Stop The Regional Adjustment Bureau, Incorporated Phone Harassment

Resources for resolving common issues with The Regional Adjustment Bureau, Incorporated products and services

You can reduce the number of unwanted calls from The Regional Adjustment Bureau, Incorporated you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.

How do I register?

Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)

If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.

How long does it take?

Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.

Reporting Illegal Calls

Where can I file a complaint about an illegal sales call or a robocall?

To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).

Will I hear back from the FTC regarding my complaint?

Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.

What's a Robocall?

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.

What Should You Do If You Get a Robocall?

If you get a robocall:

  • Hang up the phone. Don't press 1 to speak to a live operator and don't press any other number to get your number off the list. If you respond by pressing any number, it will probably just lead to more robocalls.
  • Consider contacting your phone provider and asking them to block the number, and whether they charge for that service. Remember that telemarketers change Caller ID information easily and often, so it might not be worth paying a fee to block a number that will change.
  • Report your experience to the FTC online at or by calling 1-888-382-1222.

New The Regional Adjustment Bureau, Incorporated Consumer Complaints


The Regional Adjustment Bureau, Incorporated Debt collection cont'd attempts collect debt not owed debt is not mine

February 3, 2017 - On -/-/17 I obtained a copy of my credit report from - and noticed that - has allowed a collection agency named Regional Adjustment Bureau to insert in and duplicate a debt that is already listed on my credit report with the -. SO now the debt is listed twice! Different amounts different dates! What is happening is that the original company ( - - ) account is near its time of deletion from my report, and they have sold my account to a collection agency in which I have " NO CONTRACT WITH '' and now the debt is listed twice! A clear violation of law! Regional Adjustment Bure...

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The Regional Adjustment Bureau, Incorporated Debt collection communication tactics frequent or repeated calls

January 19, 2017 - - - of the Regional Adjustment Bureau - has left messages with every extension on the directory that she is attempting to contact me to collect a debt. I have no idea who this person or company is or what they are trying to collect. She has been told repeatedly to quit calling this number. She was very rude and kept telling me to give her my birthdate and social security number. That is not going to happen. Please have her cease and desist....

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The Regional Adjustment Bureau, Incorporated Debt collection communication tactics frequent or repeated calls

January 6, 2017 - I have student loans with - and -, I 've spoken with both of them and they both still have all of my loans. They 're in repayment. However, the Regional Adjustment Bureau has been harassing me and other people about my loans. They call my cell phone multiple times a day. They 've called my ex-husband, they 've called and mailed my dead grandmother. It 's straight up harassment. I do n't know how they even got all of this information. My grandmother died last year and they 're sending debt letters to her house with crazy amounts on them. How they got the new cell phone number of my ex-hus...

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The Regional Adjustment Bureau, Incorporated Debt collection improper contact or sharing of info contacted employer after asked not to

November 30, 2016 - The Regional Adjustment Bureau, out of -, TN has apparently taken over a debt that is in dispute. In an attempt to collect on this bill, they have called me, my employer, my adult son, and who knows who else. I have asked them to stop. I told the collections agent that I am disputing the debt. He continues to harass and try various methods to collect. He told me that I HAD to talk to him, that I had to DEAL with it. I do n't even know what the charges are supposed to be for. I believe that it is from a - account that I cancelled and - continued to bill. I requested multiple times to h...

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The Regional Adjustment Bureau, Incorporated Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 28, 2016 - Collection companies buy and sell a student loan debt that is not valid debt of mine. I have written each company that has serviced said debt to explain that this is NOT a valid debt and the collection company either sells the debt to another company or has another collection company service the invalid debt. The latest debt collector is Regional Adjustment Bureau, INC of -, TN - - - -. This aforementioned company continues collection efforts after written and verbal notification of invalid debt and solicitation at a work phone number....

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The Regional Adjustment Bureau, Incorporated Student loan dealing with my lender or servicer trouble with how payments are handled

June 6, 2016 - I submitted a previous complaint : Ref Number - The company who is handling my student loan ( RAB Inc ) said the dispute was resolved and it is not. They admitted to me by phone that whomever they bought my loan from finally gave them the records that I was always on time with my payments and not in default. My credit was extremely adversely affected by no fault of my own. Bringing my credit score from - to -. I want RAB Inc to submit a letter to me saying that they will take the derogatory marks off my credit through all - bureaus immediately. I want a letter in writing. This comp...

