Review and analysis of over 105 Other Mortgage complaints against Wells Fargo & Company
Wells Fargo & Company consumers have reported over 105 official complaints related to Other mortgage. Out of the 105 consumer complaints against Wells Fargo & Company, 18% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo & Company responded to their complaint) and 100% were processed in a timely manner. 3% of consumer complaints against Wells Fargo & Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.
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Wells Fargo & Company Mortgage loan servicing, payments, escrow account March 28, 2017 - On -/-/- I signed a Mortgage with long-time bankrupt - company, where - was not a Mortgagee. On -/-/- Wells Fargo bank acting under glimpse of " - '', defunct since -/-/-, filed foreclosure case against me based on false statements and forged documents. As of today I have not received ANY meaningful respond from Wells Fargo bank regarding my demand to stop fraudulent foreclosure case based on false statements ( perjury ) and accompanied by forged, robo-signed documents prepared by Wells Fargo employees who impersonated as " - Assistant Secretary '' and " Vice Preside... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 27, 2017 - Rather than respond to the complaint ( s ) Case number - and - submitted to CFPB, Wells Fargo Bank has sent me a Notice of Right to Cure Default for a total of $2200.00, which includes $580.00 in " other charge/fee ''. Wells Fargo is allowed to make up any amount of charges and continue force homeowners to pay extortion payments or risk loosing their homes. Where is the help for consumers?... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure March 21, 2017 - Client is on Deed along with her mom and dad. There is a first mortgage that she is not listed as a note holder, there is a 2nd mortgage where she and her mom and dad are all - listed as note holder. Mom and Dad have both passed away and daughter applied for a loan modification made 3 trial payments & was then advised that thy cld n't proceed with perm mod due to title issues. That was -/-/-. We spent the whole year working on getting an assumption with a simultaneous loan modification. In - a new trial mod was offered and an assumption package was sent as well as the closing docume... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 14, 2017 - I had a HELOC loan which Wells Fargo offered to refinance because the loan was coming due. The bank manager at the downtown - branch offered to do the loan and asked me to turn in my tax return for -/-/- and a - for -/-/-. Several days later I went back to the bank to find out what happened and he told me that they could not do the loan, however Wells is told me that I could no longer withdraw from that HELOC and would just go into a pay back the amount owed which is about $97000.00. In fact, they even increased the auto pay amount to just over $1100.00 per month without ... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure March 2, 2017 - I applied for a modification. I was denied based on Debt to Income Ratio and my income was not high enough. The data used by Wells Fargo is old and is not my current income. They have documents that are 5 months old. I am making a considerable amount of money since that last data provided. The appeal form was sent in and I have not heard from anyone.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker January 21, 2017 - On -/-/-, I contacted - to apply for a refinance mortgage because it was advertised in TV that - encouraged all veterans to apply for the - loan. My husband and I are both - veterans. We served during the - era, and wanted to apply for the loan. I talked to - -, licensed - specialist, and he ask me information about our condo, mortgage payments, insurance, and incomes. I provided him all the required information for the loan application. Apparently, he informed me that he needed to do a credit report in order to check whether we qualified for the - loan. Unfortu... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account January 19, 2017 - On - -, - Deutsche Bank acting as Trustee ( defunct from - ) on behalf of legally " dead '' - filed wrongful foreclosure case against me based on robo-signed Assignment of Mortgage. Case - Deutsche Bank v. - In the Complaint Deutsche bank claimed that - was a mortgagee for my loan with -. It was not true because - was not a mortgagee. Moreover, on - -, - Deutsche Bank was not a Trustee and - did not legally exist to accept any interest in my loan with -. I many times contacted Deutsche Bank to obtain information on this wrongful foreclosure case as ... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account January 18, 2017 - Wells Fargo is negligent in providing concise and accurate information. There are missing statements, no mention of all the numerous calls and letter writing I have made in an attempt to clear up my account. Funds that should have been applied to the loan were applied to late charges. One was corrected 30 days later, after I called and explained the additional funds were to be applied to my new payment amount. In -/-/- I contacted Wells Fargo requesting assistance with lowering my interest rate or forgiving my second. I received conflicting information ; from there is nothing that can be... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure January 4, 2017 - I had previously submitted a complaint loan # -, only to discover today that my interest rate is going up to 5.75 % and then to 6.75 %. This is under the loan modification program where my current rate is 3.75 % and a balloon payment of $34000.00 for a home currently underwater. I find this behavior unethical, immoral and greedy.... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure December 28, 2016 - On or about -/-/-/-/-/- A call was placed to Wells Fargo stating a reduction and inevitably a loss of job occurred, the associate took my information ask for a couple of documents that was submitted immediately and approved ( unemployment ) a memoriam forbearance agreement. I had to pay a reduced amount for - months and at the completion of the forbearance I would be able to resume my regular monthly payments and the difference would go the the end of the loan. At the end of receiving my memoriam payments they stopped accepting payments. Wells Fargo then asked for additional doc... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure December 23, 2016 - I am being declined for a loan product because of a foreclosure filed on public record on -/-/-, which I was not made aware and was illegally proceeded by Wells Fargo. I was in discussion already with Wells Fargo to re-modify the existing loan due to my special hardship circumstance during the Financial Crisis ; and I was already approved by Wells Fargo for a Special Forebearance Plan by -/-/-. Wells Fargo illegally proceeded with a Foreclosure filing, while we already had agreement on a loan restructure. I understood in my discussion with various Wells Fargo representatives ( some e... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account December 22, 2016 - On - - - Wells Fargo bank acting under glimpse of " Trustee - '' filed fraudulent foreclosure case which was based on forged robo-signed documents and false statements, commonly known as perjury and obstruction of justice. Wells Fargo bank lawyer - - lied to the Court that - was a mortgagee for my loan with long-bankrupt - while - was NOT a mortgagee. When I tried to call Wells Fargo bank regarding this foreclosure, not a single employee could answer my questions and switched me from one to another, in violation of National Mortgage Settlement where Wells Fargo bank ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 16, 2016 - I am in the process of refinancing my USDA guaranteed rural housing mortgage, currently held by Wells Fargo, through a new bank, -. We have encountered a problem with Wells Fargo. The payoff statement that Wells Fargo issued to - classifies my mortgage as a conventional mortgage instead of a USDA guaranteed mortgage. My closing documents from -, the mortgage company that issued the original loan in 2011, shows my loan as a USDA rural housing loan. However, the mortgage was sold to Wells Fargo who has classified it as a conventional loan, despite all documentations showing that it is i... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account December 14, 2016 - Dear CFPB, I am a veteran of - who was illegally foreclosed by Wells Fargo bank. On -/-/- Wells Fargo bank lawyers filed a foreclosure complaint based on false statements and - was a mortgagee who transferred its interest in my loan with - - and loan ( bankrupt since -/-/- ) to -, a purported Trustee for REMIC Trust - -. In support Wells Fargo bank lawyer recorded a robo-signed Assignment prepared by Wells Fargo bank employee - who impersonated as " - Assistant Secretary ''. - was NOT a mortgagee for my loan, and - duties as Trustee for - - -... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account December 11, 2016 - Dear CFPB! Due to Wells Fargo bank relentless fraud and lies I once again respectfully request you to open and INVESTIGATE Wells Fargo bank - conduct and - Court practices against me. Wells Fargo bank was repeatedly stonewalled behind the backs of certain corrupt judges who not only blatantly committed fraud upon the Court and trespassed all applicable laws, but in my situation even concealed material evidence from the case records. As the result, Wells Fargo bank continues to lie and defraud customers as usual. On - -, - Wells Fargo bank lawyers filed a foreclosure complaint a... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account December 9, 2016 - SECOND COMPLAINT - Please see Case number : -. As first one was never addressed by Wells Fargo Home Mortgage. I am -, recovering from a -. This is the reason for me not submitting this complaint in -. I received a letter from Wells Fargo on -/-/-, stating my payment would increase to $1400.00, as my escrow account has a $2200.00 shortage, which is false. I pay $410.00 per month for Escrows, which equals $4900.00 over 12 months. My taxes are $4100.00 for the year, with hazard insurance of $560.00 ... paid by Wells Fargo in - -. Taxes were paid by Wells... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure December 7, 2016 - - - see attached spreadsheet. Numerous vioations icluding but not limited to illegal fireclusure Federal offense by foreclosing while in a class action lawsuit Isurance fraud Inclusion of earthquake. Insurance unauthorized Gross enrichment Insurance fraud ... .. The list goes on and on.... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account December 1, 2016 - This started in 2008, I had to close my - due to the economy, I tried to get a modification on my own ended up having to hire a firm to get me a modification, supposedly they got it then after 2 years of making the modified payment I was contacted and told they were foreclosing on our home.The long and short of it I was told the servicer approved but the lender did not. I have a loan that is a Mortgage backed security serviced by Wells Fargo, the investor is -.I have requested modifications on my Mortgage, because this loan is not affordable it is almost - per month, it is not owned b... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account November 30, 2016 - Wells fargo has decided to pay my flood insurance through my escro account, approx $550.00, for the last two years to an independent insurer I hired and negotiate with. Prior to that i pay the insurer who pays Wells Fargo. they also upped my mortgage payment by $75.00. Raising property taxes is very little and flood insurance do n't match the increase. Going through - WF said they had no paper work regarding flood ins other than last two years. ( did the - erase ). Prior to that they listed excuses detailing why i could n't independently pay for it, all totally bogus of course. I can... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account November 15, 2016 - We have requested that Wells Fargo provide a lien release for a deed that has never be used and has a - balance. Wells has closed the account because the account holder has died, and the Estate is trying to sell the property by Friday -/-/16. We have tried in vain to get Wells to provide the lien release document -/-/-, we really need this document by -/-/16, we have extended the closing several times, and we are now facing the loss of this sale without that document. Please help with securing this lien release document from Wells, we are at our wits end and beyond -!!... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account October 31, 2016 - Re : open case number : - Dear CFPB! I am in receipt of your email where you shared Wells Fargo bank response to my complaint telling you that they need more time to " finalize research ''. " Due to pending litigation, we have n't yet established contact with - -. We 're waiting for our counsel to provide an update about the request. We 'll need additional time to ensure we are able to address the concerns brought to our attention and provide a response. We appreciate your patience as we finalize our research ''. Wells Fargo bank lied to you as usual, including their false statemen... |
Wells Fargo & Company Mortgage settlement process and costs October 19, 2016 - " Acknowledgment-receipt of inquire Plan language? - -, 2016 & - -, 2016 - - Senior vice President Wells Fargo Home Lending? Idenity theft? No contract? if cross selling, it as not authorized by me? Media Suspension for 1 Year? I cant tell? I am not satisfied? They continue to write? Fine print on bottom of correspondence? Wells Fargo Bank NA NMLSR SAFE Act? Spells my name - - - -?... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure October 11, 2016 - I sent Wells Fargo several Qualified Written Request ( QWR ) through CFPB, - - and HUD to find out how much was owed on the account -/-/2016. Wells Fargo has sent me documentation through the CFPB portal that the balance on the account was $8100.00 On -/-/- I received a letter that they there was going to be a HUD Pending Acquisition of the property. I responded to the letter on -/-/- by certified mail notifying all parties of the error on the account Wells Fargo made and requesting that balance can be spread out in monthly payments and the account need to be updated to ref... |
Wells Fargo & Company Mortgage application, originator, mortgage broker October 6, 2016 - I have had a first mortgage and second mortgage with Wells Fargo for quite a few years. I have never missed a payment. Recently, I applied for a new first mortgage that combined - my first and second present mortgages. I was turned down due to " Excessive obligations in relation to income, Income insufficient for amount of credit requested, Value or type of collateral not sufficient. '' Then I added an additional -/month by increasing my monthly payment from -. I did not need this extra money, or even the $1000.00 original payment so I put about $3000.00 in my money market account... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 30, 2016 - On - - 2002, I applied for a loan and was approved for a loan with Wells Fargo Financial, but i decided to decline the loan.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 27, 2016 - I finally after 10 years of fighting got approved for my modification with Wells Fargo, however they approved me for a modification of $290000.00 the amount my house was appraised for. The payments are $1500.00 at 2 % then they go to 3 % after 7year and are fixed. When I made my trial payments of the $1500.00 they sent me the modification mortgage to sign and the principle balance is now $640000.00! My home is not even worth $640000.00! I want this investigated. They are committing fraud. I thought this would be over and I would finally get my new modification. Then they send out -... |
