Review and analysis of over 22,771 complaints against Bank of America
Bank of America consumers have reported over 22,771 official complaints related to Loan modification,collection,foreclosure. Out of the 22,771 consumer complaints against Bank of America, 23% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 97% were processed in a timely manner. 1% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 17% resulted in non-monetary compensation.
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Bank of America Mortgage loan modification,collection,foreclosure April 1, 2017 - Bank of America has put my home into foreclosure eventhough I was supposed to receive a modification package. Furthermore a Bank of America and it 's contractor caused damages to my home.... |
Bank of America Mortgage loan modification,collection,foreclosure April 1, 2017 - we had one of the countrywide loans which was an interest only equity loan, at 2 % that originated in -. the bank was Bank of America. around -, my now ex husband and I started divorce procedures. he was refusing to sign off on the loan or be part of a modification. since the bank would n't modify the loan with just me on the more, and refused to accept payment, I was stuck and the loan went 5 years being unpaid until - came around in -. they explained that they were going to forclose on the note and would not offer me any help to modify and or allow me time to sell the house. I ha... |
Bank of America Mortgage loan modification,collection,foreclosure March 30, 2017 - In - my husband and I refinanced out home with Country Wide Home Loan to consolidate a first and second loan, substantially lower interest rate and cash out some equity. When the original loan was started in -/-/- we were not married as of yet but was married prior to final documents being signed therefore the property remained solely in my husband 's name since he had purchased the property a couple of years earlier. In -/-/- a second was taken out which was a joint loan and therefore changed title on property. After finalizing the refinance in -/-/- a loan agent approached... |
Bank of America Mortgage loan modification,collection,foreclosure March 30, 2017 - I had a modified mortgage in - and my payments kept going up and I was having trouble making those payments. I am a -, I could be working one day and out of work for 8 months. This job is very unpredictable. -/-/- I was given a forbearance loan and made all the scheduled payments. I did not realize it was for only for 12 months. I made the payment in - and -/-/- at the forbearance rate. I tried making -/-/- payment and was told I was in foreclosure since -/-/-. I have not received any notice of foreclosure. They said I have to " repay '' the overdue balance as stat... |
Bank of America Mortgage loan modification,collection,foreclosure March 29, 2017 - My wife and I got a HELOC from Bank of America in - that had a 10 year draw period with no interest. Our payments fluctuated every month and reached more than $4100.00 a month in -. We applied and got approved for a HELOC loan modification in - with our payments reduced to $1800.00 a month. We made the trial loan modification payments on time every month and Bank of America was scheduled to send out a permanent loan modification package. We never received the loan modification package until we asked BoA to send the package again. By the time we received it, we did n't have time t... |
Bank of America Mortgage loan modification,collection,foreclosure March 29, 2017 - My husband and I refinanced our home in -/-/-, so we could get a lower interest rate. So, after my husband setting up this meeting to sign the papers and in trusting the agent that came to our home and the bank my husband set this up with, we signed and got a lower rate. In -/-/-, my husband and I separated and he moved out, so called the bank to see about making partial payments until I got a full time job, then I would be able to make the full payment. The bank at that time told me to call back in a couple of days so I did. When, I called back in a couple of days, they told me the ... |
Bank of America Mortgage loan modification,collection,foreclosure March 24, 2017 - I had a loan with Bank of America for roughly $1600.00 a month, then experienced I a job loss due to the economy. I applied for remodification and became employed again during this application process. BOA kept stating that the documentation that I was sending was out of date range or that they did n't receive it or that it came through but was legible. Basically they were stalling the remodification process. My boss even got on the phone with them at one point because he saw what they were doing and said he witnessed the paperwork being sent on multiple occasions. Later I read in the news t... |
Bank of America Mortgage loan modification,collection,foreclosure March 22, 2017 - We are disputing Bank of America 's response to our inquiry via the Consumer Financial Protection Bureau under case # - dated -/-/-. The bank 's response of - - - is not providing an explanation as to why the property was not included in the Department of Justice settlement with Bank of America. In the very least, the criteria for qualification should be explained as to rule out the possibility of an error. As previously stated, all other properties owned by us at the time qualified for the settlement. The representative handling the case advised that the bank would procee... |
