American Capital Enterprises, Inc. consumers have reported over 21 official complaints. Out of the 21 consumer complaints against American Capital Enterprises, Inc., 19% were disputed by the consumer (i.e. the consumer was not happy with how American Capital Enterprises, Inc. responded to their complaint) and 86% were processed in a timely manner. 5% of consumer complaints against American Capital Enterprises, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
| Issue | Complaints | Disputed |
|---|---|---|
| Cont'd attempts collect debt not owed | 12 | 25% |
| Disclosure verification of debt | 4 | 0% |
| Improper contact or sharing of info | 2 | 50% |
| Communication tactics | 2 | 0% |
| Incorrect information on credit report | 1 | 0% |
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Stop CallsAmerican Capital Enterprises, Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 27, 2017 - I have repeatedly requested that American Capital Enterprises provide me with an explanation of the amount they claim I owe, how that amount was calculated, account history. They have refused to provide this or any copies of documentation that this debt is in fact mine. Yet they have been willing to put this unverifiable debt on my credit report, as well as send me a continuing stream of collection letters. Please see attached.... |
American Capital Enterprises, Inc. Debt collection communication tactics used obscene/profane/abusive language January 15, 2017 - I received a notice of an outstanding debt I forgot to pay when I moved in -/-/-. I immediately called American Capital. The number was not in service. I called again on -/-/- a weekday and it worked. I spoke to -, the person on the notice, and requested he investigate the debt as I thought it was paid. He said he would do so and call me back. On -/-/- I called again and left a message for - as I had not heard from him. I called again on -/-/- and left another message for -. Between -/-/-/-/-, I received at least 3 phone messages from someone named - ... |
American Capital Enterprises, Inc. Debt collection cont'd attempts collect debt not owed debt was paid January 12, 2017 - There were several disputes back and forth regarding service that were not rendered. A settlement of $1200.00 was paid -/-/2016. They sent a new statement on -/-/2016 that they found new charges. I called and they said they just found them. I explained that our account has been settled and paid.... |
American Capital Enterprises, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 6, 2016 - I am disputing account number - ( Balance $160.00 ) with American Capital Enterprises because I have sent several dispute letters to the credit bureaus and it comes back verified every single time. I have contacted American Capital Enterprises to get the method of verification and debt validation on this account and they not provided me the information I have requested per the Fair Credit Reporting Act and the Fair Debt Collections Practices Act.... |
American Capital Enterprises, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 14, 2016 - American Capital Enterprises is reporting a debt that I do not owe... |
American Capital Enterprises, Inc. Credit reporting incorrect information on credit report account terms April 7, 2016 - I have hired American Credit to dispute inaccurate credit reporting on my credit reports now for almost six months. Several companies have destroyed my credit and reported inaccurate information without contacting me, sending me a bill or even explaining the debt owed. If I receive a bill I always pay it and on time. My credit is very important to me. T 15 USCS 1692e 1692e. False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of t... |
American Capital Enterprises, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 20, 2016 - American Capital Enterprises , Inc. said I owe a debt for my son, As I have no sons, I am confused. I do have - daughters, but - of them were at or over the age of - at the time they are saying the debt occurred, so I would not be responsible for their debts. They also said they did not have my address, even though it was part of my last complaint. For the record, my mailing address is : - - - -, -, CA -. I request # 1 proof that this is my debt with my signature, # 2 proof that this debt was assigned to them and # 3 proof that this debt can legally be assigned a... |
American Capital Enterprises, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 8, 2016 - An item on my credit report says I owe a debt that I did not know about. As I have not had any loans or credit cards since around 2004, If this is my debt, it is over the 7 year reporting limit, and it is also a time barred debt ( Cal. Civ. Proc. Code 312 et seq. ), so it should not still be reporting on my credit report. I have disputed this item on my credit report and been told it will not be removed, but requests for proof that is my debt and when this debt was last paid, have gone unanswered. ... |
American Capital Enterprises, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to December 6, 2015 - I told them that they are not licensed to collect a debt in my State of Hawaii. And that they should cease collection including verifying with the bureaus and removing themselves from my credit reports as they are committing a crime against a consumer by not being licensed to collect any debts in my State. They ignore the facts and continue to blemish my perfect credit with their illegal tactics. They also have failed to respond to my letters for them to validate this debt! I guess it 's because they are breaking the law. ... |
American Capital Enterprises, Inc. Debt collection cont'd attempts collect debt not owed debt was paid September 10, 2015 - This number called my cell numerous times ; - called today at -,, - -, 2015 from American Capital asking for my daughter, who is a minor. I do not owe anything. All my bills are paid. I have excellent military insurance that give me a co-pay to pay which I have to do before services are rendered. I have repeatedly made this clear. I keep getting fraudulent calls and placed into collections for co-pays form - - - - - of - on - -. I have called back many times and are being harassed and bullied to pay expenses I do not owe. I have already paid several co-pays ... |
American Capital Enterprises, Inc. Debt collection cont'd attempts collect debt not owed debt was paid June 23, 2015 - I was in a car accident was - and consequently had to have - on -/-/- the - was performed by - - - ( - - - ). My case was settled in -/-/-. At that time all medical bills and doctors ' bills were paid by - and the Law Offices of - - - I was sent a courtesy copy of what was paid and to who it was paid from both my attorney and - - and - -. Years later I get a bill from the - - - stating that they sent my nonpayment to collections American Capital Enterprise, INC. I assured the receptionist that these expenses were paid. She i... |
American Capital Enterprises, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to April 8, 2015 - - - needs Calls and Harassment to Stop. She also wants a Stay of Medical Bills debt collections and or Negative Credit Reporting. The Billing Company named America Capital keeps calling me and or contacting me for Medical Bill payment even after I have asked her to stop contacting me. The - 's Representative name is -. Their phone number is -. The harassment has been on going for nearly a year. I am afraid to answer phone and or be sued without notice or relief. I received assistance with communication through - - with American Capital.He can be reached at -. I also nee... |