Review and analysis of over 4,165 Fha Mortgage complaints against Bank of America
Bank of America consumers have reported over 4,165 official complaints related to FHA mortgage. Out of the 4,165 consumer complaints against Bank of America, 25% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 98% were processed in a timely manner. 2% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 15% resulted in non-monetary compensation.
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Bank of America Mortgage loan servicing, payments, escrow account April 12, 2017 - - -, whom we do not and never have held a mortgage with, erroneously paid our -/-/- - County property taxes and is seeking reimbursement. I confirmed - - made the payments with the - County Treasurer 's Office. On -/-/-, a - - Claims Processing Representative explained our tax ID # is similar to one of - - 's customers ( differs by a digit ), thus, - - paid our property taxes in error. Based on internet research, - - has made many errors in regards to property tax payments. Initially, our mortgage ( a FHA loan ) was with Bank of America. Th... |
Bank of America Mortgage loan servicing, payments, escrow account March 30, 2017 - I purchased a home in -/-/-, through Bank of America. I made my payments on time every month. I then filed Chapter - bankruptcy on -/-/-. My mortgage payment was being paid through my bankruptcy plan on time. I sold my house in -/-/-, in which Bank of America was paid in full at that time. My credit report is now showing the last reporting was -/-/- and there are - delinquencies showing.... |
Bank of America Mortgage loan servicing, payments, escrow account March 30, 2017 - Bank of America Sent a package of documents about FHA Loan : 1. Original FHA-Insured BoA Loan # : - ( - ) 2. Address : -, Maryland - 3. This loan was a 15-year fixed issued on -/-/- ( -/-/- ) 4. BoA affected a FHA-HAMP modification and altered the term to 32-years 5. BoA has not explained how a 15-year fixed is now a 32-year fixed loan which has been sold to - as of - -/-/-. Please require BoA to explain and fix the error so that we do not have to resort to litigation. Thank you... |
Bank of America Mortgage loan servicing, payments, escrow account March 28, 2017 - We received a chapter - bankruptcy charge off in -. Bank of America ( BOA ) stopped reporting our payments to the credit bureaus in -. In -, BOA stated that the changed the way mortgages are reported to credit bureaus. This is based on a ruling that did not exist in -.... |
Bank of America Mortgage loan servicing, payments, escrow account March 21, 2017 - Bank Of America received my Impounds bill on -/-/-, and held onto the money in my account because they were not delinquent till -/-/- - I sold the loan, and closed escrow on -/-/-, they mailed me the balance in my impound account but failed to tell me they did n't pay my impounds, nor did I received a due bill from county accesor 's office until today, showing a late fee of $160.00. Bank of America claims they tried to pay it on -/-/- and it was rejected ( Who pays your taxes once the loan 's been paid off -They should of paid it once it came due? ), then they said they m... |
Bank of America Mortgage loan servicing, payments, escrow account March 10, 2017 - I called my mortgage company to re-fi they told me I was not reported as paying on time on my credit report. I asked them to please correct that as they are my mortgage company and they can see I have never been late or missed a payment in the entire 6 1/2 yrs that I have had a mortgage. They confirmed that was correct but said it was in my bankruptcy from 3 yrs ago. I said if that was so why would I still be paying it and living here. it makes no sense. They want me to hire a lawyer and re-open my case, I spoke with a lawyer and he said they have the power and the duty to report correctly to ... |
Bank of America Mortgage loan modification,collection,foreclosure March 7, 2017 - We are working on a short sale with Bank of America and they have had the file for 9 weeks - since -/-/- ). They had a complete file on -, but of course they took more than a month to review the file and requested updated documents. Those were delivered and then they took another 3 weeks to look at the file before they had " questions '' about the income and tax returns. It has been another 2 weeks and the underwriter has yet to review that information. We have n't even been able to get the file out of loan modification and into the short sale department 's hands because they are so... |
