Resources for resolving common issues with LDF Holdings, LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to LDF Holdings, LLC and work to get a response. After your complaint is forwarded, LDF Holdings, LLC has 15 days to respond to you and the CFPB. LDF Holdings, LLC is expected to close all but the most complicated complaints within 60 days.
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LDF Holdings, LLC Payday loan can't stop charges to bank account can't stop charges to bank account January 30, 2017 - My payday loan company 's name is Lendgreen. Not sure where they are located. I took out a pay day loan that I still have yet to pay back as I am completely broke and am now looking for a 2nd job. They call me 3 times a day so I would like to file a complaint for harassment. The screenshot attached is an example of 2 days worth.... |
LDF Holdings, LLC Payday loan can't stop charges to bank account can't stop charges to bank account October 11, 2016 - I took out payday loans when my husband was n't working ( a 15 month period ) so that we would not have to pay car payments, housing, or utilities late. Since then the interest has eaten us alive where we ca n't pay them off. We 've had to pay them off and renew multiple times and now I have found out they are n't even licensed in Oklahoma. They withdraw the funds from Oklahoma Employees Credit Union and I am having to close my account. I was told to file a complaint since they are n't licensed to do business in Oklahoma. Please advise. Thank you.... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for September 30, 2016 - I received - dollars into my account to a payday loan from - that I did n't apply for and did n't approve. I went out of town on the -/-/-, returned on the - and was going through my account. I had a - dollar deposit into my account on the -/-/-. I had contacted - on the -/-/- to check. They said it was filed. I reached back out on the -/-/- with no resolution. Turns out - never had filed the complaint. I called - and they said that they had gotten confirmation from my current employer, - -, which is not my current employer. They suggest I reach o... |
LDF Holdings, LLC Debt collection communication tactics frequent or repeated calls September 16, 2016 - I have received an automated phone call from -. The automated message identifies themselves as Lendgreen. This company has been leaving automated messages for every day for more than a year, sometimes several times a day.... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for September 6, 2016 - i received a deposit in my account that was an ACH transfer from a company called " Radiant Cash ''. Upon noticing the credit, I looked them up online and contacted my bank this morning. My bank requested I contact the company first to try to get it resolved, but was able to confirm the deposit was submitted in my name with my routing and account number attached. Following the conversation with my bank, I contacted Radiant Cash. When the first representative answered the phone, I only provided my first and last name, to which she immediately responded that she had my application in front of he... |
LDF Holdings, LLC Consumer Loan managing the loan or lease July 19, 2016 - I only got the loan on - - 2016. The agreement was to pay -/w. I have made 2 payments so far of -. I called to get the pay-off amount on -/-/2016 and was told I still owe -. The guy told me they are only putting -/w towards the principle amount. The original loan amount was - and the company added a finance charge of 657.65 or 720.01 % interest rate. The terms state you may prepay your loan at " Any '' time without penalty, but when you call for a pay off amount they tell you you have to wait for 2 days and add 2 more days of interest.... |
LDF Holdings, LLC Consumer Loan problems when you are unable to pay June 27, 2016 - I was told when i took this loan that every payment would post a small amount to the principle of the loan that was originally - dollars. I have since paid - dollars and am being told that i still owe them - after less than a years time. The information given to my by radient cash was very misleading and not correct.... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 16, 2016 - I have already paid them - on a - dollar loan I called for my payoff balance and they say I owe - they never told me my interest rate before I got the loan!!! I never received any paperwork only my payments schedule... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 31, 2016 - - in fees but the amount never goes down and now i am understanding the whole 700 % interest rate. ... |
