Resources for resolving common issues with GVA Holdings, LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to GVA Holdings, LLC and work to get a response. After your complaint is forwarded, GVA Holdings, LLC has 15 days to respond to you and the CFPB. GVA Holdings, LLC is expected to close all but the most complicated complaints within 60 days.
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GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 14, 2016 - I borrowed $700.00 on - from a company called North Cash and I knew that it would be an expensive loan if I did n't pay it off early. The representative even stated that if I were to pay the loan off early I would save significantly on finance charges. The finance charges that I am being charged are $190.00 every two weeks. I called in early - to get my pay off balance and was told at that point that the payoff amount would be over $800.00 ( ca n't remember the exact amount ). I was confused because at this point I had already paid over $900.00 towards the loan and I could n't un... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 5, 2016 - I saw a - - commercial on television for a payday loan. I borrowed $1500.00 from GreenLine Loans in - 2014 to meet my - -, 2014 Federal Tax extension. I made - payments. The first - were scheduled for $99.00 each. This was every two weeks. On my - scheduled repayment day, I asked to pay off the balance in full. I ended up paying $2200.00 to settle the debt that was less than 30 days old. They charged me $750.00 in finance charges and did not disclose that to me when I made the loan. My weekly payments were as follows : ( emails from Greenline ) - - Y... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 17, 2016 - I recieved a $500.00 loan from a company called NorthCash on -/-/2016. Loan agreement had me do first payment of $120.00 and - payments of $170.00. So far I made - payments. Since Northcash is not licensed in the State of Oklahoma the loan is illegal! On - -, I sent a letter to Northcash stating that they are not licensed in Oklahoma and I 'm willing to pay the principal of the loan which I owe $35.00 since i paid $460.00. Hours later I received an email from Northcash stating as a courtesy, they will wave all fees and interest and I owe only $35.00. A few hours l... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 1, 2016 - They are now sending Arrest Warrant emails threatening me to pay the loan back. Yes I know I still owe the loan, but they have been very unreasonable with trying to agree on payment arrangements. Now they are sending me very threatening emails.... |
GVA Holdings, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money July 26, 2016 - Says Case file # -. Email from - - from - - - -. Says I owe for a loan that I did not accept. I was trying to see how much I could get, but did not accept the loan and never received the money. My bank also verified that I did not receive any money. They do have all my info. But I did not receive the money and they keep trying to get me to pay for money I did not receive and saying that I will have to go to court if I do n't pay. Says he has all the proof he needs, but as - is my witness, I did not receive the money, I only applied to see what I could get. All I know it... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 11, 2016 - Charged illegal 743 % interest rate. Was n't fully aware of terms until loan had been accepted.... |
GVA Holdings, LLC Consumer Loan managing the loan or lease June 3, 2016 - While attempting to pay a loan for $300.00, from an online lending agency. Every payday I am charged $80.00 with nothing going to the principle of the loan, I have been getting charged for 4 months, and the amount I owe is $290.00, from $300.00 loan. The employees of the agency are hard to understand when asking for information due to a language barrier. Unfair Billing Practices.... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 2, 2016 - I accepted a payday loan from Northcash without realizing the higher interest rate. I was loaned $500.00 and was expected to pay back more than $1000.00. I made over $600.00 worth of payments before I realized that their practice of requiring the use of automatic ACH transactions was illegal, that the interest rate was more than the allowed interest rate for Iowa payday loan laws and that they were not licensed in the state of Iowa. I have contacted my bank to stop the ACH transactions but Northcash is harassing me and calling all hours of the night and sending collection letters.... |
GVA Holdings, LLC Payday loan can't contact lender can't contact lender May 4, 2016 - Told me my account was settled and paid in full and even sent me text and ca n't seem to get their act together and want this collection activity to stop. Unable to contact - due to leave of absence.... |
GVA Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for April 21, 2016 - - payday loans were taken out in my name by someone and they were all done over the phone, and each payday loan said they verified my information, work, bank, etc. What they verified was wrong. The info they had was opposite, I was unemployed, homeless, and bank was at close to $0.00 balance with no automatic deposit. Now it way overdrawn and in the negative. - for $700.00 ; North Star Finance for $400.00 ; and - for $520.00. I ca n't even get a credit card and how these were even approved, I do n't understand. ... |
GVA Holdings, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money April 1, 2016 - I applied for a loan, the company called my bank with me on the line and verified my information. I was told that the I was approved and that the money would be deposited into in two business days. at that time I was offered to received the loan in one day by paying an additional $12.00 fee. On the day the money was supposed to be deposited in my account. I received a call from the company saying they needed a different work number. I had provided them with my supervisors number. They called after the wire cut off and there was no way to get me the money in addition they had been given the o... |
