Bank of America Mortgage Complaint

Bank of America Mortgage department,

Other mortgage Loan modification,collection,foreclosure California

Bank of America has committed fraud on real estate, mortgage, or Deed of Trust by participating in and conducting a public auction and Trustee 's Sale related to a - balance Deed of Trust on - -, -. Bank of America has admitted no balance is associated with the - Deed of Trust associated with this account after recording a Notice of Default ( NOD ) and before recording a Notice of Trustee Sale ( NTS ) and proceeding to sale at public auction. Bank of America has foreclosed on a zero balance Deed of Trust all the while claiming a default of forty-five months at the time of sale while intentionally omitting the facts surrounding their actions to explain how such a representation to me and the public of a default, that includes principal, interest, fees, and costs of collection associated with the defaulted - Deed of Trust. To date, Bank of America has not made any attempt to explanation their decision to proceed to foreclosure and begin foreclosure processes as evidenced by their submitted responses to CFPB complaints related to the matter.


to the State of California, -, but rather continued to collect both prinicpal and interest through - for the - Debt conveyed through and associated with the - - Deed of Trust. Additionally, Bank of America also collected monies from a bona fide purchaser ( BFP ) on - -, - that included the current pay off amount of the - - Deed of Trust. It should also be noted my real property associated with this account was used as collateral to secure the - - Deed of Trust as evidenced by the - Financing Statement and Assignments of Rents recorded in - at the time of loan origination. Bank of America has not collected, applied, or accepted any monthly installment payments under the terms of the - Deed of Trust and I have not offered, tendered, or have caused to be applied any monthly installment payments under the terms of the - Deed of Trust sine - -, as declared since - - forward. Bank of America is guilty of Dual Tracking, a practice prohibited by law, as I have not received any written determination, as required, on appeal from the Bank of America Appeals Department based on their - - Appel Report to date. Therefore, Bank of America has no authority to cause to be recorded a NOD, NTS, proceed to Trustee Sale at public auction, or otherwise complete the sale transaction resulting from Trustee 's Sale. All previously mentioned resolutions are desired and mandatory,