HCFS Health Care Financial Services, Inc. Complaints

HCFS Health Care Financial Services, Inc. consumers have reported over 330 official complaints. Out of the 330 consumer complaints against HCFS Health Care Financial Services, Inc., 29% were disputed by the consumer (i.e. the consumer was not happy with how HCFS Health Care Financial Services, Inc. responded to their complaint) and 97% were processed in a timely manner. 0% of consumer complaints against HCFS Health Care Financial Services, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New HCFS Health Care Financial Services, Inc. Consumer Complaints


HCFS Health Care Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 24, 2018 - I mailed letters to every collection agency on my credit report. I had insurance and am being charged for medical expenses. I tried to call and fix the issue, I mailed letters. When I go to dispute every one on - it doesnt allow me to go through because it says I answered the security questions wrong. They are questions like who did I open a car loan with in -/-/- and what bank account did I open in -/-/- and I dont know if someone is using my name, but I answered all of the questions right and it said my answers dont match their records. This is crazy. I am - years old and -...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

May 14, 2018 - I have been a victim of identity theft. There are over 20 collections for things I have no clue where they are from. I have contacted the company to dispute it but they are saying they can not remove anything without payment, which I know is not true. This really isn't fair, is there anything anyone can do?...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

April 7, 2018 - I have been contacting this company for almost 2 years and informing them that I do not owe for this debt. I went to the emergency room due to - - but due to an extended wait time I left the emergency room and was never seen by any physician. The company agreed by phone to remove the debt several times but has failed to do so, in fact the company has posted this debt under my credit file! I need this matter addressed with CFPB because attempts to rectify it on my own have been unsuccessful. Please advise!...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

November 2, 2017 - The aforementioned credit collection agency representing - - - - - has violated the FCRA by not providing documents to me in regards to this debt. I am unaware of this creditor and have not received anything that pertains to this debt. This account is unverified and immediately needs to be deleted from my all credit files : - - and - The business is required to disclose to me all of the documents that they have recorded and retained in their files that pertains to this " debt ''. If ACCOUNT RESOLUTION SERVICES does not have any documentation, they need to retract thi...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 12, 2017 - Agency is repeatedly reporting false information on consumers credit report. There has been no verification of contract or agreement between consumer and this creditor, therefore the collection agency should not be reporting. Verification of contract needs to be produced to verify obligation by consumer....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 12, 2017 - To the best of my knowledge I have no contractual obligation with this company. I do n't know where this company has come from. I sent a request for them to provide me documentation and proof of this account as its my right to do so. However they fail to provide me any information. They continually just sends me a statement. I contacted the credit bureaus and they have failed to respond and or provide proper documentation....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 11, 2017 - I have contacted ARS numerous times asking for signed proof this charge belongs to me. They have never sent me anything showing proof. This charge is not mine and I would like it removed at once from my credit report. They can not provide me with any original paper work, signatures or ID copies....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 10, 2017 - Per - - they were unable to pull out my information with my name social security number date of birth they may be fishing for some information and they reported to account one for $300.00 and one for - and they need to be removed because they were able to prove elevation or locate the account seems like it 's fraudulent...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 9, 2017 - I have an unverified account from ARS ACCOUNT RESOLUTION. I had previously disputed this account. I have never done business with ARS ACCOUNT RESOLUTION. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ARS ACCOUNT RESOLUTION provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 8, 2017 - was notified through my bank someone added a debt on my credit report. the agency that reported me is ARS ACCOUNT RESOLUTION. I 've never been notified by them, received mail or a call, I have no clue as to what this is for or why....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 6, 2017 - I have no knowledge of this debt. I attempt to request for contract or any legal documents showing proof. No documentation has been provided....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 4, 2017 - This has been a constant long overdrawn situation! I have had this company add medical bills on my credit report then take them off and add them again. I also received an alert from my fico indicating that a new collection has been added to - without any knowledge or verification or validation. I have sent the credit bureaus multiple letters to please SHOW ME ACTUAL PROOF that I signed or used an insurance card or was seen in such known facility. The letter from ARS does not indicate such thing.. these same collections has been removed in -/-/- and added back. I want proof or delete th...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 30, 2017 - Never received any information or documents stating that i owe the debt.They did not contact me by phone at all. I checked my credit report and i was confused about this item that was reporting on my report. This is a violation of my rights, and i will take to them to court if i have to. I am all ready talking to a lawyer and if they dont reply we are going to move forward, because they have no proof that they tried to reach me by phone because they dont have my number. Because their is no way i owe a doctor bill because i have always had insurance when going to the Doctor so i know i never ha...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 23, 2017 - This debt was not mine, I had it removed from - credit reports while it was under the name of a different collections agency. Now, I am getting harassed by a new company called - regarding this previously deleted account. I feel very uneasy about this issue. I was yelled at over the phone, and was told that I am basically a bad person for not paying my " debt '' by the collector. I do not deserve to be treated this way, especially for a debt that I had been cleared of already....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 21, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 20, 2017 - This is a formal notification that the debt you are reporting is disputed and is not a refusal to pay. Please send me a validation of this debt as soon as possible. Under the FDCPA you must send valid proof that these monies are owed by me. DO NOT send a simple printout showing my name and a dollar amount. You are expected to forward the following : 1 ) Proof that your company has the right to collect the debt, such as a signed contract between collection agency and the original creditor, stating that this account has been purchased by your company, or a copy of the original invoice from the...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

