Review and analysis of over 6,846 Conventional Fixed Mortgage complaints against Ocwen
Ocwen consumers have reported over 6,846 official complaints related to Conventional fixed mortgage. Out of the 6,846 consumer complaints against Ocwen, 27% were disputed by the consumer (i.e. the consumer was not happy with how Ocwen responded to their complaint) and 97% were processed in a timely manner. 1% of consumer complaints against Ocwen resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.
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Ocwen Mortgage application, originator, mortgage broker April 6, 2017 - Refinanced Ocwen mortgage in -/-/-. To-date -/-/- and it remains on my credit report. Spoke with Ocwen representative in - and they show it paid. How can I get the debt removed from credit report?... |
Ocwen Mortgage credit decision / underwriting December 1, 2016 - OCWEN LOAN SERVICE & - -. SHAREHOLDER A schedule appointment for Monday -/-/- OCWEN RELATION MGR. NEVER CALL ME AT - PM. THIS IS THE THIRD TIME SINCE -/-/-. TO GO OVER THE NEW PACKAGE SENT IN -/-/-. EVERY TIME YOU CALL ASSIGNED OCWEN ( RM ) NEVER AVAILABLE THERE NO LOAN MODIFY YET SINCE -/-/-, I APPLY FOR AFFORDABLE HOME LOAN, HARP LOAN. IM - YRS. To : " -- '' - " Relationship Manager '' OCWEN PERSON NEVER CONTACTED ME ON -/-/- FOR SCHEDULED APPOINTMENT THIS IS THE THIRD TIME.. I CALL IN AND ASK WHY NO. VERY FRUSTRATE .THE RM RESCHEDULED AP... |
Ocwen Mortgage loan modification,collection,foreclosure December 1, 2016 - Ocwen Loan Servicing failed to keep a mitigation appointment with me by phone. I made an appointment to speak with my Relationship - and have waited several days to receive a call which was scheduled for today at - pm. No call came. Ocwen Loan Servicing is in violation of the CFPB settlement with CFPB. Ocwen Loan Servicing has no intention to attempt to mitigate.... |
Ocwen Mortgage loan servicing, payments, escrow account November 30, 2016 - I have requested a recast of my fixed rate conventional mortgage loan. The investor is NOT - - or -. It is my understanding it has been sold to a private investor and serviced by Ocwen. I have been told my loan does not qualify for a recast but they refuse to tell me if this is an internal guideline or a regulatory requirement. I have not requested an extension of the term, only that the loan be recalculated on the new lower balance in order to lower my payment. If there is a regulatory ruling that prohibits the servicer from honoring my request please direct me to the publication I m... |
Ocwen Mortgage loan servicing, payments, escrow account November 29, 2016 - Hello, In -/-/- after the fall of the Mortgage business, my second mortgage loan was charged off by the servicer - due to my bankruptcy filing in -/-/-. After being unemployed for - years, I was no longer able to keep my BK payments of $2500.00 per month and my chapter - was dismissed but not prior to my unsecured debts being charged off in bankruptcy. I then request that my - mortgage loan be modified by Litton Loan. However, Litton Loan Servicing company was closed down at the end of -/-/- and my loans were transferred to Ocwen Loan Servicing. Ocwen modified my f... |
Ocwen Mortgage loan modification,collection,foreclosure June 4, 2016 - I 'm desperately asking for your help with my mortgage Servicing company Ocwen Loan Servicing & the investor of my mortgage loan - -. I have been living in my house since -/-/-. I bought my property at a very high value of $890000.00 at that time. Now my property is worth half of that. I 'm a struggling home owner, I have a daughter that is going through - at this time and It has been extremely difficult morally, financially and -. I do n't want to lose my home at this time when my daughter is going through this difficult time. We have nowhere to go. I have asked Ocwen Loan... |
Ocwen Mortgage loan modification,collection,foreclosure June 3, 2016 - After filing a complaint with you in around - Ocwen handled me with kid gloves finaly I though I was getting help. They did modify my loan but only to send an increase before the official payment was made. They claim this is do to Escrow. I understand Escrow goes up however they had all the correct information prior and while doing the modification. I feel Ocwen did this to hurry up and get of your records in a timely fashion. Please look into this process I feel I am not the only -. I would like Ocwen to do a fair modification. I almost did n't write this but felt that if this is common... |
