Review and analysis of over 977 Fha Mortgage complaints against Ocwen
Ocwen consumers have reported over 977 official complaints related to FHA mortgage. Out of the 977 consumer complaints against Ocwen, 24% were disputed by the consumer (i.e. the consumer was not happy with how Ocwen responded to their complaint) and 96% were processed in a timely manner. 1% of consumer complaints against Ocwen resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.
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Ocwen Mortgage loan servicing, payments, escrow account May 31, 2016 - We are ALWAYS current on our payments yet Ocwen continues to call EVERY DAY including SUNDAY to RE-DISCUSS that our payment is changing and that they received our insurance changes and all is well. this was discussed thoroughly with an agent over a week ago yet they keep calling to say the same thing! ENOUGH! Caller : OCWEN... |
Ocwen Mortgage loan servicing, payments, escrow account May 18, 2016 - On - -, -, I accepted a Mortgage Loan Modification Agreement from Ocwen Loan Servicing , LLC . Ocwen 's Contract Management Modifications Coordinator, - -, signed-off on the agreement on - -, -. Subsequently, all of my monthly mortgage payments have been paid on-time or ahead of the due date, which is the - of each month, as required. However, on four [ 4 ] separate occasions since the approval of my Mortgage Loan Modification, Ocwen has placed my account on a Trial Modification Plan and/or Forbearance, despite the fact that I have not defaulted on the agreement. In ... |
Ocwen Mortgage loan servicing, payments, escrow account May 15, 2016 - Case # - I have been trying to get this matter resolved for over a year to no avail they claim that I have not paid the mortgage, yet they have accepted online bank payments and cashed checks, Then sent delinquency notices for the months that they cashed the checks for. they have repeatedly returned payments and I sent them back. There are payments that they did not return nor have been applied. They make collection calls yet it is a different person each time and they do not have my full account information. Many time it is very hard to understand them. They have falsely reported to the... |
Ocwen Mortgage loan servicing, payments, escrow account May 14, 2016 - I recently changed banks and changed my banking information on - website. I got an email saying they have received my payment on -/-/2016. I checked their website and it showed my payment was current and my next due date was -/-/2016. I noticed the money was not taken out of my bank account so I thought maybe it was just a delay. 10 days later -/-/16 I got a letter saying there was a problem with my payment information. I checked the website and it now said payment was overdue. I submitted payment again and called ocwen customer " service ''. I was told that my payment was... |
Ocwen Mortgage settlement process and costs May 12, 2016 - I submitted a loan modification package # - for which I received a forbearance agreement in writing from Ocwen on -/-/- - exhibits attached Ocwen cashed my first check on -/-/- for $240.00 and according to their letter they stated that " if we do not receive your payment on -/-/- this offer will be considered revoked, what becomes of the written agreement since Ocwen returned all my other checks and stated that no alternative payment arrangements was agreed to? What becomes of my $240.00 that was cashed and since it was cashed does this not mean that there was... |
Ocwen Mortgage loan modification,collection,foreclosure May 12, 2016 - On - -, - I received two ( 2 ) separate letters from - - who represent Ocwen, regarding my complaint to the Attorney General 's Office regarding the loan servicer, Ocwen who wrongfully and illegally taking my property as real estate owned ( - ) since - -, -. There was a foreclosure sale cancellation order that was issued on - -, - [ E-HIBIT A ]. Therefore there was no legal conveyance ( transfer ) of property to have legally allowed Ocwen to have taken my property on - -, - as -. One letter was directed to - - - ( AG ) and I was copied ... |
Ocwen Mortgage loan servicing, payments, escrow account May 10, 2016 - I was behind in my mortgage payments because my husband was out of work. I had to borrow - dollars to get caught up. I was told not to worry about the late free or the fees because they started foreclosure. I am up to date on my mortgage payment but I received a default notice saying I owe the fee 's. I do not have - to pay and they will not work with me. Owen Loan Service is the worst mortgage company. They have so many complaints and bad review I can not understand why there are still around. I did all of what I was suppose to do. When you call - person give you - advice then you... |
