Resources for resolving common issues with Zwicker & Associates products and services
You can reduce the number of unwanted calls from Zwicker & Associates you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Zwicker & Associates Credit card other May 20, 2016 - - - - - - violated my FTC right to charge back a debt by declining a legitimate charge-back of $1100.00 for my -/-/- at the - - -. The hotel 's dirty pool failed state inspections and put my husband in the hospital with a - - that cost $15000.00 ( Doc : My letter dated -/-/- ). - committed BAD FAITH by reducing its Over Time Repayment Services and wrongfully declining a credit card charge to my computer repair company. I closed the - account and returned my charge card on -/-/- ( Doc : My letter dated -/-/- ). -... |
Zwicker & Associates Debt collection cont'd attempts collect debt not owed debt is not mine December 1, 2015 - I received a call from Zwicker and Associates on -/-/2015 from phone number ( - ) -. I returned the company 's call and inquired as to what they were calling about. The representative I spoke with confirmed that they called me in error and that they had no account related to my phone number. I received another call from Zwicker and Associates on -/-/2015 at -. I do not have an account in collections and the debt they are contacting me in regards to is not mine. ... |
Zwicker & Associates Debt collection cont'd attempts collect debt not owed debt is not mine November 19, 2015 - Zwicker & Associates ( - ) has called me -, telling me that I have outstanding - - credit card debt. This is NOT my debt. I shared basic info about myself ( address, last - of social ) and they confirmed it is not my debt. But they continue to call. I am worried they will use my information to do more damage to me. ... |
Zwicker & Associates Debt collection taking/threatening an illegal action threatened to sue on too old debt October 8, 2015 - Received a letter from - - -, - to take me to superior court of California for a debt that is - years old! The collection company or attorneys are Zwicker & Associates, P. C. in -, CA -The Credit Card is -. ... |
Zwicker & Associates Debt collection communication tactics frequent or repeated calls September 28, 2015 - They called a few times already. But leave no message or whatever. I do not know who they are but I did - there number. It could be from when - - is paying - dollars of bad debt practices to consumers so my other debts might have been paid to them. But nothing in my mail or anythingelse except there phone calls but not leaving messages is harrassment anyways. ... |
Zwicker & Associates Debt collection disclosure verification of debt right to dispute notice not received September 27, 2015 - Zwicker and Associates checked my credit report twice. Once in -/-/- and -/-/-. My account allegedly defaulted in -/-/- ; therefore, Zwicker did not have any reason to check my account in -/-/-. I find it was not a permissible reason to check it in -/-/-. ... |
Zwicker & Associates Debt collection false statements or representation attempted to collect wrong amount June 26, 2015 - VIOLATED FAIR CREDIT BILLING ACT '' AND FDCPA '' ... - DIFFERENT COMPANIES DEMAND SAME PAYMENT OF FRAUD ACCOUNT - - AND NOT MY ACCOUNT. FORMAL FRAUD AFFIDAVIT FILED WITH FTC '' CASE # - AND WITH - ... |
Zwicker & Associates Student loan dealing with my lender or servicer June 12, 2015 - Between -/-/- and -/-/-, I cosigned for my son a series of - student loans through - ( - - - - ). - months after -, he began the process of repayment. At some point in the following - years, my son failed to make regular payments and the loans were subsequently turned over to a collection agency called Zwicker & Associates , P.C . When they reached out to me for the first time, I was stunned to find out my son and I were into this agency for roughly $31000.00. I explained to them that I as a cosigner, had never recieved a notice of delinquency from anyone... |
Zwicker & Associates Debt collection taking/threatening an illegal action sued w/o proper notification of suit June 5, 2015 - I have had payment arrangements with this debt collector for several years now. Thay have been taking the arranged payment from my bank account on a monthly basis. The terms of my arrangement have expired and they claim that because I have n't contacted to make new arrangements, they have opted to sue me. - days prior to being served, this company did take a payment from my account. I have never received any kind on notice outlining new payment arrangements.. I have never been sued and I find this to be just an excuse to get additional money from me. I am emotionally distraught over this. T... |
Zwicker & Associates Debt collection taking/threatening an illegal action attempted to/collected exempt funds June 3, 2015 - I made contact with Zwicker and Associates on -/-/15 to discuss the - - bill they are handling to see what our options were. We were served with a summons in -/-/- and sent in our answer and instead of going through the courts we wanted to see if we can rectify the matter outside the courts. We talked to a collector I believe his name was - and when I proceeded to tell him our income situation ( primary holder got laid off in -/-/- at the time the payments stopped and hes now on unemployment, spouse works part time and expressed we get help from family to keep a roof o... |
Zwicker & Associates Debt collection communication tactics frequent or repeated calls May 14, 2015 - This is my place of business. The number being called is the main desk number that is answered by customer service representatives. Not once has my personal cell phone nor home phone be used to attempt to contact me regarding this matter. I have no idea who is calling - they never leave a message once transferred to my direct line. ... |
Zwicker & Associates Debt collection communication tactics frequent or repeated calls May 4, 2015 - They call me - times a day with different numbers I google the number and called back they pressured me asking for my name and last - of my ss number and saying if this was me. Then they say I owed xxxxx and asking for my bank account numbers there are many scam with this company ... |
Zwicker & Associates Debt collection false statements or representation attempted to collect wrong amount May 4, 2015 - I am writing about the company called Zwicker & Associates, a debt collector located in -, MA. I live in MA also and when my daughter was at - - I took out a MEFA loan for $3000.00. I fell behind because of a - and was unable to keep up the payments. The loan was given to Zwicker and I have been paying $100.00 a month to them for a couple of years. I asked them for a statement and received something that did not clearly tell me how long I will be paying this bill. I am helping my daughter by paying this bill, because I signed for the MEFA loan and she already pays about - a ... |
Zwicker & Associates Debt collection cont'd attempts collect debt not owed debt was paid April 21, 2015 - Settled debt with Zwicker & Associates P.C. ( - ) for less than full amount on -/-/15. They took payment and told me that I would get a letter noting this after 21 business days had passed based on what some bank told them they need to do. I have called them @ - a total of - times requesting this letter and have been told that it was mailed but have not rec 'd it. After calling again today -/-/15 ( - --ext - ), I was told that - of their attorneys has to approve the letter being sent but they would not allow me to speak with this attorney for clarification. I a... |
Zwicker & Associates Debt collection taking/threatening an illegal action seized/attempted to seize property April 16, 2015 - Company garnished my bank account along with those that I was associated with even thought I was in a payment agreement with them and current on the payment agreement with no notice or attempt to renegotiate the agreement. ... |
Zwicker & Associates Debt collection false statements or representation indicated committed crime not paying April 2, 2015 - I received a call from Zwicker and Associates claiming I owed a debt to - - - voicemail ). I called - - to see if there was some old debt of which I was n't aware. They told me all my accounts were in good standing and that there was no debt. I researched the phone number on the internet and discovered this company harrasses consumers and tries to convince consumers that they have a debt. ... |