Ocwen Mortgage loan servicing, payments, escrow account June 3, 2016 - I refinance my mortgage with - - - - - - -, At the time of refinance, original lender did not required me to have any other additional insurance other than -. I provided it to Lender and we closed the loan. At the present, Ocwen as the new Servicer has put forced place insurance on the unit. Now Ocwen raised raised my monthly mortgage payment.... |
Ocwen Mortgage loan servicing, payments, escrow account June 2, 2016 - A loan was assumed by LITTON LOANS/OCWEN and the loan was PAID IN FULL on or about -/-/2010. Litton continues to report MONTHLY PAYMENTS as accruing, giving the impression on review of a credit report that there is a PRESENT DELINQUENCY. There is not, as NO MONEY IS OWED to Litton.... |
Ocwen Mortgage loan servicing, payments, escrow account June 2, 2016 - In a nut shell, Ocwen has failed to apply payments and maintain accurate account balances ( which is what the Feds sued them for ... .its still continues to happen ). They charged an exorbitant amount of unauthorized fees for appraisals. They also refuse to give us a copy of our appraisal. Per ECOA by Dodd Frank Wall Street Reform and Consumer Protection Act of 2010 the lender is REQUIRED to send us a copy of our full appraisal. After more than a half dozen requests and having our attorney write a letter they still refuse to send us a copy of our appraisal. They also applied our first - mor... |
Ocwen Mortgage loan modification,collection,foreclosure June 2, 2016 - Ocwen Loan Servicing , LLC, by assignment of servicing rights from - - - , -, caused homeowners mortgage loan to be foreclosed on by - - -, -. as Trustee for - - - Loan Trust -. - instructed the homeowners to stop paying their monthly mortgage payments and to apply for a loan modification, which - failed to properly process. - then declined the loan modification, but failed to explain why. - then offered the homeowners to sell their home for a compromised payoff amount ( short sale ). Eventhough the homeowners had a cash buyer, - failed to fin... |
Ocwen Mortgage loan servicing, payments, escrow account June 1, 2016 - I submitted a complaint to you already # -. I am attaching the letter I received from Ocwen wherein they state that the mortgage payment was increased to $840.00 on -/-/- and payments of $800.00 we received after that. I am attaching a copy of Ocwens Escrow analysis dated -/-/- that says the monthly payment is to be $800.00 as of -/-/- ( NOT the $840.00 Ocwen now claims ), along with copies of the statements received from -/-/- to -/-/- ( after which they stopped sending statements ) which also show that the " Total Regular Payment '' for... |
Ocwen Mortgage loan modification,collection,foreclosure May 31, 2016 - Ocwen is servicing a paid off mortgage that is still on title for this property. We are attempting to short the - mortgages active on the property but can not continue due to the Ocwen serviced mortgage. Ocwen has refused to process a lien release because they received it from the previous servicer with a zero balance. Despite numerous verbal and written requests for the following information, Ocwen will not cooperate and provide answers to the questions below. 1. Current status of account 2. Date of service transfer 3. Identity of former servicer 4. Identity of former/current mortgage hol... |
Ocwen Mortgage loan modification,collection,foreclosure May 31, 2016 - It started with IndyMac switching are mortgage to Ocwen without giving me any notice. I was in the process of modifying my mortgage with Indymac. I had to start over with the modification process with Ocwen and its going on 3 years due to a reduction in my income. I sent in all the required documents by fax and email. When time to discuss my information they always reply '' we do not have your documents ''. When I send my documents I send them repeatedly. I received a house evalution on my property which is not accurate causing me to continue to pay PMI. My LTV is more than - % and I should... |
Ocwen Mortgage loan servicing, payments, escrow account May 30, 2016 - It is with great regret and frustration that I write to you requesting help.I must begin to tell you that I am a victim of serious health problems and predatory lending, I shall attempt to describe the circumstances which occur and were beyond my control. I was enticed into a loan by a company called -. I signed a negative amortization loan. A couple years later I owed more than the house was worth. It was also and is today a 9.99 % loan. I was unable to sustained my monthly payment. I became extremely ill in - with a - condition. I had -. This a -. I was no longer able to -... |
