Review and analysis of over 81 Credit Card complaints against JH Portfolio Debt Equities, LLC
JH Portfolio Debt Equities, LLC consumers have reported over 81 official complaints related to Credit card. Out of the 81 consumer complaints against JH Portfolio Debt Equities, LLC, 16% were disputed by the consumer (i.e. the consumer was not happy with how JH Portfolio Debt Equities, LLC responded to their complaint) and 93% were processed in a timely manner. 0% of consumer complaints against JH Portfolio Debt Equities, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
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JH Portfolio Debt Equities, LLC Debt collection communication tactics threatened to take legal action March 28, 2017 - Call to my office that I have not provide the number to them... |
JH Portfolio Debt Equities, LLC Debt collection improper contact or sharing of info contacted employer after asked not to February 24, 2017 - I fell behind on credit card payments so it was sent to a collection company. They called my work phone, I stated clearly and firmly that they CAN NOT use this number as a contact and gave them an acceptable number to call. Today at - they called my desk phone again. I may lose my job over this... |
JH Portfolio Debt Equities, LLC Debt collection false statements or representation indicated shouldn't respond to lawsuit February 12, 2017 - I have tried to cimunicar with the accrediting agency and they do not answer me. I 've never had accounts with this bank. Do not let me have opportunities with other banks... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine February 5, 2017 - I have never applied for any credit card. I do not have any credits to my name. This do not belong to me at all. I have this on my credit and I do not understand why. I have been asking for proof that this is my debt. I have have n't received anything on this matter. I need this removed from my credit it 's making my credit look bad and I do n't even own a credit card at all.... |
JH Portfolio Debt Equities, LLC Debt collection disclosure verification of debt not given enough info to verify debt January 22, 2017 - This company has failed to send out notices or contact me. I have reached out multiple times. I 've sent emails, which get sent back. This company has a credit card that was opened long ago. I 'm not even sure it should be on my credit at this point. This company is horrible and does n't communicate. They have no desire to help the situation. I 've contact them many times.... |
JH Portfolio Debt Equities, LLC Debt collection communication tactics frequent or repeated calls December 16, 2016 - Everyday at work I keep getting calls from this collection company. My job does n't allow for a creditor to call my work place. I plan on suing the company if I get ton of calls. This causes me to lose money at work and is embarrassing in general.... |
JH Portfolio Debt Equities, LLC Debt collection disclosure verification of debt not given enough info to verify debt December 3, 2016 - I have repeatedly requested information/ VALIDATION on this alleged debt, bearing my signature and/ or any contractual agreement. To date I have yet to receive ANY communication from this company. I first found out about this alleged debt, when I pulled my credit report on -/-/2016. All of these acts are a violation of the FDCPA and the FCRA. Failed to validate-FCRA section 609, Reported a debt to Credit Agencies, inaccurately ( US Court of Appeals, Ninth Circuit, No. 00-15946, Nelson vs. Chase Manhattan ), failed to report a debt disputed as a collector-FDCPA Section 807 ( 8 ), did not vali... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt was paid November 3, 2016 - Debt was originally incurred in -/-/- or earlier over 14 years ago. This collection agency claims they acquired the debt in -/-/- at which time the debt would have been over -. Statute of limitations has expired. I do not owe this debt to - Bank!... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt was paid September 4, 2016 - This debt was settled with a debt collection agency. The cc company - - has sold the debt to another collection agency. The new collection agency is trying to collect a debt.... |
JH Portfolio Debt Equities, LLC Debt collection disclosure verification of debt not given enough info to verify debt August 6, 2016 - I have tried contacting this company several times and I am not getting a response. They are reporting to credit agencies but I do not know what this is.... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine July 24, 2016 - I was going thru a divorce, in which this cc was growing in debt, due to my wife at the time. In which she claims ashe is n't and wo n't be responsible for any charges under my name. Most of the debt concurred was made thru my Acct but not me. Even while we were separated my credit cards were still being used due to having access to my cards. In some cases we had - cards. This company had said to me over the phone. That they will no longer call me, and not harass me due to my divorce and all the money that was taken from me. Also the company had wished me the best in luck with my divorce. I... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2016 - JH Portfolio Debt Equity has reported an account # - that is not mine to my credit report. I requested a debt validation over 60 days ago by mail with no response. I called also and still have not received documents concerning this debt. I disputed it with - and - and all said that JH Portfolio Debt Equity verified to them. I would like debt validation information to be provided to me or them to remove this negative information.... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 19, 2016 - It looks Credit Control LLC has my name on its system as possible debtor I 'm attaching the letter I received from this debt collector. I 'm disputing the whole amount on it says on its letter. ... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 19, 2016 - I disputed before the amount this debt collector says I owe with a previous debt collector Please see CFPB case - I 'm still waiting documentation from the original creditor. Then For this debt is not valid. ... |