Bank of America Mortgage loan modification,collection,foreclosure March 17, 2017 - I have been sending complete loan modification packages to my lender. He tells me to wait 30 days and after that he sends me a new package to apply again, without giving me any answer. We have repeated this process over and over again without any help. I attach the last letter they send me, equal to many they sent before.... |
Bank of America Mortgage loan modification,collection,foreclosure March 16, 2017 - I purchased my home in -/-/- with -. My mortgage was with Bank of America.The closing was rushed and I was never told about -, - also attests that he was never informed of a mortgage with -.My payments always went to Bank of America.There was never a payment sent to -. In -/-/-, I lost my job due to -. I applied for a modification which took forever to process because Bank of America stated documents were lost, after I sent them in countless times BOA stated that they needed additional information which had already been sent in. I was finally approved for a modifica... |
Bank of America Mortgage loan modification,collection,foreclosure March 14, 2017 - I am in a short-sale with Bank of America. It mislead me, then lied to me, and now refuses to honor its word. I was approved for the short-sale Im in in early -/-/-. BOA states " Further research shows that on -/-/2016, we initiated a short sale review. This particular program does not require an offer for the sale of the property be submitted at the time of application. As of that date an offer had not been received. On -/-/2016, you contacted us and informed us that you had - prospective offers. You were advised that we would close the review and reopen a new review to accommodat... |
Bank of America Mortgage loan modification,collection,foreclosure March 8, 2017 - This complaint is related to previous complaint submitted on -/-/2016. Case # -. Incorrect adjusted credit bureau reporting for the month of -/-/2016. All other months in -/-/2016 are reporting correctly, but the month of -/-/2016 is incorrectly reporting 60 days late. -/-/2016 should only be 30 days late.... |
Bank of America Mortgage loan modification,collection,foreclosure March 7, 2017 - We are working on a short sale with Bank of America and they have had the file for 9 weeks - since -/-/- ). They had a complete file on -, but of course they took more than a month to review the file and requested updated documents. Those were delivered and then they took another 3 weeks to look at the file before they had " questions '' about the income and tax returns. It has been another 2 weeks and the underwriter has yet to review that information. We have n't even been able to get the file out of loan modification and into the short sale department 's hands because they are so... |
Bank of America Mortgage loan modification,collection,foreclosure March 2, 2017 - To whom this may concern Bank of America set me up for failure 9 years ago - applied for a home mortgage from Bank of America. During that process a home appraiser appraise my home at over $500000.00 dollars. At that time I needed a mortgage for $ -. My credit must 've been pretty good at the time because Bank of America gave me $140000.00 worth of credit. $20000.00 business line and a $20000.00 personal line. - dollar home equity line. This is where the problem starts. I made many improvements to my home based business in good faith thinking that Bank of America would stand b... |
Bank of America Mortgage loan modification,collection,foreclosure March 2, 2017 - Opened a loan with Bank of America in -/-/-. Made my final payment in -/-/-, the home was foreclosed on in -/-/-. Why is this still showing negatively on my credit report in -/-/-? Real Estate - - scheduled payment : $2400.00 High Balance $320000.00 Opened : -/-/- Bank Of America Creditor Address : - FL - - Fl - Phone : - I would like this removed. THANK YOU.... |
Bank of America Mortgage loan modification,collection,foreclosure February 28, 2017 - I have tried to get a loan modification from Bank of America since -/-/-. I have submitted all documents for a complete loan modification packet. I was always working with them and always tried my best to give them everything they needed. They now have a complete packet but I still have a sale on my property tomorrow -. I 'm worried that Bank of America will not cancel my sale on my property. I have a feeling they playing game with me saying they did not have the documents but they indeed did have them, they said they just overlooked them that 's all which now has prolonged the loan mo... |
Bank of America Mortgage loan modification,collection,foreclosure February 28, 2017 - To whom it may concern, - - - South Carolina - Loan Number : - Doc ID - My name is -. I am writing an in-depth letter with complaints against Bank of America, N.A., BAC Home Loan Servicing , LP FKA Countrywide Home Loans Servicing, LP. In this letter, I will be including a lot of important information and facts on why I feel I have been treated unfairly according to the laws and been - discriminated against. In - I bought a home from America 's Wholesale Lenders, which I thought was a mortgage company. Here are the facts about America 's Wholesale Lenders that I hav... |