Wells Fargo & Company Mortgage credit decision / underwriting September 25, 2016 - I am disputing an erroneous notation on my Credit Report by Wells Fargo, stating I have a foreclosure on a home in -. In - I was solicited by Wells Fargo for a Loan Modification ( which I since learned was not permissible, per the Missouri Attorney General 's Office ). I was also asked by the loan officer handling the modification to create a false - from a company I owned, in order to be eligible for the loan. I explained that was illegal and I would not do it. The same loan officer requested the same illegal action a second time on a different day. When I informed her it was illegal... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 22, 2016 - I contacted Wells fargo because they have a property that has been on the auction for almost three years now. I contacted the executives and got a response from a - - -. He told me that the bank would not accept any offer lower than the reserve price which was - under any circumstances and if the house did not sell after the date of the end of auction. The house would be giving to HUD. Two days later I check Auctions.com and the house is back on listing and - - dollars cheaper. I contacted - - and have n't gotten a respose yet... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure September 21, 2016 - My house is approved to close on a short Sale with Wells Fargo with a deadline to close by -/-/2016. Unfortunately the buyers title insurance company is requiring the signer of a previously filed assignment of mortgage between Mers and Wells Fargo be authorized in accordance with Oklahoma state law ( see Oklahoma Assignment and Satisfaction of Mortgage Law ). This assignment was signed by a secretary using an ink stamp and wells Fargo is refusing to show proof that this signer was authorized. Wells Fargo has stated the we will have to subpoena them to get a corporate resolution stating tha... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account September 20, 2016 - I submitted a detailed complaint in - ; I have not heard one word!!!!!! This involves WELLS FARGO ... .and I find it ironic that they are now under Federal investigation.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 20, 2016 - Wells Fargo has and continues to encumber my property at - - - - RI - with a fraudulent, forged mortgage. The mortgage for $320000.00, recorded on the property, on or about -/-/2008 is invalid and should be removed from the - RI land evidence records. I would like a full investigation into the matter and to press criminal charges against Wells Fargo.... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure September 19, 2016 - We have attempted to apply for a loan modification from Wells Fargo 5 times. We have a Wachovia pick-a-pay mortgage. Most recently, following the loss of my husband 's job, we submitted modification paperwork. The online HAMP calculator indicated we should have been given a modification but WF declined us again. We are several payments behind but have been making regular monthly payments. They have now written to us saying they will accelerate foreclosure against the property. We believe that the modification was turned down incorrectly and that the bank is deliberately declining to help us.... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure September 17, 2016 - I was approved for home modification.I completed my trial period and received docs with a sound ve ex husband name on docs.I applied for modification in only my name.I called my poc to inquire why his name was docs since I hadnt applied with his name on any my info.I was told that she would check into it.I received a call several days later informing me that because I live in a community property state that I needed a quit claim deed from my son to be ex and that would solve my problem.I was able to get a wuit claim from my soon to be ex husband and I faxed it over thinking that I solved the p... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure September 13, 2016 - Several years ago, when my children were very young, I lost my job a the - because of a RIF, ( Reduction in Force ). We had already moved to a larger house and I was trying to sell the older, smaller home when I was laid off. I fell behind on the payments. The Bank was not happy, but I worked out an agreement to catch up the payments, ( borrowed money from family ) and the Bank sent me a letter. That letter said I had to catch up the past due payments in full by - -, 1992 for $2700.00, which I did. I have the letter and the Bank receipt. I soon found a job and I put the house up for... |