March 16, 2017 - I do not owe any medical debt as my insurance pays it. This is inaccurate...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 10, 2017 - This company has not provided verification of this debt. I previously reported this account through Consumer Financial Protection Bureau and they remove the account from my credit report. This month they re-reported the same account. I also have a collection bill from another company - - - trying to collect the same debt. They are falsely trying to collect this debt and re-selling it. I do not owe this amount...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 8, 2017 - I used a template found on the CFPB site to dispute this collection account and they failed to properly validate the account. I followed all the steps the CFPB told me to take so I feel that this account should be deleted from my credit report since this collection agency failed to properly validate and send me everything that the CFPB says I can request....

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HCFS Health Care Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 7, 2017 - Due to the fact that my choice above on why this is a false statement case if not above for me to choose. I have to explain my case here below. and I am just picking one so I can file this case.I file a case with the CFPB in -/-/2016 case number ( - ) on Account Resolution Services. They replied back that they are registered and bonded by the State of Texas to collect debt. That is a false statement that they reported on my credit report. I have the proof that they are not in legal standing with the State of Texas they should be removed from my credit report. On the grounds of Services be...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 6, 2017 - On - -, 2016 I sent a letter to Account Resolution Services asking for this company to verify the debt that is said I owe $1200.00. I received a letter stating that the balance was confirmed, but I received no validation requested. I have already contacted all - credit bureaus concerning this issue.. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorizati...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

March 6, 2017 - I received statement notices from a hospital that i received patient care from, with the attending Dr 's and Dr Assistant statement reading that I owed them. They already had my Medical insurance info on file, and corresponded with me to collect money for their services. Then they reported to a collection agency without filing the claim with my insurance first. I have been so overwhelmed by this type of derogatory medical mark on my credit information. I have been depressed over this issue for awhile, and did n't know that I was the one who was n't at fault for them inadvertently making the mi...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

February 24, 2017 - I received medical services that resulted in a hospital bill and physician bill. I was told by my insurance company at the time that I only owed the deductible and co-insurance, which I paid. - - - - Number : - Member ID Number : - - described my benefits and how much I owed for the services. They covered 90 % of the bill & 10 % was my responsibility. They told me that I owed my deductible and co-insurance payment which totaled $230.00. Please see the attached paperwork confirming that I paid what my insurance company said I owed. Furthermore, my insurance company clai...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

February 5, 2017 - I did not receive a 5 day notice to this debt before it was resinsrter into my credit file. I did not receive my right to dispute letter for these. I do n't even know what these debts are or what year they are from or anything....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

February 1, 2017 - Ars collection posted fraudulent information in my credit report. They reaged a debt. They reinserted a debt into my credit report without sending a 5 day notice. Also they are reporting the debt as a new collection -/-/- but the debt is from -/-/- so they reported fraudulently to keep it in my credit report longer than law allows...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 31, 2017 - I was in the hospital in - of 2015 I -, I was taken to - hospital in -, Calif and - to the - in -, - where there I was in a - for three weeks. I am a - patient and they have paid all of my bills and pre approved my stay. I received a bill from Healthcare Revenue Recovery group. Stating that I owe - and if I do not pay it in 30 days they are going to file a judgment against me. I have called them at first they were not going to give me the creditor information, I have called all - hospitals and physicians and all have said I have a - balance. I do n't know...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 12, 2017 - I have deragatory marks on my credit report that I am disputing because they are false. The amount of debt they are claiming I owe is $1100.00 I have paid and continued to pay the direct physicians office on these bills that have since been reported on my credit. I am NOT DELINQUENT. I have contacted them directly to get assistance in having this lifted off my credit report and I never am contacted back, and was hung up on when I explained the error....

