Review and analysis of over 56 Conventional Fixed Mortgage complaints against BMO Harris
BMO Harris consumers have reported over 56 official complaints related to Conventional fixed mortgage. Out of the 56 consumer complaints against BMO Harris, 25% were disputed by the consumer (i.e. the consumer was not happy with how BMO Harris responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against BMO Harris resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 7% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
BMO Harris Mortgage loan servicing, payments, escrow account January 19, 2017 - I believe my lender BMO Harris has incorrectly added excessive reserves to my escrow account and refuses to refund the excess stating the formula used to determine how much they can maintain over and above the amount required to pay property taxes is correct. I have contacted the their escrow department regarding this and they stated they are correct and within regulations, I however disagree.... |
BMO Harris Mortgage loan modification,collection,foreclosure October 10, 2016 - Made the last payment on 15 year loan in -/-/2016. Was informed by bank that I had a balance of $98000.00. I applied for loan to buy some time and was turned down because of low income and low credit score. The 15 year loan was paid monthly without missing a payment. $950.00 a month for 15 years. Total amount paid was $170000.00.... |
BMO Harris Mortgage loan modification,collection,foreclosure September 23, 2016 - in - - my mother purchased a property in -. In - of - she filed a revocable land trust naming me as beneficiary. in - - my mother applied for and was approved for a 2nd mortgage with Harris bank. I was told that due to the land trust, I would need to sign this 2nd mortgage with my mother. In - -, my mother filed chapter - bankruptcy. I was paying the first mortgage, living at the location taking care of my mother. In - - my mother passed. I continued paying first mortgage. I never received any notices from Harris Bank about any money due them. In - - I... |
BMO Harris Mortgage loan servicing, payments, escrow account February 22, 2016 - We completed a refinance that closed on - -, 2015. As part of that closing, $3300.00 was to be applied to principal reduction ( i.e. the refinance amount was larger than what was needed to pay off the old loan and closing costs ). Several months have gone by, and I have asked my bank repeatedly for an explanation on where that principal reduction appeared on my statements, and they have not been able to communicate this. I see that on -, a curtailment amount of $400.00 was applied, but $2900.00 remains unaccounted for. The bank 's mortgage transaction statements are totally c... |
BMO Harris Mortgage loan modification,collection,foreclosure November 13, 2015 - I contact BMO Harris Bank back - 2015 for a short sale. At the time, I was working with - - and - -. they were both great to work with and very good at getting back to me, and vice versa I provided whatever they needed in a very quick turnaround. Well after getting approval, the buyers financing fell apart, so the deal was dead. About a month later we received another buyer netting same thing to the investor but I was transferred to working with those - ladies to working with - -, and immediately following to - - now. She is horrible at responding to emails, and d... |
BMO Harris Mortgage loan servicing, payments, escrow account October 19, 2015 - This loan has been closed for several years yet it is still showing up on my credit report as a liability. I 've called the bank and even stopped into a local branch and they have no record of this loan. ... |
BMO Harris Mortgage credit decision / underwriting July 14, 2015 - On or around -/-/-, I applied for a mortgage loan to reduce my mortgage payment at BMO Harris Bank - Illinois - - location. I talk with - - ( - ). I sign a paper so I could start the application process and for him to Pull my credit report at which time I had told him I had file for bankruptcy in -/-/-.He said that did not matter, because they 're doing this new program, where I get a grant to pay closing cost for $1000.00. This sounded good. Made an appointment, I gave him copies of my Bank statements for 2 months current copy and current copies of my mortgage st... |
BMO Harris Mortgage loan modification,collection,foreclosure June 28, 2015 - BMO Harris is inaccurately reporting information to the credit bureau on - loans. My - credit report, dated -/-/-, indicates that I have scheduled payments that are past due. This is untrue. Further, it reports that both loans have 25 year terms, which I believe is also untrue. My - BMO mortgage loans both matured on -/-/- and no longer require regular scheduled payments and this is validated by my monthly Mortgage Statements from BMO Harris, which do not show any monthly amount as being due. It is true I have a balloon payment that is due and I will work with the bank to re... |
BMO Harris Mortgage application, originator, mortgage broker June 8, 2015 - On Wednesday, - -, 2015, I went into a BMO Harris branch in -, Illinois to apply for a mortgage refinance. I presented the Mortgage Banker, - - - - a commitment letter from my current bank for the mortgage refinance and asked if he could do better than their deal. It was an interest rate of 3.5 %, for 15 years with - origination fee and - discount fee. Although he said the cost would be approximately $1500.00. He also said that the recent appraisal of my house could help to reduce the cost of the loan and I would get a grant for $1000.00. But he required a $100.... |