Florida Consumer Complaints

Review and Analysis of over 50,144 financial product complaints in Florida

Most Complaints
by company in Florida

CompanyComplaints
Bank of America6,184
Wells Fargo4,071
JPMorgan Chase2,794
Equifax2,725
Experian2,707
Citibank2,167
Ocwen2,100
TransUnion1,679
Nationstar Mortgage1,399
Capital One1,110
SunTrust Bank1,023
Ditech Financial LLC 896
Encore Capital Group 654
GE Capital Retail 652
Select Portfolio Servicing, Inc 571
TransUnion Intermediate Holdings, Inc. 565
Regions 544
U.S. Bancorp 517
PNC Bank 503
Amex 475

New Complaints in Florida


HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

April 19, 2019 - - - - - opened on -/-/2018 - balance $200.00 - - - - opened -/-/2018 - balance $100.00 I don't have a contract/agreement with the agencies above. I request for this to be removed from my credit agencies ( -, - and - )....

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Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours

March 30, 2019 - I do not have a signed contract nor any contract with Ability Recovery Services , LLC. I have never done business with this company. I am not liable for collection from this debt from - -. I am not responsible for this debt with Ability Recovery Services , LLC. Due to your continued willful disregard of the law I intend to pursue litigation in accordance with the FCRA to seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 if the UNVERIFIED item listed is not removed from my credit report within 10 days....

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

March 25, 2019 - - VERIFIED WITH THAT A DEBT BELONGED TO ME. I REQUESTED THAT THE BUREAUS PROVIDE VERIFICATION OF THE PHYSICAL DOCUMENTS USED TO VERIFY THAT THE DEBT BELONGED TO ME. AFTER NO RESPONSE I CONTACTED - DIRECTLY AND REQUESTED THAT THEY VALIDATE THE DEBT. AS OF DATE I HAVE RECEIVED NO RESPONSE FROM -. THIS COMPANY NEVER INITIALLY NOTIFIED ME OF THE DEBT PRIOR TO IT BEING REPORTED ON MY CREDIT REPORT...

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AMERICAN ADVISORS GROUP Mortgage trouble during payment process

January 28, 2019 - Wife and I took out reverse mortgage -/-/-. American Advisors Group submitted fraudulent documents and took my name off deed .Wife died -/-/- .Submitted required docs. to AAG -/-/- was told by phone everything was fine. Problem arose with home owner ins.around -/-/- per AAG .Home could not be insured because of damaged roof. I pointed this out to - - upon home inspection -/-/- .He submitted fraudulent documents and told me it was no problem. All funds from loan were used to pay off 2nd mortgage as per AAG, and wife 's funeral expenses. I appealed to AAG to help w...

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MJ Altman Companies, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

January 2, 2019 - In response to CFPB:- This dispute is not about my -.Validation of people using my information is not a proper investigation, do not just put into -. I have put you on notice then I reserve the right to file a suit against you for FDCPA violations in my courts venue. You will have to travel to defend yourself in that scenario. Please also be advised that this request is an official validation of debt request and not a verification of address request. Proper proof of said debt is required. Please understand as well that under the FCRA any furnisher of information must put the account r...

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ERC Debt collection communication tactics frequent or repeated calls

December 21, 2018 - Keep getting repeated robo calls from company called ERC. I do not owe any debt, have been debt free for last 15 years, except for 2 auto loans which are paid via allotment. I have even went so far as to go to the ERC web site and filled out form to have them stop calling me but the calls still persist. I am - and wife is - and these repeated calls upset us. I am asking that this company be charge a fine or whatever the legal term is of $500.00 for each phone call. My FICO score is - and no bad credit in my credit report for last 25 years or longer!...

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CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

December 18, 2018 - ATTENTION DISPUTE DEPARTMENT TODAYS DATE : -/-/- - - - Last reported : -/-/- Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such pers...

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ERC Debt collection written notification about debt didn't receive enough information to verify debt

November 29, 2018 - This company has reported on my credit an amount $470.00 without notification again. This is the 4th time this company has attempted to report on my credit WITHOUT prior written notification. Even after several request no one has been able to provide proof that this account belongs to me! I am required by law for debt validation along with proof that they are allowed to collect on this supposed debt. The original dispute occurred -/-/2017 and seems to resurface every 6 months after being require to remove, this is illegal on the company behalf....