Ocwen Mortgage settlement process and costs May 29, 2016 - I have now paid 27 % interest with a $120000.00 prepayment penalty and $99000.00 balloon payment for my house. Is this illegal? I believe the balance is my -/-/- mortgage paid off in -/-/- refinance with -.... |
Ocwen Mortgage loan servicing, payments, escrow account May 27, 2016 - - credit reporting agency dropped Ocwen Loan Servicing , LLC from my credit file, stating in their answer to CFPB case number - I filed that Ocwen Loan Servicing , LLC account was reinserted on the credit file on -/-/-. Please contact Ocwen to see why the account is no longer reporting and to see if they can report the account on your credit file. - is still reporting the outdated information Ocwen submitted to CFPB case number - in answer to my complaint filed in - -. Per - -, Consumer Account Analyst, Office of the Consumer Ombudsman, Ocwen Loan Servicing , L... |
Ocwen Mortgage loan servicing, payments, escrow account May 26, 2016 - I am Owner of a Unit at the - - at - - - in -- since -. Our - - have every year renewed the corresponding - - Policy on time. Since - thru - I have been paying my monthly mortgage to different Lenders without any inconvenience. Ocwen Loan Servicing , LLC, located at - -- and - - -, -, my current Mortgage Lender over 4 years, after GMAC was on Bankruptcy, demanded on - that my Unit was not covered for any Property Insurance Policy, which was refused & we provided our - Master Policy effective since - - -. Later on -, ... |
Ocwen Mortgage loan modification,collection,foreclosure May 25, 2016 - We had trouble paying our mortgage after our trial modification because of problems with getting paid through the commonwealth of Massachusetts. The my father got very sick and has since passed away do I could n't not work. So we applied for the making homes affordable tier -. Of course ocwen is dragging their feet and have put us into foreclosure. They keep requesting new paperwork. We received a bill stating that if we paid the $15000.00 in back payments we could be reinstated. We can do this when we get my fathers life insurance but that takes a month. Now we have real estate agents ca... |
Ocwen Mortgage loan servicing, payments, escrow account May 24, 2016 - I filed Chapter - Bankruptcy in -. At the time my loan was current. My Mortgage company filed Bankruptcy and the loan was sold, then after I filed I was told to do a loan modification. The Modification was done in - with OCWEN. We filled out all the paperwork and were told that to qualify for the loan the payment needed to be in default and to stop making the payment while the modification was being processed, reluctantly we did. After months of waiting the modification was done and they ended up adding - to the balance of our loan. At that time as far as all the paperwork the loan... |
Ocwen Mortgage loan modification,collection,foreclosure May 24, 2016 - My loan was sold to Ocwen Loan Mortgage Servicing. When I fell behind in my payments, I told that I did n't qualify for - and yet I am now more upside-down than I was before they refinanced my loan. Now I owe about $ - more than it 's value and there is a balloon payment so I will never get out of the loan. I tried to give it back to them and rented another home for two years- they let it sit, knowing it was empty and the pipes froze and when I did return, there were - or - leaks in the pipes and walls/ceiling to fix. Now they call and tell me that the call is NOT an attempt to col... |
Ocwen Mortgage settlement process and costs May 23, 2016 - We had a mortgage with Indymac. We attempted to refinance and discovered that the mortgage lender Indymac was in - position on the title, and our HELOC lender - - was in - position, so that made us unable to refinance. We asked Indymac to correct their paperwork, but they knew they were going to be bought out by OCWEN, so they did nothing. Once OCWEN bought our loan, I informed them of the error on the title made by the title company. OCWEN is now suing us and - - ( who the HELOC is with ) because our name is on the title, even though we did not make the error. It is complete... |
