Ohio Consumer Complaints

Review and Analysis of over 16,305 financial product complaints in Ohio

Most Complaints
by company in Ohio

CompanyComplaints
Bank of America1,001
JPMorgan Chase 917
Citibank 883
Equifax 727
Experian 663
U.S. Bancorp 655
Wells Fargo 650
TransUnion 609
PNC Bank 571
Ocwen 546
Fifth Third Bank 491
Capital One 487
The Huntington National Bank 471
GE Capital Retail 326
Navient 291
Nationstar Mortgage 259
HSBC 242
KeyBank NA 230
Ditech Financial LLC 215
RBS Citizens 193

New Complaints in Ohio


Debt Recovery Solutions, LLC Debt collection attempts to collect debt not owed debt is not yours

March 16, 2019 - On Thursday, -/-/2019 I received a letter from Debt Recovery Solutions regarding an alleged debt they were trying to collect for -. I called the phone number stating I have never done business with either company. Debt Recovery Solutions had MY vital information including my social security number. I then contacted - account services, and they provided me with information on the alleged agreement including a DOB and a Social Security number that belongs to MY FATHER, not me. My father and I share a name, he obviously is -, and I'm - - has the correct information, whereas their...

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CCS Financial Services, Inc. Debt collection written notification about debt notification didn't disclose it was an attempt to collect a debt

March 14, 2019 - See thru - - that - is showing a debt ( - doesnt have this on their report ) from a company called - - - for - in the amount of $640.00. I have disputed this on -/-/-, -/-/- and -/-/- as a debt I dont know about. Never once have I received written notice or a phone call stating I have this debt Im trying to improve my score and its the only thing showing negatively on my report. Says this was opened in -/-/-. Again I am not aware of this as I have not gotten any information on it....

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LAKEVIEW LOAN SERVICING, LLC Mortgage trouble during payment process

January 31, 2019 - I sent a check for $2900.00 to - on -/-/-. I called 2 weeks later to check on bill and receipt for the $2900.00. The mortgage co. said they put the money on 3 house payments in the future with $120.00 left overbalance. I said that was wrong and I filled out bill for a principal payment of $2000.00 plus one house payment with no money left over, and again asked for receipt and new bill for mortgage. We then waited and no bill or receipt ever came we then repeated process 5 more times and 5 more times no bill or receipt ever came until -/-/- bill came only one with tax infor...

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HCFS Health Care Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours

December 5, 2018 - I have repeatedly tried to fix this problem with - - -. I know my rights and this account has not been investigated nor validated. I asked for cease and desist also, I asked for an investigation for this account requesting : To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some cont...

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Oracle Financial Group LLC. Debt collection communication tactics frequent or repeated calls

September 6, 2018 - Representative from Oracle group, LLC called my work # ( - -/-/18 ) - when he got my voicemail he called back and spoke with the receptionist and said he wanted me paged. She refused and gave him to my voicemail ( Said his name was - ) I called back at - - and spoke with Mr. - and asked him to identify what company he was with which he then went into " There is an open investigation on you ''. At that point I told him not to call my work number and not to contact me as I will not be threatened. He then called my cell phone at - -, - -, - -, - -, - -...

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Pacific Union Financial, LLC Mortgage trouble during payment process

July 29, 2018 - I received a call from Pacific Financial recently asking if I've gotten my annual escrow statement, which I hadn't. I went on line and obtained a copy. Pacific Union wants to increase my Monthly payment by 19.2 % My current payment is $920.00 and they now want to bill me $1100.00 which is an additional $180.00. This change was to correct their error in obtaining the correct escrow for my taxes. I provided them my annual taxes in -. The escrow amount necessary to cover my taxes and insurance only increased by $63.00 previous amount was $270.00 and it is now $340.00. They are requ...

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Valentine and Kebartas, Inc. Debt collection threatened to contact someone or share information improperly contacted your employer

June 27, 2018 - They contacted my employer in -/-/2018. I do not owe money to this company but yet told my NEW employer of less than one month that there was a court order against me....