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Capital Accounts, LLC Debt collection attempts to collect debt not owed debt is not yours

November 29, 2018 - My credit report reflects a charge for something that is not mine. I have tried to call the company involved, they refuse to help even though the socials and birth date do not match. They said I have to get in touch with the collection agency, which I have and they refuse to help me as well. I contact the credit bureau, all three of them and filed a dispute 3 times with experian, have so with - and -? The file remains on my report and again this is NOT mine? For some reason they are refusing to remove what is not mine and ruining my credit. Again in - alone I have disputed this char...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 24, 2018 - This company sent me a letter saying I owe a debt after already placing it on my credit report. I have no knowledge of this debt. The letter they sent me only shows - - - for $530.00. I have no idea what this bill is for I have no knowledge of it. This is not my debt. My signature was not provided to me as requested. This company failed to provide me proof This is my debt. I have no contract or business with This company...

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RP FUNDING INCORPORATED Mortgage trouble during payment process

November 19, 2018 - After the hurricane of -, I called RP Funding to pay over the phone because their website was down. At that time I was offered 3 month forbearance since My account was current and I had experience property damage. I was told that the 3 months payments would be added to the end of the mortgage, that no fees would be incurred and there would be no effect to my credit. When I tried to pay for -/-/- as I was told my next due date would be, the website was still not functioning so I called the company again to make the payment. The agent who took my payment apologized for the inconvenience,...

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 8, 2018 - This debt is reported in my credit report and I had no knowledge of it. It does not belong to me....

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Ideal Collection Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 8, 2018 - In response to your response from previous report number : - about IDEAL COLLECTION SERVICES, INC This is what you wrote : I am confused as at the beginning of your complaint, you acknowledge receiving our response dated -/-/- and at the end of your complaint you state instead of us responding we waited 2 years to report the account to the credit bureaus. In my -/-/- response I offered a payment plan to avoid the account from being forwarded to the national credit bureaus and sent the validation of the claim. Attached, please find a copy of my response along with the documents tha...

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ERC Debt collection attempts to collect debt not owed debt is not yours

November 5, 2018 - ERC has appeared on my recent credit report i am not familiar with this dept, it is not mine and should be removed from my credit report. - was removed from my credit report and had lack of verification which was sold to ERC who has reage this account which is illegal i am also questioning ERC ability to report. Im asking that i recieve the original contract from - showing that this is indeed my debt and also there ability to reage this account, this is multiple laws that ERC has broken i will also be sending this complaint to the FTC for them to review....

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

September 25, 2018 - I have fraudulent accounts reporting to collections : - - - - - - - I don't know how people are getting my information....

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Convergent Resources, Inc. Debt collection written notification about debt didn't receive notice of right to dispute

September 10, 2018 - I hire privacy guard to find out why I ' m having credit issues and they send me notice that a Company call ( Convergent outsourcing - - - - - - - ) register agent call - - - - - - - - - - - - director - - - - - - - - - - I never hair from them before but privacy guard send me notice they are posting derogatory information about me at will without any notice or explanation....

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Professional Recovery Management Debt collection written notification about debt didn't receive enough information to verify debt

September 7, 2018 - - - - is reporting a debt on my credit report. I have never received written notification describing the alleged debt or who the original creditor is. I disputed it with the 3 major Credit Reporting Agencies and it was removed from 2 out of the 3. The response from - was that - - certified it as mine. I then sent - - ( the Furnisher ) a direct dispute via certified mail according to my rights ( FCRA and CFR 660.4 ) but never received a response. The letter was signed for by - - according to my proof of receipt ( see attached ). This negative account is impacting...

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Ideal Collection Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

September 7, 2018 - Ideal collection services is falsely adding a collections account to my credit report. I was NEVER contacted by this company in regards to such claim. I was never provided any documents, i was spoken to very rudely when i called them. I was advised from them to send a copy of my ID & Affidavit to dispute this issue. Which i did! But still no response from them. They have refused to remove this item from my credit report. They're very unprofessional and spoke to me so disrespectfully. I am very concerned with what they're going to do with my personal information that was sent to dispute this ne...