Bank of America Mortgage loan servicing, payments, escrow account February 28, 2017 - Bank of America My monthly bill states I owe $870.00 in big, bold numbers. If I read the small print do I realize my regular mortgage payment is only $840.00. The wording on the front page of the bill makes you believe you owe $870.00 which is really the mortgage only if your mortgage is received after the - of the month. The wording and design of this bill is very deceiving, and if my wife did n't really question why my mortgage had increased I would have paid the higher amount unnecessarily, and I believe, illegally. Bank of America needs to redesign the format of the mortgage bill... |
Bank of America Mortgage loan modification,collection,foreclosure February 17, 2017 - I am - and have been denied for a remodification of my loan. I successfully completed the trial, Unfortunately due to my illness I need - upgraded in my house for my -. During which time, I had to move out of my home and keep up the expenses at my home and still ( rent ) another place, while being on a fixed income. I 've been in my home for 20 years and it is all I have. I 'm asking now that I 'm back in my home, is for the payments that are behind to be put on the back of the loan. I have nowhere to go, Please help I want to keep my home.... |
Bank of America Mortgage loan servicing, payments, escrow account February 16, 2017 - I surrendered the property at -, - VA - in -/-/- during a modified bankruptcy plan. Bank of America never transferred ownership after my bankruptcy was dismissed. This is hindering me from purchasing a home and is holding me accountable for anything associated with the property ( grass, trees, etc. In -/-/- they sold my loan to - Mortgage who is currently trying to collect payment.... |
Bank of America Mortgage loan modification,collection,foreclosure February 15, 2017 - I purchased my property from HUD in - with an FHA rehab loan through -. After closing the loan I expected to receive a welcome package, mortgage statement with bill and address etc. However this never came. I tried to contact the bank to find out what was going on and they told me that the construction loan had not been released. I did not understand what this meant and tried to just begin making my payments on the loan. However, they would not accept my payment and told me that I was in foreclosure. I have tried repeatedly over the last few years to straighten this situation out but it ... |
Bank of America Mortgage loan servicing, payments, escrow account February 8, 2017 - I filed a complaint with Bank of America concerning my payments not being correctly reported on my credit report. They sent me letter back saying the reason that it was not posted was because my credit was blocked. I called - on - and spoke with - out of Texas call center and he informed me my credit was n't blocked, it was up to bank of america to post the payments and they did n't post any payments. I also requested my credit report from - as well and it shows that all my payments up until - were posted, with the correct amounts each month. How can bank of america post payment... |
Bank of America Mortgage loan servicing, payments, escrow account February 1, 2017 - MY BOA MORTGAGE IN - - WAS $790.00. BOA THEN INCREASED IT TO $1100.00 BEGINNING - -. IT WAS AN INCREASE OF $340.00 DUE TO AN ESCROW SHORTAGE POSSIBLY. SO I PAID $4500.00 FOR -, -, -, & - -. ON MY STATEMENT I SEE THAT THEY PAID $710.00 FOR COUNTY TA-ES. I FILED A PREVIOUS CFPB COMPLAINT DUE TO THE $340.00 INCREASE ISSUE. - - BOA INFORMS ME THAT MY MORTGAGE IS GOING TO BE $890.00 BEGINNING - -. HERE 'S MY QUESTION ... .WHERE DID MY $4500.00 GO? BOA PAID A CO TA- BILL OF $710.00 AND TOOK CARE SUPPOSEDLY OF AN ESCROW SHORTAGE ... UNKNOWN ... |
Bank of America Mortgage loan servicing, payments, escrow account January 24, 2017 - Was delayed in - program by Bank of America for OVER - MONTHS. Originally enrolled in - program on -/-/-. During this unacceptable - YEAR timeframe, and the - - Mortgage Backed Security fraud, my home lost market value from $380000.00 - - purchase price to ( having no other option ) short sale closing in -/-/- of $250000.00. - names : - Mortgage Former Property address : - - FL -. Bank that own 's loans were Bank Of America. Our mortgage loan # 's were - - first & larger loan owned by Fannie Mae - & - ( second smaller loa... |
Bank of America Mortgage loan servicing, payments, escrow account January 22, 2017 - Account Number : - The account is closed and paid in full. It has been over 7 years since the account was open. Therefore, I am asking for you to remove this item immediately. My Bank of America mortgage account has 30-Day delinquencies for - and -. My original mortgage servicer was Country Wide and was bought out by Bank of America in -. Due to the recent National Mortgage settlement, Bank of America was one of the lenders who were found guilty of extensive mortgage servicing misconduct and deceptive practices during the - settlement. Therefore, my 30-Day delinquencies are a r... |
