / debt protection

September 15, 2016 - Dear -, My case number is -. I am dissatisfied with American Express Response. American Express has completely ignored my complaint that I have made a phone call in - 2015 and closed ALL my American Express accounts With - balance ( call was recorded ). I explained to the representative on the phone that I am living - now and all my business relationship with the addition person on the card, - -, who lives in California, has ceased. The american express representative assured me on the phone that all the accounts were closed with a balance of - Dollars ( PHONE CAL...

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Amex Credit card credit card protection / debt protection

September 14, 2016 - I ordered some phones wholesale from -. I had a lot of trouble with the merchant, contacting them and finding a resolution. The phones were inspected and found to have non-oem parts. I requested a refund with the merchant and the merchant denied it. I opened a dispute 4 times with American Express because each time it was sided with the shady merchant. I provided documents showing phones being sent back and documents showing the professional evaluation of the phones. I got scammed out of $ -. Now I can not do anything because the merchant has told American Express that they never receive...

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Amex Credit card credit card protection / debt protection

August 3, 2016 - I paid my - taxes on line on -/-/- through - - - had to use my American Express Credit Card for payment. On - -, - when I received my - bill from American Express, there were - pages of charges from - for over - I did not authorize these charges. I have been working with American Express Fraud Dept. to settle these charges Each time I call ( over 20 times now ) I get a different person to talk to & get disconnected multiple times. I wrote the - letter on - -, - documenting what has happened. On - - I receive an email notice saying tha...

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Amex Credit card credit card protection / debt protection

July 27, 2016 - On - -, I noticed several large charges authorized on my Amex account ( on my mobile app ) from a merchant I had never heard of. I immediately called American Express to report the Fraud. Several calls and several broken promises later, no one can tell me the status of these fraud cases, no one can tell me when credits will be issued, they 've been unable or unwilling to stop this merchant from charging me and they 've sent my replacement card to my former address, despite my giving them my new address several times. While I 've been assured that I wo n't be financially liable for the fr...

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Amex Credit card credit card protection / debt protection

July 12, 2016 - i was in - california near - in a hotel ( booked using my american express card ) when someone used my card to make fraudulent purchases in - - 6 hours away at - different - stores in close proximity to each other. american express fraud '' investigation team '' determined that i made the purchases and suspended my account " due to a violation of member agreement section - ''. i tried to resolve this issue with AM, to find out exactly how they came to the conclusion they did, namely how was i in - places at once, but all i was given is rude dead end answers. i was told tha...

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Amex Credit card credit card protection / debt protection

June 17, 2016 - American Express is attempting to hold me liable for an unauthorized charge of $2400.00. Despite my best efforts to communicate with them, the situation has dragged on for almost five months. On -/-/16 I was in a car accident in -, -. The rental was protected by Amex - - ( hereafter - ), as it was paid with my Amex Gold Card ending --. I immediately notified both the rental company, - - - ( hereafter the merchant ) and -. I obtained a claim number from - : -. The following day, on -/-/-, I stopped at merchant office to return the car keys. I...

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Amex Credit card credit card protection / debt protection

June 13, 2016 - On -/-/-, I made a purchase on - with my American Express - Card for wine " futures '' - wines which I pay for now, that will be delivered up to 3 years later. Unfortunately, the merchant, - filed for Chapter - Bankruptcy protection ( during the 3-year waiting period on -/-/- ) and wo n't be shipping the wine to me. I have neither received the product, nor a refund from -. American Express is refusing to issue a refund, stating that they only have 540 days from the date of the transaction, to start a dispute. Unfortunately, the clock should start after the product was ...

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Amex Credit card credit card protection / debt protection

May 28, 2016 - I became an authorized user WITHOUT MY APPROVAL on my mother 's American Express credit card. The account is now closed however the bad credit still appears on my credit history. I called American Express and they seem to have dropped it from my credit history. The - credit reporting companies I 'm referring to are : - and -. - seems to have gotten the memo - they erased my credit history on the card. HOWEVER, - HAS NOT. They still seem to think that I owned the account. Please contact American Express as well as - AND TELL THEM THAT THIS IS NOT MY ACCOUNT AND I WANT T...

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Amex Credit card credit card protection / debt protection

April 18, 2016 - I MADE MY WIFE AN AUTHORIZED USER ON MY AME- ( ACCOUNT OPENED -/-/- ) BELIEVING THAT IT WOULD HELP HER CREDIT AND THAT AME- WOULD DO AS OTHER BANKS. IT ENDED UP DAMAGING HER CREDIT SCORE BECAUSE IT APPEARED AS OPENED IN -/-/-. WHEN I CALLED AME- THEY ADVISED THAT THIS WAS THEIR PROCEDURE AND I COMPLAINED BECAUSE THEY HAD NOT DISCLOSED THIS TO ME OR MY WIFE. WHEN I ASKED THEY REVERSE THIS THEY ADVISED THIS WOULD THEN APPEAR AS A CLOSED ACCOUNT ON MY WIFE 'S REPORT EVEN THOUGH NEVER DISCLOSED ANY OF THIS TO HER. ...