Ocwen Mortgage application, originator, mortgage broker May 23, 2016 - complaint number # - on -/-/- to whom this maybe concern : my husband and i - and - - and - - are still having issues with my our mortgage company ocwen loan servicing llc.i '' ve been trying to get a loan modification to bring my mortgage payments current i sent my mortgage payments for -/-/-, -/-/- and -/-/- all payments that i sent to them they 're was rejected and they saying that this is invalid account number they want us to send them q large amount of money at - time.but i did n't have a large amount of money to send to them.the payment for -/-... |
Ocwen Mortgage loan servicing, payments, escrow account May 21, 2016 - This is the second complaint I have placed. The first has went without a response. I am in the middle of a current Chapter -. I am 2 years in. My mortgage is with Ocwen Loan Servicing LLC . A few months ago Ocwen started returning my mortgage payments. I called Ocwen only to be told I no longer owned my home and it had been foreclosed on. ( It has not ) Ocwen is accepting my Chapter - payments. I have asked to speak to a manager at Ocwen and they refuse to speak with me. Again, I make payments monthly thru chapter - and make my payments to Ocwen every month. Today my wife and young da... |
Ocwen Mortgage settlement process and costs May 21, 2016 - The above property was built by - - in - in - - - - sale was transacted in - - then re-sold to a - owner in - -. After 6 years, sink-holes appeared around the property causing the owner to vacate and foreclosure commenced in - -. I unknowingly transacted the - sale of said property in - -. The property was appraised and inspected by - - - and there were no sightings of sink-holes. 7 years later in -, I have encountered the sink-holes appearance at the sides and rear of the property. Listing agent : - - - -, -, Selle... |
Ocwen Mortgage loan modification,collection,foreclosure May 20, 2016 - My property is in foreclosure due to a divorce. My Lender is OCWEN, I decided to sell my property to avoid having a foreclosure on my credit. I contacted OCWEN to let them know I was selling the property. I listed the property and have a approved buyer. A couple of weeks after that I received a notice that OCWEN had set a date to do a foreclosure sale on my property. My - - - and I contacted OCWEN to see if they would postpone the sale date to allow the sale escrow to close verses foreclosing. They requested I submit a request for Mortgage assistance package and all of my financial in... |
Ocwen Mortgage loan servicing, payments, escrow account May 20, 2016 - Received a escrow overage letter from my lender stating that my new payment would be less. I made the new payment in - not realizing the adjusted payment was taking effect in -. I paid the shortage ( $70.00 ) but by then the lender had reported that I was thirty days late. Now it shows on my credit report as if I had not made a payment for over thirty days when in fact I had made a payment on time, just with the new amount.... |
Ocwen Mortgage loan servicing, payments, escrow account May 20, 2016 - I would like to express my sincere disappoint in Ocwen handling my complaints thus far.. As of - -, -, All of my other requests have been unanswered which is a violation $ - of TILA ; - C.F.R - ( c ) ( - ) ; - ( f ) ( - ) of - I received a letter on - -, - that the loan was not eligible for cancellation of the Escrow account because it 's currently showing a negative balance. You 'll did not even perform an Escrow analysis. Prior to your response, I 've included all invoices showing that the amount which was paid to the - - was not the amount that w... |
Ocwen Mortgage loan servicing, payments, escrow account May 20, 2016 - On - -, 2016, I faxed a copy of the " Request for PMI Cancellation Review '' to OCWEN Mortgage. It has been more than 15 business days since I faxed the form and I have not received correspondence from OCWEN indicating confirmation or a determination. On - -, I spoke with OCWEN Representative, - - ( ID - ). She mentioned that her system indicated correspondence was received from me on - -, 2016 and - -, 2016. She was unable to see the correspondence to confirm receipt of the PMI Cancellation form. On - -, I sent an email to -- asking for confirm... |
Ocwen Mortgage loan modification,collection,foreclosure May 20, 2016 - Our clients submitted a loan modification to Ocwen and were given a single point of contact - -. During the process of loan modification, they were concerned about the pending foreclosure action that was ongoing and were fraudulently advised several times " not to worry about the foreclosure action of default because they were being reviewed for a loan moidification ''.... |
