Review and analysis of over 1,803 complaints against Experian
Experian consumers have reported over 1,803 official complaints related to Public record. Out of the 1,803 consumer complaints against Experian, 14% were disputed by the consumer (i.e. the consumer was not happy with how Experian responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Experian resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 43% resulted in non-monetary compensation.
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Experian Credit reporting incorrect information on credit report public record April 12, 2017 - I filed a chapter - bankruptcy in -/-/2015 which was switched over to a chapter - in -/-/2015, that same year. The chapter - bankruptcy still shows on my credit report as dismissed while the chapter - has been discharged for a year now. So i have - bankruptcies on my credit report when i have only filed the -. It is hurting my ability to recieve any type of loan or anything of that sort.... |
Experian Credit reporting incorrect information on credit report public record April 12, 2017 - The IRS withdrew a tax lien against myself and my spouse. Both the IRS and I have provided a copy of the form - to all credit reporting agencies and - immediately removed this public record. Experian has failed to do so therefore I filed a dispute. I received the results of their " investigation '' and they refuse to remove this public record even though it is no longer valid whatsoever.... |
Experian Credit reporting incorrect information on credit report public record April 11, 2017 - According to recorder of deeds attached, the information should not be a part of my financial matters. They did not provide information therefore it should not be included on my credit report or anything to do with credit. Therefore judgement and lien should be removed from my credit reports through each bureau.... |
Experian Credit reporting incorrect information on credit report public record April 9, 2017 - - COUNTY RECRef : -/-/- Federal Tax Lien - Filed - CO RECRef : -/-/- Federal Tax Lien - Released The information was pulled from a third-party reporting and I was told by the court they do not report therefore it needs to be deleted.... |
Experian Credit reporting incorrect information on credit report public record April 7, 2017 - MY CREDIT IS SHOWING SEVERAL DIFFERENT USE 'S OF MY SS # I WAS UNDER AGED AND HAD NEVER USED MY SS # PRIOR FOR CREDIT OR HOME USE. I WENT TO ATTEMPT A PURCHASE OF A VEHICLE AND DEALER TOLD ME THERE WERE 5 CHARGE OFFS ON MY CREDIT. SOMEONE IS USING MY SS # FOR APPARTMENTS. I WOULD LIKE THIS TO BE REMOVED AND SECURED BY PUTTING AN THEFT ALERT ON THE CREDIT PLEASE ...... |
Experian Credit reporting incorrect information on credit report public record April 6, 2017 - I have a judgement on my experian credit report and I have no idea where it came from and I have stayed with my parents since -/-/2010.... |
Experian Credit reporting incorrect information on credit report public record April 5, 2017 - I have recently been informed that there is negative information reported by Experian, for a " Bankruptcy. ''. I sent - - -, ( who Experian reports as there CEO ) a certified letter via USPS requiring a signature, requesting " verification '' pursuant to the " Fair Debt Collection Practices Act of this " Bankruptcy. '' Verification meaning competent evidence bearing my signature. Experian received my letter on -/-/2017. In my letter I requested for them to remove this " Bankruptcy '' from my report if they could not provide me with competent verification with my signature. I want th... |
Experian Credit reporting incorrect information on credit report public record April 4, 2017 - I contacted the Bankruptcy Court asking their method of verification and they responded saying they do not verify or validate any information to the credit bureaus. The credit bureau refuses to remove the information although they specifically told me they verify personally. This is a direct violation of my consumer rights and I would like the false information removed immediately from my report.... |
Experian Credit reporting incorrect information on credit report public record April 4, 2017 - I have written three letters to each of the reporting credit bureaus requesting any and all documentation bearing my signature of a Bankruptcy reporting under my social security number. I also requested the name, address and telephone number of each person they contacted regarding this alleged claim. In each of their responses they have stated that the information has been verified yet no proof has been provided to me. Bankruptcy Courts, Federal Courts, and any clerks office associated with either of those do NOT report to any credit bureaus. Not only have they not complied with the Federal Tr... |
Experian Credit reporting incorrect information on credit report public record April 4, 2017 - I have written three letters to each of the reporting credit bureaus requesting any and all documentation bearing my signature of a Bankruptcy reporting under my social security number. I also requested the name, address and telephone number of each person they contacted regarding this alleged claim. In each of their responses they have stated that the information has been verified yet no proof has been provided to me. Bankruptcy Courts, Federal Courts, and any clerks office associated with either of those do NOT report to any credit bureaus. Not only have they not complied with the Federal Tr... |