Ocwen Mortgage settlement process and costs April 29, 2016 - I am writing this letter to begin the process of filing a formal complaint against Ocwen Mortgage Company contact # -. Ocwen Loan Servicing , LLC - - -, - - - - -, FL - WWW.OCWEN.COM We have been communicating with Ocwen for over 3 years trying to close a short sale which they continue to sabotage. - -, - was the scheduled closing date for the short sale and - did not remove the - lien from the title to close the loan. - -, - we were scheduled to close and Ocwen again did not remove the - mortgage from the title. Then on - -, -... |
Ocwen Mortgage loan modification,collection,foreclosure April 28, 2016 - Ocwen is reporting an old large balance for years and it needs to be fixed or deleted. ... |
Ocwen Mortgage loan servicing, payments, escrow account April 28, 2016 - I am writing about Ocwen Loan Servicing , LLC . Ocwen aquired my mortgage loan from GMAC in - -. Without any correspondence with me, it immediately removed my hazard insurance policy and replaced it with one that was six times higher and overcharged my account by $500.00 each month. In - -, I requested an escrow analysis and that my original hazard insurance policy be reinstated. My original insurance was reinstated. However, Ocwen continued to overcharge me for the next 12 months. At one point, there was a $5000.00 surplus in my escrow account which it refused to refund to me.... |
Ocwen Mortgage loan servicing, payments, escrow account April 26, 2016 - My mortgage is with Ocwen Financial Services. After making payment arrangements they continue to call my approximately 15 to 20 times a month, up to 4 to 5 times a day. My mortgage is not in arrears. I have requested that they do not contact me by phone several times to no avail. ... |
Ocwen Mortgage loan modification,collection,foreclosure April 21, 2016 - We are writing to dispute the decision Ocwen/- has made repeatedly denying us a modification on our loan and we are challenging the decision as to the reason of our modification being denied as well as our appeal to the reasoning of their decision on the reason for Ocwen 's denial of the modification. It was determined by Ocwen/- denying us a modification because Ocwen/- does not allow more than one modification per loan within a 2 year period. We contacted Ocwen and spoke with - - ( ID # - ) and - ( ID # - ) on - - and - - as well as several other represent... |
Ocwen Mortgage loan modification,collection,foreclosure April 20, 2016 - Ocwen loan servicing has garnished my wages illegally. I foreclosed on a home in 2011, in California. I attempted to contact them every Monday for over a year to perform a deed-in-lieu or anything to make my situation better. I NEVER received a call back from my " case manager. '' I have not been sued by them for the foreclosure, but they have illegally garnished my wages. ... |
Ocwen Mortgage credit decision / underwriting April 20, 2016 - My mortgage company is reporting to credit bureaus that my account is closed due to bankruptcy filing of chapter -. I am in a current chapter - and making regular monthly payments to them but that not being reflected on my credit reports. i have called numerous time to have it corrected but nothing gets done and my cr5edit score is being effected by it. ... |
Ocwen Mortgage loan servicing, payments, escrow account April 13, 2016 - For the past 4 years my mortgage company Ocwen Loan Servicing LLC has been sending me notices for escrow shortages. I always pay the escrow shortages to avoid a change in my mortgage payment amount. They send me notices stating that if I pay the escrow shortage my payment will remain the same, if I do n't my payment will be a higher amount. After I pay the escrow shortage they are supposed to perform an analysis after receiving the escrow shortage payment that will keep my payment the same without charging me for the escrow shortage ; however this is NEVER done. They in turn, automatically tak... |
Ocwen Mortgage loan servicing, payments, escrow account April 12, 2016 - My mortgage company continues to take escrow on my home owners insurance even after i paid the full premium off in -/-/-. ... |
Ocwen Mortgage loan servicing, payments, escrow account April 10, 2016 - My mortgage was transferred from Ocwen to - - on - -, 2016. The escrow amount at that time should have been -. The escrow amount at that time was -, and that amount was transferred to -. Numerous phone calls has not yielded a return of the funds. Your assistance is needed to remedy this situation. ... |
Ocwen Mortgage loan servicing, payments, escrow account April 6, 2016 - On - -, 2016 I submitted an electronic withdraw payment from my - account to pay my mortgage with Ocwen Loans. On - -, 2016 I received an email, on my bank statement, and electronic withdraw statement from my bank that the funds were withdrawn from my account and sent to Ocwen. Ocwen reported to me that they did not receive the funds until - -, 2016, making it 30 days late. Because it has been 30 days late, it is now showing on all three of my credit report. I talked to - - an escalation department manager. I emailed him documents that showed that the funds were sent... |
