Review and analysis of over 295 Credit Card complaints against Discover
Discover consumers have reported over 295 official complaints related to Credit card. Out of the 295 consumer complaints against Discover, 15% were disputed by the consumer (i.e. the consumer was not happy with how Discover responded to their complaint) and 100% were processed in a timely manner. 3% of consumer complaints against Discover resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 21% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Discover Debt collection cont'd attempts collect debt not owed debt is not mine May 11, 2016 - i opened a discover card in my name in - it was paid every month till -. I broke - and I knew I had insurance thru discover that would make my payments, I called discover and they did make them. I went back to work - for - yrs but the strain - and the work load I had I became very ill I could not do my job safely for me -. I had a -! I ended up in a terrible state of mind. Then my husband - another car on - he was out of work - then his co. after - fired him the day before -. We ended up consuladating our credit cards with - - and made all those pay... |
Discover Debt collection communication tactics frequent or repeated calls May 10, 2016 - They call my personal cell phone at least 2 times per day and now they have started calling me at work which is unacceptable! I work for a large retail store and it is unacceptable for them to be harassing me while I 'm at work.... |
Discover Debt collection disclosure verification of debt right to dispute notice not received December 9, 2015 - I received a notice this year from the IRS stating that Discover sent them a - for an old collection where pmts had not been made since -/-/-. I did not settle this debt nor did I receive a - from the to file on my -/-/- taxes. Also, Discover still shows that I owe the full amount of this debt as a collection on my credit report and is still updating with no mention of settlement for less than balance. The IRS says I owe them $1000.00 and wants me to consent to changing my return. This debt has exceeded the Statute of Limitations and is set to be removed from my credit report... |
Discover Debt collection taking/threatening an illegal action threatened to sue on too old debt December 7, 2015 - i told discover card years ago that i couldnt pay their high payments anymore on social security. they pursued took me to court -/-/-i called - when i got court papers and they said just go alone as on ss with credit card dont have pay. so i replied to court with the fact i couldnt pay debt but court went against me and slapped public judgement on my credit report that just came up. i dont have funds pay $4600.00. been waiting out 3yr term from former foreclosure to buy house -/-/- but this puts Big dent hindering that. how can you HELP? ... |
Discover Debt collection false statements or representation attempted to collect wrong amount November 21, 2015 - - - and associates continues to get summary judgements on cases without getting hearings by judges even iif request hearing in writing to judges, wonder if judges are more in agreement with - - than the defendant in all cases? ... |
Discover Debt collection false statements or representation attempted to collect wrong amount November 19, 2015 - The trouble with these " FORMS '' is that the categories are NOT complete for every type of complaint. My complaint is with the DEBT CHARGING Tactics and DEBT Collection Tactics of Discover. This is NOT the first time this has happened and I am not convinced that it is accidental. I believe it is willful and an attempt to defraud ( mail fraud, wire, fraud, theft by deception-take your pick ). Discover will call if a payment has not been made on the exact date of the due date ( even if I paid in advance ). With these phone calls, they pressure to PAY in advance. I paid a payment of $120.00 o... |
Discover Debt collection taking/threatening an illegal action sued where didn't live/sign for debt November 2, 2015 - In 2003 I got a divorce, at the same time my husband filed for bankruptcy. Shortly after I had a judgement on my credit report for a debt from Discover for my - husband 's credit card. I disputed for years finally it was off my credit. Recently the debt collector filed a writ of revival. I tried to hire a lawyer however the cost of lawyer was more than the debt. This is not my debt, I never gave them my social security number. At this point I do n't know what to do. ... |
Discover Debt collection communication tactics frequent or repeated calls October 30, 2015 - I want - - - - firm ( claim to represent Discover Bank ) to drop the lawsuit and dismiss the Plaintiff 's Motion For Summary Judgment against me ( defendant ) and compensate me for over - harassing cell phone calls and a letter of harassment. - - - Debt Buyer/Collection Agency/Law Firm ( not the original owner ( Discover Bank sold the debt to - - - ) filed suit against me - -, 2013 without properly notifying me of the lawsuit. Communication tactics after initial dispute and cease cell phone communications. False Statements or representation. Taking and t... |
Discover Debt collection taking/threatening an illegal action threatened to sue on too old debt October 8, 2015 - Received a letter from - - -, - to take me to - of California for a debt that is - years old! The collection company or attorneys are - - -, - - in -, CA -The Credit Card is Discover Bank. ... |
Discover Debt collection disclosure verification of debt not given enough info to verify debt October 6, 2015 - Discover had a debt collector calling and writing me. I engaged the services of a credit guy and he had me send a letter asking for legal validation. They sent the attached letter saying the statements copies they sent are validation. But as per the law, it was explained statements do not make up validation as per the Fair Debt Collection Practices Act ... |