LDF Holdings, LLC Consumer Loan problems when you are unable to pay May 25, 2016 - I already paid $740.00 on a $300.00 loan with another $400.00 to pay ... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for May 4, 2016 - Got a call from a company called Radiant cash stating a loan was taken out in my name -/-/-. These funds was deposit into an - - account which has been closed since -/-/-. ... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for April 21, 2016 - - payday loans were taken out in my name by someone and they were all done over the phone, and each payday loan said they verified my information, work, bank, etc. What they verified was wrong. The info they had was opposite, I was unemployed, homeless, and bank was at close to $0.00 balance with no automatic deposit. Now it way overdrawn and in the negative. - for $700.00 ; - - - for $400.00 ; and Lendgreen for $520.00. I ca n't even get a credit card and how these were even approved, I do n't understand. ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 21, 2016 - I borrowed - and this company want $4000.00 back I blocked them out of my account and so far have paid them almost $800.00 in addition they are charging an additional 200 % making it impossible to pay them off. ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 4, 2016 - I have gotten a with Radiant Cash for $400.00 -/-/-. I pay $47.00 every week. I had miss only one which is back of this loan. I had emailed customer service on a payoff amount. They emailed me back with $350.00. I really do n't think my payoff is this amount. I had made close to over $600.00 to them which they already made a profit on me. The loan goes to -/-/-. How can a payoff be this? They claim the high interest. This loan should be less than $200.00 for a payoff. They are ripping us consumers off. I will never go and get any payday or cash advances again in my entire l... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 5, 2016 - I have made my payment in full before the terms ended so that i would not have to be charge excessive fees for carrying out the loan to the full term and when i paid it i almost paid double from what was loaned which was $600.00 and i ended up paying $1000.00 ... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for January 21, 2016 - I received a bank statement in the mail for an account I have n't used in over 3 years. I did not apply for any payday loan. had no idea that bank account was still open. How could they have done that? I did not agree to anything did not sin anything. I want that money reversed and given back! It was an ACH from Radiant Cash on -/-/16 for $500.00. Please help with this. ... |
LDF Holdings, LLC Consumer Loan problems when you are unable to pay January 12, 2016 - I had a few lenders you had helped me get off my back harrassing me after I found out its illegal to give a payday loan onlime in massachusettes. Esp at the intrest rates given me at 817 apr! I have - final lender I need to report abd ask for a charge off. This is the last one. I had someone hack into my bank acct before - and I had to close the acct and open another at td bank. So lendgreen at this point is unable to take payments but I can not afford the apr at this rate and being its illegal to loan online in mass they should of never advertised in my email in the firat place. This wa... |
LDF Holdings, LLC Payday loan can't stop charges to bank account can't stop charges to bank account December 16, 2015 - I was in need of money and I decided to get a payday loan, but I made the mistake of doing it online. I got matched with multiple lenders and they called me in the first stage with what they had to offer. I renewed a little later again with them since I almost lost all my money paying it back to them. So, now I am short of money again and I re-borrowed. The interest rates they have and the number of loans are prohibited by the State of Indiana. Also, these loans and their companies are illegal and not licensed in State of Indiana. I talked with Department of Financial Institutions ( DFI ). The... |
LDF Holdings, LLC Payday loan can't stop charges to bank account can't stop charges to bank account November 27, 2015 - I have stop payment on Lend Green due to finding out they are not regulated in the state of Ky. I went into my bank, - - - -, on - and put a stop payment on them but they went into my 2 weeks later under alternate originator number. I have sent an email to the company to stop all ACH and I filed a complaint with Ky - - - - - - -. ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect November 5, 2015 - I received a loan from Send Loan for $600.00 and was unfer the impression that I would only be paying back that amount plus some interest. I see now that they plan to debit my account every 2 weeks for $190.00 until - of 2016 which makes me paying back over $4000.00. There is no break down on the repayment schedule as to what is interest and what is the primary amount. Plus I can not get them to provide me with anything that would give me that information. I would have never taken out a loan that would require this type of repayment. Plus now I see that it is illegal to lend anything ... |
LDF Holdings, LLC Payday loan can't stop charges to bank account October 17, 2015 - Lender charged my debit card without my authorization. My bank is - - - in KY. ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect October 9, 2015 - On -/-/15 I recieved a loan from Radient Cash for $700.00. that was directly deposited in my checking account at -.The loan is called a payday installment loan and is for 6 months.The payment for $200.00 is automatically taken out of my account on the - and the - of every month. This is $410.00 a month for six months comes to $2400.00. This is an interest rate of over 700 percent a year. They never brought that up to me. It gets worse, after looking over my bank statement -/-/- I notice that they deposited $700.00. twice on -/-/15. Now I realize that I owe t... |