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ProCollect, Inc Debt collection attempts to collect debt not owed debt is not yours

January 3, 2018 - The company was asked to verify the debt and refused on multiple occasions, when finally Pro Collect 'provided evidence the debt was valid ' via mail, they mailed me a bill for someone who was not me for an address that was not mine and claim it is valid. They exceeded their 30 day window to provide me evidence and when they finally provided the 'evidence ' they provided a billing ledger for a woman that was not me and is several years older than myself who began renting with them in -/-/- when I was still a minor. They are claiming this is evidence the debt is valid, well outside their 3...

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ProCollect, Inc Debt collection attempts to collect debt not owed debt is not yours

January 2, 2018 - I attempted to contact the regional supervisor over the property, - - - -, that is claiming the debt against me via fax and phone on multiple dates over the last two months. The first attempt came on -/-/-, after trying to contact the parent company - - on -/-/- and was directed to resolve the issue directly with the regional manager. I contacted the office again -/-/-, -/-/- and -/-/-. Every time I was told this individual would call me back and never did so. I sent over a fax the last week of - and received a confirmation that...

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Allied Interstate LLC Debt collection communication tactics frequent or repeated calls

July 18, 2017 - Beginning - / - /2017 started receiving calls from - . On - / - /17 they called @ - - , - - . On - / - /17 they called @ - - , - - , - - , - - . On - / - /17 they called @ - - , - - , - - . On - / - /17 they called @ - - , - - , - - . The first couple of calls I answered not knowing who it was on the line. They do not answer me, I can hear noises in the background like faint voices and phones ringing, but they never speak. If...

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GLA Collection Company, Inc. Debt collection communication tactics frequent or repeated calls

May 3, 2017 - this company PROMISED to take my name off there list ..they keep calling and harassing my pre-paid cellphone i just bought - weeks ago for baseball for my son. They are wasting my minutes by calling for someone that does n't exist. They call many times a day and keep leaving message 's which runs down my minutes. I have told them wrong number and they continue...

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Enova International, Inc. Payday loan applied for loan/did not receive money

April 18, 2017 - I applied for a loan online. I had used this compan y two years prior, and I had not realized I had old bank information on the account, so the loan of $250.00 was sent to a closed account. I realized what happened the next day when the funds were not deposited to my current bank account. I contacted CashNetUSA immediately, and I was told not to worry, the receiving bank would reject the funds, they would get it back, and that loan would be considered null, since I couldn't/did n't receive the funds, and if I wanted the loan still, I would need to apply again after they received the funds b...

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Experian Credit reporting incorrect information on credit report public record

April 12, 2017 - I filed a chapter - bankruptcy in -/-/2015 which was switched over to a chapter - in -/-/2015, that same year. The chapter - bankruptcy still shows on my credit report as dismissed while the chapter - has been discharged for a year now. So i have - bankruptcies on my credit report when i have only filed the -. It is hurting my ability to recieve any type of loan or anything of that sort....

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Experian Credit reporting incorrect information on credit report information is not mine

April 12, 2017 - Despite my multiple written requests, the unverified items : -, -, and multiple unauthorized inquiries from - - to - -, still remain on my credit report in violation of Federal law. In their results of re-investigation, Experian stated, in writing " verified '' that these items are being " reported correctly ''? Experian still has not identified who in their company verified the accuracy of these accounts or how they verified them. Experian 's failure to provide me with verifiable proof required for their company to post the accounts listed above is evidence that it does not ...

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Shellpoint Partners, LLC Mortgage loan servicing, payments, escrow account

April 10, 2017 - - Hardship Statement -/-/- to Shellpoint for : -, OH - Account # : -, OH - Account # : - It has been documented through Consumer Financial Protection Bureau ( Complaint # - ) for the past year that I have repeatedly asked Shellpoint to adjust the APR on my - property. I completed their forms numerous times for both addresses, but they would always send me an additional form. So, the mortgage modification would never be complete for -. I did not request a new modification for -, only -. In -/-/-, I was - for - ( - ) due to mortgages -. My ...

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The CMI Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 9, 2017 - I have an unverified account from CREDIT MANAGEMENT. I had previously disputed this account. I have never done business with CREDIT MANAGEMENT. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that CREDIT MANAGEMENT provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the de...