Ocwen Mortgage loan modification,collection,foreclosure May 20, 2016 - I received - calls at work on -/-/16 with messages left on my voicemail from a man with an accent saying his name was - - with Ocwen Loan Servicing. The caller ID showed up as Ocwen 's phone number -, but his call back number given he said was - which has a fast busy signal when I tried to call it back. He threatened that Ocwen would be placing legal action on me resulting in me losing my home. He gave my full name and my property address.... |
Ocwen Mortgage loan servicing, payments, escrow account May 19, 2016 - On - - my mortgage with OCWEN reached its maturity date. OCWEN would not accept my last payment due to fees on account. I tried to work this out with OCWEN, instead they hired - to start foreclosure. On - - - sent me a NOTICE OF INTENTION TO FORECLOSE. With the amount of - needed to satisfy mortgage. The amount was good for 30 days. I did n't have all the money, so I call OCWEN to reduce some of the fees to no avail. On - -, 2016 - sent me a new complaint with - due. I contacted OCWEN and they sent me a higher amount due.... |
Ocwen Mortgage loan servicing, payments, escrow account May 18, 2016 - I have been logging complaints against Ocwen since - and still my issue and those of at least - other individuals have not had closure with this inept and corrupt company. How long will they be allowed to stay in business and disrupt peoples lives? Their stock continues to drop like a rock. I believe at the time I registered my first complaint, OCWEN stock price was approx. $60.00 per share. As of right this minute it is trading at $1.00. How long before this company is de-listed and sent packing and those who run this company sent to jail? And when will all those people who have bee... |
Ocwen Mortgage loan servicing, payments, escrow account May 18, 2016 - I received a letter dated - -, - from Ocwen Loan Services , LLC ( Unique ID No. - ) asking to provide proof of homeowners insurance on a property I purchased in -/-/-. Ocwen owns my mortgage since -/-/- or -/-/-. The property located in Florida is a townhome in a condominium. We 've always had condo insurance which is responsible for any damage up to " unfinished walls '' meaning that kitchen and bathroom cabinets, wall finishing, flooring, stairs, etc. are not covered. Since -/-/- the certificate of insurance issued by the condo association insurance company wa... |
Ocwen Mortgage loan servicing, payments, escrow account May 17, 2016 - Ocwen has reported my mortgage two months behind to - or more of the credit bureaus. The result, is I was denied the opportunity to open up a credit card account with - more companies. My mortgage was recently modified, and I made all of the payments required. Ocwen repeatedly violates the Fair Reporting Act by erroneously reporting late payments when in fact during the process of a modification payments are placed on hold. These continuous violations create a financial hardship on me and I need them to be corrected immediately to avoid any further harm.... |
Ocwen Mortgage loan servicing, payments, escrow account May 17, 2016 - Our clients were extended a loan modification agreement from Ocwen Loan Servicing via correspondence dated - -, 2015. They signed and returned same agreement - -, 2015. The terms set forth in the agreement from payment - to maturity were $2.00, -. Two weeks later, Ocwen sent out clients correspondence with payment changes to $2.00, -. ( Original terms of the mortgage were fixed, never adjustable ). They called Ocwen and Ocwen advised to continue to make the loan modification payment per the agreement of $2.00, -. As directed, payments were continually made per agr... |
Ocwen Mortgage loan servicing, payments, escrow account May 17, 2016 - I was told by phone and in my loan modification one payment and it has now change. My escrow account seems rig. I did n't sign or agree to no other payment. Ocwen is still ripping homeowners off and lying about their agreements. Every time I call each rep gives me a different answer than the other..And they just say I 'm sorry ''. And I say sorry does n't help me. They need professional people that know what they 're talking about and not hang up on their customer. Yes an Ocwen rep hung up on me on - - at approximately -. It appears he got frustrated because he could n't answer my que... |