Bank of America Mortgage settlement process and costs January 15, 2017 - I HAD AN COMPANY - CONTACT ME AT HOME AT - ON A SATURDAY MORNING WITH LETTERS WITH BANK OF AMERICAS LOGIN STATED THAT I HAD ISSUES WITH MY LOAN MODIFICATION APPROVED BY BOA 6 YEARS AGO. MINOR THREATS STATING THAT I NEED TO RESIGN PAPERS AND THAT OTHER PEOPLE E-SISTED ON MY TITLE WHICH I DOUBT AND I NEED TO HAVE THEM SIGN THE MODIFICATION. THE LOAN IS IN GOOD STANDING SO I DONT UNDERSTAND I DONT LIKE PEOPLE SHOWING OUT UNANNOUCED WITH PAPERWORK THAT CLAIMS I DID NOT WISH TO COMPLETE THE NEW PAPER WORK???... |
Bank of America Mortgage loan modification,collection,foreclosure January 5, 2017 - I am attempting to go through a short sale for my home for loss of income. Since -/-/- i have received nothing but the run around from Bank of America. My agent and I have spent months submitting repeated paperwork that they have asked for. I have a cash offer for my home. Only to have Bank of America switch their negotiators on my agent and I twice, also having to start from scratch. We are now with a third Bank of America negotiator, who continues to ask for the same paper work over and over. She will only contact my agent through email and will not return her or my calls. If their has ... |
Bank of America Mortgage application, originator, mortgage broker January 5, 2017 - spent most of last year building my credit in preparation for a home purchase. In - or -, I called - to find out why they had not mailed my score to me yet. They told me my score on the phone, reported it as - ( I later received written notice that the score was - ). I called the bank and told the mortgage counselor my score and they advised me to have my credit run for a mortgage loan because if that was my score, I was ready to apply. I had been in touch with this bank periodically while my score was increasing each month. The bank ran my score and told me it was a -. I ask... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - I am attempting to get a loan modification processed through Bank of America. They have sent me a letter requesting additional documents to support my application. I have submitted all of the requested documents. It has now been - weeks since I submitted the documents and my application has not been moved to the Review Process stage. I have called my - several times ( about - ) and I only reach voicemail. I have left a voicemail message with my number each time. I have also left electronic messages on the bank website for my - and received no response.... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - Bank of America intentionally kept me from being proactive and getting a mortgage modification. I was denied until I went into foreclosure. After that Bank of America sold my mortgage to - loan company.. As I was in negation for a modification from them BOA took me to court to foreclose on the property they sold to -. They sent me a letter after the act asking me to forgive them of prejudice.... |
Bank of America Mortgage loan servicing, payments, escrow account December 31, 2016 - I have tried and tried to get my payment history correct with Bank Of America. I made payment arrangements of $740.00 so far I have made two which equals to $1400.00. I just checked my credit report and they are reporting that I am past due for $1500.00. this is in correct. Bank of America has not updating my credit and their has n't been a decrease of my balance of the second $740.00 payment that I have made on -/-/2016. This is causing me a great deal of - due to me being a female and a single female on top of that. I have made the arrangements of $740.00 to catch up on the pa... |
Bank of America Mortgage loan servicing, payments, escrow account December 26, 2016 - Bank of America N.A . is the servicer of my mortgage. A year ago I removed my ex-wifes name from my mortgage using a qualified assumption through Bank of America. Ever since the qualified assumption has been performed, I have been locked out of being able to access my mortgage via online resources. I have a savings account, checking account, and mortgage through Bank of America, and before the assumption, all my accounts were linked through my overview page and could be access from - spot. Now every time I try to access my mortgage I get an error message that states " Due to a technical iss... |