Experian Credit reporting incorrect information on credit report public record April 3, 2017 - credit bureaus do not validate or verify any information with the court system, this has been verified by every Federal Court, and because of this, i want my Bankruptcy - removed from all - credit bureaus, as i have spoken with all - credit bureaus, and they respond with the statement " we have validated this Public Record with the courts '' That is a Lie. They Have not Validated Anything according to every Federal Court queried. thank you... |
Experian Credit reporting incorrect information on credit report public record April 3, 2017 - All - credit bureaus are reporting a bankruptcy tax lien on my credit file - are showing on - for - different amounts under a bankruptcy that I attempted to filed in -/-/-. I was not allowed to go under the protection due to owing back taxes. II have been working with the IRS to resolve my tax issues I want this removed from my credit report Due to never filing bankruptcy listed below are the account information for each bureaus - - $20000.00 - - - - $20000.00 Experian - Filing date -/-/- in - County Superior Court amount is $16000.00 - - ... |
Experian Credit reporting incorrect information on credit report public record April 3, 2017 - While checking my credit score Experian is showing a lein on my home by -. This information is not correct and should never have been on any credit reports. I have documents from my Attorneys office that shows the information is false.... |
Experian Credit reporting incorrect information on credit report public record March 31, 2017 - I am in bankruptcy since -/-/2015. I have been utilizing - to monitor my credit and score since then. With this week 's - update my scores ( - and - ) were finally high enough to pursue a business opportunity. The company I was working with pulled a hard credit report through - and much to my dismay one of my scores ( - ) was no where near what - had reported, the second score ( - ) was nearly the same and the third score was super low ( E-PERIAN ). All three reporting various negative information post bankruptcy petition filing. Also as part of being in bankruptcy we... |
Experian Credit reporting incorrect information on credit report public record March 31, 2017 - The credit bureau is reporting a bankruptcy on my credit report but the court does not verify that information. Therefore that information was pulled out of a third party reporting agency therefore it must be removed and deleted completely from my report. I would appreciate it once deleted to be notify via email. My email address is -... |
Experian Credit reporting incorrect information on credit report public record March 30, 2017 - There is a public record listed on my Experian credit file which is a FEDERAL TA- LIEN Docket # - which is NOT mine it is my fathers I have never owed the IRS. This is very inaccurate information and untrue and I want this remove ASAP... |
Experian Credit reporting incorrect information on credit report public record March 29, 2017 - My name is - not -, -, - these names are erroneous. I never lived in - MS nor have I ever worked at -. The last four of my social security number is erroneous as well. I have never filed Bankruptcy.... |
Experian Credit reporting incorrect information on credit report public record March 29, 2017 - I have requested validity on a Chapter - Bankruptcy on a couple occasions as the date of discharge is incorrect as well as the filing information. I have requested in both writing and email for this to either be updated or removed. I have tried to no avail, therefore, I am reaching out to you in hopes this will be either updated or deleted. The response I get from the CRA 's is that this info was validated through another system. Thanks in advance for your help! - - -, T- - - -... |
Experian Credit reporting incorrect information on credit report public record March 29, 2017 - I contacted experian in regards to a public record for a chapter - bankruptcy list on my file. I disputed this public record mark and asked for verification and they said it was valid. I then contact the bankruptcy court to ask for - procedure in reporting to the credit bureau 's and they responded that they do not report any information to the credit bureau 's. - must have pulled this information from a 3 rd party and the court verified it with me that they do not report to credit bureaus and therefore the public record reflecting this information must be deleted from my credit repor... |
Experian Credit reporting incorrect information on credit report public record March 25, 2017 - - - - in - Tennessee reported to Experian that I owe - - - in -. I obtained documentation from - County Court proving that I paid in full the court ordered restitution in - and sent it to Experian. Experian refuses to remove the outdated negative information from my credit profile that - County Court waited six years to report, well beyond the statute of limitations for executing a civil judgment.... |
Experian Credit reporting incorrect information on credit report public record March 25, 2017 - I have been requesting verification of the following account that Experian continues to report on my credit file : - Bankruptcy # -. I demand that this public record - Bankruptcy # - is removed due to lack of verification and inaccurate reporting of verification date! I have repeatedly requested tangible documentation whether electronically or hard copies and Experian has yet to verify. All they send is Verified on my report but do n't list any names or address on how this is verified and then state they will not dispute this anymore. I demand that this unverified account : -... |