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EQUITY LOANS LLC Mortgage closing on a mortgage

July 6, 2018 - When I started the process things started off great, but as the process continued the communication was inconsistent with Equity Prime Mortgage. I would submit paperwork in a timely fashion and would not get a reaponse back or they would say they never received certain paperwork then they would search for it and say it was mixed up with other paperwork. We were suppose to close on the -/-/2018 and I did a final walk thru with the builder and heard nothing from Equity Prime until I showed up to the title office to sign the paperwork were the title officer informed me to call Equity Prime. The...

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Advanced Collection Bureau, Inc. Debt collection attempts to collect debt not owed debt is not yours

May 30, 2018 - I hope you can help me. There is an account that continues to report in my credit file that actually belongs to my father. I don't know if its the bureaus not doing their job or this collection company that continues to report the incorrect information but it still appears on my file after disputing it several times. The company 's name is Advanced Collection Bureau Inc. account number the bureaus are reporting - and the company name where it originated was - - - -. I contacted them personally and they verified it did not belong to me and doesn't understand why the collection c...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

May 14, 2018 - I have been a victim of identity theft. There are over 20 collections for things I have no clue where they are from. I have contacted the company to dispute it but they are saying they can not remove anything without payment, which I know is not true. This really isn't fair, is there anything anyone can do?...

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I.C. System, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

May 10, 2018 - TODAYS DATE : -/-/- -, - - SOC SEC # - DOB -/-/- ADDRESS - - - -, - -, FL - ATTENTION DISPUTE DEPARTMENT I C SYSTEM To Whom It May Concern : This letter is being sent to you in response to a notice a couple entries by your company on mycredit reports. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair DebtCollection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation isrequested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made p...

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BlueChip Financial Debt collection threatened to contact someone or share information improperly contacted your employer

May 4, 2018 - Called my office attempting to collect something for - which I assumed they purchased tried to force me to verify my social and dob which I will not give over phone continue to contact me at office which I said I could not be contacted there regardless now they continue to call with automated dialer From - area code. Harassment for something Im not even sure belongs to me...

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Harris & Harris, Ltd. Debt collection attempts to collect debt not owed debt is not yours

April 20, 2018 - Had several calls from this number from Harris & Harris, LTD - - ( - ) - - Im in Florida- for the last couple of months and always let it go to voicemail and read the transcript, is a debt collection agency that I have no business with. They call, at odd times also, robocall, finally I decided to call back and complained about the harassment and stated I have no debts being collected, she took my name and number and said it didnt match who they were looking for. A week later the calls started again, called back and complained and said I was going to report them if they continued...

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McCarthy, Burgess & Wolff, Inc. Debt collection attempts to collect debt not owed debt is not yours

April 5, 2018 - For weeks I have been recieving calls from a phone number which my - identifies as -, but the recording says it it from - ( -, I guess ). It gives me the reference number -. When I first called then back, they told me that they were trying to collect a debit from - - -, at a specific address in -, Fl. I told them that this is not my company and I do not have any connections to the address they gave me. They asked for my phone number to lookup their system. I gave both my home and cell. They couldnt locate it on their system. They told me it was a mistake and they wou...

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Ideal Collection Services, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

March 19, 2018 - This will be the 4th complaint i want to CFPB to take action i have a police report as the past 3 reports i have submited i have a police report actually i have 3 of them Ideal collections wants a fraud affidavid form as the police stated this form does not exist they keep asking for my ID this means whoever used my identity in fraud did not have it or pic is not me, they state signature is mine i state it is not as someone as well in 2012 also files a false tax return in my name using this addy same place they say i owe the debit, this will be the final chance to delete this as they again are...

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American Credit Bureau, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

March 13, 2018 - FRAUDULENT ACCOUNT FROM AMERICAN CREDIT BUREAU...

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WAKEFIELD & ASSOCIATES, INC. Debt collection attempts to collect debt not owed debt was result of identity theft

March 13, 2018 - POLICE REPORT WAS DONE ON THIS FRAUDULENT ACCOUNT...