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HCFS Health Care Financial Services, Inc. Credit reporting incorrect information on credit report information is not mine

January 12, 2017 - I have disputed this several times and was never sent any validation for this account. This debt does not belong to me. I have requested documentation verifying that this debt belongs to me and I have not received it. I would appreciate this company provide the information that they used to verify me as the owner of this account or delete this negative account from all three credit bureaus as soon as possible. They have 5 different negative accounts on one Report and 3 different negative on the other report....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 11, 2017 - I received a letter in the mail stating that I owe $2000.00 from a creditor named -. I am in the military so I have insurance. Furthermore, I have not been to Florida in 5 years but the debt is from - - 2016....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 10, 2017 - I was a victim of identity theft and noticed a collection from ARS ACCOUNT RESOLUTION I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against ARS ACCOUNT RESOLUTION in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

January 7, 2017 - ACCOUNT RESOLUTION SERVICE # -Recently while conducting a monitor of my credit report I discovered that ACCOUNT RESOLUTION SERVICE has furnished some items that have unverified information. I believe under the Fair Debt Collections Practices Act, I have the right to request that you allow me to validate the alleged debt. I am aware that there is a debt from - but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the HIPAA law [ HEALTH INSURANCE PORTABILITYAND ACCOUNTABILITY ACT OF 1996 ], to protect my privacy and medi...

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HCFS Health Care Financial Services, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result

January 7, 2017 - I spoke to - from ARS requested I fax copy of benefits from - for - to - called - ( spoke to - ref # - -/-/-/- - indicated did n't owe it was covered under the urgent care copay. Called ARS gave marys contact info. Also did a - way. ARS said they would Look into it. Never updated me and never called be back to let me know a status update. name company never resolved issue....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 5, 2017 - Debtor ARS-Account Resolution Service : Receipt of written notification of the debt had a date of -/-/2015. I called, plus submitted written requests for validation of debt on - different occasion. These requests were not honor, due to either they were unable or unwilling to provide all necessary documents to support their claim. Due to their noncompliance of honoring my written request for sufficient supporting documentation, I could only assume that my records were correct and that this debt was already paid in full as my records indicated. I then proceed to mail and file a dispute ...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 29, 2016 - ARS Account Resolution Services has ignored my written letters now on 2 separate occasions. They keep sending me a letter stating they have confirmed the outstanding balance of $1400.00 but have failed to provide the proper physical documentation to validate the debt. - can not provide the original source document according to a phone call with them today. Also even though ARS may not be guilty of breaking federal law HIPAA the medical facility is because I do not have an recollection of signing a waiver stating they could share any of my personal information with anyone other than me. Un...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 29, 2016 - ARS Account Resolution Services our of - and - is trying to collect on a Medical Debt that they refuse to validate for me. I have asked them and emailed them several times to supply me with the original signed document stating that I requested medical services. Going one step further since this is a medical debt I have asked for the signed HIPAA release form stating that I gave permission to the doctors to share or disclose any of my medical file which includes but not limited to Name, Address, Social Security number, Medical - and even billing amounts. All this information is to be p...

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HCFS Health Care Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

December 28, 2016 - Account Resolution Services, - - - - -, - -, FL -, Phone - has fraudulently filed a debt claim against me the consumer stating that i obtained services from - - - on or about -/-/-/-/- I hereby assert that i did not receive any medical services from - - - in -, Ohio - whatsoever, and that i personally contacted - - - who confirmed that they do not have any record of my receiving any medical services from they agency on or about -/-/-/-/-. I requested for the collection agency to forward me a copy of the bill of t...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

December 26, 2016 - ACCOUNT RESOLUTION SERVICES ACCOUNT NUMBERs : - and - -/-/2016 -, -, FL - - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting A...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 26, 2016 - I have no knowledge of said debt and I would like it removed as it is reporting negatively to the credit bureaus and causing catastrophic damage to my credit report and financial freedom....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 21, 2016 - I have asked Account Resolution Service to send me validation of these debts they continue to report to the - major credit bureaus. They have failed to send me anything that is contractual binding of me to pay this debt instead I got a letter on their letter head stating I 'm to pay this debt. How can a company, just say you owe something without any supporting signed documentation? I 'm writing to you for relief from Account Resolution contuining to report false information and exhortation....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 16, 2016 - I have no knowledge of this dept...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 16, 2016 - I have no knowledge of this debt...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

December 12, 2016 - ARS ACCOUNT NUMBERs : - - - - - - - -, - -, FL - PHONE : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Ac...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 22, 2016 - I have no recollection of this collection. ARS. Never signed a contract with this company. I have written them directly and received no response. Someone either from a data breach or theft of my purse has use my information to obtain all kinds of weird things. I 'm tired of trying to call when they just tell me I owe the debt and do n't care to help....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

November 14, 2016 - I have no idea what this debt is for. I was never contacted....

