Attempts to collect debt not owed debt was result of identity theft
ERC Debt collection department,
TODAYS DATE:- ATTENTION DISPUTE DEPARTMENT ENHANCED RECOVERY CO L - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit - ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious ENHANCED RECOVERY CO L - I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re - - -, - Telephone Consumer Protection Act Litigation, Case No. -, in the U.S. District Court for the - District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report -, - - SOC SEC # - DOB - ADDRESS - - - -, -, - -
ERC customer in Florida
Aug 03, 2019
* Source: CFPB Complaint Database
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