Resources for resolving common issues with Credit Central Holdings, LLC products and services
You can reduce the number of unwanted calls from Credit Central Holdings, LLC you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay March 15, 2017 - I was making my normal monthly payments up until I lost my job. I called the Loan company which is Credit Central and asked how do I go about activating the credit protection program for when you loose your job. I was then informed that because of the amount of my loan they took the credit protection option away from me. Not once did anyone tell me that the credit protection plan had been removed from my account due to them giving me an increase on both of the loans I currently had with the company. Spoke with the manager and the disrict manager about the matter and set up a payment arrangemen... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay February 24, 2017 - This company ( - ) has disclosed personal loan information, dates, amounts, contact attempts and threatened garnishment if I do n't contact within 24 hours to a step parent of mine, with whom I do not, and have never lived with, live 30 minutes from and rarely see or contact. Per my stepparent, the request for the company to not call again has not been honored by Credit Central. I have contacted this company previously and told them no payment availability, I am working on filing chpt -, and saving to obtain the attorney to do so. This company has harassed me at my place of employment on... |
Credit Central Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for January 6, 2017 - A best-friend 's ex-boyfriend who stole her identity and credit, etc got a hold of my information and applied for a live check, but it was sent to me. I know they spoke to someone directly stating they were me, when they were not because - of the correspondences from the credit company stated that " we spoke about certain personal property and items that i would give to them as a result of non-payment. Last night apparently a lady who was employed with the company came to my residence again, except my roommate happen to be there, and said this crazy lady was banging on the door for - min... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay December 16, 2016 - The loan company employees continuously visit me at my work place even after I have set up payment agreement. They call my workplace as well constantly.... |
Credit Central Holdings, LLC Debt collection communication tactics frequent or repeated calls November 10, 2016 - I owe them money from a loan and I am unable to pay the past due and current amount due. I asked to set up a payment arrangement and they told me I could only do that if I became current, which makes no sense. They have also left a note at my house where they came by. They call repeatedly throughout the day on my cell phone, work phone and my moms home phone. I have sent a letter asking them to stop calling and to not come to my house. So far they have yet to stop calling. I asked that they send me another set of the loan agreement as I misplaced mine and to only contact me in writing.... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay September 4, 2016 - I paid this loan on -/-/-. The company updated my reports as paid an it was reflecting correctly. I got a notification on several of my credit reports that it was re added to my credit report as a - account. This dropped my score - points which is unacceptable. I called the store to see if the could fix it before I did an compliant and she could not which is ridiculous. This is against the law you annoy re add at debt after it has been paid.... |
Credit Central Holdings, LLC Debt collection communication tactics frequent or repeated calls August 29, 2016 - This company sent me a check in the mail, I never squired about the loan or applied for it. I cashed the check and I contacted the company ( - in - - ) I answered their questions and the first payment was due -/-/-2016 and it is - -, 2016. I plan to pay them on pay day -/-/- and these people have sent some big bald headed guy in a personal unmarked car to my house every single day for the past 2 weeks, even on Saturday! I am so uncomfortable and I feel they 've trampled on my personal home life by showing up at all times of the day and weekend. Touching my car to see i... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay August 23, 2016 - they are calling my mother threatening her that they will send the constable to my house and that i am - payments behind and discussing my debt with her.... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay June 24, 2016 - The company calls me non stop back to back and when I do talk to them they threaten to have warrants put agianst me and they threaten to have the police come to my house to arrest me... |