JH Portfolio Debt Equities, LLC Debt collection disclosure verification of debt not given enough info to verify debt June 7, 2016 - I have filed several complaints and am getting nowhere. I am attaching JH Portfolios response to a prior complaint where they promise to send me : 1. A copy of the application 2. Statements showing how the dollar amount is arrived at, including fee 's, etc. They claimed to have attached this to complaint # -. They did not. I will attach exactly what they attached. This alleged debt did indeed come from -. I spoke to -, and in fact in their response to this same complaint they admitted " they no longer have any of this documentation as it is too old '' THIS DEBT IS THEREFORE NOT VALI... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 5, 2016 - this account is on my credit. i have contacted this company and they can not supply any signed agreement holding me responsible for this debt. i was also advised by supervisor that statue of limitation on that debt was 2015. ... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 17, 2016 - I have been in contact with company for over a year now regarding the debt they are trying to collect. I did not make the purchase they are stating I made so I am asking for some sort of itemized bill in which they have not given me. I have been asking every month when they send the collection notice and we are going in circles. I have received the exact same statement showing a balance. This issue is negatively impacting my credit and as you can see I have never paid a single bill late and this is reflecting poorly on me. Every time I speak to someone they are dismissive and just yes me and n... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt was paid May 17, 2016 - This debt was through -. The retailer closed my account, and changed who they have do their credit. The account was paid in full before they switched companies. I have a discrepancy on my credit report. I tried calling the debt collector, and they have no account matching my name. The name of the debt collector in JH Port Debt for $400.00. ... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 17, 2016 - I file an affidavit with Federal Trade and Commission the reference number is -, I also file a Police Report with all the list of the accounts involve with the Identity Theft. I am having a hard time in dealing with JH PORTFOLIO DEBT EQUITIES , LLC even thought the account was open back in 2008 but such account was hacked and I am not agree with Balances this account has that are not mine hackers make so much damage to anyone involve on this Identity theft issues I am Requesting Clearly to JF PORTFOLIO TO REMOVE/DELETE this account I am not responsible of what they are claiming to be mine. ... |
JH Portfolio Debt Equities, LLC Debt collection communication tactics called after sent written cease of comm December 11, 2015 - I was at work and the person never would identify himself and kept asking me to identify myself, and when I did, I informed him that I needed to know who I was speaking with, he got smart and said I told you who I was and stated - - from - -. As I told him it was put in writing not to contact me and you should not be contacting me, he stated that he was calling in regards to collecting a debt, and I stated again that - - and the collection agencies that they have hired know not to call and he acted like it did not apply to him and kept harassing me with conversation regarding... |
JH Portfolio Debt Equities, LLC Debt collection disclosure verification of debt right to dispute notice not received December 2, 2015 - Again did not recieve letter with rights to validate debt. Violates the FDCPA. ... |
JH Portfolio Debt Equities, LLC Debt collection disclosure verification of debt not given enough info to verify debt November 25, 2015 - After receiving a call for the first time, was told they called me 96 times however never sent me anything by mail so it was the first time I was hearing no messages on voicemail nothing. I was asked for my banking info to pay the debt, I refused and asked for documentation of this debt to make a settlement or payment arrangement. I was told I would receive it that day two weeks went by and nothing. Today I received another call the caller was intimidating and threatening to take action and judgement against me and he could n't send me anything because the law did not allow. I know this to not... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt was paid November 1, 2015 - This debt does not belong to me and the debt collector is continually harassing me for money for a nearly 8 year old debt. I just want this to stop. I am not paying them anything. ... |