Bank of America Mortgage loan modification,collection,foreclosure February 26, 2017 - I applied for a modification after having a car accident and falling behind on my mortgage. Bank of America continuously denied me claimed they never received paperwork and was very uncooperative. I made a payment towards my mortgage for - and the bank misappropriated that payment. They used it towards late fees which they increased by 100 % and interest. The payment was supposed to go towards principal and the late fees waived with the interest applied to the back end of the loan. I am tired of Bank of America and at this point I need someone who is willing to investigate my first applicat... |
Bank of America Mortgage loan modification,collection,foreclosure February 24, 2017 - I - experience hardship due to car issues, ill parent, and child - that has caused me to miss work and therefore income. I applied for a loan remodification and was decline. I believe Bank of America does not want to assist me because the property value of my home is high and they will make money but selling the home. The initial modification ballooned my payment higher than what I originally paid. Therefore causing me to fall behind on my note. Now they are proceeding with foreclosure. I do not find this practice just. I have submitted documents which were the same income and bills that... |
Bank of America Mortgage loan modification,collection,foreclosure February 17, 2017 - I am - and have been denied for a remodification of my loan. I successfully completed the trial, Unfortunately due to my illness I need - upgraded in my house for my -. During which time, I had to move out of my home and keep up the expenses at my home and still ( rent ) another place, while being on a fixed income. I 've been in my home for 20 years and it is all I have. I 'm asking now that I 'm back in my home, is for the payments that are behind to be put on the back of the loan. I have nowhere to go, Please help I want to keep my home.... |
Bank of America Mortgage loan modification,collection,foreclosure February 15, 2017 - I purchased my property from HUD in - with an FHA rehab loan through -. After closing the loan I expected to receive a welcome package, mortgage statement with bill and address etc. However this never came. I tried to contact the bank to find out what was going on and they told me that the construction loan had not been released. I did not understand what this meant and tried to just begin making my payments on the loan. However, they would not accept my payment and told me that I was in foreclosure. I have tried repeatedly over the last few years to straighten this situation out but it ... |
Bank of America Mortgage loan modification,collection,foreclosure February 13, 2017 - We got behind on our mortgage, tried to do a loan modification, kept getting different information from the very many different people we had to talk to. Assigned a customer relations manager that we never got to talk to. Paperwork was mishandled until it got so close they did n't postpone the sale date. Even though underwriters got the paperwork and assigned a code saying it was all correct the day before the sale, they still did n't postpone the sale.... |
Bank of America Mortgage loan modification,collection,foreclosure February 13, 2017 - I have tried to work with Bank of America my Servicer since -/-/-. I have not been able to complete a loan modification due to - Customer Relationship Managers and - folks from the Office of the CEO for Bank of America. During a Loan Modification -/-/- they removed my Customer Relationship Manager and sent my loan to Foreclosure. I sent in all the documents that were required. They lost my - to reinstate my loan and took my 10 days to get them to find my money to reinstate my loan. I applied for a modification and Bank of America never returned my calls or worked with me. I ... |
Bank of America Mortgage loan modification,collection,foreclosure February 10, 2017 - My prior complaint # - has yielded no results even though billions of homeowners continue ( like myself ) to be victimized by Bank of America. I am requesting information as to who is the legal owner of my mortgage? Also what securitization of trust information is connected to this loan. Complaint # -. Neither I nor my attorney - was offered a loan modification even when we requested one. Also the reason for denying my loan modification request.... |
Bank of America Mortgage loan modification,collection,foreclosure February 7, 2017 - My husband and I have totally depleted our financial resources and can no longer make our house payments. We are in our mid -, I am retired, he needs to. We did some amateur research and decided to investigate possibility of " Deed in Lieu of Foreclosure ''. Our house payments have been going to Bank Of America so that was our first call on - -, 2017. We endured - transfers to differing individuals, all of whom wanted to talk about re-finance options. Since we can not even afford utilities we can not stay in this house. We explained that to each person and each responded with " I c... |