GVA Holdings, LLC Payday loan can't stop charges to bank account can't stop charges to bank account March 23, 2016 - So I took out $320.00 from northern plains funding and before taking out any money I asked if there was any interest fee they said I did n't have to pay interest if I did something called a pay down. Which is longer term of payments but cheaper price. So instead of paying $97.00 a paycheck, I would only have to pay $10.00 a paycheck for a longer amount of time. I 've already paid up to $320.00 of payments to them and they are still charging me $97.00 a paycheck. I can not afford this any longer and it 's really beginning to stress me out. They told me I still owe about $400.00 more... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 15, 2016 - I was looking up payday loan companies online and came across this payday loan website - and they advised that i can get a payday loan in five minutes. I filled out a ll the info that was asked and was contacted via e-mail by Northern Plains Funding , LLC. Then was contacted by an agent that advised me that i was approved for $300.00. Went through the process of verifying all my info with the agent like my contact info, place of employment and my bank information by calling my bank on 3way with the agent on the phone asking my bank questions to verify that it was my bank account and in go... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 15, 2016 - I took a payday loan for $400.00 with North Cash on -/-/-. They took the first payment on -/-/- for the amount of $95.00 and after that, they 've been taking $55.00 weekly for 10 weeks. I called today -/-/- to ask for a pay off amount and they told me I owe $430.00 so I asked why if the loan was only $400.00 and she responded that all the money they been taking out of my account was interest. ... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 15, 2016 - I got a $300.00 payday loan from northern plains funding. I was not made aware that I would be paying over $2000.00 to pay off my loan. They are currently taking $90.00 from my account every payday stating that the $90.00 is only paying for the interest. I have called to make payment arrangements and to get advice as to how to pay this off and they refuse to give any help. ... |
GVA Holdings, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft January 13, 2016 - I received a call from a man stating he was an attorney wanting me to call a number because of a bounced check. I called the number the lady was rude she said I was a liar and I furnished them with a check from - - - I do n't have an account and a pay check stub. and that I could n't file fraud because I did n't have a police report I told her how can I file when I did n't have anything to file. the phone number of this company is - claim number -. I called the federal trade commission and they forwarded me to you. They said they are taking me to court and if I do n't show up I ... |
GVA Holdings, LLC Payday loan can't stop charges to bank account can't stop charges to bank account December 30, 2015 - I can not keep up with my payments, barely getting by Paycheck to Paycheck, my Account has been constantly negative & I did not know the State of Oregon does not allow Online Payday Loans. I contacted to State of Oregon regarding this matter & they suggested contacting this Agency via Website. It is an - for Online Payday Loans called Greenline Loans https : //www.greenlineloans.com The Consumer Protection - Oregon Department - recommended that I contact this agency. ... |
GVA Holdings, LLC Consumer Loan managing the loan or lease December 22, 2015 - I took a $500.00 loan out with Northcash in - 2015. I originally set up payments that would take longer to payoff but decided that I wanted to change to the shorter term. When I called them approximately 2 weeks later to change it, I was told I could not change it therefore I have already paid $1900.00 on a $500.00 loan. They take $130.00 every 2 weeks. I want them to close my acct and consider it paid in full since I tried to have my terms shortened and they refused .... ... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 21, 2015 - Green lineloans the Lender has been paid back - to date on a - dollar loan. After consulting with my attorney I found out they are not licensed to do business in the state of California and I over paid them - which in the interests of good faith I 'm not asking for a refund. Thy claim I still owe - and change. ... |
GVA Holdings, LLC Debt collection cont'd attempts collect debt not owed debt is not mine December 15, 2015 - these people started calling me on -/-/2015 about an illegal usury interest rate account, that they purchased from - -. - - does not have a license to make these type of transactions in the state of California ... ..I advised them that I will not pay $900.00 in interest on a six month account and requested their license number..they have not provided it to me. ... |
GVA Holdings, LLC Payday loan can't contact lender can't contact lender December 11, 2015 - A company called North Cash will not stop harassing me about a supposed loan they gave someone - but not me. I 've never had ( or needed ) a loan. I 've mentioned that they need to stop contacting me and that they should abide by the Fair Debt Collection Act, which requires them to stop contacting me because clearly they gave a loan to someone who was n't me. I have spoken to the police about this, yet North Cash refuses to stop calling me on my cell phone and at my office. The - people who have contacted me are very rude and no matter how many times I tell them that I 've never taken a loa... |
GVA Holdings, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay December 2, 2015 - I received a call from - - - -, for an unpaid payday loan. He told me that I had been contacted several times for the unpaid debt, e-mail, and mail. I have received no e-mail, or mail concerning the debt. He told me that the parent company is going to press charges, he had my social security number. He also said that he would be contacting my places of work, and most likely will have to pay the court restitution of over five grand. I might even be put in jail. He would not give me a copy of the so called affidavit ''. He told me that I would have to get a criminal attorney, becaus... |
