Discover Debt Collection Complaint

Discover Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt Texas

On -/-/-, I received a voice mail from a lady named - around - and on the voice mail she threaten to take legal action if I did n't return her call by -. She left - numbers on the recording : - and -. Because of the threating tone, I told my - husband, -. I provided him with the phone numbers because I was experiencing mental anguish over the nature of the call and had not gathered my composure. He called and - - answered the call. - - was rude and told me that she was calling about the debt associated with a discover card account # - in the amount of $2900.00. I indicated that we both had experienced episodes of identify theft and I would like to speak to her supervisor. At that time, she placed me on hold and I was able to speak to - - -. I asked - - when was this debt incurred and she stated that the account was open on - and closed -. When I asked - - why was she attempting to collect a debt over eleven years old, she stated that her company just got


her to show proof that the debt was assigned to her collection agency along with the date and by whom. - - hung up the phone. In fact, the phone was hang up on me - or - times each time I called back. After getting off the phone, I told my - wife that someone is conducting an illegal investigation into our credit background. I asked my - wife did she know anything about the debt and she told me that that account was dissolved in bankruptcy court in -/-/-. After this incident, I researched this collection company, - - -, and found the owner to be - - and that the company was bonded -/-/-. As with a similar complaint on file with your agency # -, this above named collection agency had no legal standing to attempt to collect a debt that was already liquidated and well out of the statute of limitations. Please have - - provided his occupation over the past twenty years and the name of the individual, his affiliation, his company, the creditor who forwarded this account to his collection company. Also, please have - - provide documented proof that this debt was assigned to him by the original creditor, a workable phone number to reach said individual and the driving license number of said person, and again the date that this debt was assigned to his company. The request for a driver 's license of the person who transferred this debt is significant because we believe that this is a bogus and fraudulent attempt to collect a debt and it violates the fair debt collection practices. - - and - - '' -