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Amex Credit card credit card protection / debt protection

March 17, 2016 - I used my American express card on -/-/- took out - there where - more transactions back to back for the exact same amount within seconds of each other I would n't have even had time to put my info in again to with draw the money then the same thing happened on -/-/- I took another - and there are - more transactions taken out just like the other one so some how it was doubled on my transactions and the fee at the atm was charged every time just like I put my card back through the other times which I did n't American express took less than a week and denied my claim knowi...

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Amex Credit card credit card protection / debt protection

March 14, 2016 - In - - - and loans charged my American Express account $450.00 without my approval they got my credit card information because I was trying to refinance my mortgage. I was going through another company called first rate mortgage who gave them my credit card information and told them to charge my card. I sent American Express the details but they kept taking quick and loan word over mine. You can check my credit report and see I pay my bills but I refuse to pay for charges I did not approve so I closed all my American Express accounts. Since than - - Mortgage went out of busine...

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Amex Credit card credit card protection / debt protection

February 20, 2016 - We rented a car. A third party service that has an automatic toll payer ( like - ) billed us for using their service, which we did not use. AmEx and - acted as if the charge was legitimate. It took three times corresponding with them before they dropped the charge. They acted like the burden was on us to prove we did not incur the charge and they sent " evidence '' that proved nothing. It was harrassing, and most consumers would simple have capitulated. I happen to be a lawyer, so I pushed the issue. We feel that these companies ( - - -, -, and AmEx ) are using their corporat...

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Amex Credit card credit card protection / debt protection

January 11, 2016 - try this email address -- approx, how many times have you been at a restaurant? or any other situation where aomeone other then yourself had access to your credit card could hypothetically written all your info or ordered something via the phone, where someone has access to all your info regarding credit care and address info? why is it when you go to a restaurant to eat, the restaurant keeps a copy of your signed receipt? what is the point of a debit card being so? do you know when you call american express, when youre on hold, the computer generated voice goes, as a amex card hold...

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Amex Credit card credit card protection / debt protection

November 24, 2015 - Unauthorized charges were made on my AME- Credit Card ( on -/-/15 ) and several things happened : ( 1 ) In calling AME-, they could not take the dispute as the charges were " pending '', and I had to wait until it was cleared ( it cleared on -/-/15 ). ( 2 ) The representative accused me of making the purchase as they were made online. ( 3 ) I have disputed the charges - again - online through AME- 's website, and uploaded documents. I had to upload documents proving that I was not in the same state when the purchases were made " in person ''. I have asked AME- for the name of thei...

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Amex Credit card credit card protection / debt protection

November 3, 2015 - I cancelled my American Express card after they allowed a third party to bill me for a transaction that they should not have been able to bill me for - despite overwhelming evidence that AME- should not have billed me, and after assurances that they would not allow that billing to happen. After lengthy debate with the third party - that party removed the charge - however, as AME- had failed to protect my assets ( after acknowledging that they have had hundreds of complaints about the same company for the same reason!! ) I maintained my position with regards cancelling my card. I have requested...

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Amex Credit card credit card protection / debt protection

July 15, 2015 - My American Express Blue Cash Credit Card with ending number - was wrongfully charged without my authorization on -/-/-. The charge was $100.00. I paid off the charge plus late fee and interest charge in total of $120.00 on -/-/-. However, American Express charged $1.00 interest. This blue cash account information disappeared from my online account. I travelled to - and - during -/-/- and -/-/- and I did n't see the $1.00 online. American Express Company terminated this blue cash card and closed out the account because of $1.00. They also forfeited $1000...

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Amex Credit card credit card protection / debt protection

May 18, 2015 - I changed cable companies after - installed their qqequipment on my neighbors roof and their bill eas - times what had been agreed upon.I signed no contract, but noticed on my next American Express statement - had charged - on - - and - more the very next day.I immediately disputed the charge with American express who also assured me - would not be permitted to charge my Amex account again.They charged - the next month and - the following month.I agai disputed the charges, which Amex had said would n't be permitted to be even added to my account.Amex has sided wit...

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Amex Credit card credit card protection / debt protection

May 16, 2015 - I noticed an unauthorized charge on my American express blue card for - - - had used the card on the - of - and - charged - unauthorized dollars the very next day.I had problems with their service and they had installed their equipment on my neighbors roof as well as charging me over 200 dollars when we had agreed to -.I immediately cancelled their service and was never given a contract or cancellation numberAfter the statement came in.I called American express to dispute this unauthorized charge and was told they would investigate, but assured me they would n't accept ...

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Amex Credit card credit card protection / debt protection

April 21, 2015 - I have an issue with my card membership through - and American Express, and the partnership that is being severed between the -. I got the card due to the benefits through - and rarely use it elsewhere. I have other credit cards that I use for day-to-day expenses. I feel compelled to keep the AmEx, though, because it 's the card I 've had the longest, so I do n't want my credit to be negatively affected by cancelling it. Essentially, I will be forced to pay the AmEx membership, even though I wo n't use it due to lack of benefits just so I can maintain my credit rating. These types of ...

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Amex Credit card credit card protection / debt protection

April 3, 2015 - The charges made on this closed Amex account are preventing me from obtaining a new card from the company, despite having other cards from American Express which had no problems/issues associated with the accounts. The charges when the account was closed, consisted of fraudulent and unauthorized charges which were supposed to be covered by an insurance policy offered by American Express. ...

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