Experian Credit reporting incorrect information on credit report public record March 22, 2017 - After Reviewing My Experian credit report I found their was a bankruptcy showing on my report. I first contacted the reporting agency as seen on my credit report, NJ bankruptcy court via mail. They wrote me back indicating that they have no correspondence nor do they report to any of the - credit bureaus. I then contacted Experian and requested that they validate this negative account and provided me with copies that clearly state that NJ bankruptcy court is n't reporting to their agency. I received a letter back from Experian stating that they have validated the debt. They have not provide... |
Experian Credit reporting incorrect information on credit report public record March 22, 2017 - I obtained my credit report and discovered multiple errors. I send a letter to Experian stating I was disputing a Bankruptcy on my record. The first letter that I sent was on - and it was signed for on -. I received a letter back stating they had " verified '' this using a third party ( - ). I sent a second letter on - and it was signed for on -, stating that I was requesting the information that they used to " verify '' the bankruptcy. Again, I received a letter saying they verified this information using -, but did not prove and documentation to me as verification. I mailed... |
Experian Credit reporting incorrect information on credit report public record March 16, 2017 - the bankruptcy on my credit report for Experian and - is not mine... |
Experian Credit reporting incorrect information on credit report public record March 14, 2017 - Someone had a judgement against them and it was placed on my credit reports. I does not belong to me.... |
Experian Credit reporting incorrect information on credit report public record March 9, 2017 - I filed for Chapter - bankruptcy on -/-/- and the case was successfully completed on -/-/-. I have been disputing - account on my Experian that were included in my bankruptcy and should have been remove -/-/- and have not. On -/-/- I called Experian and emailed them the banckrupty paperwork from the US Courts and the person I spoke with told me " we have to go by what the creditors say because they subscribe to our services ''. Basically they go by what the creditor says even if it is incorrect because they pay them. I explained to the person that the creditors are re... |
Experian Credit reporting incorrect information on credit report public record March 7, 2017 - I went down to the courthouse and spoke to the clerk personally. I verified with her and she agreed that the judgement listed on my credit report was not mine. I asked how was that possible since you report this information to the bureaus. She stated that they do not report any information to the credit bureaus. So how is that - was able to gain access to my inaccessible information? According to the FCRA, the credit bureaus must verify personally with the creditor. The clerk of the court in this instance would be the creditor. I would love to know with whom you spoke to, their title and d... |
Experian Credit reporting incorrect information on credit report public record March 6, 2017 - hi, The This complaint is credit reporting agency " E-PERIAN '' they are reporting Bankruptcy on my credit report which is inaccurate it should been removed, The other credit reporting Agency 's - and - - deleted the " BANKRUPTCY '' Why not Experian does the same thing, also want to remove my personal statement on Expierian report i want to remove it also experian drop my credit score for no reason from - to - which is not fair, i do n't know why is experian treating me like this, i think is my name because i am - othe wise there is no reason the way they are treating me like... |
Experian Credit reporting incorrect information on credit report public record March 2, 2017 - The bankruptcy reporting has several inaccuracies. Reference Number -. I do not know the source of their information on this bankruptcy and because of the Experian has violated the Fair Credit reporting Act. I am requesting the removal of the bankruptcy.... |
Experian Credit reporting incorrect information on credit report public record March 1, 2017 - My current BK on my record has the length of time on my CB.... |
Experian Credit reporting incorrect information on credit report public record February 28, 2017 - the credit agency Experian, - and - are reporting a Federal Tax Lien in - County showing a balance of $33000.00. This Tax Lien is included in our Chapter- - bankruptcy and has been discharged. It is not showing in discharged in bankruptcy with a zero balance.... |
Experian Credit reporting incorrect information on credit report public record February 28, 2017 - I have a BK - that was filed in -/-/-. We subsequently filed a Ch. - in -/-/- and paid it off in full. However, we went before the court in -/-/- and went before a judge and was granted the removal of the Ch. - since we went for a ch. -. We are requesting that the Ch. - be taken off of our public record part of credit report. It is the only negative mark Thank You - & -... |
Experian Credit reporting incorrect information on credit report public record February 28, 2017 - I have requested that this Bankruptcy be remove many times. This is not mines. Please see below. Reference Number - Date Filed -/-/- Date -/-/- Status Dismissed Amount $0.00 Classification Bankruptcy Responsibility Individual Asset Amount $0.00 Contact Details GEORGIA FEDERAL COURT-- - -, GA - -... |
Experian Credit reporting incorrect information on credit report public record February 27, 2017 - I received my discharge for my bankruptcy on -/-/2016. None of what was included in my bankruptcy, which was everything on my credit reports, were removed from my report. I understand they stay on there and are just marked as discharged, but there are roughly - things left on there that are not marked discharged, that in fact were discharged. The only active thing on my credit report should be a paid off car loan that was obtained after the bankruptcy and is now paid off. i was givin this information by - when trying to obtain a new loan to start rebuilding my credit. I need this t... |