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HCFS Health Care Financial Services, Inc. Debt collection improper contact or sharing of info contacted employer after asked not to

November 9, 2016 - I am receiving numerous calls either to my cell or now to my employer.. leaving a number of - ARS. I am fed up with being harassed on my phone and now at my work. I do not owe ARS anything and if I do, they should go through the proper channels of collecting a debt. ie, sending a statement....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

November 7, 2016 - I get a medical bill on my credit report who was paid by my insurance and still showing on my report. I received calls from collection about a debt already paid with some treated by collection agents. This was never reported to my attention about this debt turn to a collection agency. I do not have ny knowledge of this issue....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 5, 2016 - Account Resolution Services is claiming that i owe money to their collection agency. I have asked them dozens of times to verify that i owe this invoice but they can not produce an actual invoice or any form of proof that there is any invoices from the company that allegedly hired ARS to collect this money. I have also contacted that company as well and they claim that they do not have any record of my name in their system or any invoices ever due in my name. I have notified ARS of this several dozen times and also sent them a certified letter in regards to this matter, but ARS still refuses t...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

November 5, 2016 - ARS collection agency failed to send me verification of This medical debt they are attempting to collect....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

October 31, 2016 - I did n't receive a notice of right to dispute. I sent - ACCOUNT RESOLUTION a letter over 30 days ago about this account and the original creditor information and have n't not received any information. Also, I wanted this collection agency provide proof that they have been given the right to collect the debt or they have purchased this debt. Per FCRA, I have the right to sue this collector for reporting negative information without validating and providing false information. If this account is not deleted I will file a lawsuit....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 25, 2016 - Unknown item listed on my credit file, I dispute and request validation and nothing happens....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 21, 2016 - I have submitted disputes through - they have not sent me a contract showing they lent me something or provided service to me and I agreed to do business with them, that it needs to be deleted. I have told them that any contract with you has to be between the accuser and you with both of your signatures. I have no knowledge of this company, have never contracted with them, they are strangers to any transaction with you and are not qualified to claim you owe them something under the Doctrine of Subrogation. I have disputed this with - and the other bureaus and the other - have deleted...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

September 19, 2016 - Account Resolution Services has refused to give me the address or contact information of -. There are no records or phone number found for this company. I have never rendered services from a company called -. Account Resolutions Services also refused to give me a copy of any bills, billing itemizations or contract information concerning the debt they claim I owe. Account Resolution Services has refused to provide me with proof that it has any authority to collect for -....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

September 17, 2016 - I had Medical Insurance those medical bills on my account should have been removed or never put on my credit Report i have been trying for yrs to get them removed and they are still showing up on my Report plus i also did a Bankruptcy and they were all suppose to be on that Bankruptcy report.....

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

September 13, 2016 - For the past two years I have been requesting copies of the services that was rendered by their client. All I can get is a letter showing account numbers, balance due, name of creditor. Neither creditor or debt collector can show or give a statement of what services that was rendered. ARS keeps on tell me that I owe the so I have to pay it. Please see the attached copies. This information was reported to all three credit agencies....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 31, 2016 - While living in - in early -, I received a collection notice for a hospital bill for - ER visits that was addressed to someone with a different spelling of name for my son. I called the collection agency and informed them that my son was not in the state of - for the first visit date and the debt did not belong to my son. I then called the hospital to inform them of the error and the debt did not belong to my son. My son, who was back in -, drove - miles to the hospital to provide his ID to prove he was not the person on the debt. I was told they would correct the issue, but ...

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 29, 2016 - During my recent credit check I have noticed a claim by a collection agency for $1700.00 for unknown services which dropped my credit score by - points. I sent a certified letter to this collection agency and the letter came back as undeliverable, and return to sender. The company in question is ARS ACCOUNT RESOLUTION or ACCOUNT RESOLUTION SERVICES - - - - - - -, FL -. Please find attached attachments regarding this correspondence....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

August 29, 2016 - I have been attempting to send Account Resolution Services ARS my identity theft affidavit and fix some of this fraud stuff but the address they published on my credit report is wrong. Please help.. this is killing me. I 've attached all supporting documents....

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HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 26, 2016 - I have reported to the credit bureaus, ARS and this is my second complaint through Consumer Financial Protection Bureau. ARS refuses to validate the debt they say I owe. According to section 809. ( B ) of the Fair Debt Collection Practices act. They never send any copies of proof of this debt or how it is mine. ARS continues to send me a letter with amounts and dates with no judgement, contract or physical proof of this debt....

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HCFS Health Care Financial Services, Inc. Debt collection communication tactics threatened to take legal action

August 24, 2016 - Hello I recieved a letter several times telling me there a collection agency looking for me too pay $150.00 from a past medical bill when i was playing hockey in Indiana. The company is HRRG in - - Florida. my acct number with them is - and bill is from emergency prof of Indiana. My dad made arrangement with them to pay the balance. He then stopped that payment because this company i believe illegally put this debt on my credit report, and also same exact on my dads credit report. My dad has the health insurance and i 'm a dependent. When i went to dr i was told i wont be seen unles...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

August 22, 2016 - ARS has been reporting unverified information to my credit reports. I have requested documents and they continue to refuse to send it or remove this information from my reports I have request this information by mail multiple times -/-/- and -/-/-....

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