Bank of America Mortgage loan modification,collection,foreclosure February 6, 2017 - Bank of America is forcing me to defend litigation due to an improper foreclosure sale. UNLAWFUL DETAINER AFFIRMATIVE DEFENCES Title at Issue : Questions of right to title and property possession in Unlawful Detainer ( UD ) or eviction judicial procedure following the sale of property in a foreclosure. Prior to the Notice of Sale - - - recording and Trustee 's Sale, an Adverse Possession Declaration notice was published for - consecutive weeks, conspicuously posted on the property. Plaintiffs should have known a claim to title would be at issue. Trustee stated foreclosure and sa... |
Bank of America Mortgage loan modification,collection,foreclosure February 3, 2017 - Bank of America has prematurely, improperly, and unlawfully began and continued the foreclosure process including the foreclosure sale of my home and property. Bank of America 's motivation for the premature, improper, and unlawful foreclosure and sale is due, in part, to my refusal to accept the Bank of America settlement agreement with the DOJ and AG offer of - -, - and the terms of the now foreclosed upon - Deed of Trust changed requiring Bank of America to pay all property taxes and insurances on my behalf. What this means is until a settlement offer is accepted, the bank mus... |
Bank of America Mortgage loan modification,collection,foreclosure February 2, 2017 - We were in trail modification payments with Bank of America - ( - ) times and they never gave us a final modification. We paid over $30000.00 in trial payments to Bank of America. and then they transferred our loan.... |
Bank of America Mortgage loan modification,collection,foreclosure February 2, 2017 - Bank of America has been Dual Tracking me for years unofficially and since -/-/- publicly. On -/-/- Bank of America incorrectly denied me MHA HAMP. On -/-/- Bank of America incorrectly denied me an appeal. On -/-/- Bank of America made me a settlement offer for their wrong doing on a previous MHA HAMP. On - -, - Bank of America forwarded my account to foreclosure. On -/-/- Bank of America negligently denied me MHA HAMP. On -/-/- Bank of America incorrectly denied me MHA HAMP on appeal. On -/-/- Bank of America granted me MHA HAMP and a MHA HAMP TPP... |
Bank of America Mortgage loan modification,collection,foreclosure February 1, 2017 - Bank of America broke the rules. Bank of America has defrauded me and the bona fide purchasers of my home and real property. In the Bank of America letter of -/-/- issued through their legal counsel, Bank of America represents and claims I was denied MHA HAMP and a MHA HAMP TPP on appeal in -/-/- and -/-/- based on th initial review of RMA applications. The referenced Bank of America - letters are NOT denial decisions on appeal. The referenced Bank of America - leters are, in fact, the required written resolution letters on lodged escalated cases. The -/-/- response... |
Bank of America Mortgage loan modification,collection,foreclosure February 1, 2017 - Through the unlawful sale of my home and property Bank of America, through their representatives, employees, Trustee, and third-party agents, have given cause for a civil legal action to be brought against me in California Superior Court. But for the intentional misrepresentations and omissions made by Bank of America during and after loss mitigation processes I would not be facing the emotional and financial expense of civil litigation to keep my home and property. The bona fide purchaser ( BFP ) will attempt to have me forcibly removed from my home and property through civil litigation in ... |
Bank of America Mortgage loan modification,collection,foreclosure January 31, 2017 - Bank of America ( BofA ) seems to think just saying the modification process is complete makes it so. Although this misrepresentation has been made to me multiple times in writing including, responses to CFPB complaints, the BofA error of removing a SPOC, refusal to release or blocking of material information to me from the BofA Appeals Department, specifically the written determination upon completion of the -/-/- appeal review and Appeal Report granting a MHA HAMP TPP, and the intentional misrepresentations to the contrary by telling me through issued correspondence from BofA department... |
Bank of America Mortgage loan modification,collection,foreclosure January 24, 2017 - On -/-/2017 Bank of America represented to me, through their collections and foreclosure specialist -, my property has been conveyed. When I asked for clarification as to what, exactly, does " property conveyed '' means I was told it meant Bank of America is in possession of the property. This is not true as I currently reside in and occupy the property as my primary home and place of shelter. I immediately informed Bank of America of this fact directly to their representative, -. I also requested that this information be added to the remarks on the account to reflect Bank of America i... |
Bank of America Mortgage loan modification,collection,foreclosure January 24, 2017 - I writing with concern to amend and dispute information regarding complaint submitted case number - Bank of America. This will be a new complaint. Bank of America stated in a letter I receive that they never received information from my Lawyer regarding a request for reaffirmation for my home loan. My lawyer have sent me documents request that was sent to Bank of America. That confirm that Bank of America receive the request for reaffirmation. On -/-/2016 letter explaining they never receive information for my Attorney also enclosed with the letter I receive document for Bank of America ... |