Discover Debt collection improper contact or sharing of info contacted me after i asked not to October 6, 2015 - Discover Card had, at - time, authorization to withdraw payments from my checking account. In - of 2015, I asked them to stop withdrawing their payments from my checking account. They continued to do so. I placed a block on my account so that they could not continue to withdraw funds from my account, and they created dummy '' checks and continue to withdraw money. I changed my bank account information and they somehow found out my new account and withdrew money again, ... |
Discover Debt collection false statements or representation indicated shouldn't respond to lawsuit September 26, 2015 - What the Defendant as surmised of this case and the way it was mishandled is as follows : Plaintiff and Discover Bank acquired Defendants - mailing address from credit card report, -, without prior permission and tried to use it as evidence of Defendants residency. Defendant received a summons addressed to - - -, - to appear in this Court on - -, 2014. Defendant answers the summons on - -, 2014 that stated he resides in the State of -, and would be unable to attend the hearing, due to employment obligations. Defendant receives another summons addressed to the -... |
Discover Debt collection taking/threatening an illegal action sued w/o proper notification of suit September 25, 2015 - The statue of limitations has expired on the debt in question ( it has been more than 6 years from the date of default ). Furthermore, I was not served process by personal or substitute service as required. The Plaintiff ( Discover Card ) waited too long to bring this case ( laches ). ... |
Discover Debt collection cont'd attempts collect debt not owed debt was paid September 25, 2015 - - was collecting a debt for Discover card but it was settled years ago. They pulled my credit report without permission, and long after settlement. They told me on the phone that I have no other account with them. IT IS ILLEGAL FOR - TO HAVE PULLED MY CREDIT REPORT WITHOUT PERMISSION ON -/-/-. 6. Defendant - - -, -. ( Defendant '' ) is an entity duly licensed toconduct business in the state of Florida. 7. Upon information and good-faith belief, Defendant 's principal place of businessis located at - - - -, -, -, FL -. 8. Defendant uses a means o... |
Discover Debt collection taking/threatening an illegal action sued w/o proper notification of suit September 15, 2015 - This law firm never served me with summons before court date in order to receive summary judgement. They are crooks. ... |
Discover Debt collection communication tactics threatened to take legal action September 14, 2015 - I had a credit card from Discover that was charged off -/-/-. The account was then later sold to a Florida entity named - -. Around from -/-/- to -/-/- I was on a -. Upon my return a year later with no prior correspondence the collection company served my roommate. I showed up to court and made payment arrangements that were inflated with interests. While I was making payment, I called in and inquired about making a payment that consisted of a large sum to be distributed evenly across a number of months. The representative on the phone accepted the payment and they defa... |
Discover Debt collection improper contact or sharing of info talked to a third party about my debt September 4, 2015 - I understand that I have a debt with Discover but they have been repeatedly sharing my sister 's phone number with other agencies when I never supplied that phone number to them. ... |
Discover Debt collection improper contact or sharing of info contacted employer after asked not to July 19, 2015 - DISCOVER BANK ONCE AGAIN IS IN VIOLATION OF FDCPA AND TCPA ETC ... HAS SUBMITTED UNLAWFUL LAWSUITS TO US AND HAS ONCE AGAIN AUTHORIZED COLLECTION AGENCIS TO HARASS US. THIS DEBT BELONGS TO - - -, - AND E- FAMILY MEMBER. ... |
Discover Debt collection taking/threatening an illegal action threatened to sue on too old debt July 6, 2015 - On -/-/-, I received a voice mail from a lady named - around - and on the voice mail she threaten to take legal action if I did n't return her call by -. She left - numbers on the recording : - and -. Because of the threating tone, I told my - husband, -. I provided him with the phone numbers because I was experiencing mental anguish over the nature of the call and had not gathered my composure. He called and - - answered the call. - - was rude and told me that she was calling about the debt associated with a discover card account # - in the amount o... |
Discover Debt collection improper contact or sharing of info talked to a third party about my debt June 9, 2015 - Discover Financial Services has reported some negative marks on my Credit Report and is not presenting me with some option to resolve this problem. ... |
Discover Debt collection cont'd attempts collect debt not owed debt is not mine June 2, 2015 - DISCOVER CARD HIRED - SKIP TRACING COMPANIES, AND COLLECTION AGENCIES TO COLLECT A DEBT FROM ME ON BEHALF OF MY ESTRANGED BROTHER. CALLS, LETTERS AND VALIDATION IN VIOLATION OF TCPA, FDCPA FTC ... HAVE VIOCE AND WELL DOCUMENTED EVIDENCE. ... |
Discover Debt collection improper contact or sharing of info contacted employer after asked not to May 29, 2015 - I have a debt collection company calling my employer. I just reported - company maybe a month ago and they stopped and clearly gave my information over to another company since they could no longer call my employer. I need this to stop permanently. I ca n't have these sorts of calls coming into my work office. My employer 's phone number is not my phone number, which means they 're knowingly contacting me at work. ... |
Discover Debt collection cont'd attempts collect debt not owed debt is not mine May 21, 2015 - This is dealing with an Estate Debt. A major credit card company hired a Collections Agency to collect a CC debt after my mother death. I am the legal administrator for the estate. Upon contacting both the CC and the debt collector, I was told by the CC the debt collector is the only - that can now neg. the debt with me. Upon contacting the debt collector I was informed by the collections company that if I wanted to settle below a certain amount, they would need to verify the amount in the estate account and where asking me to provide a bank account statement. I feel they have no right to r... |