JH Portfolio Debt Equities, LLC Debt collection communication tactics frequent or repeated calls October 30, 2015 - - Senior Representative - - (? ) contacted me - - at which time I told him to send me the required letter and then i would decide what to do from there. The letter arrived on - - indicating the debt was bought by JH portfolio not - as - had told me. I then sent them a certified, return receipt debt validation letter which was received and signed for on - -. I received calls 0n -, -, and -, as well as -. On - I talked to - again and told him about the debt validation letter. He was confused and had no idea what i was talking about, he had no k... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 15, 2015 - On -/-/- and -/-/- JH Portfolio Filed Collection Charges with - and - respectively. On -/-/- I spoke by telephone with - - -, at JH Portfolio Collections. I let - - know that on -/-/- - charged off my accounts and closed it. - reported the Charge Offs to all - ( - ) Credit Agencies, which adversely affected my credit status. On - -, - sold the charged off account to JH Portfolio. I have never heard from JH Portfolio, until their negative collection pursuits were reported to - and -. With this Double Jeopardy, m... |
JH Portfolio Debt Equities, LLC Debt collection false statements or representation attempted to collect wrong amount September 27, 2015 - JH PORTFOLIO DEBT EQUITI Account Number : - ... .... This information was found on my credit report from -. The company above never contacted me.This is a collection company that reported a collection for a debt that started in -/-/- on my credit report to -. I have no knowledge of this debt. I have never used the credit mentioned in -/-/-. I have only - major credit card that I have been using since -/-/- and I am in good standing. I do not know this company and I was never contacted by this company in writing to validate the debt which is not even listed to any of ... |
JH Portfolio Debt Equities, LLC Debt collection false statements or representation attempted to collect wrong amount September 23, 2015 - I am about to retire. I went in to my credit report to make sure everything was OK. I found an item for a company credit card from years ago. Over the years I had paid much more on interest than I originally used on the card. The amount on the credit card was for $20000.00. I called the company on the credit report, ( JH Portfolio Debt ) which is a collection company. We discussed the matter over the phone and came to an agreement to satisfy this matter for the price of $5000.00. Check # - from -, -, MA I sent them the money via a check over the Internet. They in turn were suppose... |
JH Portfolio Debt Equities, LLC Debt collection false statements or representation attempted to collect wrong amount September 22, 2015 - On - - JH Debt Portfolio Debt Equities falsely reported to - that I have a balance of $5000.00 which dates back to -/-/-. They are claiming that no payments were made for over one year. I have verifiable proof that this account has been receiving payments each an every month without fail. The real current balance is $1700.00. This debt dates back to -/-/- and is not a new debt as reported by JH Portfolios. I contacted them by phone and they claiming the amount is - This is a total fallacy. I have filed an offical dispute the the credit reporting agency. ... |
JH Portfolio Debt Equities, LLC Debt collection disclosure verification of debt not given enough info to verify debt September 12, 2015 - JH Portfolio Debt Equities is reporting bad debts to - and - without providing verification of debt in violation of the FCRA & FDCPA. JH Portfolio Debt Equities must verify said debts with full account statements supporting amounts claimed, including manner and date of last payment, manner and date of last purchase and calculation of amounts claimed including interest calculations. ... |
JH Portfolio Debt Equities, LLC Debt collection improper contact or sharing of info contacted me after i asked not to September 11, 2015 - To whom it may concern : This is to let you know that I requested JH Portfolio Debt Equities LLC on - 2014 to cease all collections activities since the debt in question is time barred and is no longer collectible or enforceable ( see attached ). The initial date of default on this debt - original creditor : - - was over - years ago. I have never acknowledged this debt, or made any promise to pay. This debt is past the statute of limitations in all states, including Pennsylvania. JH Portfolio Debt Equities has violated provisions of the FDCPA by implying that the legal status of... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 18, 2015 - I have received - letters now -/-/- from a collection agency on a debt ( that I do n't even remember ) from -/-/-. However, I do remember that I had any and all debts discharged from a bankruptcy -/-/-. ... |
JH Portfolio Debt Equities, LLC Debt collection improper contact or sharing of info talked to a third party about my debt May 29, 2015 - This company - - has been calling friends and family even people not associated or related to me. - of the girls spoke to my son about a debt I supposedly owe, telling him information about this so called debt, and that I will be taken to court, they can and will attach my - payments and all means necessary to collect this. She said we have her social security number and everything, we want this paid. We can offer a settlement and he explained that I am on - and she said that does n't matter, they can and will attach payment from that. She even went so far as to ask him if he w... |
JH Portfolio Debt Equities, LLC Debt collection false statements or representation attempted to collect wrong amount May 17, 2015 - A 'dunning ' letter sent from Credit Control , LLC was dated - -, 2015 and received by consumer - - 2015 which Consumer feels cuts deep into the - ( - ) day timeline allotted by the FDCPA to respond to the letter in a timely manner. The envelope the letter was mailed in was postmarked - - and received by consumer - - 2015. This attempt by Credit Control , LLC to violate consumer 's right to the - ( - ) day timeline allotted to dispute the debt falls under the Fair Debt Collections Practices Act ; Section 15 U.S.C. 1692e false, deceptive, misleading represen... |