LDF Holdings, LLC Payday Loan Complaint

Charged fees or interest I didn't expect

LDF Holdings, LLC Payday loan department,

Charged fees or interest I didn't expect New Jersey

On -/-/15 I recieved a loan from Radient Cash for $700.00. that was directly deposited in my checking account at -.The loan is called a payday installment loan and is for 6 months.The payment for $200.00 is automatically taken out of my account on the - and the - of every month. This is $410.00 a month for six months comes to $2400.00. This is an interest rate of over 700 percent a year. They never brought that up to me. It gets worse, after looking over my bank statement -/-/- I notice that they deposited $700.00. twice on -/-/15. Now I realize that I owe them $1400.00. After doing much research I discover that this is not leagal in NJ. Today is - - and I am up to date with all payments, but I 'm not able to do it any longer. Please, please help me rectify this horrible situation before it destroys me financially.

LDF Holdings, LLC customer in New Jersey
Oct 09, 2015

* Source: CFPB Complaint Database

LDF Holdings, LLC response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3LDF Holdings, LLCComplaint HistoryComplaints11/201412/20141/20152/20153/20154/20156/20158/20159/201510/201511/20152/20163/20165/20166/201600.511.522.533.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3LDF Holdings, LLCCharged fees or interest I didn't expect42.1%31.6%26.3%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCharged fees or interest I didn't expect5.7%4.1%2.5%5.2%82.2%0.3%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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