Credit Bureau Systems, Inc. Issue Resolution

Resources for resolving common issues with Credit Bureau Systems, Inc. products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to Credit Bureau Systems, Inc. and work to get a response. After your complaint is forwarded, Credit Bureau Systems, Inc. has 15 days to respond to you and the CFPB. Credit Bureau Systems, Inc. is expected to close all but the most complicated complaints within 60 days.

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New Credit Bureau Systems, Inc. Consumer Complaints


Credit Bureau Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

February 3, 2017 - I was under my parents insurance still at this time and is to be paid by them and not myself....

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Credit Bureau Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 15, 2017 - In -, I was without - or any form of medical insurance. I attended the - - through - - - -, a free clinic advertised to the homeless as well as the uninsured. I underwent routine - for - and other basic information, and was billed a few months later without having ever received notice. I should never have been billed as I repeatedly made clear I could not pay, expressly did not sign any agreements to pay, and was told repeatedly that a free clinic would not charge the patient. This was a deliberate lie that was used to trick me into a procedure. I only realized I ...

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Credit Bureau Systems, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt

December 26, 2016 - My information was shared illegally ( third party ) without my informed consent....

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Credit Bureau Systems, Inc. Debt collection communication tactics used obscene/profane/abusive language

November 22, 2016 - I originally tried to pay this bill to the hospital - ( orignal owner of my debt ). I had - and was waiting to get a few pay checks to get caught up. I know I owed this money, not trying to get out of that. I received a bill from - and I called in ( being proactive ) and I paid my bill in full. I also asked them to make a note on my account that I attempted to pay the bill to the original debt owner ( hospital - ). The lady handling my case was rude to me and called me goofy for wanting that noted. Then she hung up on me. Rude to me and calling me names when I am paying my bill in ...

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Credit Bureau Systems, Inc. Debt collection communication tactics threatened to take legal action

October 14, 2016 - I received mail at my new place of work, where I am a single sub-contract agent who does not get paid until the closing of a transaction. I called CBS and was transferred to - -. I tried to set up payment plans of $25.00 which was my original agreement with - - prior to collection. I am a family of - with $- annual income. I tried to explain this to - when she would not let me make a payment of $25.00. She was extremely rude to me and caused me a lot of distress with the things she was threatening me with. She told me that they had verified my new employment, " which...

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Credit Bureau Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 8, 2016 - Credit Bureau Systems has withheld verification information and thus fraudulently represented a debt, for which they are claiming I am liable. Credit Bureau Systems failure to provide pertinent information regarding their claim, which I am entitled to under the Federal Fair Debt Collection Practices Act, has resulted in my inability to resolve the dispute in a timely manner, despite repeated requests ( both by phone and certified mail ). When asked, during our most recent phone conversation for the information I requested, and am entitled to under Federal law, the Credit Bureau Systems employ...

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Credit Bureau Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received

June 2, 2016 - ai broke some ribs while on a fishing trip to - - -/-/2011 was taken to a local hospital emergency room for observation and the on staff Dr. looked at me and told me there was nothing they could for broken ribs so just wait until they heal. while I was - in the - room a Dr . I had never seen came by ask how I was doing and left. Now it seams he charged me $100.00. When I refused to pay for nothing done he turned it over for collection. This caused me to have too low credit rating to lease a new car. I asking you to contact him to see if i can get my excellent credit back. I am ...

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Credit Bureau Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 18, 2016 - I recently check my credit report and discovered that this company has reported that I owe them a debt. To my knowledge I have never done business with this company and they have never provided me with any services or goods. I feel that they placed this on my credit report without giving me proper notice which is afforded to me under the law according to the FDCPA 890 ...

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Credit Bureau Systems, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 10, 2015 - Credit Bureau Systems is reporting a damaging collection account on my credit report. I have sent them a debt validation request over 30 days ago and I disputed it with the credit bureau but this collection agency verified to Transunion that the debt is reporting correctly when in fact it is n't which is a violation of the FCRA and FDCPA. They did n't even report it as disputed. By law they are not to report a debt that has not been validated. This reporting is has already caused me damage and I can not get approved for credit with this inaccurate listing on file. I never got anything in the m...

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Credit Bureau Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received

October 19, 2015 - On -/-/2015 my mother was killed in an auto accident. and at that time we did not know of any debt on my mothers behalf. After the funeral I became Executor and began to check my mother 's mail and affairs. After calling all debtors companies and resolving those debts " Credit Bureau Systems Inc. attached a proof of claim to my mother 's estate in district court. they would not call me back after several attempts to contact them to resolve this matter of debt. My mother had no banking account, and live in a home that did not belong to her. I 've talked to the other family members and we can ...

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Credit Bureau Systems, Inc. Debt collection false statements or representation attempted to collect wrong amount

April 30, 2015 - CBS ( debt collector ) is charging a 35 % collection fee that is prohibited in the State of Tennessee. Tenn.Code Ann. - Collecting or attempting to collect from the debtor any fee, commission or other compensation not provided by law for collection services rendered to a client ... '' - - - - - ( creditor ) has assured me that they are not trying to collect interest or any other fees, only the amount owed ( $8600.00 ). I have asked CBS to itemize the $3000.00 in writing and they refer me back to - - - - - and to my original agreement. The original agreemen...

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