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Fidelity National Information Services, Inc. (FNIS) Debt collection false statements or representation attempted to collect wrong amount

March 7, 2018 - E-CUSE THE CATAGORY CHOICE BUT THERES NO OPTION FOR ''CREDIT REPORTING FELONY FRAUD '' AND DEFAMATION OF CHARACTER '' I DONT UNDERSTAND HOW THESE CRIMINALS KEEP GETTING AWAY WITH THIER FRIVOLOUS REPORTS WITHOUT HAVING ANY PROOF OF ANY DEBT,,,,, ,AND NO PROOF OF ANY WRONG DOING,,,,,,,,, NO SWORN AFFIDAVIT THAT HAS BEEN NOTARIZED,,, ,BUT YET - REMAINS IN BUSINESS OF E-TORTION, WHAT A - PLACE THIS IS,,, CHE-SYSTEMS IS A RICO-E-TORTION RAQUET, THIER PARTNERS IN CRIME HAVE ABSOLUTELY NO EVIDENCE OF A DEBT OWED OR AN INJURED PARTY, I HAVE NEVER RECEIVED A REPORT ON ANYTHING THEYRE REPORTING ...

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Financial Business and Consumer Solutions. Debt collection attempts to collect debt not owed debt was already discharged in bankruptcy and is no longer owed

February 23, 2018 - repeat calls after I have asked not to call me anymore and asked not to call me during my work hours - call log : -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- -...

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Capital Accounts, LLC Debt collection written notification about debt didn't receive enough information to verify debt

January 25, 2018 - Have sent a letter and three emails asking for validation of this debt. Asked for signed contract and proof they legally had right to collect debt, along with bill of sale. Have not received any of the aforementioned documentation. The only item that was mailed in response to my request was a two sentence letter advising how much interested has accrued. No proof of the account has been supplied what so ever. Informed company on my third request that I would be reporting them if continued collection efforts without supplying documentation, I received another collection letter yesterday, still n...

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Medical Data Systems, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

January 19, 2018 - TODAYS DATE- - - - DOB -/-/- SOCIAL - ADDRESS - - - -, - - -, FL - ATTENTION DISPUTE DEPARTMENT MEDICAL DATA SYSTEMS INC Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, ...

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ERC Debt collection attempts to collect debt not owed debt is not yours

January 10, 2018 - Enhanced Recovery is attempting to collect on a Debt, that I never received a letter from Enhanced Recovery regarding any information about the debt that they never validated the debt and are illegally reporting. There has been no written correspondence to me regarding this Debt from Enhances Recovery. The original owner of the Debt is - -. Enhance Recovery does not have a contract baring my signature with - - -. In the US law encyclopedia, American Jurisprudence, 73 am Jur 2d. Sections 90-93 ; it says that one can not subrogate onto a contract that they were not original on, di...

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Allied Interstate LLC Debt collection communication tactics frequent or repeated calls

January 4, 2018 - ALLIED INTERSTATE DEBT COLLECTION AGENCY IS CALLING 6-8 TIMES A DAY FROM DIFFERENT PHONE NUMBERS. MESSAGES ARE NEVER LEFT. WHEN I BLOCK THEIR NUMBER, THEY CALL BACK 15-30 MINUTES LATER FROM A DIFFERENT NUMBERCALLS ON -/-/2018----...

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Convergent Resources, Inc. Debt collection false statements or representation attempted to collect wrong amount

December 27, 2017 - When I checked my Credit reports I noticed " - - '' collection agency was trying to collect money from me. I asked them to validate any contract I had with - - and all they do is send me something from another entity, I have, had no contracts with - - ever, past or present, why would I give them anything? The contract I may or may not of had with the entity they are showing me has nothing to do with my obligation to another INC. LLC or other corporation such as " - - '' in this fraudulent attempt to collect a debt, without validation from their specific company, Conve...

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Pacific Union Financial, LLC Mortgage trouble during payment process

December 13, 2017 - - was purchased for a new home purchase on -/-/- form - - -.On -/-/- an inspection was conducted and I received notice on -/-/- that the water heater needed to be replaced due to its age and location, as well as, a missing shut off valve in the guest bathroom.I contacted the customer service dept and explained that the water heater was inspected in - and was in very good condition and the work being requested was significant and costly, and wasnt financially feesible at the time. I was told that the policy would not be cancelled, however, not renewed, ...

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National Credit Systems,Inc. Debt collection attempts to collect debt not owed debt is not yours

July 18, 2017 - Morning, I have never done business with this company, I have never received letters from them. I have files a report with BBB. I have never signed a contract nor have this company ever verified this debt is mines. Date : - - ,2015 total $500.00 Date : - - , 2015 total -...