GVA Holdings, LLC Debt collection improper contact or sharing of info talked to a third party about my debt November 10, 2015 - I have been receiving threatening calls from - -. In their voice messages, they state that they are going to sue me and have me served with papers at my place of employment and at my home. In addition, they contacted my parents and disclosed all of the information regarding this debt '' and told my parents that I was going to be sued. When I attempted to call - - to question them about their harassment and collection tactics, the case worker who refused to give me his name stated that my father was right about me, I never pay my debts and steal money. This is insulting and false o... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect November 5, 2015 - I was recently in a financial crunch and needed to meet a child support obligation etc .... I applied online for a payday loan and was lied to about the way the actual payday loans work. As a result I have had to close my bank account and send a Cease and Desist Letter. I still continue to receive threatening phone calls and harassment of my family members.I have paid over $600.00 in fees without touching the original principle amount of $500.00. I am having to retain an attorney to stop the harassment. ... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect October 15, 2015 - Took out this loan in the amount of $600.00. Was told that the loan was $130.00 per week but was not told that the loan the following 2 weeks and going forward would be $200.00. I found that out when they debited my account and I called them. They then sent me a copy of my application. I also found out today from the Indiana DFI hat this company is unlicensed to lend in Indiana and that the percentage rate is well over what is allowed ( 720 % ). ... |
GVA Holdings, LLC Debt collection communication tactics frequent or repeated calls September 30, 2015 - They found my number from somewhere, and they constantly call making threats that they will show up at my work on - - or at my home. This can not be legal. Then they state I have been notified and just hang up before I can even say anything. I am disputing and I told them that. Yet, they still call and make threats to show up at my work or home. ... |
GVA Holdings, LLC Consumer loan taking out the loan or lease September 21, 2015 - I was advised that I was approved on Friday -/-/2015. I had to call back to provide my debit card number. I was assured I was approved on Friday and when I called back on Monday, I was again assured that the loan was approved. However, no funds were deposited on Monday -/-/2015. I asked for my bank balance and the loan was denied after giving my bank balance after underwriting was contacted. 1. My loan was approved on Friday. 2. My balance has nothing to do with an underwriters decision from Friday but denied today. 3. As a result of their actions, I am in deeper debit by - $640.0... |
GVA Holdings, LLC Debt collection improper contact or sharing of info contacted me after i asked not to September 2, 2015 - Calling a private business phone. The phone is located in the lobby of a major hospital in - Oregon. The line that gets called redirects to a specific unit, employees at this hospital have no knowledge of the name of the - persons that they are calling for. Multiple staff have repeatedly explained that to the company and have asked to have the nubmer taken off their list, and they continue to call daily. ... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect August 25, 2015 - APPLIED FOR PAYDAY LOAN FROM WHITE HILLS CASH AND - BOTH COMPANIES HAVE CHARGED OUTRAGIOUS INTEREST RATES. UNABLE TO PAY THESE. ... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect August 20, 2015 - I had to take out a number of pay day loans to help cover exspenses ive been trying to pay but at 783 % interest it is almost impossible they wont stop calling am im at my wits end and I do n't know where to turn ... |
GVA Holdings, LLC Consumer loan managing the loan or lease August 13, 2015 - I wanted clarification on the OH installment loan laws. I recently got a $400.00 loan but am having to pay back a total of $2800.00 ( which includes a $2400.00 finance charge ). Is this even legal in Ohio? I wanted to double check before I start paying almost $3000.00 on a $400.00 loan. Please help. ... |
GVA Holdings, LLC Payday loan can't stop charges to bank account July 1, 2015 - Took out a payday loan and the loan has been paid back since - 2015 plus interest, Payday lender still debiting account. I would like the payday lender to cease and desist from debiting my account, and return any and all funds back to my bank account paid after - - 2015. I 've paid this lender back - so far. This lender also did not follow NJ laws for payday lending and interest rates. ... |
GVA Holdings, LLC Debt collection false statements or representation impersonated an attorney or official June 5, 2015 - Left me multiple vocie message advising that they were serving legal court papers on friday between - for a judgment against me. I could contact - and left a refrence ID most of the time they called private but happened to call with - - of the times. ... |
GVA Holdings, LLC Payday loan can't contact lender May 26, 2015 - In 2012 I borrowed money from Spot on Loans and paid them in - months later. They did auto withdrawals from my checking and I have the bank statements for proof this paid. Now I am getting collection agency calls to collect on this same account or rather same date of service, and that is the only Payday Loan I made on this date of service.. phone number - - - and another collection Agency last week from phone number -, -. I explained this account paid in full previously and they always send it to another agency. They not only call my number but have found other people in my f... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect April 12, 2015 - Took out payday loan of $600.00 and it turns out that the payment plan that they set up continually renews the loan without any of the payment being applied to principal. I should have read the fine print. I believe that the interest rate that they are charging me is in excess of the PA rate cap by law ... |
GVA Holdings, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay April 2, 2015 - - KEPT TAKING MONEY FROM MY CHECKING ACCOUNT, AFTER I TOLD THEM I WANTED FINAL BILL AND WOULD PAY VIA MONEY ORDER VIA - MAIL. ON OR ABOUT -/-/-/- - - FROM - - - CALLED SEVERAL TIMES STATING THAT I WOULD BE - AND THAT SOMEONE WAS COMMING AND KEPT CALLING - TRYING TO SEND CEASE AND DESIST, DO NOT CALL, VALIDATION, I HAD ONLY - - FROM CALLER I.D . - finally delete - tradeline from all bureaus, - etcc. ... |