Bank of America Mortgage Complaint

Bank of America Mortgage department,

FHA mortgage Application, originator, mortgage broker Oklahoma

My mortgage was initially with Bank of America. In 2007 Bank of America transferred our mortgage to -. In checking my credit report. My mortgage is being reported as - times 90 days late in 2007. Our mortgage was never late!!! We paid Bank of America on time each and every time. They or - is falsely reporting this. Also, it is listed in 2007. When - got the loan they began charging us approximately $690.00 per month in PMI on a - dollar mortgage. This has to be against the law and unethical at least, price gouging a consumer. I have tried numerous times to get this straightened out with - but never get anywhere. I feel we are being held hostage by this mortgage company who then just in the last two months has transferred our loan again to someone called -. I have asked for our original mortgage documents, they said they would send them but I have not received them. This has been one month ago. I had never seen the late reporting from Bank of America until we went to our credit union to refinance our mortgage because we ca n't afford the payment which continues to go up and is now at $1900.00 per month because of the PMI. Our loan officer at the credit union could n't understand why my credit score was in the 600 's until she kept looking and found the 90 days late for - times being reported from Bank of America!!!! Help!!! How can I get this removed, it is false and damaging information.