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

July 18, 2017 - This Company, which I have no contract with nor have I received service from, reported a collection account against my SSN in the amount of - with - , - , and - credit reporting agencies. I requested verification and they false recorded me in terms of agreeing with this debt and or me making payments for their satisfactory to keep attaching this debt to me. I requested to obtain written agreement verifying I personally agreed upon this debt and account however Aargon Collection Agency failed to provide adequate to No information at all regarding proof of being my consensual a...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - - is reporting as derogatory mark on my credit and I did n't open any accounts with them nor have i received anything in this mail about this company and it is affecting my credit and needs to be removed immediately....

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Experian Credit reporting unable to get credit report/credit score problem getting my free annual report

April 13, 2017 - I put correct information to obtain my - credit reports online, and ca n't obtain any of them. I wonder if this is because I lost my wallet in - -, Florida in -/-/2016....

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Citibank Credit card credit determination

April 13, 2017 - My Best Buy Credit Card, was transferred over from - to Citicard in -/-/-. I have contacted Citibank in 3 different occasions, in -/-/-, -/-/- and -/-/-. I paid the annual dues for the account and my account was confirmed to have a - balance on a recorded line. I just had another call today -/-/- at - were they reconfirmed my account has a - balance. However my credit report shows a delinquent account from Citibank Best buy account, they have told me that this would be removed since -/-/- and it has n't, they do not want to provide me with written proo...

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Experian Credit reporting incorrect information on credit report information is not mine

April 13, 2017 - There are two accounts listed which do not belong to me which are - # - and - - I 'm requesting these be removed ASAP...

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Wells Fargo & Company Bank account or service using a debit or atm card

April 13, 2017 - Yesterday on -/-/2017 It was brought to my attention by Wells Fargo cus rep that some been using old account of mines ( debit cards ) that 's was stolen I file disbursement immediately Wells Fargo - on - try to force me to give false information and discrimates causei had to right my pin down to help me remember due to a - - refuse to file my claim cause I refuse to all her to force me against my will to give false information unless it this lady - committing these false act herself using my identity base on her behavior attempting to force me to give false information against...

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SunTrust Banks, Inc. Bank account or service account opening, closing, or management

April 12, 2017 - suntrust charge me over $200.00 way after the account should have been close and send it to collection. when the account was close the balance was $200.00. i told them to send me a bill to pay, they never did instead i received a collection letter....

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Wells Fargo & Company Mortgage loan modification,collection,foreclosure

April 11, 2017 - The house is supposedly has a Sale Date. I 'm using agency to help me. But I do n't understand neither the Agencies or the Bank with Mortgage. I 've turned in all the paper requested. But I 'm very confused not getting any help or answers. And at this point I 'm desperate do n't know what else to do!...

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360 Mortgage Mortgage loan servicing, payments, escrow account

April 11, 2017 - pmi REMOVAL from loan. I am at 72 % loan to current ratio and amount of actual amortization that they would take PMI off and they refuse to do so. I know there is homeowner protection act to stop this. Can you help me....

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Barclays PLC Credit card advertising and marketing

April 11, 2017 - In -/-/-, I received an UNSOLICITED offer from UPROMISE BY -, for a MASTERCARD. This card is issued by Barclays Bank Delaware, -, Delaware, FDIC. The offer clearly stated that if I used the card for a purchase within the first 30 days, I would receive a $100.00 CASH BACK reward. I did make a purchase, and did pay the UPROMISE MASTERCARD for that purchase. Now, many months later, and after making repeated calls, I still have not received my $100.00 reward. In response to a complaint I made, I did receive a letter from Barclays Bank Delaware, dated -/-/-, acknowledging that...

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Ally Financial Inc. Consumer Loan managing the loan or lease

April 11, 2017 - Auto loan for a -, Account Number - that was a total loss on -/-/-. There is a GAP insurance problem I have been unable to resolve with Ally Financial. The car was purchased on -/-/-. I am the buyer on the 72 month auto loan and my son - is the co-buyer. Ally claims that GAP insurance does not cover losses if the loan is extended. I never extended the loan, but Ally extended it 5 times, despite me sending them written notification not to extend the loan. Ally claims that the co-buyer can extend the loan without the buyers permission. I dispute that because my written contrac...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

April 11, 2017 - I called transunion regarding inquires that were n't on my report in -/-/- and -/-/-, I checked my report iin -/-/- and -/-/- only to see things that were deleted then inserted and the years and dates had changed, I was n't given any type of information regarding the interments, I called to question them they stated there was nothing they could do being that the accounts of the inquires did n't state they were during the glitch yet they do know previously they didnt appear but because they are on there and documented they cant be removed...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 11, 2017 - I have contacted ARS numerous times asking for signed proof this charge belongs to me. They have never sent me anything showing proof. This charge is not mine and I would like it removed at once from my credit report. They can not provide me with any original paper work, signatures or ID copies....

