Discover Debt Collection Complaint

Credit card Disclosure verification of debt right to dispute notice not received

Discover Debt collection department,

Credit card Disclosure verification of debt Right to dispute notice not received Alabama

I received a notice this year from the IRS stating that Discover sent them a - for an old collection where pmts had not been made since -/-/-. I did not settle this debt nor did I receive a - from the to file on my -/-/- taxes. Also, Discover still shows that I owe the full amount of this debt as a collection on my credit report and is still updating with no mention of settlement for less than balance. The IRS says I owe them $1000.00 and wants me to consent to changing my return. This debt has exceeded the Statute of Limitations and is set to be removed from my credit report -/-/-. I have disputed this with the IRS and sent them a copy of my credit report showing this but they just keep sending me the same letter. I think it is wrong for them to side with Discover. Can you help me?

Discover customer in Alabama
Dec 09, 2015

* Source: CFPB Complaint Database

Discover response to complaint:
In progress

Created with Highcharts 4.2.3DiscoverComplaint HistoryComplaints7/20138/201310/201312/20131/20142/20143/20145/20148/20149/201411/201412/20142/20153/20154/20155/20156/20157/20158/20159/201510/201512/2015012345Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3DiscoverDisclosure verification of debt90.0%2.5%2.5%5.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageDisclosure verification of debt1.5%15.4%4.9%1.4%76.1%0.7%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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https://www.discover.com/
224-405-1747
davidnelms@discoverfinancial.com
P.O. Box 30943 
Sale Lake city UT 84130
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