Bank of America Mortgage loan modification,collection,foreclosure December 22, 2016 - I apply for a loan modification with Bank of America on -/-/2016 and on -/-/2016 they send me a letter that I do n't qualify because they are unable to verify ownership or occupancy of the property and also unable to verify identity. on -/-/2016 I send an appeal because I live on the property and I do not understand why they sad that cant verify identity.... |
Bank of America Mortgage loan modification,collection,foreclosure December 20, 2016 - I obtained a copy of my loan history report from Bank of America and the findings are VERY TROUBLING AND WORSE THAN I THOUGHT! Every month since the consummation of my loan in -/-/- BOA has applied MY PAYMENTS TO " MISCELLANEOUS POSTING '' and still to date have funds not only in miscellaneous posting but in " partial postings '' not being applied to my loan. This is the NUMBER ONE REASON I HAD TO FILE A HOME LOAN MODIFICATION IN THE FIRST PLACE. I have brought this is up to EVERY ACCOUNT MANAGER I 'VE BEEN ASSIGNED DURING THE LOAN MODIFICATION PROCESS, ( so many CSR 's I 've lost count )... |
Bank of America Mortgage loan servicing, payments, escrow account December 18, 2016 - PRIOR TO SIGNING AGREEMENT REQUESTED A FAMILY MEMBER NEEDED TO SUMMIT AGREEMENT WITH RENT .APPROVED LOAN WITHOUT ADDRESSING OUR FAMILY INCOME FOR BENEFITS FROM DISTRICT OF COLUMBIA FOR - AS WELL AS - SPOUSE.NONCOMPLIANCE WITH ASSISTANCE ADDRESSING CONCERNS FOR GRANTS ELIGIBLE FOR.PURCHASED LOAN FROM - WITH VERY HIGH ADJUSTABLE RATES.NONCOMPLIANCE ASSISTANCE FOR HOMEOWNERS ASSOCIATION FOR TA- CREDITS.- WAS LAST EMPLOYER.SECTION CONCERING -. NEGATIVE REPORTING REQUESTED COMPLETION WITH ANOTHER MODIFICATION ONLY TO TRANSFER TO ANOTHER LENDER. WHICH WAITING WAS TOLD NOT TO MAKE PAYM... |
Bank of America Mortgage settlement process and costs December 16, 2016 - Until approximately 2 years ago I believed that in - of -. I had purchased a manufactured home on a lot that would qualify for FHA financing. I was forced to stop making in payments in - - because of a job loss. After several years of trying to figure out why B o A refused to assist me with my very deeply underwater mortgage, I filed suit against Major Mortgage with B of A as successor in interest for appraisal fraud when I discovered that my house had been moved from where it had previously been lived in ( in violation of - underwriting guidelines ) and that the appraisal was f... |
Bank of America Mortgage application, originator, mortgage broker December 16, 2016 - My mortgage was initially with Bank of America. In 2007 Bank of America transferred our mortgage to -. In checking my credit report. My mortgage is being reported as - times 90 days late in 2007. Our mortgage was never late!!! We paid Bank of America on time each and every time. They or - is falsely reporting this. Also, it is listed in 2007. When - got the loan they began charging us approximately $690.00 per month in PMI on a - dollar mortgage. This has to be against the law and unethical at least, price gouging a consumer. I have tried numerous times to get this straightene... |
Bank of America Mortgage settlement process and costs December 15, 2016 - On - -, -, I received a - package from Bank of America first thanking me for returning my loan modification agreement and then stating that they identified the title to the property lists additional parties who must sign and acknowledge, even if those parties are not obligated under the note. In the third sentence I was offered $100.00 to sign the loan modification since they needed my help. My first thought was fraud mainly because of the $100.00 offer since I am aware of - which states no " Things of Value '' so I immediately called BOA and told the phone specialist why I ... |
Bank of America Mortgage credit decision / underwriting December 15, 2016 - COMPLAINT AGAINST BANK OF AMERICA AND - We had difficulty paying our home mortgage and sold the house on short sale 2013. The mortgage was with Bank of America. Bank of America approved the short sale and accepted the proceed for full satisfaction of the - ( first and second ) mortgages on the property. We have all the documents to that effect. The second mortgage is entered in my credit report as a debt that I am owing. It is showing in - - and - that the debt was transferred to another lender. In the same report it is stated that the debt is legally paid in full. - - ... |
