Resources for resolving common issues with Zarvad III S.A. products and services
You can reduce the number of unwanted calls from Zarvad III S.A. you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Zarvad III S.A. Payday loan received a loan i didn't apply for received a loan i didn't apply for October 27, 2016 - Getting a call from a - about a payday loan back in -/-/2012 mypaydayloan.com. They are staying that they will serve me papers at home/and at my job with my manger. I asked for proof first from this company, but they said that the " papers will be my proof ''... |
Zarvad III S.A. Payday loan can't stop charges to bank account can't stop charges to bank account October 25, 2016 - I made a loan with MyPayDayLoan.com. Shortly after making the loan, I was not able to repay the scheduled payments. I have a tax lien filed against me, and my pay has has been garnished. In the process of trying to make a repayment plan through a debt counseling company, they refuse to work with them. Meanwhile they call me numerous times per day and at least one email each day trying to collect. I have attached two of their most recent emails for your review. One, I consider to be threatening as they claimed to have reported my bad check to Contribution, a service of SCAN??? I never sent them... |
Zarvad III S.A. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 14, 2016 - I applied for a $500.00 payday loan online -/-/16. I later discovered that they are not licensed to do business in my State, which is Alabama. Nor do they meet the loan limits set by the State banking regulator, thus I feel this loan is illegal and prohibited in the State of Alabama.... |
Zarvad III S.A. Payday loan applied for loan/did not receive money applied for loan/did not receive money May 10, 2016 - Applied for a loan and was told I needed to send a - dollars via - card as verification of employment to receive a - Loan and when that was done the funds would be deposited into my account but when I completed that the company told me I had to pay an additional - for federal taxes. When I told them I was n't sending anymore money they started threatened me with legal action... |
Zarvad III S.A. Consumer Loan problems when you are unable to pay March 8, 2016 - I sent the loan company a letter requesting them to revoke my ACH debit authorization based on my consumer rights. In addition, I asked that no phone calls be placed to my place a work or business. The days I sent the letter via email I received a call from a private number to my work and personal cell. A lady by the name of -, told me that she would not honor the letter I sent asking to revoke my ACH debit authorization. She begin to harass me and became very unprofessional. I researched the company and found out they do not have a CA state business license and their fees for the loan was ... |
Zarvad III S.A. Payday loan can't stop charges to bank account can't stop charges to bank account February 26, 2016 - I had a loan for - from Mypsydayloan.com. On -/-/- I sent them a notice revoking ACH authorization because although I had already paid them - they still showed me owing a balance of -. The legal interest rate for a payday loan is - per -, which would be - maximum interest. This morning I looked at my bank statement and they have once again taken - despite my revoking my ACH authorization. ... |
Zarvad III S.A. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 11, 2016 - I have been paying $180.00 a month through direct debit withdrawal from my checking account for several months on a $600.00 loan. The $180.00 a month was an " Extension '' that I thought was installments to satisfy the original loan. This company has received $2000.00 in fees on a $600.00 loan and I still have a balance due. They did send me a contract that I agreed to in haste and did not clearly understand. Although I understand payday loans, how is it fair business to charge this amount on a $600.00 loan? This equates to over 300 % interest in just an extension fee??? There shou... |
Zarvad III S.A. Debt collection cont'd attempts collect debt not owed debt was paid October 21, 2015 - This company claims I owe over $700.00 and refuses to provide me with their address. They state they will only accept payment via -. I have been contacted by collections @ mypaydayloan.com. ... |
Zarvad III S.A. Payday loan can't contact lender September 22, 2015 - I received a loan for - from mypaydayloan.com. I needed to change my banking info but I 've been unable to log in to see any of my information and also they do not give you access to view your loan contract or payment history. Because of this and not being able to contact them by phone the loan has now defaulted. Immediately following the default they began to send me harassing emails stating that I would never be able to get a bank account or write checks at - and -. I contacted the - to file a complaint because they are also not licensed in the state of Nevada. The - could not... |
Zarvad III S.A. Debt collection improper contact or sharing of info contacted employer after asked not to September 17, 2015 - On -/-/2016 my human resources manager came to me with concern over a phone call that she received from a - - '' asking her what our company 's procedure regarding them coming to remove me from the company. I looked at the phone number she had written down and recognized it to be that of a collection agency that I have dealt with in the past regarding a online payday loan with my next day cash '' I called and spoke with a male who would not let me speak with - - and who went on to describe the debt and informed me that it was check fraud, several attempts to serve me with a... |
Zarvad III S.A. Payday loan can't stop charges to bank account August 28, 2015 - I placed a cesase order with PayDay Loans and they tried to continue to debit my account with - - -, which require me to close my account. The Lender has submiited the debt to a third party collection agency - - - - - - NY who has harrassed my terminally ill husband home, threaten me with legal action advising me I needed to appear in my county court house in - hours, contacted my place of business - times. ... |
Zarvad III S.A. Payday loan can't contact lender June 20, 2015 - - calls my mobile phone daily asking me to bring my account current '' with them. I have never had any loans with this company or prior contact with them. The messages are automated voice recordings made outside of hours where I can speak to someone and get them to stop. I have found that this company is based in - - and thus acting outside the laws of the United States and the state of Texas. ... |
Zarvad III S.A. Debt collection communication tactics frequent or repeated calls June 19, 2015 - Ive have called them several times to tell them to stop calling me but they just harass me over the phone with inappropriate comments ... .then after i hang up and threaten them with a harassing complaint they proceed to send me numerous emails ... ... |