Experian Credit reporting incorrect information on credit report public record February 26, 2017 - This is incorrect and is showing up in my credit please remove DEROGATORY PUBLIC RECORD OR COLLECTION FILED Your credit report shows a derogatory public record ( such as a bankruptcy, foreclosure, civil judgement or tax lien ) or collection which is generally more risky to lenders. Note : A satisfied public record or paid collection will remain on your credit report for 7-10 years.2. TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN Missed and late payments ( delinquencies ), including the number of late payments, how late they were, and how recently they occurred, are an important part of your ... |
Experian Credit reporting incorrect information on credit report public record February 26, 2017 - This is not correct I do not have any of this issue. I need this taking off my record DEROGATORY PUBLIC RECORD OR COLLECTION FILED Your credit report shows a derogatory public record ( such as a bankruptcy, foreclosure, civil judgement or tax lien ) or collection which is generally more risky to lenders. Note : A satisfied public record or paid collection will remain on your credit report for 7-10 years.... |
Experian Credit reporting incorrect information on credit report public record February 24, 2017 - I demand to see Verifiable Proof of the accounts Experian have on file. But Experian still not show me. Their failure to positively verify these accounts has hurt my ability to obtain credit.... |
Experian Credit reporting incorrect information on credit report public record February 23, 2017 - The item is not mine. Company has n't deleted item after I provided proof.... |
Experian Credit reporting incorrect information on credit report public record February 23, 2017 - Company has n't deleted item after I provided proof.... |
Experian Credit reporting incorrect information on credit report public record February 22, 2017 - For the past few months, I have attempted to get a credit card through -. I have been told that there is legal action against me on my credit file. When I check each of my reports, there is no such information listed.... |
Experian Credit reporting incorrect information on credit report public record February 20, 2017 - Experian placed back a Tax Lien which is not mine and was previously deleted as fraudulent. It 's associated with a fraudulent address in - CA. This lien is NOT mine.... |
Experian Credit reporting incorrect information on credit report public record February 16, 2017 - One tax lien is incorrect and reporting with Experian, I have searched my name under Georgia Department of Revenue site under delienquent taxes and results list " no date found '' ( screen shot attached ), at the following Georgia State Department of Revenue -... |
Experian Credit reporting incorrect information on credit report public record February 16, 2017 - This is a fraudulent account on my credit report, the FEDERAL TA-ES/ IRS have already satisfied this negative remark on my acct as being paid off, please remove this, also a STATE TA- LIEN should n't be on my report, another fraudulent activity on my credit report.... |
Experian Credit reporting incorrect information on credit report public record February 16, 2017 - This is my third complaint to the Consumer Financial Protection Bureau regarding the bankruptcy that Experian is reporting under my credit file. I have repeatedly asked Experian to validate that this bankruptcy belongs to me and that it is being reported correcttly. They have responded it is VERIFIED In the FCRA, verification is not VALIDATION and I, the consumer am entitled by law to validation. Experian said they verified it with a third pary agency but furnished me no proff of how it was verified and the process which again. I the consumer am entitled by law to know who this third party ven... |
Experian Credit reporting incorrect information on credit report public record February 15, 2017 - I have contacted Experian multiple times to inform them that they are reporting someone else 's Public Records information on my credit file. Experian have not removed this information from my credit file to date. Experian is reporting a Public Record filed -/-/2016. According to the Courts, they did not supply information to Experian for the incorrect data that they are reporting on my credit file. I need your assistance in getting this matter resolved and removed from my credit file.... |
Experian Credit reporting incorrect information on credit report public record February 12, 2017 - tax lien from - county has wrong address and phone number. its impossible to verify the debt as valid. the phone number reporting on file is a phishing number and the address on file is invalid. had a proper investigation been excuted, the phone number on file for - county courthouse and address would have presented a red flag to the credit bureau as it did with - and -.... |
Experian Credit reporting incorrect information on credit report public record February 11, 2017 - On -/-/-, I received information from my home loan processor or a public record / judgement on my credit bureau. I asked for the information and the loan processor sent me a copy of my credit report. There is a judgement from - listed. The company is - Bank, and the amount is $8700.00 or $8700.00. This information is not correct. I have no knowledge of this information. Maybe they have the wrong person. Please help me to remove this information so I can proceed with my home mortgage.... |