Ocwen Mortgage loan servicing, payments, escrow account May 16, 2016 - My escrow account had $380.00 when I paid off this account. My refund from this same account was $360.00.... |
Ocwen Mortgage loan servicing, payments, escrow account May 16, 2016 - Ocwen Financial keeps claiming they have not received proof of insurance on our property. However, our insurance company has sent them proof via mail AND fax four times ( and they have n't submission confirmations for the faxes ). I have called Ocwen three times now and each time they say they do not have proof of insurance. I received certified mail from Ocwen today, saying this is the final notice before they purchase force placed insurance. This is extremely frustrating, as proof of insurance has been sent to them so many times over the last few months. Given Ocwen 's notorious history of f... |
Ocwen Mortgage loan servicing, payments, escrow account May 16, 2016 - This is for the property in the Estate of - - - at - - - -, - KS -. This estate is in probate and this has been approved by the court for me to purchase the property. I have Secured Title of - ( - - - - - - - Kansas - Phone - ) to manage this process. We had a mortgage pay off letter from -/-/-, but the Title company obtained with my permission a new on - - -. I have attached both of these items. We sent payment in full for the amount on the - - letter from Ocwen. Then On - -, -, Ocwen contacted the title com... |
Ocwen Mortgage settlement process and costs May 16, 2016 - This is an attempt to resolve matter of a false Security Deed that was recorded, executed and not Certified by - - - on - -, 1999 by - -, - - -. The Endorsement page states a title number " - ''. - - can not locate that title number in there system. Ocwen does not have any enforceable interest in the Note/Security Deed and the loan was paid and not assigned as stated in the Satisfaction of Mortgage. The Security Deed and title are defective. This action came about when the Department of Justice entered into a Consent Order with - - - for discrimi... |
Ocwen Mortgage loan modification,collection,foreclosure May 16, 2016 - I Was going through a divorce in 2011 and almost resources at the time had to go to my son - - - at the time he was not doing to good at the time and my wife also commenced the divorce witch compounded his issues I had called GMAC LLC at the time and told theme I may be late on some payments they told me to stop making payments for 90 day so I could get a loan workout modification this went on for some time as they where soliciting me for a loan work out they where also conspiring to steal my home I also have evidence on there foreclosure documents they planted in the - - record... |
Ocwen Mortgage loan servicing, payments, escrow account May 14, 2016 - my parents are both deceased. they left house behind and the house still has a mortgage. my - sisters were living in the house and were not paying the mortgage. I called Ocwen after my - sisters moved out the house. I was advised by Ocwen that if I paid the back notes the mortgage monthly note would still be $480.00. Ocwen advised me to file for a loan modification and while waiting for a decision from the loan modification I did n't have to pay the monthly note. They would add the months to the mortgage end date. I was denied three times. Each time Ocwen kept telling me to apply again... |
Ocwen Mortgage loan modification,collection,foreclosure May 14, 2016 - I have an issue with Ocwen Loan Servicing. I lost my job -/-/- due to illness, and have been working as hard as possible to make the mortgage payment since. On - -, I filled out the paperwork for a loan modification. I called Ocwen -/-/- to find out what I needed to do. I received a letter stating that my profit / loss statement was invalid because it was not signed ( I own the business ) .The female I spoke with said I had been approved for a HAMP modification, which I knew nothing about. I told Ocwen I had not received any paperwork. She emailed me the information, which I re... |
Ocwen Mortgage loan servicing, payments, escrow account May 13, 2016 - PLEASE BE ADVISED THAT DESPITE THE NUMEROUS TIMES THIS OFFICE ( -. ) HAS FA-ED THE ATTACHED RELEVANT AUTHORIZATIONS FROM THE BORROWER TO THE LENDER AND/OR LOAN SERVICER HEREIN ( I.E. OCWEN LOAN SERVICES ), THEY 'VE NEVER SEEM TO BE ABLE TO FIND OUR ENTITY AS BEING AUTHORIZED TO SPEAK TO THEM ON BEHALF OF THE BORROWER NOR WILL THEY PROVIDE US WITH THE CONTACT INFORMATION CONCERNING THE UNDERLYING LENDER AND/OR INVESTOR SO AS TO CIRCUMVENT THEM ALTOGETHER DUE TO THEIR UNCOOPERATIVE NATURE.... |