Bank of America Mortgage credit decision / underwriting December 15, 2016 - - - - - - security - Bank -. Mortgage - Bank of American Bank - Bank - - - case - - Customer service Group - - - # - - Texas - - Saving and loan -, failed closed in - Home savings and loan - - bank - - Bank - saving and loan Bank closed - - - Banks - - - - - - CA - - Fax -. - - committed fraud, Fraud, forged deeds loan documents identity she put never Been married on - - my husband death certificate I was married to him 28 years... |
Bank of America Mortgage loan modification,collection,foreclosure December 15, 2016 - During a loan modification process, prior to having the partial claim document recorded by the county, [ over a year after I signed & had it notarized ] a Bank of America employee modified the document, crossing off the work 'subordinate ' [ as it appeared before the word 'mortgage ' ] several times from the document, without my knowledge or consent.... |
Bank of America Mortgage loan servicing, payments, escrow account December 12, 2016 - The last paperwork that I received from Bank of America said that I was - month behind on my mortgage. I agree. This was in -/-/- They sold my mortgage to - and then all of a sudden I was - months behind. I am not sure what happened. I do n't save paperwork because I new where I was with the situation. I am not sure how how these companies work completely. I asked for paperwork stating my payments and how they were applied. What they sent me I do n't understand at all. Now I tried to make a payment and they would not accept it. Please help Sincerely - - -, IL - -... |
Bank of America Mortgage loan servicing, payments, escrow account December 11, 2016 - Mortgage was sold by Bank Of America to -. I never received ANY statement from -, nor any correspondence... |
Bank of America Mortgage loan servicing, payments, escrow account December 10, 2016 - I have made a payment plan to catch up my payments of $740.00. I have made the second payment on -/-/2016. Bank of America keeps sending people to my house even though, I have requested them not to, and they have agreed to stop doing it. But I found something on my door a note that somebody has left telling me to contact them. Bank of America is discriminating against me because I am a single female, they refuse to apply the payments that I have made. Another thing that Bank of America has said that I 'm behind for -/-/- payment. I saw on my last statement that $520.00 Bank Of Ameri... |
Bank of America Mortgage loan modification,collection,foreclosure December 8, 2016 - Bank of America sold a loan in which I was in dispute as illegal. While I was waiting for BOA to verify that my home loan with them was not legal they sold a - loan to - Mortgage, -. I am seeking an answer to my quest. In - I purchased a home under the first time buyers - program. In - I filed for a Modification with BOA for refinanced loan in -, after refiling for this MOD in -, I discovered that the loan was not legal so I requested a QWR from BOA in - -. After a year of haggling on today - - I finally got the complete package. I also in - of this year ... |
Bank of America Mortgage loan servicing, payments, escrow account December 7, 2016 - I am selling my home. Bank of America holds the note. When I requested a payoff there was a miscellaneous fee totaling $1700.00 attached to my payoff. This fee was not a pending mortgage payment or any type of lien, past due bill, tax or outstanding cost associated with the property. It is a fee that they could not explain and the person on the phone even described as strange. When the call was made to Bank of America mortgage division they could not explain what this cost was or had any documents to support how it came about. I have a pending closing that will be hampered by this. They woul... |
Bank of America Mortgage loan modification,collection,foreclosure December 6, 2016 - I am having a very difficult time with Bank of America. I am trying to avoid a foreclosure. The problem that I 'm having is I can not communicate with anyone from BofA to get any status or information on my modification review. When I call in and type in my loan number it goes to voicemail # -. It 's does not seemed to be an assigned voicemail. When I leave a voicemail nobody calls back. I 've called several different departments and they say only the assigned rep can give me an update. I do n't know if there is an actual assigned rep. I 'm very concerned. It seems my file is lost in the dy... |