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U.S. Bancorp Mortgage credit decision / underwriting

April 11, 2017 - Since -/-/2015 my Mortgage loan with US BANK is not being reported to Credit Bureau. I have contacted the bank several times to get this issue corrected but the bank is not reporting the loan after all this time. I do n't know what else to do?...

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Experian Credit reporting incorrect information on credit report information is not mine

April 11, 2017 - -, - SOC SEC # - - -/-/-/1990 ADDRESS - - -, - - -, FL - Dear Sir or Madam : The sole purpose of this letter is to inform you I have been a victim of identity theft. I am further requesting that you block the following fraudulent information from my credit reports so that I can proceed accordingly with my file. Once more, I want to emphasize none of the information stated below relates to any transaction that I have made. B RENT RECOVER - - - - - - - The items listed are clearly fraudulent ; therefore, I am requesting that they are de...

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Citibank Credit card credit card protection / debt protection

April 10, 2017 - When I opened an account with Best Buy in 2002, I apparently agreed to a debt protection program when I opened the account that I was not aware of. I am gainfully employed and always have been and sincerely doubt Best Buy has my signature on file that I ever agreed to this program. I noticed this on my bill this month and called for an inquiry and was told that it was indeed when I was accepted for the card then. With all of the different portions of the bills regarding interest, etc, I never saw that, and I went to electronic billing years ago. As I am nearing retirement I am looking at my bi...

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TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting my free annual report

April 10, 2017 - I am having trouble getting my credit report from annual credit report from tarns union. They say it is not there fault but annual credit report`s fault....

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Experian Credit reporting incorrect information on credit report information is not mine

April 10, 2017 - - is reporting on my all - of my credit files. They are saying the account belongs to me without providing with proof of a contract I signed....

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Monterey Financial Services, Inc. Credit card billing disputes

April 10, 2017 - This account is reported in to -, - and -. The account is being reported to have a derogatory rating which is very troubling to me! I am concerned about my credit because I was recently denied a loan and my existing credit accounts have increased my interest rates. This negative rating has caused me serious financial distress and will continue to cause me financial and emotional distress until this issue is resolved. In researching my legal rights, I have found several items that I understand I am entitled to. In order to rectify this situation and ensure my rights have not been vio...

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Experian Credit reporting incorrect information on credit report account status

April 10, 2017 - This is past the statute and should NOT be listed on my personal credit file Experian - - - # - please remove...

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Experian Credit reporting incorrect information on credit report account status

April 10, 2017 - I am writing to exercise my right to request verifiable proof of the negative events you have listed within my credit file. The 15 U.S. Code 1681g - Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. THIS IS NOT A DISPUTE. 1. - 2. Judgement - - 3. Inquiries Name of Company Date of Inquiry Type of Business E-PERIAN BUSINESS CR -/-/- Miscellaneous And Public Record - - -/-/- Wholesale - - -/-/- Finance - - -/-...

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Experian Credit reporting incorrect information on credit report account terms

April 10, 2017 - I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information in regards to - hard inquiries to - Experian, and -, that was being reported on my credit report. They received the letters on -/-/2017 and they completed the request on -/-/2017 & -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for All inquires, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' I have tried contact the cr...

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Citibank Student loan dealing with my lender or servicer trouble with how payments are handled

April 10, 2017 - Citi bank loan number - for $6900.00 transferred the loan to - and they illegally posted in on my credit -/-/2017 causing my credit score to drop with all - reports by - points This is the same existing loan that has been on my credit for seven years due to drop off that we just investigated a month ago. since investigation they reported as a new credit collection. This loan is to fall off -/-/2017 please confirm this date as well. please look into this - I would like it removed. This loan has a drop...

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