Bank of America Mortgage loan modification,collection,foreclosure January 24, 2017 - I APPLIED FOR MORTGAGE ASSISTANCE FROM MY LENDER ( BANK OF AMERICA ) BUT THEY CAUSING LOTS OF NEEDLESS DELAYS IN THE PROCESS REVIEW WHILE CONTINUING WITH FORECLOSURE ACTIONS!!! I AM TRYING IN GOOD FAITH TO FIND A SOLUTION FOR MY MORTGAGE PROBLEM AND HAVE PROVIDED EVERY ITEM THEY ASKED FOR. NOW ALL OF A SUDDEN THEY SAID THEY ARE SELLING THIS LOAN TO A DIFFERENT COMPANY AND THEY WILL NOT WORK ON MY MODIFICATION APPLICATION ANY MORE!!!! ACCORDING TO " B OF A '' I HAVE TO WAIT UNTIL THE NEW COMPANY GETS MY FILE & CONTACTS ME TO CONTINUE THE PROCESS. YET THEY WILL NOT STOP THE FORECLOSURE PROCESS ... |
Bank of America Mortgage loan modification,collection,foreclosure January 19, 2017 - I applied for re-modification loan file with Bank Of America starting months ago with my husband but was decline with my husband due to LTV/ratio and was told was qualified to do a short sale ; however due to changes in my marital status, I re-applied on my own immediately right afterwards. Bank Of America still had all my information from previous loan application submitted with exception of the separation/divorce agreement ; however other than my processed application, Bank Of America kept requesting the same information over and over again that was given previously one being the -. I sen... |
Bank of America Mortgage loan modification,collection,foreclosure January 15, 2017 - -/-/- CFPB : TARP Fund Recipient Bank of America gave up to $60000.00 in enhanced relocation assistance to others, but gave me NOTHING! I demand that Bank of America give me $150000.00 in enhanced relocation assistance, including interest, from their EVICTING me -/-/-, stealing the personal property of - Generations of my family, -. -, -, a - - - -. My parents built - - -, -, IL. - - Real Estate Section reported Bank of America giving up to $60000.00 in enhanced relocation assistance to others. Bank of America did not dispute that. On... |
Bank of America Mortgage loan modification,collection,foreclosure January 13, 2017 - Bank of America has represented to me multiple times and as recently as - -, - the assigned dedicated single point of contact ( SPOC ) issued the Making Home Affordable ( MHA ) Home Affordable Modification Program ( HAMP ) denial letters on appeal. This is in violation of MHA HAMP guidelines and the National Mortgage Settlement ( NMS ) enforced by the Consent Judgement Order of - -, -. Just to be clear, the SPOC may not conduct reviews on escalated cases including, but not limited to, appeals and incorrect denials upon completion of an initial review. On - -, - Ban... |
Bank of America Mortgage loan modification,collection,foreclosure January 11, 2017 - On -/-/- Bank of America, through their legal counsel, is now representing " Your loan is paid in full. '' This mirrors the -/-/- representation of there is no principal balance associated with my account. It should be noted this representation is made prior to the Truste 's Sale at public auction of -/-/-. On - -, -, Bank of America, through their legal counsel, represented to me no default has occurred on the -/-/- Deed of Trust, but rather on the Modified Deed of Trust of -/-/-. Therefore, no Notice of Default ( NOD ) should have been recorded on the -/-... |
Bank of America Mortgage loan modification,collection,foreclosure January 9, 2017 - Our firm, - has been monitoring our client 's request for mortgage assistance to Bank of America to ensure its compliance with Regulation -. For the past few months, our client has been trying to get her application reviewed by Bank of America however, Bank of America has failed to act diligently and now our client faces a serious concern of losing her home. The borrower submitted a Loss Mitigation Application to Bank of America on -/-/2016 via facsimile transmission. We emailed an exact copy to Bank of America 's counsel at - ( " - '' ) on -/-/- after discovering - specific... |
Bank of America Mortgage loan modification,collection,foreclosure January 9, 2017 - Bank of America, through their - - - - - ( - ), has or will cause to be recorded a Trustee 's Deed upon the sale of their - interest held by the - Deed of Trust to a third party. As dual tracking is prohibited, Bank of America and - have no authority to record the Trustee 's Deed based on the unlawful recording of the Notice of Default ( NOD ) and the subsequent Notice of Trustee Sale ( NTS ). This property has been held by me under a claim of adverse possession upon meeting all requirements of law. Therefore, my property and home are not subject to foreclosure o... |
Bank of America Mortgage loan modification,collection,foreclosure January 8, 2017 - We have been working with Bank Of America since - -, - for a loan modification. We have had the loan for 10 years and have never missed a payment. We have responded timely to every request and we were notified upon calling them for status update on Wednesday, the -, that the case was closed. There is a balloon payment of $570000.00 due - -. We can not pay this, need your help. We have submitted EVERYTHING, via fax from the Bank of America branch with complete confirmation that it was delivered. We have worked for 4 months and trying to resolve this to NO end. Our loan offic... |
