Credit Central Holdings, LLC Debt Collection Complaint

Payday loan Communication tactics used obscene/profane/abusive language

Credit Central Holdings, LLC Debt collection department,

Payday loan Communication tactics Used obscene/profane/abusive language South Carolina

I contacted the lender, Credit Central in -, SC, because I am past due on my account and wanted to let them know I would be in today to pay on my loan in the amount of $71.00. I received an angry letter on my door the day prior and wanted to work towards catching up my loan. I asked for -, a man who I assume is the manager. He has left multiple aggressive messages on my phone. When I told him my name his first words were " Hey -, do I have to come out there and choke you? '' I asked him not to say that and nervously laughed. He just said " Ok. '' I explained what I could pay today. He said I owed $140.00 now. I said I could atleast do the $71.00. He said that was fine and then said " Do n't make me come back out - again. '' I said nothing back but only replied that o would be in today. I felt very threatened having a strange man say he would choke me and then adding for me not to have him have to come back to my address. What can I do about this? This is ridiculous and scary.

Credit Central Holdings, LLC customer in South Carolina
Nov 17, 2015

* Source: CFPB Complaint Database

Credit Central Holdings, LLC response to complaint:
Closed with explanation

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