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HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 9, 2017 - I have an unverified account from ARS ACCOUNT RESOLUTION. I had previously disputed this account. I have never done business with ARS ACCOUNT RESOLUTION. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ARS ACCOUNT RESOLUTION provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p...

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The CMI Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 9, 2017 - I have an unverified account from CMI. I had previously disputed this account. I have never done business with CMI. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that CMI Provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the deb...

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Citibank Credit card billing disputes

April 8, 2017 - The creditor violated the Fair Credit Billing Act. I previously notified the creditor that I did not receive statements from - through - due to an incorrect address which I notified the creditor of several times in writing and over the phone. The creditor did not respond to my complaint as requested and have incurred two 30 day delinquencies as a result.I contacted Citibank and spoke with a representative named - who concurred with me.The representative also advised me that online access was canceled without my knowledge or authorization....

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

April 7, 2017 - inquiries that i didnt initiate are on my report and TU is n't removing and stated i need to refer to creditors. i have and was referred back to them and told that it stays for 2yrs. it should be deleted as other bureaus have done. If i never called these creditors and asked for the inquiries i shouldnt have to call and go back and forth between companies for a removal. TU has sent me back and forth needlessly. my dispute should n't have to take all year to complete nor even a week....

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Choice Recovery, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

April 7, 2017 - I had a medical bill with a company named - - in - of -. The bill was not paid in a timely manner so it was sent to a collection agency called Choice Recovery in - of -. Within 30 days after Choice Recovery received the bill it was reported to my credit report on - -, -. I contacted - in - of - and asked if I could pay the bill off. The employee informed me that it was at a collection agency and that I had to contact them. I told her that my bill was with - and not the collection agency. She refused to take a payment over the phone. I asked if I sent a mo...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute

April 6, 2017 - I disputed a collection account ( - ) reporting to Transunion and I asked them for validation of the account ( original document with my signature ) and they said that the account was verified. I also asked the collection agency for validation and they sent me what appears to be a screenshot of a bill that does not belong to me. Transition has not provided to me any proof of validation of this account, only saying that it was verified which is unsatisfactory....

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Experian Credit reporting incorrect information on credit report account status

April 6, 2017 - ATTN : Legal Department, This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being furnished. This no...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms

April 6, 2017 - ATTN : Legal Department, This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being furnished. This no...

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USAA Savings Credit card billing disputes

April 6, 2017 - I pay $700.00 to my USAA visa credit card on -/-/-, and it is not reflecting on my credit score. They said every thirty days they report to the credit bureau but I still do not see it reflecting on my score its been over 30 days. The VA has given me an opportunity to get a house loan but wanted me to take care of this card to lower my balance on this card and my - card, I did and I score dropped - points. since -/-/- 87 % of the time I have been paying regularly money coming from my account but my score never reflects. I am at a lost I do not know what to do. PLEASE HELP ME, ...

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Citibank Credit card closing/cancelling account

April 6, 2017 - Sears/CBNA started reporting on my credit on -/-/- for a credit card that was closed in -. This event negatively impacted a credit card application I had submitted with -....

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U.S. Bancorp Bank account or service deposits and withdrawals

April 5, 2017 - I have had many issues with US Bank, but this is the icing on the cake. US Bank continues to charge fees and allow transactions that should not be authorized to go through on my account. I cant even begin to explain how many times I have had to call to complain about my accounts. Last month, an unauthorized transaction of - went through on my account and a check to the - was sent back ... they never refunded me for the NSF I was charged. Today, US Bank sent back a check that was cleared on my account tuesday. I explained to them that when I checked my balance on their MOBILE app, that m...

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Stonegate Mortgage Corporation Mortgage loan modification,collection,foreclosure

April 5, 2017 - I fell behind after starting my own business I fell into foreclosure but fully reinstated and I was on track again. Few months past and I got injured working mind you I am running my business alone. I fell behind on my payments the house went into foreclosure I kept saving money to reinstate. I applied for a workout packet to see it I qualified for a loan modification or some sort of assistance. Well in the interim a sale date was placed on the house so this now becomes a very time sensitive matter. I sent in all required information even though I was after the dead line of 10 days before sale...