Ocwen Mortgage loan modification,collection,foreclosure April 4, 2016 - I am a single parent and have filed a request for modification of my mortgage with the mortgage company, OCWEN Loan Servicing. Their call centers and their staff seem to be in - and for the past 4 months they have stalled the processing of my modification, and keep reporting my loan as delinquent. I have tried to work with them and have provided every bit of information they 've asked for and yet their paper-pushing games seem to have no end. On the other hand, they keep flooding me with notices of foreclosure and threats of taking my home which have caused me great - and -. I am a si... |
Ocwen Mortgage loan servicing, payments, escrow account April 4, 2016 - in - of 2010 I filed bankruptcy and surrendered the home to American Home Mortgage. American Home Mortgage neglected to retitle the deed into their name since the home was surrendered back to them in the bankruptcy proceedings. American Home Mortgage in turn sold the loan to OCWEN in my name. Owen demanded payments on a mortgage that was surrendered in bankruptcy. After several threats that I still was liable for the mortgage payments. I mailed them - payments totaling $12000.00 that they collected illegally and this was not a business practice. - i filed bankruptcy and surrendered ... |
Ocwen Mortgage loan servicing, payments, escrow account April 1, 2016 - My mortgage company Ocwent told me if i pay my mortgage on time my PMI will drop in 5 years of payment, now that the time has come they will honor what they said giving me any excuse that i owe too much on my home, i received a letter from - Department of Finance with my Market Value at $380000.00 and i owed $200000.00, Ocwen will not even aknowledge the letter. ... |
Ocwen Mortgage credit decision / underwriting March 31, 2016 - Ocwen loan is reporting to - credit reporting agency I am 120 days late in - -, the house was sold in - and I did not have a open loan with this company, they have not taken it off my credit report which is in direct violation of the Fair Credit Reporting act. They have a closed account stating 120 days late in the status area of their account on my credit file. This is causing us to be unable to fund a new home mortgage. I have filed disputes with - and contacted Ocwen to be told they have to look into this and have 15-30 days, I have supplied copies of the - information and... |
Ocwen Mortgage loan modification,collection,foreclosure March 29, 2016 - I purchased my house in - - through - - that was eventually taken over by - - -. My interest rate was 7.5 % & I was approached by a company that offered to refinance my home & lower my interest by 2 % in - -. During that process I asked the loan officer if going through with this refi would effect my eligibility for the mortgage programs that were being offered by the Government at the time. His response was absolutely not, anything you are eligible for right now will still be offered for you after the close of escrow with the new mortgage. I had asked this same ques... |
Ocwen Mortgage loan servicing, payments, escrow account March 28, 2016 - My name is - - I live in -, Ohio. I am a - - - - man. I am on Social Security. I do the best I can to exist I guess you would say. I had ran up credit card debt - 7 years ago that I could not pay back. My wife and I split up and divorced. Total house hold income went down. I went to an attorney to ask about bankruptcy years ago and he told me that since I was poor he said I would not bother, ca n't get blood out of a turnip he said. So I let it go. As the years past I would get notices from collection agency 's from time to time. I just ignored them like the attorney sa... |
Ocwen Mortgage loan modification,collection,foreclosure March 28, 2016 - I became - and when I contacted Ocwen they put me on a repayment plan but did n't offer a loan modification. I got hospitalized and once released and no longer depressed I contacted Ocwen and the representative told me I could not send in the payment. So, I eventually applied for a modification and each time my application has some how disappeared. But I have been assigned a representative from their company more than once. I have even taken my loan modification application to - - - - -, - - -, Florida. on several occasions. I contacted to get a pay off and they quot... |
Ocwen Mortgage loan servicing, payments, escrow account March 26, 2016 - My Husband and I are currently delinquent on our mortgage due a to long term financial hardship. Our Loan is serviced by Ocwen. We will soon have the ability to bring our mortgage payments current. We have made several requests to Ocwen to provide exact amount required to bring our loan current. Ocwen continues to provide conflicting amounts via telephone representatives and written correspondence sent to us. The amount Ocwen provide to our Attorney and local court overseeing foreclosure is also conflicting in reference to the total amount needed to cure the delinquent payments. We have yet to... |
