LDF Holdings, LLC Payday Loan Complaint

Charged fees or interest I didn't expect

LDF Holdings, LLC Payday loan department,

Charged fees or interest I didn't expect New Jersey

I did a payday loan, and was told after the loan was in my account I would get charges interest rates everyday the loan accrued interest, which sounds odd to me. I was laid off and called the company my account was placed on hold until I went back to work and now I am getting threatening emails, even with the account being noted it is on hold. I received this tonight, the loan was - and I made - payments of - on the loanHello - , This is an urgent notice. We have not received a payment on your past due account of $520.00. We understand that complications arise and we are willing to negotiate a settlement for your overdue balance. We have reviewed your account and are willing to settle the balance of $470.00. If you do not respond to this email immediately then we will move your account into further collection. Contact our Retention Department now at - to avoid your account going into further collections. LAST CHANCE OFFER ENDS - -, 2015. For Credit/Debit Cards : Call us at - to process a payment over the phone.

LDF Holdings, LLC customer in New Jersey
Aug 10, 2015

* Source: CFPB Complaint Database

LDF Holdings, LLC response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3LDF Holdings, LLCComplaint HistoryComplaints11/201412/20141/20152/20153/20154/20156/20158/20159/201510/201511/20152/20163/20165/20166/201600.511.522.533.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3LDF Holdings, LLCCharged fees or interest I didn't expect42.1%31.6%26.3%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCharged fees or interest I didn't expect5.7%4.1%2.5%5.2%82.2%0.3%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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