Ocwen Mortgage loan modification,collection,foreclosure May 13, 2016 - Hi my name is - - I have been trying to get a loan modification with my servicer Ocwen on my property - - - -, - CA - for over 3 years, they have refused to cooperative and they have been engaging in dual tracking and wrongful foreclosure. My property is now in foreclosure and i am facing the possibility of losing my home.... |
Ocwen Mortgage loan modification,collection,foreclosure May 12, 2016 - I am in foreclosure. I was offered a trial modification plan with the first payment due - -, 2016. I had a - and was in the hospital so I was not able to make the first payment on time. I called OCWEN loan servicing and was told that I could submit the payment on - -. On - -, 2016, I submitted both the - -, 2016 and - -, 2016 payment for the trial plan with the signed trial plan. I was then told by OCWEN that this will not work and they still plan on selling my home on - -, 2016.... |
Ocwen Mortgage loan servicing, payments, escrow account May 11, 2016 - on - - at - oclock i called ocwen because i received a letter saying to pay -.I was told by Relationship manager - - that - - i was accessed a fee of - dollars for a bankruptcy expense in -/-/- and that i owed a total of - cents and if i dont pay i will lose my house.she was rude and very loud and did not want to give me a reason why and said she would give send me a breakdown by mail and said i need to pay i think - now.Never received a breakdown.I got off the phone and called again and got a different relationship manager named - - and she told me ... |
Ocwen Mortgage loan servicing, payments, escrow account May 11, 2016 - I had been paying a mortgage for ten years and have never been a day late on a payment. I have been confined to a wheelchair all my life, so I had a lot of money tied up in home modifications so that I can get around. Back in 2013 my home suffered damage from a storm, My insurance was with the mortgage company. The insurance company wanted me to pay for the repairs out of my pocket then they would refund me after completion of the work, something I ca n't afford. I was forced to leave my home after ten years, forced to leave my job. I had to let the house go as it was not livable due to mold a... |
Ocwen Mortgage loan servicing, payments, escrow account May 10, 2016 - For over a year Ocwen Servicing has stated my loan was delinquent, I have repeatedly informed Ocwen that I have a cancelled check for the full mortgage payment for every month on this loan. I have sent certified letters with copies of the cancelled checks and made multiple phone calls. Their response has been to send Pre-Foreclosure letters starting in - 2016, which I responded to. I received the exact same Pre-Foreclosure letter in - ( new date on letter was the only change ), which I responded to requesting a In Person meeting ( per page - of their letter ), I then received the exac... |
Ocwen Mortgage loan modification,collection,foreclosure May 10, 2016 - I have a - and a - mortgage with Ocwen Loan Servicing. These mortgages are upside down. I have applied TWICE for a loan modification on interest-only loans with very high interest rates ( The second mortgage interest rate is 12.75 % ) I am unable to make the mortgage payments since I lost my job in - 2015. I am now on a fixed income and attempting to get a loan modification through HAMP ( Tier 1 ) Meanwhile, Ocwen Loan Servicing has received millions of dollars from the U.S. Treasury to help lenders ( taxpayers ) with circumstances such as mine. Yet, Ocwen refuses to follow the HAMP g... |
Ocwen Mortgage loan modification,collection,foreclosure May 10, 2016 - Due to health concerns I was not able to work my - as strong as possible and due to reduced income I became delinquent on my Ocwen serviced mortgage. In -/-/2015 I continued to work with Ocwen providing them enough documents for a complete package. Recently, underwriting Ocwen declared that my loan modification request would be denied because of too many loans in a certain " investor pool '' having already received a loan modification and therefore they are closing out my case and giving me a denial. Upon conversations with mortgage professionals and visiting a HUD approved housing counse... |
