Review and analysis of over 139 Home Equity Loan Or Line Of Credit complaints against Santander Bank US
Santander Bank US consumers have reported over 139 official complaints related to Home equity loan or line of credit. Out of the 139 consumer complaints against Santander Bank US, 25% were disputed by the consumer (i.e. the consumer was not happy with how Santander Bank US responded to their complaint) and 99% were processed in a timely manner. 7% of consumer complaints against Santander Bank US resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Santander Bank US Mortgage loan servicing, payments, escrow account April 5, 2017 - Santander Bank has not settle Civil terms of - Mortgage .Santander has failed to validate - mortgage debt, as stated in a letter Sent from Santander Bank , Santander Banks has failed to validate - Mortgage by not submitting the banks license to collect a debt in PA and Santander Banks has failed to validate, - Mortgage by also not submitting its OMB control number, under the Paper Reduction act of 1995. -... |
Santander Bank US Mortgage loan servicing, payments, escrow account March 4, 2017 - Describe what happened so we can understand the issue ... Santander Bank Mail Code:- -. - - -, Pa - continues collection efforts in reference to Account Number - after receiving written notification by - - - and - - - to cease all communication regarding this account. The attached letter was sent in -/-/2016 and Santander Bank continued to send four additional months of late notices after the cease and desist notice. In addition they continue collect efforts after receiving written notice from my attorney - - - from -, -, - - -.... |
Santander Bank US Mortgage loan servicing, payments, escrow account March 4, 2017 - Santander Bank Mail Code:- - -, Pa - continues collection efforts in reference to Account Number - after receiving written notification by - and - to cease all communication regarding this account. The attached letter was sent in -/-/2016 and Santander Bank continued to send four additional months of late notices after the cease and desist notice. In addition they continue collect efforts after receiving written notice from my attorney - from -, -, -. These actions are in direct violation of 15 USC 1692c 805. Communication in connection with debt collection (... |
Santander Bank US Mortgage loan servicing, payments, escrow account October 16, 2016 - Sandanter Bank is reporting - line of credit accounts to my report as haveing been late on payments. I have disputed these account with Sandanter and Sandanter has failed to provide the notice of dispute in the required time frame as required by law. I am planning to sue Sandanter Bank in small claims court nearest to me. I am planning to sue for $5000.00 as explained in attached letter. This is a goodwill attempt to solve this issue out of court and without monetary compensation. once i Sue in court i will not settle without momentary compensation.... |
Santander Bank US Mortgage credit decision / underwriting October 12, 2016 - I was married with a second mortgage on a home. We divorced 10 years ago, she remained in the house. The second mortgage was n't getting paid and was charged off in - of 2013. She went to sell the house and the bank would only accept a payment of $ - for the balance of the charged off loan ( $ - ). We offered to pay the full balance because there was $ - plus in equity. The bank refused the money and we paid the $ - Now the bank is reporting this as a short-sale. This was not a short sale due to the fact that we walked away with $ - at closing. There was more than enough mone... |
Santander Bank US Mortgage loan servicing, payments, escrow account September 28, 2016 - My husband and I had a home equity loan from Sovereign which was a second loan taken out on our home. The loan was taken out with Soverign and they became Santander. We went through a loss of our business and Chapter - bankruptcy which has been released. Originally, we had made our monthly loan payments directly through our checking account with the bank because they required that it was done that way. After we went into bankruptcy the bank we were informed by our local branch that they would no longer allow us to make payments directly through our account. They did not give us any directio... |
Santander Bank US Mortgage loan modification,collection,foreclosure September 26, 2016 - I am - - - filing this complaint for my -, - -. She appears to have been involved in some predatory banking with Santander Bank, N.A., -. She is currently - years old, was given a line of credit of $100000.00 in - on a home that was not worth that much, but my main concern is that she only had $630.00 coming in via SSI with no other means of repayment. I do not think she understood that this had to be paid back, possibly she thought it was a " reverse mortgage ''. Plus already had a line of credit from -/-/- with her Mother who has been deceased since -/-/-... |
Santander Bank US Mortgage loan servicing, payments, escrow account July 18, 2016 - 1. I made additional payments above my scheduled payment and the bank applied all of these additional funds to interest without telling me. When I requested an amortization schedule, the bank employee refused. 2. In - 2016, this Santander Bank NA imposed a forced flood policy on my property for % -. I have a policy on my property and I refused to pay. I faxed this information to the bank multiple times ( 40 times first time, 20 times, the next ) but the information mysteriously disappeared and even though I made my scheduled payments, the bank stated that I was not making my payments be... |
Santander Bank US Mortgage loan servicing, payments, escrow account July 3, 2016 - About -, I opened a Home Equity Line of Credit with - - - - - based in -, Fl. The - - - was subsequently taken over by the -, in either -/-/- or -/-/-, and the loan was sold at least twice. The line of credit amount was $ - and the initial draw was around $ -. This amount was paid off and the account was dormant for some period of time. At some point, the loan was sold to Sovereign Bank and they forwarded checks to me in order to access the line as well as a solicitation letter stating that the checks would expire - -, -. I did not use ... |
Santander Bank US Mortgage loan servicing, payments, escrow account April 11, 2016 - My loan documents clearly state that as the loan was opened with a primary loan there are no annual fees, This is at least the 3rd time now that Santander Bank attempts to charge me a $50.00 fee which then causes me to have to spend hours explaining to them that my loan should not have a fee. ... |
Santander Bank US Mortgage loan servicing, payments, escrow account April 3, 2016 - I have a home equity loan with Santander Bank. The loan was in - my name and my husband who In - is my ex husband. The house is only in my name since the divorce. I was and continue to make all payments. In -, my ex declared bankruptcy and was told by bankruptcy lawyers I would not be impacted in any way. He was granted a discharge effective -/-/-. Santander shut off my auto payment process to make auto pymts from my checking acct which did n't allow me to get an interest rate discount. I was told to try again in a year or so. I 've been told several other times I could not g... |
Santander Bank US Mortgage loan servicing, payments, escrow account September 11, 2015 - I recently closed a HELOC because I sold the secured property. Since the loan was less than three years old I had to pay - and - recording taxes. However, I was also charged the lender 's portion of this tax mounting to 0.25 % ( - basis points ) of the loan principal. ... |
Santander Bank US Mortgage loan servicing, payments, escrow account June 25, 2015 - My father in law passed away unexpectedly and had a home equity loan from Sovereign Bank. There was a - dollar balance on the account when he passed away and we paid the balance, even though he had mortgage insurance. We sold the house and were told that we would have to pay a - dollar penalty because we closed the home equity line early, even though he had died the bank stated that these are the rules ''. A complaint was filed with Sovereign - years ago with no resolution. ... |