Gold Key Credit, Inc. consumers have reported over 80 official complaints. Out of the 80 consumer complaints against Gold Key Credit, Inc., 24% were disputed by the consumer (i.e. the consumer was not happy with how Gold Key Credit, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Gold Key Credit, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 30% resulted in non-monetary compensation.
| Issue | Complaints | Disputed |
|---|---|---|
| Cont'd attempts collect debt not owed | 44 | 20% |
| Disclosure verification of debt | 22 | 27% |
| False statements or representation | 5 | 40% |
| Communication tactics | 4 | 25% |
| Improper contact or sharing of info | 1 | 0% |
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Stop CallsGold Key Credit, Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 15, 2017 - When I called this business I requested a professional license number and some form of written validation of their legitimacy. I was told to search them on the internet. They even refused to give me their street address. They claim that due to privacy laws they can not disclose any information about their business unless I provided my address and date of birth. I do not feel comfortable with this. Also, when I refused to give out my personal information I was told these are time sensitive matters and I will only be delaying the issue at hand. This felt like a threat.... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 17, 2017 - The emergency room failed to file to my insurance company after repeated attempts to rectify the situation they had all the necessary insurance info and now the credit company is refusing to remove the negative remarks even though they are aware this debt is in accurate... |
Gold Key Credit, Inc. Debt collection communication tactics threatened to take legal action December 24, 2016 - I have been making payments for 6 months to the original creditor but I was harrassed constantly on the phone by his collection agency, and this collection agency is attempting to bully me into paying them by illegally reporting a collection debt on my credit report.... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 16, 2016 - This debt does not belong to me.... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 16, 2016 - Does not belong to me.... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 3, 2016 - My medical bill at - - Hospital was paid to the caregiver by my insurer but the hospital mistakenly reported the bill as unpaid and sent it to collections at Gold Key Credit, who refuse to remove this incorrect information.... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 28, 2016 - This is a workmans comp the - was due to a - ... a result of a -. - # - .... ( - ) authorization # - ... .an investigation with the FTC will step in if the matter is not resolved.... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 22, 2016 - This is a physician 's bill that resulted from a visit, for my daughter, to the emergency department. I provided insurance information to the hospital billing department for processing and assumed this bill had been taken care of. In -, an account from Gold Key Credit Services appeared on my credit report and I immediately called the company to inquire about the debt. Gold Key stated that the original creditor was never provided with the insurance information for billing from the hospital and was never able to collect payment. I did provide Gold Key with the necessary insurance information ... |
Gold Key Credit, Inc. Debt collection communication tactics used obscene/profane/abusive language October 17, 2016 - Stated their company does not maintain a " Do Not Call '' list after I asked. Stated they have the legal authority to call a cell phone after I informed them not to contact me on that phone. Ignored the National Do Not Call registry. Refused to answer all of my questions without me first stating my name. Stated they will call again. http : //www.goldkeycreditinc.net/... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 16, 2016 - I have been in cantact with the hospital that at the time of the - visit took the wrong policy # information. I informed the collection agency that the information had been taken by the billing dep of the hospital and where in the process submitting for payment. Collection agency only sent one notice and thast when i informed them of the above explained, they still proceeded to report to credit bureau. ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt was paid May 14, 2016 - I have disputed a couple of collection account w/gold Key Credit. They have removed - item but are refusing to remove an additional Medical collection account in 2014. I advised them that 1 ) I never received documentation of the bill - ) My family and I receive Medicaid and Food stamps because we are low income. I recently spoke to them advising them I can provide them with my medicaid number and they refused to speak to me futher. This collection on my account has caused signficant damage to my credit anc my chances of enrolling in the 1st time Home Buyer Pram for low income familes. P... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 24, 2016 - This collection agency place a collections on my credit reports that do not belong to me. They tried this last year too. GOLD KEY CREDIT INC - - - -, FL - ( - ) - ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 6, 2016 - GOLD KEY CREDIT SCAMMED ME THEY NEVER BILLED MY INSURANCE I GAVE THEM MY INSURANCE INFO THEY PURPOSELY DONT BILL INSURANCE TO SCAM PEOPLE AND PUT THINGS ON PEOPLE CREDIT REPORT WHICH IS A VIOLATION OF THE LAW. ... |
Gold Key Credit, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to December 30, 2015 - Gold Key Credit , Inc., filed on my -, - and - reports I owed them a debt. I sent several written notifications to verify and validate the allege debt. Gold Key Credit , Inc., has refused to verify or validate the date. I requested a copy of the contract signed by me that obligated me to pay Gold Key Credit , Inc., it has also refused to send me a copy of the allege contract showing my signature. Also, this allege account has someone else 's address. It was placed on my -, - and - credit report. ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 18, 2015 - I believe the so-called company " - , Inc. '' Is fraudulent and I fear that my identity, finances and credit are at stake! I received a letter in the mail that stated that my account number has been turned over to " -, Inc. '' for collection. This letter was asking me too forward payment in full or to call the office to arrange payment terms. It also stated that they report to - and - and that it is in my best interest to pay the money or contact them. The end of the letter was signed " Sincerely, - '' Additional comments at bottom of letter : " Unless you notify this office w... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - Continued phone calls with refusal to tell me what it is about. They say they sent me letters, but I never received any. I have no idea what creditor or debt they are talking about. They ask if I am - and I say yes, they then ask me to verify personal information ... .my birth date, address, etc. I refuse to give out personal info to a complete stranger who calls me over the phone. I ask them to send me something in writing and they refuse ... ... they say " so your telling me your refusing to comply? I say " how do I know this is not a scam and your just trying to gather my personal info? ... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 12, 2015 - Gold Key Credit, Inc been reporting the following medical collection account number ( - ) since - 2015 according to - and - - consumer reports, but I have yet not received any communication from this agency pertaining to this account, as a result I do not have the full account number or any additional information validating this claim. However I have printed the account details from my credit report and forwarded a copy with my initial request for verification of the debt and production of documents on - -, 2015. At this time I have notified Gold Key Credit, Inc in - se... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 7, 2015 - several years ago I was victim in a car accident in which i had -. However, the Lawyers that I had working on my case had conducted a sham job, from one day to the next the medical bills were not paid and and bill increased i had went to therapy and was getting charged for thing that were not performed, per the the Law firm and the attorney on the case stated they were paid. Once I revealed what they were doing on my case, the lawyer secretly summons a petition to have them removed from the case these bills were intended to be paid as the lawyers stated they were ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 3, 2015 - I checked my credit repot to see that Florida - - says I owed a debt for a emergency room visit -/-/14. I presented insurance at the time of the vist and was told my insurance would be billed. After contacting the insurance company they stated that Florida - - was not paid due to the fact that there information was not updated with the insurance company. I then called Florida - - billing and notified them why they were not paid. A few days later I was contacted by florida - saying that they updated the insurance company and would be paid by them. I asked to remove th... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 27, 2015 - I pulled a copy of my - Credit report and found a listing from this company as collection item for $770.00, original creditor -. I already paid a debt to this company for $160.00 paying off a collection account. This $770.00 debt is not mine, I have never received any statement from the original creditor or Gold Key credit. This violates federal law. ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft September 23, 2015 - GOLD KEY CREDIT INCACCOUNT NUMBER : -/-/-- - - - - -, FL -PHONE : ( - ) -Fax -Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I ... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 12, 2015 - Today - - - around - in the morning I decided to check my credit due that I had certain plans on mind when I was able to see my credit report I was concerned to see a debt collection and also certain hard inquiries which according to the report the original creditor of this collection was - - - - - -, and the collection agency is : - -, - ( - ) - surprise me due that I 've been living in Georgia since -/-/- and I have my apartment lease contract as a proof of this, I immediately contacted the Federal Trade Commission and my local police to solv... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect August 26, 2015 - I would like delete the debt in my credit report because the debt was paid in agreements by $700.00. ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft August 21, 2015 - GOLD KEY CREDIT INC- - -, FL -Toll-Free -Local -Fax -Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify GOLD KEY CREDIT IN... |
Gold Key Credit, Inc. Debt collection false statements or representation attempted to collect wrong amount August 19, 2015 - Hi, I received the bill on my credit of - dollars from Gold Key Cred. I was shocked because i am an educated and responsible person.I can never leave my bills unpaid. I called their customer service number, -. The lady on the call told me that its about the medical bill of hospital, used by my name or miss used my information. I never been there in that hospital in emergency. Some one used my name and information. I request you please take action on this wrong bill on my name. Its damaging my credit score badly. Please help me to get rid of this fraud done with my ID, as soon as possible... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 18, 2015 - I have no knowledge of any debt that I would owe. I noticed this collection on my credit report from Gold Key Credit INC. I tried to call them to find out about why is this on my report, as far as I know I had no $400.00 medical debt. I waited on the phone for someone to answer then all the sudden the phone disconnected. If the debt is mine, I have no problem paying it. I just want to verify that it is mine and they wont even answer the phone so I can learn more about this debt. the - is the one listed on the site. ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt was paid July 6, 2015 - Last year I paid this account to clean my credit. I do n't know what this debt was for but I paid a reduced amount in order to have it removed from my credit and receive a home loan. ... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 24, 2015 - I received notification on -/-/2015 that there was a posting by a collection agency to my credit reports I checked and found it was Gold Key Credit that has posted derogatory information to my report and is in violation for they did not send me any notifications concerning this debt - days in advance as required by the rules and regulations and laws of the FTC, FCRA & Consumer Protection Agency ... |
Gold Key Credit, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2015 - I do not know this company and never done business with them. ... |
Gold Key Credit, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 16, 2015 - Sent certified letter to Gold Key Credit/Collection to verify debt that is not mine no response to date they had - collection accounts and only deleted - but still has not sent any verification of the debt for the other - nor have they removed from credit reports ... |