Credit Central Holdings, LLC Consumer Loan managing the loan or lease June 8, 2016 - Well I asked the manager could I renew my loan. She stated her Company policy is that since I sent her Company a cease and desist letter not to call my job ( because I ca n't accept calls on my job ) but they are welcome to call me on my home, cell, or any references if they could not contact me she would not renew my loan. I advised her that I had never heard that before and I felt like it was a personal vendetta that she had against me. I feel that I was biasly discriminated against based on the way I looked, And because I was not a certain color and did n't look a certain way. I feel that I... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay June 5, 2016 - I contacted Credit Central on -/-/- to let them know I would be late making my payment. I originally spoke to - at about 9- of -/-/- after explaining to him my situation he placed me on hold. - - then picked up my call and answered the call stating " - - you are a sight for sore eyes ''. I then stated " excuse me ''. He proclaimed that I never showed up in his office on - -. I explained to - that I never stated I would be in the office on - -. I expressed to - that I told him I would mail in a payment but I was not going to be able to do th... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay June 3, 2016 - Credit Central is coming to my house harassing my wife and have been for the last - days. I owe then about - bucks and they are sending people to my home telling my wife I set up a meeting with them weeks ago. Kinda hard when I 'm on a otr truck driver. They are harassing my family and it needs to stop. ... |
Credit Central Holdings, LLC Consumer Loan managing the loan or lease March 31, 2016 - I had - accounts with credit central. In the last few months I got behind. I started paying - check for - accounts each month. I advised the manager - - on several occasions that I was paying - check for - accounts. She continued to insist that I was behind even though I was paying - check for the - accounts each month with late fees included. In -/-/- I went to the location I discovered my account was overdrawn and stopped to tell her the check I wrote would bounce and told her I wanted to pay her cash to take care of the bad check, the fees, and bring my accou... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay March 31, 2016 - I HAVE AN ACTIVE ACCOUNT WITH CREDIT CENTRAL IN WHICH THEIR COLLECTION PRACTICES ARE HORIFFIC. THE MANAGER HAS CALL 2-S FROM HER PERSONAL CELL PHONE IN WHICH I HAVE A COPY, AND THEY CONSTANTLY CALL EVEN AFTER I HAVE SET AN ARRANGEMENT MY ACCOUNT IS 9 DAYS PAST DUE AND THEY E-PECT FOR ME TO LEAVE MY JOB AND DOWN THERE AND SET AN ARRANGEMENT I ADVISED THE LADY IM NOT COMING DOWN THERE UNTILE I AM INTENDING ON PAYMENT WHICH WILL BE TUESDAY OF NE-T WEEK TODAY IS JUST THURSDAY. ALL OF MY REFERENCES HAVE ASKED NOT TO BE CONTACTED AND THEY ARE STILL CALLING. THE ONLY REASON THE REF 'S DONT WANT THE C... |
Credit Central Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 11, 2016 - I have asked Credit Central in -, Al not to call me between - and - while I am at work. They continue to call me at least two times a day. I could lose my job. ... |
Credit Central Holdings, LLC Consumer Loan managing the loan or lease February 22, 2016 - I began using a debt consolidator who I gave my limited power of attorney. The company also sent a cease and desist order for these lenders to speak directly to them to negotiate my settlements and prevent them from calling my place of employment. The calls to my job and references have not stopped. My debt consolidator company advised me to reach out to you as well. ... |
Credit Central Holdings, LLC Consumer Loan problems when you are unable to pay February 17, 2016 - I was laid off this past summer and went and told this loan company this information. The very first thing the manager did was to look and see what I could sell to pay the loan payment that was not overdue. I continued to pay through the fall as I got severance pay. When the severance pay exhausted and all I had was unemployment and could not pay the -/-/- payment the manager said that I could come in and rewrite the loan then I would n't be due again until -/-/-. I was looking for work and had been since I was laid off, with no luck. I could not pay the -/-/- payment so the loa... |
Credit Central Holdings, LLC Debt collection taking/threatening an illegal action seized/attempted to seize property January 4, 2016 - I received a call on my cell phone voicemail that stated that person name is - which is the manager she stated that they had gone to court and that if I want to resolve this I could come into the office so they could collect the collateral or if not they would be at my house today with a locksmith in the constable which I felt was uncalled for I know that they can not do this and I feel like they are harassing me in this matter ... |
Credit Central Holdings, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay December 11, 2015 - on - the branch manager came to my home and harrsed my wife.He ask for me, but i was n't home.He told her that he would send the cops after me for stealing their money.also he said he would come to my job and inbarrese me.He also stated that this was his third time comeing to my home. ... |