Bank of America Mortgage loan modification,collection,foreclosure December 5, 2016 - - - -, HUD Housing Specialist, tel # -, ticket # - informed us this morning that this Borrower does not qualify for the FHA Preforeclosure Sales Program due to the delinquency of over 43 months. She stated that this was a Bank of America error. She stated that it was up to the lender whether or not they would accept or reject a pending offer. No one from Bank of America has ever advised or disclosed this information to us or the Borrower. In fact, the information that was given us was that it was HUD that would not allow the postponement of the scheduled Trustee Sale scheduled... |
Bank of America Mortgage loan modification,collection,foreclosure December 4, 2016 - This is my 2nd complaint I 've filed on Bank of America 's Mortgage Loan Department regarding my Home Loan Modification. This time, I was APPROVED for both of the programs in -/-/- for the Federal Housing Administration Home Affordable Modification ( FHA-HAMP ) Modification WITH Partial Claim. But, then Bank of America REVOKED MY APPROVAL AND REJECTED MY ELIGIBILITY ACCEPTANCE INTO THE PROGRAMS AFTER MY 1ST PERMANENT PAYMENT WAS RECEIVED AND ACCEPTED IN -/-/-. -/-/- started my first of the 3 trial payments and -/-/- was the 1st month starting my 1st PERMANENT loan payment w... |
Bank of America Mortgage application, originator, mortgage broker December 4, 2016 - I have already complained about Bank of America, in tracking number - at this cfpb website. What I complained about were ( from memory now ) 2 things ; 1 was they accepted us into a program to modify our home loan, but dragged it out, while deceiving us, in my opinion, and at the same time confused the heck out of the issue by approaching us thru both avenues from their Legal Dept and Mortgage Dept. They played us and deceived us. - Then, " BANA '' sold our file to - Bank. It is perfectly legal, i 'm sure, for them to sell our file, but, a new problem came up when BANA 's contract lega... |
Bank of America Mortgage loan modification,collection,foreclosure December 3, 2016 - I just went to pay my mortgage payment. I do it using a online system, was surprised to find my mortgage not there. When I called I was told my mortgage had been sold. To my knowledge I was supposed to be notified 15 days prior. I have no clue who owns my mortgage now and who I pay. I have never been late in five years of owning this home loan on - payment.... |
Bank of America Mortgage loan modification,collection,foreclosure November 17, 2016 - Selling my mortgage to another bank without any type of notification.... |
Bank of America Mortgage loan modification,collection,foreclosure November 17, 2016 - I filed in 2013 for a modification of my mortgage loan with Bank of America Home Loans. I have completed numerous applications which were lost or said to be incomplete or never received. I supplied proof of all applications being received either by - or fax from one of BOA 's branches. Thus, I sought help from - and now -, CFPB and - - - -. THE MOST RECENT WAS information SHOWING on the DEED that this LOAN IS INVALID ACCORDING TO THE RESTRICTION IN PLACE. I sent a complaint also on -. Upon receiving the information on my original deed, - - released my 2nd mortgage... |
Bank of America Mortgage loan servicing, payments, escrow account November 16, 2016 - I tried getting a personal loan with my credit union. When they pulled my credit report it showed that my home is - foreclosure through Bank of America. It is not, all my payments are current. I called Bank of America the representative told me it was a mistake on their part and they would send notice to the credit bureaus. A few days later I received a notice from Bank of America saying their information was accurate. Again it is not. My payments are current. IF you could assist it would be greatly appreciated.... |
Bank of America Mortgage loan modification,collection,foreclosure November 13, 2016 - Entered into subprime mortgage with Countrywide. Had a motorcycle accident. Immediately contacted HUD/FHA for mortgage relief while injured ( could not go to work, financial hardship ). Contacted by BofA regarding my requests. Sent to numerous mortgage counseling programs and representatives of different departments within BofA, all to no avail. BofA disregarded my qualified written requests as of why they were dual-tracking my mortgage and were deficient in providing me with mortgage foreclosure relief at the same time. In violation of RESPA, BofA never responded, but continued forward with t... |