Wells Fargo & Company Mortgage credit decision / underwriting September 9, 2016 - My husband and I applied for a mortgage loan with Wells Fargo, were approved for a determined amount and were advised of a monthly payment based on that amount. I inquired about whether or not the monthly payment was accurate because it seemed too low, and was advised via email and via telephone that the monthly payment was accurate. We built our house with that understanding but once complete and we were to sign paperwork for our mortgage loan, we were told they miscalculated our monthly payment and it would actually be $300.00 higher than what we were quoted.... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account August 19, 2016 - Wells Fargo continues to discriminate against me. They have destroyed my life for 2 years and the CFPB will not help. Please keep my case open until Wells Fargo admits the truth. The CFPB needs to help me communicate to Wells Fargo so they understand the devastation they are creating. What documents do I need to submit to prove Wells Fargo is breaking the law? The CFPB needs to give me more guidance. Wells Fargo still has no email - accommodation available for me to contact if I have questions, see attached letters dated -/-/2016 from both Wells Fargo Home Mortgage and Wells Fargo Home Eq... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account August 17, 2016 - We had a loan on a piece of property on the Florida - - with Wachovia. Wells Fargo bought Wachovia, so the " lot '' loan transferred to them. After the real estate market crashed, the loan was up for renewal/refinancing in 2012. Obviously, it was upside down. We initiated contact with Wells Fargo on refinancing and they insisted we come up with $ - and they told us they were going to increase the interest rate to 6+ percent ( rates were 3 to 4 % at the time ). We had perfect credit, with scores at or above -. We explained that we were happy to continue paying on the loan but could ... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure August 10, 2016 - Wells Fargo has refused to consider my application for a loan modification submitted on -/-/-, Wells Fargo has also refused to give me a reason why. My pending application submitted in - - has gone without an answer. I am facing foreclosure on the - of - -. My Notice of Default which was recorded in - - with the Trustee being - - - - however, in - - a Notice of Trustee Sale was filed. In - -, a Notice of Trustee Sale was filed by - - - -, however, no substitution of Trustee was recorded for these - different companies.a Notic... |
Wells Fargo & Company Mortgage application, originator, mortgage broker July 31, 2016 - DEMAND TO PRODUCE THE REQUIRED DOCUMENTS WITHIN 15 DAYS I will be sending a Demand for Production of Documents to the " New Servicer '' ( - ) who is purporting a " NOTICE OF TRANSFER '' from - in related to CFPB Case No. -, -, -, -, -, -, -, -, -, and -. - NEVER produced any verified documentation to support a claim of debt owed. Instead the " Identity Theft '' has elevated with a harassing Three Day Notice with threats of litigation amongst other things. I do not know SLS and have never contracted with this company. I am concerned my personal informatio... |
Wells Fargo & Company Mortgage settlement process and costs July 27, 2016 - -/-/- - - - - - - - - - - Home Mortgage Wells Fargo Home Mortgage -. - - - -, - - Well Fargo Line of Credit Loan Account Number Num : - Balance $13000.00 Well Fargo Real State Home Loan Account Number Num : - Balance $260000.00 Dear Sir or Madam, Complaint Department I am writing to dispute seriously misleading and damaging information in my Credit Report. The items I dispute are on the attached copy of my credit report. These items are ( inaccurate or incomplete ) because mistakenly listed as Unknown '' ) should say paid ... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account July 26, 2016 - Recently, I received notice from the state of NJ that my homestead rebate was sent directly to my mortgage service provider, Wells Fargo. I called Wells Fargo several times and they finally told me that I had to provide proof that the state of NJ sent them the money. It was never applied to my taxes ( as my taxes are included in the mortgage payment ). Please help I do n't know how I can prove they received the homestead rebate in the amount of $260.00.... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account July 22, 2016 - On - of - I purchased a home and was financed by - -, the loan was then transferred to Wachovia bank under the same account number until -, and at all times the payments were reported to the credit report agencies in paid and never late status until -, when the loan thereafter was transferred to Wells Fargo Mortgage, wells Fargo changed the account number of the loan to make it look like a different account and to categorize it as a closed account on the credit reports while not updating and reporting the payments that are paid and never late, my reasonable question is : How ... |
Wells Fargo & Company Mortgage credit decision / underwriting July 21, 2016 - Undoubtedly mortgage refinancing solely to take advantage of lower interest rates is of unquestionable benefit to consumers who are currently paying high interests rates on their mortgages. However, this probable benefit is greatly diminished, and in some cases practically eliminated, by the puzzling practice of banks to consider this type of refinancing as brand new loans with all its inherent high costs. Other than the change in the rate of the promissory note and its corresponding recording, on an existing mortgage there is n't absolutely any consequence to the collateral held by the bank... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure July 7, 2016 - I have been trying to obtain a modification of my loan with Wells Fargo since -. I am a nurse who lost her job during the recession In - I started working again but Wells Fargo denied my modification because they said my income was too low. My income has approved and late - they approved a modification but the payment was almost the same as my previous payment of $3900.00. Wells Fargo tells me that the investor only allows - try at a modification. My house is set for sale - -. I look at my modification attempt in late - as a continuing - because the previous amount wa... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account June 27, 2016 - My husband and I divorced - - - and our house was in foreclosure. I applied for a loan modification in - - and was approved, after I sent my divorce decree and filed a quick deed claim with the courts. ( and all of the other - pieces of paperwork. ) I went on the 3 month trial period and passed it, -. -, -. Then my ex husband filed bankruptcy -. -, -. They took my loan modification away. I was awarded the house in the divorce decree also. They said that my ex husband 's bankruptcy lawyer did n't file a motion?????? This lawyer said he did. So either the lawy... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account June 21, 2016 - Complaint No. - - -, ASC Executive Resolution Specialist, is deceptive and abusive. I am at extreme high risk of loosing my only and primary home - located at - - -, -, Massachusetts - as a result in how my Transfer of Service is being handled. There is no truth to the information that ASC is providing to -. The Consumer Financial Protection Bureau - ( CFPB ) -/-/2013, dated -/-/2013 issued a guidance for servicers, including and not limited to America 's Servicing Company, in how to address the potential risks to consumers that may arise in connection with... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure June 10, 2016 - - ( previous complaint ). The case reference has probably been closed. However - the same people and Wells Fargo - We finally executed deed in Lieu of foreclosure - - 2015. We got a deficiency notice of around $46000.00 ( the property under-appraised ) The original Loan was # - ( $320000.00 )! So they advised that our property was worth a lot less .... however, we recently discovered the property is up for sale for $330000.00. Is this legal.. we had to consider the deficient portion as income for taxes ... Please advise on what we can do - they have destroyed our credit at this ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker June 8, 2016 - Sirs-I am a - here in Arizona and understood that under the new regulations you in part promulgated that we are not allowed to give discounts to our fees for any mortgages we originate. The reason I say this is that as you can see from the attached Wells Fargo, our competitor, is doing just that with the - - -. If this is allowed then are we allowed o do the same to groups such as these? I have heard as well of other companies doing this for emergency first responders, teachers, etc., ( I can furnish names of these companies is need be ). We would like to do the same. Please advise... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account June 7, 2016 - America 's Servicing Company ( ASC ) is trying to pull another fast one on me. About the end of - 2016, I received a letter from - -, Senior Vice President of ASC. Basically, the letter stated that my mortgage would be going to a new company called - on - -, 2016. Which is the reason I contacted CFPB in the first place. Anyway, since the communication began between myself and - -, - at ASC, his main concern has been for me to call the - people and start sending my payments to them. - - is very disturbed that I will not do it. What happened to the mortgage se... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure June 3, 2016 - Wells Fargo told me they would issue a check for $10000.00 from the insurance proceeds, then they called me back after understanding that the amount cashed by Wells Fargo was greater than $10000.00 and a understanding the contractor WILL NOT start any work until they get the first draft. In fact they could file a lien as you requested they sign a conditional lien waiver for the very amount of the check that you did not send them. I have sustained additional roof and other damage to the home as a result of the games Wells Fargo is playing. You cashed $20000.00 - and are slow rolling ou... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure June 2, 2016 - See the following attachments regarding the short sale in - for property we owned in -, NY : 1. Letter - from Wells Fargo - Short Sale Approval. 2. - Statement - Wells Fargo - - loan balances shown. 3. - Form - $140000.00 for Mortgage Loan - -. 4. - Form - $79000.00 for Home Equity Line of Credit - -. The total is $220000.00 for both - Forms - See page - of PMA Statement for Loan balances totaling $500000.00 + $91000.00 = $590000.00. The Short Sale Approved was $390000.00 shown in the Wells Fargo Letter dated - -, -. The l... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account June 2, 2016 - I purchased my home on - -, - of which Wells Fargo did the financing. There is a special tax assessment that was not incorporated into my loan when the impound account was set up. Once their escrow account department ran the analysis report it was assessed that I had a shortage of $ - which in review the majority was for the special tax assessment from the supplemental tax bill that was received. I called the office and spoke with a lady, she advised I had - options to remediate either pay the balance in full or have it paid monthly through a 60 month period. My original payment... |