Experian Credit reporting incorrect information on credit report public record February 10, 2017 - My Experian credit report is reporting a Public Record Information that is inaccurate in its filing. As - and - determined the term " Dismissed '' means that it is adjudicated by the law it was removed. My case concerned no form of solvency, nothing was placed under conservancy, examinership, liquidation or provisional debt reconstruction. There were no exemptions, no surrender of any kind as stated within the regulations of the - The credit bureaus have retrieve my information from a third party entity without my authorization, therefore holding my identity and credit under " Consume... |
Experian Credit reporting incorrect information on credit report public record February 10, 2017 - I am a victim of identity theft. I have send letter to Credit Bureaus for blocking Fraud information, but they did n't send me proper notice for that investigation... |
Experian Credit reporting incorrect information on credit report public record February 10, 2017 - Please remove - from my collection and any another areas that it is showing up. It is flagging as an eviction when really it was a collection for - is preventing me from renting, and was dismissed with my bankruptcy.... |
Experian Credit reporting incorrect information on credit report public record February 8, 2017 - I disputed a bankruptcy on my credit report. I have sent in 2 letters asking for verification of this account. I also spoke with - in Texas on -/-/2017, and he informed me that they completed the investigation but he could n't tell me who did it he said it was done electronic and it was not his job to verify if it was valid or not. He also informed me that they will not reinvestigate this ever again.... |
Experian Credit reporting incorrect information on credit report public record February 3, 2017 - Experian will not update a judgment lien from the Circuit Court of - County or allow me to dispute the item just because they investigated my original dispute in -/-/-. I paid the judgment lien a year later in -. Twice, I have mailed in a copy of the satisfactory letter and nothing is done. - and - has already updated my credit report.... |
Experian Credit reporting incorrect information on credit report public record February 2, 2017 - I have a Public Collection on my credit report that has been satisfied and closed years ago. I have disputed this several times, but the credit reporting agencies ( -, Experian, and - ) but the will not remove it stating it is accurate. The Lien is incorrect, I have searched the Georgia Department of Revenue delinquent taxes and I am not on this list. Please attached screenshots. Any assistance would be much appreciated. Thank you! - -... |
Experian Credit reporting incorrect information on credit report public record February 2, 2017 - I have disputed the federal tax lien on my credit report with all - agencies. Experian has removed the file from record but - and - refuse to remove the lien even after i have given then written proof of its dismissal. I have enclosed a copy of the Certificate of Release that is on file with the - County Recorder. I would appreciate any help in removing this from my credit file for good.... |
Experian Credit reporting incorrect information on credit report public record February 1, 2017 - Tax Lien information on all - reports is incorect I am making payments... |
Experian Credit reporting incorrect information on credit report public record February 1, 2017 - In -, I sent letter to all - collection companies regarding bankruptcies I filed in - and - ( same bankruptcy, but had to refile because of attorney mistakes ). I explained that it had been more than 10 years and that these - item should be removed from my credit report. As of the date of this complaint, both remain on my credit report. I believe that it is still affecting my credit score. Since that time, I have had a great payment history and I would like to have those items removed.... |
Experian Credit reporting incorrect information on credit report public record January 27, 2017 - - and - also has the BK reporting incorrectly. Experian does not have on their report and should not BK was dismissed and closed -/-/-. They have confirmed somehow that is has been discharged. I will upload all documents I have : Please review and update supplement : BK case was never discharged. Discharge Waiver This case was then reopened -/-/- and then terminated -/-/- BK case closed/dimissed -/-/- - case was closed without a discharge of debts. Then, a pre-bankruptcy asset was discovered, so the case was reopened. Then, the asset was liquidated and distributed... |
Experian Credit reporting incorrect information on credit report public record January 27, 2017 - - - SUPERIOR COURT DOES NOT HELP RESOLVING THIS ISSUE. I 'VE TRIED SEVERAL TIMES IN THE PAST YEAR AND A JUDGEMENT REMAINS ON MY CREDIT REPORT ERRONEOUSLY. - - IS THE NAME OF INDIVIDUAL THAT PLACED THIS ON MY REPORT. PLEASE REMOVE THIS FROM MY CREDIT REPORT. THANK YOU The piece of information that is wrong that is showing is the name - -.... |
Experian Credit reporting incorrect information on credit report public record January 27, 2017 - there are - bankrupties on my credit report. None which had been completed. I never went bankrupt. My house was foreclosed on. I filed but never completed the bankruptcy. They need to be removed from my credit report. It is ruining my credit.... |
Experian Credit reporting incorrect information on credit report public record January 23, 2017 - I recently froze my - report, and have received verification that my report has an activity freeze on it. I contacted - & Experian credit reporting agencies on - different occasions, and asked them to verify a public record of bankruptcy on my credit report. They sent a reply stating that it was verified through -, which is untruthful.... |