Bank of America Mortgage loan modification,collection,foreclosure January 8, 2017 - Bank of America has committed fraud on real estate, mortgage, or Deed of Trust by participating in and conducting a public auction and Trustee 's Sale related to a - balance Deed of Trust on - -, -. Bank of America has admitted no balance is associated with the - Deed of Trust associated with this account after recording a Notice of Default ( NOD ) and before recording a Notice of Trustee Sale ( NTS ) and proceeding to sale at public auction. Bank of America has foreclosed on a zero balance Deed of Trust all the while claiming a default of forty-five months at the time of sa... |
Bank of America Mortgage loan modification,collection,foreclosure January 8, 2017 - I gave you a detailed explanation with documents on " what happened ''! You ARE NOT ON OUR SIDE!!! You 're a - - that collects money from we taxpayers with no real intention of helping anyone! You 're a - farce, a fake! and SOON you will ALL be exposed for the -, the demons, the discredit to the human race that your are!!!!... |
Bank of America Mortgage loan modification,collection,foreclosure January 7, 2017 - Today, - -, -, one day after the auction of the unsecured debt ninety months past due related to the - Deed of Trust which Bank of America has represented to me no principal balance exists, I have had to deal with a man driving a blue - - claiming his client bought my property and home. After he tried to open my front door without knocking, I told him to leave as he is trespassing and not to come back. I also informed him his client may have bought a debt, but he did not buy this property as this property was not used as collateral to secure the debt once incurred under the t... |
Bank of America Mortgage loan modification,collection,foreclosure January 7, 2017 - Bank of America and their cohorts have made multiple intentional misrepresentations related to this account and the associated Deed of Trust or mortgage. On - -, -, Bank of America, -, -, and - - - - ( - ) represented to me, the public in general, and - in specific, the property was to be sold at public auction when, in fact, only the unsecured - Deed of Trust has been sold for $320000.00 ( according to information provided by - ). It is unclear if the - Deed of Trust has been sold to a -, or if Bank of America and their cohorts have merely remov... |
Bank of America Mortgage loan modification,collection,foreclosure January 6, 2017 - This this is not a duplicate of CFPB Case number : - as it is a new and separate incident. On -/-/-, after the issuance of the -/-/- for -/-/- installment statement and immediately prior to the Trustee Sale of -/-/-, Bank of America bought down the principal balance associated with this account twice, meaning it was bought down -/-/- and put back after I called Bank of America on this illegal activity related to a mortgage or Deed of Trust and then bought down again -/-/-. According to the information and representations provided to me on -/-/- by -... |
Bank of America Mortgage loan modification,collection,foreclosure January 5, 2017 - My loan modification application is complete as of -/-/2016. Bank of America has not provided written acknowledgment of the receipt and completeness of my loan modification application within - business days, as required under - CFR - ( b ) ( 2 ) ( i ) ( A ) - ( B ).... |
Bank of America Mortgage loan modification,collection,foreclosure January 5, 2017 - In less than twenty-four ( 24 ) hours Bank of America is intending to conduct a Trustee Sale on the - Deed of Trust, which is ninety ( 90 ) months past due. Today, -/-/-, Bank of America Appeals Department, Appeals Specialist -, confirmed no Appeals Department determination based on the -/-/- appeals review has been issued to me to date. Bank of America has not represented to me the scheduled Trustee Sale has been or is going to be cancelled. Bank of America has not admitted to any wrong-doing during and throughout the loss mitigation processes. Bank of America does not hav... |
Bank of America Mortgage loan modification,collection,foreclosure January 5, 2017 - I am attempting to go through a short sale for my home for loss of income. Since -/-/- i have received nothing but the run around from Bank of America. My agent and I have spent months submitting repeated paperwork that they have asked for. I have a cash offer for my home. Only to have Bank of America switch their negotiators on my agent and I twice, also having to start from scratch. We are now with a third Bank of America negotiator, who continues to ask for the same paper work over and over. She will only contact my agent through email and will not return her or my calls. If their has ... |
Bank of America Mortgage loan modification,collection,foreclosure January 4, 2017 - I 've been applying and submitting some documents to Bank of America loan modification department since -/-/-. They have been losing my documents and/or just giving me a run around. It 's a - loan Heloc with balloon payment program. They have been assuring me that they 're working on getting me a loan modification while at the same time, they are also working on foreclosing us since they have filed a notice of default in -/-/-.... |