Wells Fargo & Company Mortgage settlement process and costs June 1, 2016 - I 'm purchasing a bank owned property through an online auction. My complaint is about non-disclosure, lack of transparency and over-charging by the banks vendors. The only disclosure of closing costs before I purchased was that the bank does not pay closing costs and can average between $ -- $1400.00. When my bid was accepted I asked what the closing costs were and was told they did n't know. Later I was assigned a contract specialist and asked what the closing costs were and was told they did n't know. I was then assigned a closing contact at the title company and I asked what the closi... |
Wells Fargo & Company Mortgage application, originator, mortgage broker May 29, 2016 - Why is the Federal Government supporting the new 3 % mortgage downpayment products recently being offered by Wells Fargo and -? This is exactly what caused the housing crisis bubble which caused the 10 year depression we are just recovering from. There is no way that - - and - - should again be involved in underwriting these risky loans ... .Your organization should be fighting this new movement back to risky loans and business practices on the backs of taxpayers. I have already written my Senators and Congressman to step in and escalate this new movement so it 's more transpare... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure May 26, 2016 - Although this complaint had been answered after a long delay, I would like to place it record to demonstrate continued deception and fraudulent tactics used by Wells Fargo towards servicing my loan. During a call on - -, - with a Wells Fargo representative advised me that the " - - '' attorneys were appointed by the State of New Jersey and Wells Fargo has no control over them. I sent in an inquiry to Wells Fargo on - -, - seeking clarification. On - -, -, - - called me to state that attorneys represented Wells Fargo but he would not be able to provide co... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account May 26, 2016 - Update : - Looking at document called Amortization Schedule. I have a 1st and 2nd mortgage. As of - -, -, the outstanding Principal Balance for my 1st mortgage is $34000.00, and my 2nd mortgage is $78000.00. The second mortgage would be silent until the house is paid off. I will be dead by then. But say the children were living in the house? Then that would be their gift from Wells Fargo Bank. This looks to me like the same $78000.00 missing from - -, -. - - and the lawyer - - knew they were after the money before my - documents were signed. For shame.... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure May 26, 2016 - Update : Case No. - A letter I overlooked. On - -, -, I received a letter from Senior Vice President - - - of America 's Servicing Company. Enclosed was a - page document at the very end of about - pages. It is called Net Present Value ( NPV ) input Data Values. When you look at lines - to line -, - - does not even acknowledge that I had a HAMP Modification. Of course we all know that 's not true. In a communication from - - dated - -, -, she and Attorney - -, plotted a scam to relieve me of my incentives. I was accused of missing thr... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure May 23, 2016 - American Servicing Company, also known as Wells Fargo Back unlawfully preyed on me with my mortgage loan. ( predatory lending ) My credit score was over - and they told me I was receiving the best rate possible. After the loan was completed I was told by several mortgage bankers that my interest rate was not commensurate with my credit score. It was much to high. I have since learned that ASC/Wells Fargo has been charged and plead guilty to predatory lending on minorities. I am filing a complaint with the CFPB. I also received a loan modification from them stating they could not lower my in... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account May 23, 2016 - This second loan was included in our Chapter -. The court documents show that this loan is to be avoided upon completion of Chapter -. We have completed and received our discharge on - 2015. The loan servicing company America 's Servicing Company which I believe is a Wells Fargo company has been sending me statements and bills up to this date. They have been reporting this account as a charge off to credit bureaus. This is clearly a violation of the bankruptcy discharge injunction.... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account May 23, 2016 - I have filed a complaint against Wells Fargo home mortgage and I got a call from a person and when I told him I was - and wanted to keep my home he laughed. The the was forces end on and I had been making the payments with the life insurance money when my husband passed away. I want to recover the money Wells Fargo took from me. The home was only in my husbands name. Why did they take the money and not tell me no the home is not in your name we wo n't take the money. Its discrimination cause I 'm - and that person laughed at me. I have already submitted a compliment. ... |