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Experian Credit reporting incorrect information on credit report account terms

April 5, 2017 - ATTN : Legal Department, Report Number - This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being...

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U.S. Bancorp Bank account or service deposits and withdrawals

April 5, 2017 - I was informed that my business account at US Bank - - - -, OH - was in the negative for - $64.00 on -/-/2017. So on -/-/2017 I went into the branch bank and and deposited $90.00 leaving my account in a positive $26.00. I then brought some groceries at the - totaling $16.00 leaving a positive deposit of $10.00. Later on that afternoon, I go on line and see that I received a $36.00 overdraft fee making my account a negative - $28.00. Then one of the tellers from the US Bank branch office calls me to inform me that I am now a negative - $28.00 and I will also get...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 5, 2017 - I have not ever received any communication from this collection company. It just was placed on my credit report. I have no idea who they are. I have never had any dealings with them at all. I do now owe this debt....

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I.C. System, Inc. Debt collection communication tactics frequent or repeated calls

April 5, 2017 - I was a customer for many years. We have cottage at - Ohio. We open it up in -/-/- And close it in -/-/-. In late -/-/- I Packed the equipment and sent it back. I call - and said we were done for the year. They continued to bill us until -/-/-. I tried to fight it but they would n't agree. I do n't owe these extra charges....

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Wells Fargo & Company Bank account or service account opening, closing, or management

April 4, 2017 - Wells Fargo switched around their monthly statements to exclude activity I do every month ( - debit transactions ) on the same day and then charged me a service fee. They are refusing to refund me the $10.00. I suspect this is widespread. They purposefully make statements on odd dates that do not coincide with calendar months and change the statement time periods to trick consumers....

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Synchrony Financial Credit card billing statement

April 3, 2017 - On - -/-/2017, I opened a new credit account through American Eagle Outfitter with Synchromy Bank - Then on - -, 6 days later, i received an email saying my statement period had ended and I owed $25.00. It said I could view or pay balance by clicking - of - links. I click the links and could not view or pay as I hadnt received the card yet to register my online account with them. So my due date with them is by - -. I have no way to log in or pay this statement balance/. I had this account 6 days before the statement was printed and with the due date of - -, my...

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Convergent Resources, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 3, 2017 - Attempting to collect on a debt that is not only past the statue of limitations, but its also a debt that I do n't owe. They are continuously calling and harassing me....

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Aargon Agency, Inc. Debt collection communication tactics called outside of 8am-9pm

April 1, 2017 - Aargon Agency Inc. is calling me at -. Per Aargon 's records, they know that I moved out of - and now live in - as I am the one who updated that information with them....

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TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc

March 31, 2017 - I have sent various letters to trans union asking them to verify the chapter - bankruptcy that they are reporting on my credit report with my signature, they keep sending me reports back stating its verified but not stating how, or sending proof that this bankruptcy actually belongs to me I have proof that they have n't verified from the courts because the courts do not verify...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

March 31, 2017 - I have credit inquiries that were deleted but re-inserted on my credit. I submitted a credit dispute but they have yet to remove the inquiries. - - - - - - - - - - - - - - - - - -...

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ERC Debt collection disclosure verification of debt not given enough info to verify debt

March 31, 2017 - This is the third company that has tried to collect on this debt. Each time the amount of money they say I owe increases hundreds of dollars. I have contacted - each time someone tries to collect this debt and they say they have no idea that I DO NOT OWE THEM MONEY NOR HAVE I EVER HAD ANY ACCOUNT WITH THEM. they say that they never placed my account for collection. I have sent two validation demand letters to this company demanding that they show me proof that I owe this money, since - themselves have no idea about the debt. The have ignored each request. I have sent a cease and deceit l...

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Shellpoint Partners, LLC Mortgage loan servicing, payments, escrow account

March 30, 2017 - I had a fixed rate mortgage and a set payment of -. Now after my mortgage being sold 3 times it 's now -. Now I 'm late month after month because it 's doubled...

