Review and analysis of over 64 complaints against Capital One
Capital One consumers have reported over 64 official complaints related to Right to dispute notice not received. Out of the 64 consumer complaints against Capital One, 22% were disputed by the consumer (i.e. the consumer was not happy with how Capital One responded to their complaint) and 97% were processed in a timely manner. 2% of consumer complaints against Capital One resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 8% resulted in non-monetary compensation.
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Capital One Debt collection disclosure verification of debt right to dispute notice not received May 10, 2016 - Despite many attempts, the bank continues to report incorrectly to the credit bureaus an account that was closed. The bank refused to acknowledge that the account was reported as charged off when a payment had been made before the anticipated date of to prevent to prevent a charge off classification. Although I tried many times to have the record corrected the bank refused. I gave up trying to get the bank to correct the record. Later, the bank offered a discounted pay off which was supposed to eliminate the charge off status and replace it by account settled at less than the book balance. Th... |
Capital One Debt collection disclosure verification of debt right to dispute notice not received November 1, 2015 - I had a Credit card from a company that I defaulted on. - assumed the loan and contacted me. I agreed on an amount I owed and paid the debt. I received a notice of payment and though everything was fine. After looking at my credit monitoring service, I could see that - ( - ) reported correctly that the account was delinquent for the month of -, then paid as agreed. However there was another month that showed up, -. I did not agree with this and did a dispute. 35 days later the dispute comes back as updated and - now list my account in the same closed status but with the delin... |
Capital One Debt collection disclosure verification of debt right to dispute notice not received October 27, 2015 - In -/-/- I opened a Capital One credit card acct. It was a $500.00 credit limit. In the same year -/-/- I lost my job and was un`able to find a job paying more than $7.00 to $8.00 an hour. So in -/-/- after my unemployment funds ran out, l could n't pay my debt. As my debt proceeded to remain past due, the collection attempts were strong and stronger. There were threats of me being sued as well as being garnished from my wages if l continued to not pay my debt. Capital One forwarded my debt to their sister offices to persue collections while building fees on the $400.00... |
Capital One Debt collection disclosure verification of debt right to dispute notice not received October 17, 2015 - I did not receive proper time on verification of debt. On - -, 2015, I received a collection letter from - , - - - - - ( - ) for a Capital One account that I was unaware of having the account. I phone that same day, - - at -, to discuss a settlement and check on another account that was being verified as my account. I have other accounts with -, they know my history is to call when presented with a letter since I have no phone and work out a settlement. - also has my permission to use email. My mail was being delayed and lost at the time that - sent... |
Capital One Debt collection disclosure verification of debt right to dispute notice not received July 17, 2015 - Re : Request for Investigation/ Debt Validation Request Capital One Bank USA- Account # - Sold to - - - No Address on FileATTN : - - - / Federal Trade Commission / Capital One Bank USAThis is to inform you that I 've recently received my credit report and noticed that there 's a collection listing from - - debt collection agency on my credit file. Experian Report Number : - Dated : - - -. First and far most, I must advise you that, this same account was disputed numerous times for inaccurate billing errors/ and unauthorized merchant charges and never vali... |
Capital One Debt collection disclosure verification of debt right to dispute notice not received May 30, 2015 - I was told that this old account was re-aged and sold to - -. I contacted - - and worked aggressively to pay this off within months by making doubled payments and large debit amounts as agreed by payment plan with myself and - -. I made the final payment before the plan was up because the rep and Account Manager told me the file would be closed and removed from my credit files. I have never received correspondence from them as paid in full or it removed from my credit files. I have sent them numerous goodwill letters and they have never responded. I would have never paid them... |
Capital One Debt collection disclosure verification of debt right to dispute notice not received April 25, 2015 - Capital One Auto Finance refuses to correspond with me and the amount they tell me I owe when I call them is much higher than the amount they are reporting to the credit reporting agencies. They have even verified the lower amount after I disputed with the credit reporting agencies. They also have incorrect dates on my credit reports that do n't even match their own court documents that I was recently able to obtain. I have no way of knowing how they have come up with the figure they give me on the phone or the figure they are reporting to the credit reporting agencies. ... |
Capital One Debt collection disclosure verification of debt right to dispute notice not received April 10, 2015 - My credit card was transferred to a collection agency a month after I filed bankruptcy. The payment was n't even 30 days late yet. And is now reflecting as a collection account on my credit report. ... |