Ocwen Mortgage loan modification,collection,foreclosure March 24, 2016 - I submit this complaint due to the unfairness, misrepresentation and confusion surrounding loan modification requests and the ability to keep my property. Specifically, I was served with a MORTGAGE FORECLOSURE SUMMONS from Ocwen Loan Servicing on - after completing - Trial Period Payments : 3 months in - and 4 months in -. History : I applied for a mortgage modification on my own in -, was granted Temporary Trial payments for 3 months after being TOLD to skip the month of - - and to wait for PERMANENT MODIFICATION DOCUMENTS to come in the mail. After waiting more than th... |
Ocwen Mortgage loan modification,collection,foreclosure March 22, 2016 - Ocwen mortgage company is denying me a loan modification based on their claim that I do n't live at my home at - - - - -. Massachusetts. On - -, Ocwen received - utility bills, a bank statement and a credit card statement with the correct address on those items as proof, yet I 've received nothing for over a month from them about this! I want to know why they are ( allowed ) to deny my request to modify my loan citing that I do n't live at my home as their reason to deny my loan! I live here at - - - and this denial has been going on for over a year and a half ... |
Ocwen Mortgage loan modification,collection,foreclosure March 21, 2016 - OCWEN has engaged in fraud as it relates to my mortgage loan and fail to follow statutory guidelines pursuant to FHA loans that require a face to face meeting for loan modifications.. They have delayed modifying my loan three years even though I sent all required documents to them three separate times. OCWEN intentionally delayed so that they can foreclose on my loan. I am now in foreclosure and afraid that I will lose my home for sixteen years. This is utterly unfair and should be crime to allow them to treat minorities this way. I believe they target the minority community and defraud them a... |
Ocwen Mortgage loan modification,collection,foreclosure March 17, 2016 - I called them to see about getting a modification and the interest rate I noticed was going lower. I contacted them to see about what I can do for a modification. They told me that they had a lot of people file for modification. The talked me into in and were very professional and after the third month after the modification and that sounded good and I called them back and they said they would send me out a modification packet. I filled it out completely and I asked how long it would take. They told me it would take about - 3 weeks. They told me they were not able to process it and they sen... |
Ocwen Mortgage loan modification,collection,foreclosure March 2, 2016 - A short sale contract/offer was submitted to Ocwen on -/-/-. Though a file manager was assigned on -/-/-, and though I spoke and exchanged email with escalations, and though the file was identified as requiring a loan modification offer and denial in -, the file has still not been deemed complete. ... |
Ocwen Mortgage loan modification,collection,foreclosure March 1, 2016 - I have had issues since 2008 when I refinanced my house with Indymac. The day I was approved was the day I was laid off and I told them that but they said they did not care. One thing lead to another and I got behind. I went to Credit counseling and continued to try to work with the agency but they were no help and I kept getting behind in other things to try to pay the mortgage. I tried to file a complaint and then they stated they became - - and could not take the complaint. In order to get assistance I had to not pay my mortgage for three months. I did that and it got worse which then... |
Ocwen Mortgage loan servicing, payments, escrow account February 29, 2016 - Hi I called OCWEN Mortgage on -/-/- to make a payment over the phone and was told that I was unable to do so, even with a POA on file. In good faith, I mailed - ( -/-/- and -/-/- ) payments to OCWEN in an effort to make payments on the loan with my mailing address and instructions to send any correspondence to me regarding the payments. Per Ocwen, the checks were mailed back to me because they were not the correct amount to bring the loan current. I have sent correspondence to OCWEN via their Customer Service Link on the OCWEN web site : - -, - and - a... |