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Citibank Credit card transaction issue

March 30, 2017 - In error a payment was sent by online banking to Citibank Diamond Preferred Credit card with a balance of $0.00. Company processed the payment despite - balance. Upon identifying the error company was contacted to request funds be returned. Company refused to return funds in time period less than 6 weeks. Numerous calls to customer services with no method to escalate complaints within their system...

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ERC Credit reporting incorrect information on credit report account status

March 29, 2017 - The account was paid in full as a collection with the understanding that it would be removed would be removed from my credit file after they received the payment the account was paid and closed on -/-/2014...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

March 29, 2017 - TransUnion reported a tax lien on my credit report which is incorrect. I will send you documentation showing why. - - - - Docket # : - COURTHOUSE -, KY - ( - ) - Date Filed : -/-/- Date Updated : -/-/- Type : STATE TA- LIEN Responsibility : Individual Debt Plaintiff : STATE OF KENTUCKY Amount : $33000.00...

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Experian Credit reporting credit reporting company's investigation problem with statement of dispute

March 29, 2017 - According to the Fair Credit Reporting Act ( FCRA ), the credit reporting agency is required to give me the method of verification within 15 days of my request. This should be hard evidence that goes all the way back to the original creditor. I did not consent for them to use an automated system as means of an investigation process using any online computer program, -, etc. The credit bureaus are required to send the all of the supporting documentation regarding the dispute on to the furnisher of the consumer 's account within 15 days....

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Quality Recovery Services, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

March 29, 2017 - I rented an Apartment from The -. The debt with this company was settled in Bankruptcy case # -. The account was disputed and removed from my credit report. Now another debt collection agency has reopened the account and put the balance on my credit as past due....

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Citibank Prepaid card fees

March 29, 2017 - This card company charges - for each declined transaction fee. It does n't matter if the website is the issue and you have funds available. I was charged - in a two week period and they would only credit - of them. That 's unacceptable to me....

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Experian Credit reporting incorrect information on credit report public record

March 29, 2017 - I contacted experian in regards to a public record for a chapter - bankruptcy list on my file. I disputed this public record mark and asked for verification and they said it was valid. I then contact the bankruptcy court to ask for - procedure in reporting to the credit bureau 's and they responded that they do not report any information to the credit bureau 's. - must have pulled this information from a 3 rd party and the court verified it with me that they do not report to credit bureaus and therefore the public record reflecting this information must be deleted from my credit repor...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

March 29, 2017 - I contacted - in regards to a public record for a chapter - bankruptcy list on my file. I disputed this public record mark and asked for verification and they said it was valid. I then contact the bankruptcy court to ask for three procedure in reporting to the credit bureau 's and they responded that they do not report any information to the credit bureau 's. - must have pulled this information from a 3 rd party and the court verified it with me that they do not report to credit bureaus and therefore the public record reflecting this information must be deleted from my credit report....

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

March 28, 2017 - The credit bureau 's were reporting a bankruptcy and that the courts do not verify a bankruptcy and therefore they the credit bureau pulled the information from a third-party reporting agency and therefore that information must be deleted....

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Experian Credit reporting credit reporting company's investigation problem with statement of dispute

March 28, 2017 - Despite my several disputes, Experian has failed to verify several items on my report. The items still remain on my credit report which is in violation of the Federal law. They have failed to send me copies of the documents that they used to verify accounts for -, -, and -. Supervisor - stated, that is not there responsibility but it is the consumers responsibility, and refuse to remove from my credit report....

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Citibank Credit card billing disputes

March 27, 2017 - I was a sears credit card holder for over 25 years until today. 2 years ago i moved, and requested an address update with my new mailing address. I use an auto-debit payment to pay my bill, and never really gave much thought to it until i was in sears recently and for the 4th or 5th time, again requested an update to my mailing address. I finally got my first statement today, after 2 years ... to see sears has been charging me a " Late Fee '' on every month for at least a year, more likely longer. $37.00 a month, hidden and blamed as my auto debit posted to them on the - ... .1 day after ...

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Enova International, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 27, 2017 - A man named - from a company called - has called me to report a delinquent account on behalf of Cash Net USA as an attempt to collect an alleged debt. I 've never applied for a payday loan, so I called Cash Net USA and they have no record of me or an account in my name. I attempted to call - back and continued to get voicemail. He later called me back from a different number in a different city than the previous call. I 'm sending a DN to the company. I highly suspect this is a fraudulent company. The original number he called from was - and then -....