Bank of America Mortgage loan modification,collection,foreclosure November 11, 2016 - Back in -/-/-, when we were on an -, we were offered a home by - - on -/-/-, and we bought the house paying a $6000.00 deposit ( House was valued at $160000.00 ). The loan was then taken over by Countrywide Loans ( CL ) and finally Bank of America ( BOA ), bought out Countrywide Loans, which went under. -/-/-, I suffered a -, caused due to a rear ending of my car by an errant driver, who had no Insurance. The illness caused the company ( - - , - ) that I worked for, for almost 12 years, to lay me off on -/-/-. Although unemployed with no means of i... |
Bank of America Mortgage settlement process and costs October 29, 2016 - On -/-/2016 I mailed out a Qualified Written Request Via USPS Certified Mail to Bank of America home loan services - - - -, Florida. In my letter which is part of the real estate settlement procedures act, 12 u.s.c. 2605 ( e ) I stated that I am disputing the identity of a true secured lender and the the authority of Bank of America to collect on behalf of the alleged lender/creditor. I requested proof under my rights that bank of america has been contracted to work on behalf of the alleged lender. Pursuant to " subtitle E Mortgage servicing '' of the Dodd-Frank wall street r... |
Bank of America Mortgage settlement process and costs October 11, 2016 - We purchased our home - -. The mortgage that was given to us from - had - parts. One of them was a fixed mortgage and the other had a 2 year ARM. When we went to refinance at the end of the 2 year we had discovered that it was 50 year mortgage with a balloon payment of $250000.00. We had no idea. In hind sight, at the closing we briefly saw the amortization schedule and asked about it but we were told " oh you do not want to see that it will just make you sick if you see all the interest that you will be paying '' This is the first house we ever purchased so we did n't question i... |
Bank of America Mortgage loan modification,collection,foreclosure October 4, 2016 - We are having trouble with BOA for the pass 6 years since thedeath of our father. We inherit this property from our dad. The property was delinquent. I am one of the co administration of the will, when ever I call BOA I have a hard time to get in touch, they keep on saying that i am not on the account and they can not speak to me. For example today me and a counselor from - - it took them 30 mins before they we got verification that they have the information. We call back in about an hour and the process repeats it self. The reason why I am reaching out to BOA is the fact that we are goi... |
Bank of America Mortgage credit decision / underwriting October 3, 2016 - On -/-/- - I called my bank ( and employer ) to check to see if I could refinance my mortgage. - provided great service. She ran all the numbers and saw where I could lower my mortgage by -. During the application the " ratio '' came out too high ; So we could n't continue with the application. After the call, this disturbed me ... I am already paying my current mortgage ( without incident ) and there is an opportunity for me to lower it by - and the application system wo n't recommend it - this seems really unfair ( almost illegal ) ; I asked that they relook at the applic... |
Bank of America Mortgage loan modification,collection,foreclosure September 29, 2016 - I am a victim of mortgage fraud perpetrated by - - -, Bank of America and their law firm -, - and - - and due to their actions I am in danger of losing my property to foreclosure. I have irrefutable proof of their fraud and misconduct. My current servicer - is stating that they ca n't offer any type of retention options, because the investor who owns this loan ( B of A ) does not contractually allow them to modify. But the loan I have is an FHA purchase loan? I have paperwork from the Lender 's law firm that states my loan is an FHA loan and that if I do not cure my def... |
Bank of America Mortgage loan modification,collection,foreclosure September 28, 2016 - The - determined that I was wronged by Bank of america, the settlement was that bank of america NA would submit documents too the - credit bureaus to repair my credit and reduce amount owed. They were to remove all legal fee 's and other fees associated with my mortgage. They did not comply causing me serious difficulty in purchasing a vehicle and refinancing my home loan. They instead sold my loan to - - and pretty much left me with bad credit and a payment of - per month.... |
Bank of America Mortgage application, originator, mortgage broker September 28, 2016 - We have our first mortgage with Bank of America and we are trying to refinance our loan with another bank. The address on our FHA loan through Bank of America is wrong and we need an address change on the loan documents. They told us they needed certain documents faxed, so we faxed them multiple times. Weeks went by and they continued to say they had not received them. We had faxed all of our information as did our new lenders. We continued checking up on it and eventually they said they have them but they have now changed their rules and need more documentation and that our prior documentatio... |