Ocwen Mortgage loan servicing, payments, escrow account December 17, 2015 - My mortgage lender is claiming I owe considerably more than I believe I actually owe. They can not document the additional charges they claim I owe. I do owe something, but they are grossly overstating the amount. The spreadsheet they provide to document the amount ( s ) due has an arrearage column that makes no sense. Additionally on numerous occasions, I have requested the lender to send me copies of the original loan documents with my signature and my husband 's signature to verify amounts due. They can not produce these documents. ... |
Ocwen Mortgage loan servicing, payments, escrow account December 16, 2015 - Notice as of - -, - : I submitted a complaint about this earlier this year. It is still on my record, even though the mortgage company said they corrected it! Ocwen reported I was 180 days late in - -, even though I was under a program with the State of -/HUD for 'Keep My - Home ' and HUD was making my payments, but Ocwen reported it as late, when it was not! This is STILL on my record, and it is incorrect! The acct is closed/paid off, but this error still exists and I asked that they remove the incorrect error, but it is still there! ... |
Ocwen Mortgage loan servicing, payments, escrow account December 7, 2015 - My mortgage loan at Ocwen, was paid off on - -, 2015 through a title company at settlement. On - -, 2015, Ocwen took my normal monthly mortgage payment from my bank account ( even though it was paid off from the day before at settlement ). On - -, 2015 Ocwen sold off the mortgage to - I am looking for a reimbursement of my mortgage payment from - -, 2015 as well as the overage from the loan payoff. Ocwen can not talk to me because the " Sold '' the loan ( even though it was paid off before they " sold '' it ). - has no record of the payoff/overpayment because thei... |
Ocwen Mortgage loan modification,collection,foreclosure December 4, 2015 - Please see the attached. I believe my Client has not been treated fairly, and is now facing a Sheriff Sale in 3 weeks after years of trying to do the right thing and sell his property. We nee d these Mortgage Companies to be held accountable. ... |
Ocwen Mortgage loan servicing, payments, escrow account December 4, 2015 - My mortgage company sold my mortgage but failed to make the required tax and flood insurance payment as required by law. My taxes are late and interest is being charged and my flood insurance has lapsed. This is especially distressing as a - victim. I currently am not covered for flood and only found this out because I received a late notice from my municipality regarding my taxes. ... |
Ocwen Mortgage loan modification,collection,foreclosure December 1, 2015 - Ocwen rescinded a written short sale approval letter days before our scheduled close date by way of a service transfer which is a direct violation of Making Home Affordable Program Handbook of Servicers for Non-GSE Mortgages Paragraph -. Ocwen did not transfer necessary data and documentation including the information of the authorized advisor who would be the acting listing broker. We are trying to close - -, 2015 and the buyer 's lender is ready to fund - -, 2015. However, without formal preliminary HUD approval from Ocwen the transaction can not close. The first has approved... |
Ocwen Mortgage loan modification,collection,foreclosure December 1, 2015 - Due to a loss of income last year ( $ -/mo. ) I applied for a loan modification through our lender, Ocwen Loan Servicing -/-/-. We were approved for a modification and made our first trial plan payment -/-/-. We successfully made our 3 trial plan payments and continued to make payments to the mortgage company after the trial ended. We started calling them -/-/- as we had not received our completed modification papers to make the modification permanent. We spoke to our relationship manager three to four times a month requesting our paperwork. We were always told that the paper... |
Ocwen Mortgage loan servicing, payments, escrow account December 1, 2015 - I submitted a letter to Ocwen bank like they told me to do over the phone when I called them about my mortgage pmi. I told them I would like to have them look at my account and see about the removal of the pmi since my house is clearly well over the 20 % threashold. They sent me a letter back stating that my ltv was 95 % which there is no way. I would like an appraisal done and shown that this is false. Please Help. ... |
Ocwen Mortgage loan modification,collection,foreclosure November 26, 2015 - I have been working with my mortgage lender for months on a short sale. We have a buyer and supplied all needed documents to our mortgage company. They have not postponed the pending foreclosure date set for - -. My family is very concerned as we are trying to do the right thing. Please assist us in requesting Ocwen to postpone the sheriff sale to allow us to continue our short sale process. ... |