Discover Debt collection communication tactics frequent or repeated calls May 19, 2015 - Calls from -, up to - - times a day, auto dialer. After I have informed them, elderly are in the home, and the person they want is not here. .. Discover Card ... |
Discover Debt collection taking/threatening an illegal action seized/attempted to seize property May 6, 2015 - I had a discover card with payment protection which showed a charge for on all statements. they refused to use this insurance and sued me in court which I was unable to attend due to a death. My mother. They got the judgement and attached my wages as well as a lein on my home. this debt has been paid in full per my payroll dept and they have yet to remove the lein on my home thus preventing my refinance in order to save my home. I have communicated with there attorney by fax and requested this be removed and copy the release to the VA to show the lein has been removed. As of this date -/-... |
Discover Debt collection communication tactics frequent or repeated calls April 30, 2015 - - - - called my job requesting payment on a bill I do not even owe. The company keeps changing their number and calls my job and cell phone constantly. I do not owe the debt they are trying to collect. ... |
Discover Debt collection taking/threatening an illegal action sued w/o proper notification of suit April 29, 2015 - Discover card placed this account with this law firm after my attempts to negotiate a long term payoff plan at lower interest failed. This was explained to this firm, however they just sued me in - court for this unsecured debt without notice. Never sent certified mail or anything to me! ... |
Discover Debt collection false statements or representation indicated shouldn't respond to lawsuit April 28, 2015 - I received letters from - - - - ( Indiana ) in - and - stating that I owe a debt in the amount of $3900.00. I disputed the debt in - and -. - -, - - - - filed suit in Indiana - Court. - -, there was a hearing I denied the debt. I asked for - and found out that - and - ( Not Located in Indiana ) are actually suing me. AT NO TIME did - - - - make it known that they are representing -. - of the documents from - - - -, states the client is - - - and the Original Creditor is Discover Bank. Another d... |
Discover Debt collection cont'd attempts collect debt not owed debt was paid April 21, 2015 - Settled debt with - - - -. ( Discover ) for less than full amount on -/-/15. They took payment and told me that I would get a letter noting this after 21 business days had passed based on what some bank told them they need to do. I have called them @ - a total of - times requesting this letter and have been told that it was mailed but have not rec 'd it. After calling again today -/-/15 ( - --ext - ), I was told that - of their attorneys has to approve the letter being sent but they would not allow me to speak with this attorney for clarification. I as... |
Discover Debt collection communication tactics frequent or repeated calls April 18, 2015 - Attempted phone calls to my wife 's job after telling them never to call there again after the - time. ... |
Discover Debt collection taking/threatening an illegal action attempted to/collected exempt funds April 18, 2015 - Discover Card sued me in Indiana Small Claims court and entered a judgment against me that exceeds the $6000.00 Indiana Small Claims court judgement amount. In an attempt to collect the debt, my bank account was seized. I requested a court date, as my bank account contained both FEMA and Unemploment derived funds. The attorney for Discover Card phoned into the hearing and lied to the magistrate. The magistrate informed the Discover Card attorney that the funds were indeed exempt, and the funds were returned to me. I have checked my county 's online database, and discovered multiple Discover ... |
Discover Debt collection communication tactics frequent or repeated calls April 17, 2015 - When Discover is calling, they call either every - min or every - minutes, usually up to - phone calls in less than - minutes. When I answer there is no one there and the phone call is then disconnected on their end. ... |
Discover Debt collection communication tactics frequent or repeated calls April 16, 2015 - i 'm working with a debt settlement company -, inc. but Discover calls - my work phone - - -- times a day everyday.i have told them i 'm working to settle my debts with them. but they keep calling. ... |
Discover Debt collection taking/threatening an illegal action seized/attempted to seize property April 16, 2015 - Company garnished my bank account along with those that I was associated with even thought I was in a payment agreement with them and current on the payment agreement with no notice or attempt to renegotiate the agreement. ... |
Discover Debt collection communication tactics frequent or repeated calls March 23, 2015 - I 've been receiving numerous robocalls, hang-ups and a few calls where caller does n't ID themselves, where they 're calling from, who they are and the nature of their call. These calls are fro -, Discover, - -. I 've been saving the calls on my cell phone. I finally sent out cease and desist letters but now - - Bank has begun calling. I 'll be sending them a letter as well tomorrow - certified/return receipt requested. - - - - - at - -, - - at - -. - - at - -, - - at - -. Discovercard - - at - - did n't ID w... |
Discover Debt collection cont'd attempts collect debt not owed debt is not mine March 22, 2015 - I am being accused of having a Discover Card debt that I did n't pay off, so Discover has turned over the account to another company ; - - - - - - - - to harass me. I knew nothing about this, I 've NEVER used a credit card, the name is not even my legal name, now a sheriff served my mom papers where this attorney office is threatening to seize my properties! This is so wrong to do to people! I 'VE NEVER OPENED A CREDIT CARD!!!! ... |