Credit Central Holdings, LLC Debt collection communication tactics used obscene/profane/abusive language November 17, 2015 - I contacted the lender, Credit Central in -, SC, because I am past due on my account and wanted to let them know I would be in today to pay on my loan in the amount of $71.00. I received an angry letter on my door the day prior and wanted to work towards catching up my loan. I asked for -, a man who I assume is the manager. He has left multiple aggressive messages on my phone. When I told him my name his first words were " Hey -, do I have to come out there and choke you? '' I asked him not to say that and nervously laughed. He just said " Ok. '' I explained what I could pay today. ... |
Credit Central Holdings, LLC Debt collection communication tactics frequent or repeated calls November 12, 2015 - After recently moving and providing new address lost my job and made Credit Central aware of loss of job with promise to continued payment once I got a new job. Still not working. Within one week of notification of loss of job my cell was turned off. They started calling everyone on my referral list and someone provided my mother 's # to them. They call her # every day, my mom is - and has repeatedly requested for them to stop calling her. Then 3 weeks ago a man showed up at her house and verbally threatened her, she called the police but they could n't find the guy that came to the door. T... |
Credit Central Holdings, LLC Consumer loan problems when you are unable to pay October 13, 2015 - This is with Credit Central of - Alabama, fell behind on loan and can only pay - biweekly, yet company continues to call my job after my manager and i both asked not to call. - store manager advised if i paid my bills they wouldnt call with a very nasty attitude. This company is not professional and very belittling to clients. Since they are not governed under FDCPA, they feel they can practice like this. ... |
Credit Central Holdings, LLC Consumer loan problems when you are unable to pay September 28, 2015 - I WAS OUT OF WORK DUE TO -. SO I GOT BEHIND ON MY PAYMENTS. I HAD E-PLAINED TO THEM ABOUT THE SITUATION. I JUST STARTED BACK WORK, HAD TO GET A CAR, SO MY FRIEND GOT THE CAR FOR ME. ONE DAY SOMEONE FROM CREDIT CENTRAL CAME BY THE HOUSE AND SAW THE CAR PEOPLE TAG ON THE CAR. THEY CALLED THE PLACE WHERE I GOT THE CAR AND TOLD THEM EVERYTHING ABOUT MY ACCOUNT WITH THEM ... |
Credit Central Holdings, LLC Debt collection communication tactics threatened to take legal action September 11, 2015 - Credit central in - AL came to my tailor with a letter demanding I call a woman at the company named - - I called From my cell phone I blocked my number witch they got the next day illegally and called me.. I only owed them - dollars.. The lady - treated to sue my girlfriend s camper trailer we live in and she tweeted to take my girlfriends - car.. My girlfriend did n't get the loan did n't sign any papers my girlfriends been living with me for a year and a half but she is still legally married to someone else in another state so we are not common law married.. Me and my girl... |
Credit Central Holdings, LLC Consumer loan managing the loan or lease August 7, 2015 - Contact people came to my home - visit they used vulgar profanity and I felt that he therend me, essive phone calls to my sister, - man comes to my home very rude therting me I go inside home he stands on my porch yelling very loud that her lives a woman will not pay her bills could hear him all around the street I called law but he was gone before they arrived, I was served to appear in court with no court date then man calls me with news that he filing judgment got throes papers few days ago.This company has broken every collection law against me so much harassment, I need help with th... |
Credit Central Holdings, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay July 2, 2015 - Collector came to my home honked horn for - minutes with only my sick mother in law home. She finally came to the door and the lady asked if she was me. She said no she was n't. The lady demanded to know where I worked, what I drove, and when I 'll be home. She did n't tell the lady anything and asked the lady to leave the property. She refused and continued to raise her voice at my mother in law. She was asked to leave again and still refused. Mother in law said that she would call the cops if she did n't leave. Woman said that she would come back next time with officers to arrest me and t... |
Credit Central Holdings, LLC Consumer loan problems when you are unable to pay June 29, 2015 - Credit Central in -, TN calls me everyday, 3 x a day even though I sent a letter stating not to call me at work. They sent a man out on Saturday morning who tried to force his way into my home. He blocked our cars in the driveway, harassed me in my front yard after asking him to leave and he followed us for several miles after we drove out of the driveway. we took pictures. ... |
Credit Central Holdings, LLC Consumer loan managing the loan or lease April 8, 2015 - On - -, I mailed out a check that was post dated for -/-/2015 with a letter attached that requested that the check be cashed on -/-/2015 with instructions that if the person who received the check had any questions they should contact me directly. The check was then cashed and posted on -/-/15. This caused me to overdraft my account and overdraft fees have resulted. I contacted Credit Central and spoke with - to inquire why they cashed my check before the date on the check and why they did not contact me. She acknowledged reading my letter and said that she assumed t... |