LDF Holdings, LLC Consumer loan problems when you are unable to pay October 4, 2015 - I obtained a $1000.00 installment loan from Lendgreen. Per my agreement I am to make - installment payments of $300.00 to satisfy the loan effective -/-/2015. Upon checking my account Lendgreen withdrew $380.00 on -/-/2015 causing an overdraft on my account. When I contacted them they stated the - payment would be a little higher due to a certain amount needing to be applied to principle. Lendgreen also advised my loan would not qualify for any alterations to the agreement meaning I would not be able to postpone any future payments. For some reason I am also not able to access ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect September 26, 2015 - Trying to figure out if the company is charging me the guidelines of interest for an online pay day loan of ohio ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect September 25, 2015 - I initially borrowed $500.00 in - 2015. To date, I have paid $990.00. I read the loan payments would be monthly, but they withdrew them every two weeks, which have left myself and my children short for rent, utility payments and food. This loan - lacing my family at risk and I am requesting assistance with addressing this fraudulent matter. I was informed by my Financial Advisor, that Payday loans are illegal in Massachusetts. I 'm battling - and need to be sure I can protect my children. Please help us. ... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for September 23, 2015 - I noticed a deposit on my bank account for $500.00 from Radiant - that I did not apply for. ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect August 26, 2015 - The loan was for -, I was charged - monthly and they expected to collect payment for nearly a year! I could n't understand the woman on the phone when she explained the fees, I told her that but she kept pushing and finally just put it through. I did n't exactly agree, I just said I guess it was OK because I could n't hear what she was saying and she would n't give up, then she pushed me into direct withdraw from my bank even though I wanted to mail payments in. ... |
LDF Holdings, LLC Payday loan charged fees or interest i didn't expect August 10, 2015 - I did a payday loan, and was told after the loan was in my account I would get charges interest rates everyday the loan accrued interest, which sounds odd to me. I was laid off and called the company my account was placed on hold until I went back to work and now I am getting threatening emails, even with the account being noted it is on hold. I received this tonight, the loan was - and I made - payments of - on the loanHello - , This is an urgent notice. We have not received a payment on your past due account of $520.00. We understand that complications arise and we are willing ... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for July 29, 2015 - I received a credit to my bank account for $350.00 for an on-loan for which I DID NOT apply from Lendgreen. Then there was a debit made to my account for payment in the amount of - against this. I contacted my bank who instructed me to contact Lendgreen. I did this and was told by them that I did not have an account with them. ( that is why I called them ) They then told me that they could not or would not reverse these entries until I filed a fraud report with my local police. I have done so and am awaiting a copy of the report from the Sheriffs Dept. ... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for July 29, 2015 - I received a credit to my bank account in the amount of $350.00 for an on-line loan that I DID NOT apply for from Lendgreen. Then a debit went through the bank for $150.00 for payment on the loan ( which I did n't apply for ) I contacted the bank and they instructed me to contact Lendgreen which I did. They verified with me that they did not have an account for me. ( thats why I called them ) They then verified with the bank that these transactions took place. They then informed me that they could not or would not do anything until I filed a fraud report with my local police department and... |
LDF Holdings, LLC Consumer loan problems when you are unable to pay May 22, 2015 - I ran into problems paying them back and worked out an installment agreement. I requested ( - ) times verbally for them to cease and desist from all attempts to call me because they kept calling me at work. I asked them to stop calling me at work but they continued to call. ... |
LDF Holdings, LLC Payday loan received a loan i didn't apply for May 12, 2015 - I received a letter stating that it was a - reminder for an outstanding account which I had not opened. I had never heard of this business before. I tried calling and was asked for personal information which I did not supply. -, -, - and - were not helpful and was hung up on twice. The envelope in which I was supposed to remit payment was self-addressed to NIIWIN , LLC - Lendgreen. - - -, - - -, WI. -. ... |