Ocwen Mortgage loan servicing, payments, escrow account May 10, 2016 - Ocwen as the servicer and/or acting on behalf of the investor or any other entity DO NOT have documents for enforceable interest as stated under the National Settlement Consent Order. Therefore, I 'm requesting a Mortgage lien release on the property immediately and a refund for all 182 monthly principal and interest relating to the loan from - - through - - and all items need to be omitted from our credit report because they are not factual a ) Please provide a complete pay history for the life of the loan. b ) I 'm in receipt of your recent Annual Escrow Account and would like a... |
Ocwen Mortgage loan servicing, payments, escrow account May 10, 2016 - My husband and I are being taking advantage of by Ocwen Loan Servicing LLC.. We are part of the - - Consent Order targeting - females in the - - ( -, New York ) area. Since -, Ocwen never notified us that the loan was part of the civil action. As a servicer, they were obligated to inform us and stop collection practices. I realized this last week when I reviewed my property records. Also, Owcen strategically did not put my name on the tax records only show my husband name to that the loan was not affected by the Order. A Satisfaction of Mortgage from - - was recorded... |
Ocwen Mortgage loan servicing, payments, escrow account May 7, 2016 - We have a mortgage with Ocwen. Our mortgage, with escrow payments, was $1100.00 per month. They undercharged us on our escrow, and now, suddenly, they want $1500.00 per month to make up the difference. This is a substantial change that significantly reduces the affordability of this mortgage and, potentially, could result in any consumer 's being thrown into the realm of possible default. Is this a scam, or what?... |
Ocwen Mortgage settlement process and costs May 6, 2016 - Ocwen did a refi with me in 2009 that was all to their benefit. After all was done their bate and switch refi put a significantly larger sum of money on the already under water loan and eventually pushed my interest rate up to 7.1 %. They have refused me for several years to do a regular refi at today 's current low interest rates and just recently I was called by a place called - - - promising to help me reduce the loan balance and interest rate with my Ocwen loan. - - told me that Ocwen had been sued by the U.S. government - ( I found this article online ) and they said tha... |
Ocwen Mortgage loan modification,collection,foreclosure May 6, 2016 - I have applied for mortgage relief under the - program since - under - and since - with OCWEN Loan Servicing. Each time I have been denied or the bank took to long to review documents. I was approved for a short-sell earlier this month after 4 months of waiting and the buyer pulled out due to the amount of time taken. I am again applying for a Deed-In-Lieu as I am - and this is going to affect my security clearance. I am E-TREMLY unhappy with the service I had received and would never recommend this company as a loan servicer. They have extremely bad customer service and shady b... |
Ocwen Mortgage loan servicing, payments, escrow account May 6, 2016 - Ocwen misreported our payments over the last 6 months and we have tried to get it resolved. We sold our house in - and the loan was paid off however they are still reporting it late and with a balance. The payment status is wrong. Please assist. ... |
Ocwen Mortgage loan modification,collection,foreclosure May 6, 2016 - Hello I would like to file a formal complaint against my loan servicer in regards to my mortgage. On several occasions over the past 3 years Ocwen has continuously ignored my complaints to prove or show cause that they have a legal right to seek any results based on my mortgage. I have sent several request for QWR 's, complaints, dispute of debts and validation of debt letters as well as TILA request. All of which have gone ignored as Ocwen can not prove the validity of the debt or there compliance in this matter. Ocwen has failed to meet any of the " QWR '' under 12 USC 2605 or " RESPA '' req... |
Ocwen Mortgage loan servicing, payments, escrow account May 5, 2016 - I have OCWEN Mortgage Servicing on my loan # - In -/-/- I filed for - - # and as -/-/- it has finished Throughout the BK-- Ocwen never sent me a statement I called a complained every month- to get confirmation on my payment Sometimes they would hold the payment more than 25 days I called a lot- Now that the Bankruptcy is discharge and finished - In -/-/- Ocwen said I had been one month behind with another Servicing company- from that time I am now THREE MONTHS BEHIND every months its now -/-/-- and keep making timely payment- even at a higher amount per their re... |