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The Regional Adjustment Bureau, Incorporated Student loan dealing with my lender or servicer keep getting calls about my loan

April 7, 2016 - The debt collection agency Regional Adjustment Bureau is trying to collect $18000.00 for an old private student loan, even though the 4-year California Statute of Limitations on the original loan has expired. They call my cell phone, and the phones of my family members, constantly. Sometimes, they do n't even say anything when I pick up. When I do speak to any of their representatives, they are always rude and threaten to sue me or take me to court over the debt. They have also put my debt in collections, which affects my credit report. ...

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The Regional Adjustment Bureau, Incorporated Student loan can't repay my loan can't get flexible payment options

March 28, 2016 - Keep lying about how much I owe and payments made and how many loans were takin out. ...

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The Regional Adjustment Bureau, Incorporated Student loan dealing with my lender or servicer trouble with how payments are handled

January 28, 2016 - I attended Georgia - - - ( GA - ) in -, GA from -/-/--/-/-. I have several private student loans and have recently been trying to get my accounts in good standing as I am finally in the position to pay down some of my debts. -/-/- I was contacted by a debt collection company, Regional Adjustment Bureau, about a defaulted student loan now owned by - - -. They told me that the loan was a GTAM-MRU loan with an origination date of - -, -. They told me that the balance with all the fees and penalties was $45000.00. After months of back and forth, O...

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The Regional Adjustment Bureau, Incorporated Consumer loan problems when you are unable to pay

December 2, 2015 - A debt collection company that bought my student loan has been harassing me and my family members. The company is RAB Inc./Regional Adjustment Bureau Inc. , -. - -, -, - -. I called to discuss with them that right now, I am unemployed and I can not pay the amount they were asking for in full. I told them when I get on my feet, I would call them to set something up. I told them to stop calling my family members in and out-of-state looking for me and asking them where I work when they have my direct contact information. They had called my wife, my wife 's office, my mother-in-l...

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The Regional Adjustment Bureau, Incorporated Debt collection communication tactics threatened to take legal action

September 30, 2015 - I had a private student loan that went into collections in -. In - I began paying the loan back. The loan was apparently bought out by Regional Adjustment Bureau, they called me in - of - at my work and harassed me. I paid them a large chunk of the loan to start a payment process and for about a year they were taking monthly payments via auto deduct. In - they stopped taking the payments and began to call my cell phone, my parents home number and previous employers. They call multiple times a day and when I do talk to someone they are rude and refuse to send me any written docum...

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The Regional Adjustment Bureau, Incorporated Debt collection communication tactics frequent or repeated calls

August 13, 2015 - I get multiple daily phone calls from the number - that are hang ups or messages left to call. After researching the number I found a website where many other people experienced the same treatment or worse from the company who makes these calls. It is a debt collection company whose name I have listed below. Regional Adjustment Bureau , Inc. Phone : ( - ) --Fax : ( - ) --Address : - - - - - -, TN --I received my credit report only weeks ago and have no outstanding debt so I do n't know why I am being continually harassed daily by this company and ho...

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The Regional Adjustment Bureau, Incorporated Debt collection communication tactics frequent or repeated calls

June 18, 2015 - This company not only calls my home phone number listed above, they call my cell phone number as well, often in the same day. The calls are up to - times daily. ...

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The Regional Adjustment Bureau, Incorporated Debt collection cont'd attempts collect debt not owed debt is not mine

May 22, 2015 - I received a letter from Regional Adjustment Bureau - - - stating that I owed $7200.00 ( $4800.00 principal and $2400.00 interest ) to - - and they were collecting. I have never heard of this company and do not have any unpaid loans. Upon calling to inquire I was told that this was a student loan of my daughter 's that I had cosigned on from - - - University in - where she attended in -. She has not had anyone contact her from this or any other collection agency and is currently making payments on her student loans monthly.RAB Inc told me they did not have t...

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The Regional Adjustment Bureau, Incorporated Debt collection communication tactics frequent or repeated calls

April 16, 2015 - They have repeatedly called me and my family and they are rude and we 've asked not to call our jobs ... I have the number blocked off my phones but now they are calling my family members fishing for information and speaking rudely to them! ...

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The Regional Adjustment Bureau, Incorporated Payday loan payment to acct not credited

March 24, 2015 - I have received multiple messages from - - '', Process Server, stating that they have a certified notice of intent to serve papers on an outstanding debit. I know this is bogus because I do n't have any of these. He stated he will be at my home between -- tomorrow so have ID on hand, put up dogs and remove guns from premises. I spoke with the police department on this.. they confirmed it was a money scam on a former pay day loan, and the phone numbers were from burner cells. Same person has called back using name - - '' - Now we have a - - who is also - - an...

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