Ocwen Mortgage loan modification,collection,foreclosure November 20, 2015 - Our office has been attempting to have a short sale reviewed on this property. Every time I have called in to the main Loss Mitigation number at Ocwen, I am advised that there is a specific person handling the file, and the main department is not able to help me out. I have attempted numerous times to reach my " single point of contact '' but have not gotten a call or email back. This short sale was submitted in - and there has been no movement at all despite contacting presidential escalations. ... |
Ocwen Mortgage loan servicing, payments, escrow account November 17, 2015 - I fell behind on my mortgage payment this year. My mortage co. was holding - $ in a suspense account I sent them about - $ -/-/- cashiers check because they kept returning my payments I would send them a check as the arrangement that was made between the account mgr and myself. He accepted the arrangements. then the arrangements were not good enough. I was to send - $ every 2 weeks. They would take almost 2weeks to cash my checks then charge me more fees. My - is no where to be found and I have been sending my payments via certified mail to ensure they get them My accont is wa... |
Ocwen Mortgage settlement process and costs November 17, 2015 - Ocwen Loan Servicing is not giving me the proper documentation so that we can go to closing. ... |
Ocwen Mortgage loan modification,collection,foreclosure November 16, 2015 - I will commission into the - - - - in - of 2016. I currently owe more than my home is worth and contacted my servicer about the possibility of a short sale or deed-in-lieu so that I can move to - - - when I go on -. I was told that I had to submit the paperwork for a modification even though a modification will not help my situation. Supposedly I was approved for a modification that will reduce my payment by $22.00 a month. This does not address my issue, since I am current on my mortgage and have excellent credit. The issue is not the payment, but the fact that I ... |
Ocwen Mortgage loan modification,collection,foreclosure November 13, 2015 - In -/-/-, we refinanced our home with - -, they were closed, then we were transferred to GMAC, closed again by the feds, stuck with a very badbad mortgage, un-notarized, unsigned docs. Closing person came to my home not knowing nothing about the - acct we were given, then we were sent astatement saying we were denied the loan because of my husband 's no credit. the APR was different on several docs, my name was not on the promissorynote, took my name completely off but was on the mortgage, split the -. Wewere paying for insurance on the mortgage through monthly payments. We r... |
Ocwen Mortgage loan servicing, payments, escrow account November 11, 2015 - Ocwen has taken several payments and took over 3 months to refund them they take more than the payment due each month and then call multiple times telling me i am not current i have contacted managers and no response i have had over - issues with this company and no resolve ... |
Ocwen Mortgage loan servicing, payments, escrow account November 11, 2015 - I am trying to sell my house and Ocwen is not getting me a payoff for my loan. They continue to tell me I will have it in 24 hours. It has been days and I still do n't have it. I think this may be a tactic to charge a late fee. Also they sent a letter informing me my mortgage payment was increasing over 10 %. The letter said the reason for the increase was coming in a separate letter. That was over 45 days ago, I still have not received an explanation. ... |
Ocwen Mortgage loan servicing, payments, escrow account November 11, 2015 - oCWEN LOAN SERVICER IS REPORTING ON MY CREDIT REPORTS TWICE. aS THOUGH I HAVE - ACCOUNTS WITH THEM. - - IS DEFUNCT NOW AND LOAN HAS BEEN SOLD TO - WITH OCWEN BEING THE SERVICER. I CONTACTED CREDIT BUREUA AND OCWEN FOR RELIEF HOWEVER NOTHING HAS BEEN DONE. THIS IS AFFECTING MY CREDIT AND DEBT TO INCOME RATIO. ... |
Ocwen Mortgage loan servicing, payments, escrow account November 10, 2015 - This mortgage company is the Absolute WORST company that I have ever dealth with!!! I have been going back & forth with them for 3 months regarding my Hazard Insurance on my account. I have had Hazard Ins on my account from Day one -. I have supplied this information to OCWEN every year and it was NEVER an issue. OCWEN changed the requirement and I was NEVER informed. They stated that they sent a letter to me -/-/-.I HAVE NEVER RECEIVED that until One week ago when it was emailed to me from the Executive team that I placed a complaint to. Please note that I spoke to a OCWEN representat... |
Ocwen Mortgage loan servicing, payments, escrow account November 6, 2015 - I am writing you today to make you aware of an issue my husband and I are going through. In -/-/- our mortgage loan was transferred from Litton Loan Servicing to Ocwen Loan Servicing , LLC . When the loan was transferred, our mortgage was in good standing. Ocwen then added a insurance policy to our mortgage raising our monthly bill up nearly $400.00 per month. Even though I had proof that we already had homeowners insurance through -, Ocwen proceeded with charging us. They eventually started sending us statements that had outrageous amounts charged onto our mortgage. Shortly after, t... |