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Wells Fargo & Company Mortgage loan modification,collection,foreclosure

March 27, 2017 - Wells Fargo took out reverse mortgage on a rental property I had instead of on my home, which I needed one on to pay mortgage and to remove husband 's name from it per divorce. This eventually forced me to move to that house, and my ex husband filed lawsuit for contempt!!! So I was forced to sell my long time home and move to unsuitable property that I could not - ... All because of predatory reverse mortgage. The salesman came to my home twice ... .Knew it was my beloved home. Then at " closing '' - strange unprofessional men I never saw before came to my home ... .When I changed mind a...

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Prince Parker & Associates Debt collection cont'd attempts collect debt not owed debt was paid

March 24, 2017 - I disconnected my services with - - - - on -/-/- but they continued to charge me for service up to -/-/-. When I tried to resolve it with them they said they have turned me over to a collection agency. The agency asked that I email them a letter of explanation and copies of the bills in question and I did. They said they would send me an email in 30 days with what - said and their decision but did not think I would owe that. They never sent any email response and after 30 days they started calling again requestng the total disputed amount. When I asked for the ...

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Barclays PLC Credit reporting incorrect information on credit report account status

March 24, 2017 - marked as improved account then days later marked as chargeoff account when account has been settled and paid since - 2016 which keeps causing my credit score to drop. There is only an issue with -...

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Polaris Home Funding Corp Mortgage application, originator, mortgage broker

March 23, 2017 - I worked with a loan officer name - @ Polaris home funding group. He was helping me with my first mortgage loan but failed to disclose information to me that was part of the contract, such as dollar amounts. 3 days before closing I was told to sign the contract by his under writer - and that I need to rush it and that the dollar amounts on the contract was n't correct but will be fixed by our closing date which was -/-/-. I asked -, - and - why are we waiting three days and they just stated we have to wait for things to go through and then questioned me if I was getting col...

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Experian Credit reporting incorrect information on credit report information is not mine

March 23, 2017 - There are addresses that do n't belong to me and it is fraud. I never lived at these addresses and I want these addresses removed from my credit reports which are as follows. -, - - -, reported -/-/2016 -, - - -, reported -/-/2016 - - - -, -, reported -/-/2016 I have previously requested for these address and old information of previous address to be removed from my credit report the following address below -, - - - I also request that all previous telephone numbers be removed the only telephone number that I want to be listed on my fil...

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Bank of America Credit card transaction issue

March 23, 2017 - I got contacted by - initially on -/-/-. They said they would work on - pages of existing website, do much -, get sales, source codes, key words, get ranking and search engine optimization ( SEO ) all that for a fee and $50.00 per month. The representative was very persuasive and said I needed their services in order to my online business be successful and make money. I ended up paying a total of $5000.00 on my BOA credit card. I am disputing my charges because I was told I have 538 days. The charges were done between -/-/- and -/-/-. I would like to dispute all cha...

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Ditech Financial LLC Mortgage settlement process and costs

March 23, 2017 - Good morning. I 'm trying to settle my home loan with Ditech. My home has been listed on the market for over a year. I finally found a buyer who is offering $18000.00 CASH to purchase the home. It 's a mobile home in a park. Unfortunately, I 'm underwater on my loan. I owe $29000.00 and have been paying on the loan for 17 YEARS and am current on the loan. I just want to sell it and get out of the mobile home park. At first, Ditech told me to do a short sale application, which I did. That was denied because they do n't do short sales on mobile homes in parks. That was run-around # 1. So I w...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

March 22, 2017 - I obtained my credit report and discovered multiple errors. I send a letter to Transunion stating I was disputing a Bankruptcy on my record. The first letter that I sent was on -/-/- and it was signed for on -/-/-. I received a letter back stating they had " verified '' this using a third party ( - ). I sent a second letter on -/-/- and it was signed for on -/-/-, stating that I was requesting the information that they used to " verify '' the bankruptcy. Again, I received a letter saying they verified this information using -, but did not prove and doc...

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