Review and analysis of over 44 complaints against Experian
Experian consumers have reported over 44 official complaints related to Received marketing offer after opted out. Out of the 44 consumer complaints against Experian, 18% were disputed by the consumer (i.e. the consumer was not happy with how Experian responded to their complaint) and 100% were processed in a timely manner. 23% of consumer complaints against Experian resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 27% resulted in non-monetary compensation.
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Experian Credit reporting improper use of my credit report received marketing offer after opted out April 7, 2017 - In 2015, I ordered workout items from - Co. They offered to open a account. I accepted. - later sold the account to -. They sent a credit card from their bank. I refused the card and paid the account off to -. The Bank continued to send statements and enrolled me in their VIP program for $14.00 a month. I immediately called - to cancel this card and program again. - continued sending bills and adding extra charges. Their card was never activated. I refused to pay. Never signed for their card ; This seems to be a rip-off, and much like - - was convicted of, to open ne... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out January 4, 2017 - Request for permanent removal from preapproved credit offer mailing lists was submitted -/-/-. After continued receipt of unwanted offers, on -/-/-, I sent a reminder of my submission. Here it is -/-/-, and I am receiving a new offer from - that states it comes from " prescreened '' list. I am very displeased at the lack of attention my request was given.... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out November 23, 2016 - Due to the information listed on the usa.gov/credit-reports page, I believed that I was entitled to a free credit report from Experian.com ; when I attempted to sign up for an account on their site and realized they were trying to charge me money, I actually aborted the sign-up process and did not complete it, but they nevertheless have been charging a monthly fee of - from my credit card for months while providing absolutely no service or information in return. I was never given a score, report, or credit information of any kind, by email, paper mail, or any other means. According to t... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out October 19, 2016 - I 'm not sure that this is the correct option for this particular complaint. Here is the issue : I was told by a local government job placement training to check my credit report to enhance my chances of getting a job. I was told to go to -, and that it was a free service. Indeed, when you first log onto -, it says that it is completely free ( see screen capture attached ). All throughout the application process, it says that the service is free. I do n't remember ever going to the official Experian website. But I do remember agreeing to paying $1.00 to find out what my credit rating... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out October 14, 2016 - About a month ago, I had a reason to contact the Experian Credit Reporting agency about my credit scores being grossly inaccurate. I have a perfect credit history but they lowered my score to barely acceptable. During that contact, I was asked if I would like a copy of my report for $1.00. I accepted the offer as the price was right. Now they are billing me on my email account for $21.00 as some kind of membership in something I do n't know about and sending me unsolicited emails. When I called them, they claim there was a " hidden '' acceptance of a membership of some kind that I accepted... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out October 11, 2016 - - - - - - - - - -, - - - - - - - , - - REF : - Date:-/-/2016 To Whom It May Concern, I recently pulled a copy of my credit report and noticed the following information are in error : Credit Inquires : The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order. The following HARD credit inquiries are related to none of the aforementioned permissible purposes : - - - - - - - - - - - - - - -... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out August 1, 2016 - I do not want to be a victim of identity theft and I do not wish to receive any offers of credit in the mail or email. Please help me in stopping them. Thanks. - -... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out June 8, 2016 - I signed up for credit reporting with Experian not understanding that I would be charged a monthly $20.00 fee for the credit report. The month after I signed up, I called my bank and disputed the charge to my credit card. They explained to me that this was a common complaint, and Experian was difficult to work with and ultimately resolve the $ -/month charge. They recommended that I cancel my credit card and avoid working with Experian in the future. I did this. The following month, under my new credit card, the charge appeared again. I had not contacted Experian with my new credit card n... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out May 8, 2016 - The attached .pdf distinguishes the intended language that - uses as quite different what Experian uses ; such that I am not sure where the criteria was disseminated to the creditor. While I therefore complained about this offer 's company, in a separate CFPB yesterday, my purpose on this complaint is to specific language prohibiting violations of both opt-in and opt-out consumers on Experian 's reports. The FRCA, ( see page - of attachment ; bottom of page ) says that consumers can exclude " unsolicited firm offers of credit and insurance '' which brings up some differences between how ... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out December 18, 2015 - Personal info stolen fro -. Attempts to get credit cards from companies that I already have an account, caused hard hits on my credit report. ... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out October 16, 2015 - I wanted to close a security freeze lift I had placed on mycredit file earlier than originally input. Experian providesno means to accomplish this. ... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out August 18, 2015 - I continue to receive offers under my previous name, - -, over - months after opting out of marketing offers, and after filing a complaint - months ago, in which the company stated it may take a year from my original opt-out date of - 2014. It has been well over a year and I continue to receive these unsolicited, multiple, unwanted offers ( see most recent offer attached ). The offers contain the opt-out notice at the bottom. I do n't know of any other way to opt out than what I have already done, by phone, permanently by mail, etc., yet they continue to come in years later. Thi... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out July 30, 2015 - I paid $4.00 to Experian to receive my Fico score after viewing mctheyy creidit report ... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out July 25, 2015 - I was deceptively charged a fee after receiving a credit report for - dollar. I cancelled the service immediately and Experian did not honor the cancellation. his company was sued before for the same offense and it is at it again. Experian is getting away with deceptive practices and no one is stopping them. I feel that the US government should intervene before many others are being ripped off. ... |