Review and analysis of over 21 Installment Loan complaints against BlueChip Financial
BlueChip Financial consumers have reported over 21 official complaints related to Installment loan. Out of the 21 consumer complaints against BlueChip Financial, 14% were disputed by the consumer (i.e. the consumer was not happy with how BlueChip Financial responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against BlueChip Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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BlueChip Financial Consumer Loan problems when you are unable to pay November 30, 2016 - I got a loan from Spot Loan a few months ago and then lost my job, so ca n't make the monthly payments. For the past week I 've had a collection agency call me threatening to put me in jail saying the fact of Spot Loan not being able to ACH payments from my bank means I wrote a hot check. The call today was a lady saying I 'd be served on -/-/- by who, I do n't know. I know my rights and they ca n't put me in jail for this. I 'm so tired of the calls that I 'll probably change my phone number.... |
BlueChip Financial Consumer Loan taking out the loan or lease September 11, 2016 - I have a loan with Spotloan.com for $700.00 and I have already paid it back but they still want $600.00 more.... |
BlueChip Financial Consumer Loan problems when you are unable to pay September 2, 2016 - this is spotloan which is another predatory type loan sucks you in and cost way more then it should. I have already pay to date - and still have at least - payments leave. it sounds good at first because it is a low amount they take out every two weeks but it is not a good loan. can not pay back at one time so that is where they hurt you on the loan. they charge for there loans 450 % of loan with payments - over lenth of time. can they do that. i now know better on these loans but at the time did not know and needed the money due to finance issues.... |
BlueChip Financial Consumer Loan problems when you are unable to pay August 1, 2016 - -/-/-, I was contacted by SpotLoan about $800.00 dollar loan. I verbally said yes. In haste I did n't understand how high the interest was. The percentage on repaying is 228 %. Sine -/-/-, I have paid the $800.00. But now I will be paying $40000.00 until -/-/-. I receive - in the amount of $1200.00 per month. I receive SNAP in the amount of $16.00. My rent $560.00 per which includes some electric and cable. As of -/-/- I a paying the high interest, which I can not pay. Due to the low amount of food stamps, I used part of my -, for food, medicine, and... |
BlueChip Financial Consumer Loan managing the loan or lease June 13, 2016 - I took out an installment loan with Spotloan ( BlueChip Financial ) on or around -/-/- in the amount of $800.00. They have debited $130.00 twice a month from that date until late - or early - -, at which time, they raised my payments to $150.00 every other Thursday. My payments so far have totaled $ - and I still have at least - more payments left. Do I have any recourse with them in having them close my account and show paid in full? Or, dare I ask, receive some type of refund for paying such a high interest rate? In Oregon, there is a cap on how high of interest... |
BlueChip Financial Consumer Loan problems when you are unable to pay June 10, 2016 - Collector Spotlaon called threatening appearance before a Judge and an arrest warrant. ... |
BlueChip Financial Consumer Loan problems when you are unable to pay May 20, 2016 - They took out $150.00 on - different occasions without my consent. ... |
BlueChip Financial Consumer Loan problems when you are unable to pay April 14, 2016 - I took out an online loan from Spotloan last year 2015 when I had a job. They were taking payments out every 2 weeks from my bank account. I lost my job and my bank closed my account. I am not seeing the default on my credit report. I received a threatening phone call yesterday from a guy named - - who stated he was with some liason company and that they were serving papers on the - of - and I needed to be home or at work between -. I needed 2 forms of ID and that if I did n't comply, I would go to court and jail. Gave me a phone number to call with a reference number. Was very ... |
BlueChip Financial Consumer Loan problems when you are unable to pay March 23, 2016 - I hit a rough spot and became unable to pay for simple things needed for everyday life. I asked for the automatic payments that were set up to be held after the bank tolde chances are they are not licensed to lend in Wyoming. Which after much research they are not licensed. They continually call me from numbers that are n't associated with the company. I am just wanting to pay off the remaining principal in installments. They will not contacte regarding this via email as I requested. ... |
BlueChip Financial Consumer Loan managing the loan or lease March 3, 2016 - When I called into payoff my existing balance on my loan for my Spotloan account on -/-/16. They told me that they are unable to process my payoff until -/-/- so that they could collect more interest on my account. Since my finance rate is very high, I thought the process is unfair. Cordially, - ... |
BlueChip Financial Consumer loan managing the loan or lease November 9, 2015 - Loan date was extended without authorization or explanation. Amount required to satisfy loan has been paid according to contract originally signed. A loan was originally acquired with Spotloan on - -, 2015 for $400.00. Total amount to be paid is $1000.00. A payment was returned on - -, 2015 for insufficient payment. I received an email noting that $10.00 would be added to my loan amount. This would bring the total to $1000.00. There were several emails with a - '' as to what I would need to do to bring my account current. I asked if I needed to make a double payment to ... |
BlueChip Financial Consumer loan managing the loan or lease September 11, 2015 - Hi, I took out a loan at spot loan for $300.00 and I now owe them over $800.00 ( interest rate ) I was in a financial hardship with my son being sick and needing bills paid. My due date for payment is coming up on - - 2015.. I have recently lost my job. What can I do pls help!! ... |
BlueChip Financial Consumer loan managing the loan or lease July 14, 2015 - I took out an installment loan with Spotloan ( BlueChip Financial ) on or around -/-/14 in the amount of $800.00. They have debited $130.00 twice a month since. My payments so far have totaled $ - and I still have at least - more payments left. Do I have any recourse with them in having them close my account and show paid in full? Or, dare I ask, receive some type of refund for paying such a high interest rate? In Oregon, there is a cap on how high of interest companies can charge on these types of loans. I did n't realize I would be paying so much more than my initial loan amo... |
BlueChip Financial Consumer loan managing the loan or lease May 13, 2015 - I first received a type of advertisement from SpotLoan.com stating I was pre-approved for an $800.00 loan, via the Postal Service, then received another one a few days later. I contacted SpotLoan online and began the process of filling out the application. I was then contacted by telephone by -/Relationship Manager. She explained the process and asked how much of a loan I needed and I chose $500.00. I was then told the APR could reach as high as 390 %. The online application for a $500.00 loan states the payment would be $83.00 and that is what I believed it was to be. I went ahead ... |
BlueChip Financial Consumer loan managing the loan or lease May 5, 2015 - Concerned the loan ( SPOTLOAN ) may have been illegal for the state I live in at the time it was approved. It appears the company is no longer doing loans for state of GA. Money was deducted from my account every payperiod. When my bank account was suggested to be closed due to fraud against it, I contact the company and was advised I could now make my payment by debit card. Called to make my payment, and system was down. Was told I would not be penalized when calling back to make payment. I called to make my final payment and was advised my account was marked as collection. Payment was charge... |