Bank of America Mortgage loan modification,collection,foreclosure January 4, 2017 - On - -, - I received a notice of withdrawal of the dedicated single point of contact ( SPOC ) from Bank of America of - -, -. Since no written determination has been provided to me on appeal, I am considered pending in the modification process and the modification process is incomplete to date. Therefore, as a matter of law, a dedicated single point of contact is required to be assigned during the entire loss mitigation process. It is not acceptable to remove the SPOC ten ( 10 ) days prior to the Trustee 's Sale at auction, especially when that sale is improper. It should als... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - Good Day, I am hoping someone may be able to help me with this file I am working with - - in the - w BOA ... she has been great to work with but I think we have run into an issue with the value and the new investor that has taken over as of approx. - - 2016. I had been countered at - back on - - ... .I received an email - - there was a new counter per the new investor and they were looking for an additional - dollars from the buyer and or agents. There is an appraisal performed from BOA and or the investor and this came in at - in - 2016. I also have a... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - On - -, - Bank of America represented to me through the single point of contact that mortgage assistance and mortgage modification has been denied on appeal. On - -, - the Appeals Department granted mortgage modification assistance through a mortgage modification program. On - -, - the single point of contact represented to me - again, mortgage assistance and mortgage modification has been denied on appeal. The single the single point of contact continued to make this representation to me multiple times since then and to date. Additionally, I have never been provided... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - I am attempting to get a loan modification processed through Bank of America. They have sent me a letter requesting additional documents to support my application. I have submitted all of the requested documents. It has now been - weeks since I submitted the documents and my application has not been moved to the Review Process stage. I have called my - several times ( about - ) and I only reach voicemail. I have left a voicemail message with my number each time. I have also left electronic messages on the bank website for my - and received no response.... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - Bank of America is guilty of conducting - without the authority to do so. In this instance, Bank of America has failed to properly execute and record any mortgage related document by associating the document with my private property and home. Specifically, only - properly executed and recorded document has been associated with the assigned assessors ' property number ( APN ) of the subject property. Therefore, no default can be had or may be claimed on the recorded -/-/- Deed of Trust. Just to be clear, neither Bank of America or - ( - ) hold the power of sale under the -/-... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - Bank of America is guilty of conducting Trustee 's Sales without the authority to do so. In this instance, Bank of America has failed to secure the - Grant Deed with the subject property. Therefore, Bank of America and the current trustee, - ( - ), can not collect any existing debt through the sale of my home and private property. Furthermore, while there is evidence of an existing Grant Deed of - through a recorded document, neither myself or Bank of America have been conducting transactions under ther terms of the - Deed of Trust. Therefore, no default can be had or may be cla... |
Bank of America Mortgage loan modification,collection,foreclosure January 3, 2017 - Bank of America intentionally kept me from being proactive and getting a mortgage modification. I was denied until I went into foreclosure. After that Bank of America sold my mortgage to - loan company.. As I was in negation for a modification from them BOA took me to court to foreclose on the property they sold to -. They sent me a letter after the act asking me to forgive them of prejudice.... |
Bank of America Mortgage loan modification,collection,foreclosure January 2, 2017 - Bank of America refuses to make requested corrections to errors made during the loss mitigation process. Upon receipt of my request for mortgage assistance - in - -, Bank of America has done everything to separate me from my home, including taking more than ninety days to conduct an initial review for loss mitigation options and programs and failing to inform me in writing of approval for modification assistance. The intentional misrepresentation as to eligibility and approval of mortgage assistance and documents related to mortgage assistance programs is fraudulent. Bank of America... |
Bank of America Mortgage loan modification,collection,foreclosure January 2, 2017 - In the course of Bank of America Home Loans, servicing activities Bank of America has engaged in the following illegal acts and practices : - ) Preparing, executing, notarizing, and presenting false and misleading documents, filing false and misleading documents with courts and government agencies, or otherwise using false or misleading documents as part of the foreclosure process ( including, but not limited to, affidavits, declarations, certifications, substitutions of trustees, and assignments ) ; and - ) Preparing, executing, notarizing, and filing affidavits in foreclosure proceedin... |