Ocwen Mortgage loan modification,collection,foreclosure November 6, 2015 - my home loan was foreclosed on -/-/- with Ocwen loan, but my Ocwen loan - is showing on my credit as late payments of 120 days. the loan company continued to put late payments until -/-/-. I contacted the company of the issue and was told the loan was - out on -/-/- and will receive a statement in 2 to 6 months. I was not allowed to fix the problem ... |
Ocwen Mortgage settlement process and costs November 5, 2015 - Georgia Dept of Bankingand finance have refusedas to date to take my caseand to investigate this fraudagainst my name for thepast 6 years or so. Georgia investigators havenever replied to mymultiple complaints which Ihave filed with them for thepast 6 years. ... |
Ocwen Mortgage loan servicing, payments, escrow account November 4, 2015 - I took out an FHA loan on my property when I bought it over 6 years ago. At the time I put down over 20 % of the purchase price. Since my loan was FHA I still needed mortgage insurance. I refinanced 1 year later, and was told that since I had well over 20 % of the value of my property paid I had to wait 5 years and then I could get rid of my mortgage insurance. As of - -, 2015 it will be 5 years. I have been trying to initiate the process of getting rid of my PMI, but the company ( Ocwen ) has not been responding or telling me what to do. They are acting as if they are drawing out the pr... |
Ocwen Mortgage loan servicing, payments, escrow account November 2, 2015 - My mortgage payment is deducted on the - of each month from my checking account in - i changed banks ; I immediately went online to my account Ocwen site and updated my i new bank information. I went back into the account to make sure new info on bank was still listed. I then monitored my bank account was withdrawn after 2 days from the - the money was still in my account so i got back online with Ocwen and saw that the old bank info had replaced my new bsnk info. I immediately changed the info to new bank and called Ocwen and made arrangements to pay the mortgage on the -. Which i... |
Ocwen Mortgage loan modification,collection,foreclosure October 29, 2015 - i applied for a deed in lieu in - - it was approved and I wasasked, in -/-/-, to vacate the property and execute the finaldocs, which I did. In -/-/- the mortgage company sent me -. Later, in -, I was told there was an error in theprocess and final approval had n't been received, so the deed in lieu wasstill pending. I received the new approval in -. Later, in -, I received a letter stating due to title issues my application hasbeen cancelled. The mortgage company knows that the property titleis clear because I have provided all request title documentation. They al... |
Ocwen Mortgage loan modification,collection,foreclosure October 29, 2015 - This is a complaint about Ocwen Loan Servicing. I started the process of loan modification -/-/-. The process was finalized -/-/-. This is 4 months later than when they told me it would be finalized. During the process I made every monthly payment agreed upon. In - I received a statement stating my next payment was due -/-/-. I called to verify this date. I was assured everything was set. I made on time payments -, -, and -/-/-. Two weeks after my due date in - I received a call saying I was a month behind. This made no sense since I had all the statements sayin... |
Ocwen Mortgage loan servicing, payments, escrow account October 21, 2015 - My mortgage with Ocwen they took over GMAC a few years ago. Last yr they failed to pay my Home Insurance on time so I set up a payment plan with my insurance, then cancelled my Escrow with Ocwen since they could not pay in a timely manner. They then paid my insurance 4 months late. It caused me to have an escrow shortage and raise my house payment a year later. They did it again - after I clearly have cancelled my escrow. So now I have an inflated escrow shortage and house payment. They have paid my insurance 2 times without my permission after I cancelled my escrow and have pmt plans set u... |
Ocwen Mortgage settlement process and costs October 21, 2015 - Due to process of foreclosure over my property, Servicer bank to close foreclosure using Us Government HAMP program and changed my principal balance on - - 2014 from $310000.00 ( Property principal ) to $450000.00 ( Property value + monthly aggregated defaulted payments ). Yes, Ocwen is charging $130000.00 as late fees and adding it to principal. Consider also that I 'm paying 43.65 % to recover my house after foreclosure and with the sponsorship of the US government. This behavior is against federal usury estatutes as well as to FL estatutes. ... |