Review and analysis of over 154 complaints against Capital One
Capital One consumers have reported over 154 official complaints related to Debt was paid. Out of the 154 consumer complaints against Capital One, 19% were disputed by the consumer (i.e. the consumer was not happy with how Capital One responded to their complaint) and 100% were processed in a timely manner. 4% of consumer complaints against Capital One resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
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Capital One Debt collection cont'd attempts collect debt not owed debt was paid May 13, 2016 - I have been paying the original loan now for over 12 years. Although they gave me a hardship plan I know that they continue to make monies from I debt already paid. How much interest are these companies allowed to extort. I am considered a high risk patient I no longer stand to be used. My initial sebt started in 2003.... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid May 12, 2016 - This account was paid in full at the closing of the sale of my home in - 2016. The proceeds were deducted from the sale and delivered to Capital One Bank via the title company attorney that closed the sale. Please review the attached HUD at the foot of page ( - ) were it is stated that a total of $4900.00 was withheld and further communications with my attorney confirms that the funds were sent and my account balance is now - but this account is still showing as a judgment on my credit files.... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid December 9, 2015 - Debt has been paid in settlement. Will not remove from my credit report after 9 years. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid October 22, 2015 - Company is trying to collect on Capital One Credit Card - that was forgiven by Capital One and I paid taxes on the forgiven amount. Company is also trying to collect on a - credit card and sent a summons to my home without a court date and I was never sent anything with their intents to prosecute. After having this company use illegal collection practices, I do not wish to deal with them and refuse to pay debt I do n't owe. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid October 21, 2015 - I paid the car in FULL in - 2012. This should NOT be on my credit reports! It was stated on my report that " PAYMENTS WERE MADE IN COMPLIANCE WITH THE NEGOTIATED SCHEDULE. '' I have contacted the company for THREE years with no response!! ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid October 13, 2015 - - - is attempting to collect on a debit they purchased from Capital One. They claim the account number from Capital One is - I know for a fact this is a misleading deceptive account number ( Violation of Federal Law ). The account I had with Capital One ended in -. I paid the account in full - of 2013. Capital One failed to properly record my payoff. Capital One tried thorough collection agencies and a law suit in small claims court to collect on the nonexistent debit. During the law suit regarding - of the accounts the true account numbers were reviled when their counsel req... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid October 5, 2015 - I am attempting to dispute a debt that i do not owe. The alleged debt is for a store card that i paid off -/-/-. I received my final statement from them, validating that i did not owe anything on my account -/-/-. As a matter of fact, my account had a - $10.00 balance on it as i hade made a return after i paid off my balance. Regardless, i did not owe them anything. That was the last i heard from them as i have not used that card since. The in - of this year, -/-/-, i received a letter from - stating that they bought my account and that i owed $390.00. I immediately di... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid July 14, 2015 - I paid the agreed settlement amount on - -, 2015. I contacted the company and asked for a letter stating the account was paid and closed. The letter I received still states i have a balance with the company and the supervisor ( - - ) I spoke with stated that - sends these letters out this way and I would not receive anything else other than this even though I don not owe a balance. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid June 30, 2015 - These were paid a long time ago and I continue to dispute to have these updated and/or removed and I never receive any information.... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid June 15, 2015 - - - - from - Acct # - if trying to collect and debt that was paid on Capital One debt from - was paid through - - - after my dispute was resolved., I have been disputing on my report since - ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid May 28, 2015 - I paid with a Check from - - - the amount of $300.00 to KOHLS, - -. They clear the check from my - - - Acct. After That KOLHS said they never cash the check because it was return. I went to - - - and the fax to KOLHS the the CHECK # -, cashed by them. After that they continue charging me the balance. I called again and ask what else I can do to prove the check was chased and never return to my acct. They request to me fax my last - Bank statements where it show -, - and -, I did fax to them. After that I still receiving letters from them collec... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid May 23, 2015 - I had tried to pay me credit cards off and found alot of deception in what was advertised and executed. Capital One has a department that is suppose to help customers bring their account current but they offer no help whatsoever. - I tried to enrool in the service and - they either cancelled the payments without me knowing or never took the payment causing for my account to get so behind in payment that my credit had - late payments. Once again the department reached out to me because they would not allow this account to be included in a consolidation account and did not give the comp... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid May 4, 2015 - Capital 1 approved my application for a credit card, but wanted $99.00 down. I gave them $100.00. I used the money and then I would put it back. After a couple of months, I decided I wanted to raise my deposit to $200.00. I put $200.00 on the card and used it, then after the reminders to put more money on the card, I told them I did n't want the card anymore and I closed the account with a - balance. Now I am being harassed - times per day, EVERY single day including Sundays. They do n't care if it 's early in the morning or late at night. They call, and call and call. I tried to... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid April 21, 2015 - Had a Capitol One card..Went into collections, and was paid through - - - - - -, MN - ... .I keep getting calls and harassment from -, I have explained many times that the debt is paid in full, they do n't listen ... .I 'd like to make a claim against them to stop this nonsense ... .Their phone # is - they go by Portfolio Recovery ... .Please advise me what to do ... I have all the docs from - - that it has been paid ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid April 17, 2015 - This Debt Collector continues to report to all - Credit Bureaus that I owe them when in fact this debt was taken care of by the original creditor via a -. - is also reporting the incorrect date on SEVERAL accounts as the Account Open '' date as of last year ( - ) when in fact these accounts were opened in - to - and are ALL past the Statue of Limitations and are about to be either removed by the Credit Bureaus OR are about to turn positive. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid April 13, 2015 - On my credit reports, it states that the debt is still open when it was paid and closed. I have verification that the debt was paid. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid April 13, 2015 - We once had a - - account which was back from 2003, my wife remembers paying the balance off which was about $ 3k out of my bonus years ago. This company has been purchased by many different companies for example - - backed this account when we opened, then Capital One, then GE. We feel this debt was paid, we requested verification of debt, calculations and signed initial contract to make sure this is even our debt and nothing has ever been received. Not once were we called to even collect nor anything in the mail. The only time we knew there was an issue was pulling our credit whi... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid April 11, 2015 - Dear CFPB, I am having a problem with a KOHLS/CAPITAL ONE BANK credit account that is being reported to - and - as closed and having a zero balance. My issue is KOHLS tradeline does n't show up on -. On - -, 2015, I spoke with CS Rep named - and when I gave him - - 'S personal identifiers, the system does n't show anything. So I explained to him that this information is being reported to the credit bureaus and it must be reported correctly. He then told me that an account is closed after 36 months when there is no activity. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid April 3, 2015 - Capital One Auto used different debt collector to attempt to force Consumer to pay a debt that was already paid. Consumer had attorney with regard to subject debt. Cap One was notified that Consumer 1 ) paid debt and 2 ) had attorney. Cap One ignored those facts and sought collection any way. Consumer : - -, - - -, - -, NY -. See attached documents. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2015 - There is a judgment being reported by the - major credit bureaus. I spoke with the collection agency and was told that the judgment would be completely vacated if it was paid. The amount owed was paid however it is still being reported on my credit bureau reports. ... |