Bank of America Mortgage loan servicing, payments, escrow account September 28, 2016 - Bank of America is reporting late payments on my account to the credit bureau. The first late payment was in - -, it is - -, - and they should be removed. According to the Fair Credit Reporting Act " Late payments remain seven years from the original delinquency date. A single late payment is deleted at seven years. If there was a series of late payments ( not paid at 30 days, or 60 days, or 90 days ) and then brought current, the payments would be deleted seven years from the first one missed in the series. ''... |
Bank of America Mortgage loan modification,collection,foreclosure September 27, 2016 - On - -, 2016, my client was approved for a loan modification thru Bank of America. It took a long time to get the modification, because my client was going thru a divorce at the time. The bank needed a copy of the - and a quitclaim deed from the spouse to my client, so that the ex-spouse would not have to sign the modification documents or provide financial documents. Once we got all the documents to Bank of America, my client was approved for an FHA HAMP modification. When he received the trial modification offer, my client sent back the modification paperwork as requested by the ban... |
Bank of America Mortgage loan modification,collection,foreclosure September 26, 2016 - -/-/-, I reached out to BOA due to an inability to pay our mortgage due to my husband and I both being out of work. I have attached a time line of all of my interactions with BOA over the summer as I worked with them to get assistance with a loan modification. Basically, I have complied with every request when I received it. Their communication with me was not accurate, I had to deal with a different person every time. The website was not useful. -/-/- I received letters saying my information was under review and a letter saying my loan was being transferred to another bank. When I c... |
Bank of America Mortgage loan modification,collection,foreclosure September 23, 2016 - I am filing a complaint against Bank of America for Dual tracking. They have been in receipt of my modification application for some time and have done nothing with it. They acknowledged full receipt of a modification application yet continued to file a foreclosure neglecting dual tracking requirements. They are in clear violation and need to be held liable for their actions.... |
Bank of America Mortgage loan modification,collection,foreclosure September 20, 2016 - While my request required escalation after having been long dragged out in my many countless attempts to assume and/or resume loan after death of original borrower ( my mother ). The latest decision I was made aware of for assumption of my now deceased mothers ' loan was provided via email citing " HOEPA fail could not be remediated '', while indicating my request wouldnthen be FORWARDED to Modification Dept for review. In letter from Bank Of America dated -/-/-, I was given notice that my request for modification is denied ( yet again ) and stated reason for denial was because I was ... |
Bank of America Mortgage loan modification,collection,foreclosure September 19, 2016 - -/-/2015, I traveled out of the state of my Mortgage residence owned, -, to work on a three month contract in the state of -. My account at Bank of America ( Mortgage Checking Account ) was lost and lifted out of my name by Bank of America. The account status was never fully restored and payments to my mortgage when I returned to reside at my home in - in -/-/--/-/2015 were refused application to my Mortgage account and lost. I also found two years of Escrow take on my Mortgage Escrow funding.... |
Bank of America Mortgage loan modification,collection,foreclosure September 14, 2016 - We have not made a home loan payment to Bank of America ( our home loan carrier ) since -, -, and that payment was late ; for -. I was told by - - - - - that for $2400.00, we could stop making payments and get an amended or refinance for our home loan. So in -, -, we stopped making pmts to BoA. Several months later, - was shut down for operating illegally, and I found a non-profit corp. in our town to help us deal with BoA on saving our home. A few things contributed to our inability to make the 5 % fixed 30 year payments of - $ - ( incl. late fee ) -... |