Review and analysis of over 2,487 complaints against Select Portfolio Servicing, Inc
Select Portfolio Servicing, Inc consumers have reported over 2,487 official complaints related to Loan modification,collection,foreclosure. Out of the 2,487 consumer complaints against Select Portfolio Servicing, Inc, 23% were disputed by the consumer (i.e. the consumer was not happy with how Select Portfolio Servicing, Inc responded to their complaint) and 99% were processed in a timely manner. 0% of consumer complaints against Select Portfolio Servicing, Inc resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.
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Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure April 2, 2017 - - -/-/2017. Initiated contact with SPS loan modification. The approval letter stipulated a payment of $1200.00 is required for 3 months, on -/-/-, -/-/- and -/-/- to be considered for a permanent modification. -/-/2017. Emailed & called SPS Relationship Manager - regarding questions about offer letter. She never responded. -/-/2017. Initiated call with SPS Representative - ; explained that due to my financial hardship I could n't pay rent late in my family 's current residence, as well as bounce bill payments as a result of paying the mortgage on the -. I c... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure April 1, 2017 - My name is - and my complaint is against Select Portfolio Servicing , Inc, my servicer in my loan No. -. Select Portfolio Servicing , Inc, started foreclosure proceeding against my homestead property with totally unclean-hands and fraudulent documentation as you can see in the attached documentation. Foreclosure Case No. - placed in - County Florida, has been enter into court with fraudulent note, fraudulent adjustable rate ride and fraudulent correction/Modification of Mortgage never signed but executed them by Plaintiff and enter them as Exhibits in my foreclosure case. I closed ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure March 31, 2017 - I asked for a loan assumption since my husband died -/-/2011 and the mortgage was in his name only and I wanted to start a loan modification process. I was denied as a widow.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure March 28, 2017 - I applied for a loan modification on an adjustable rate mortgage in -/-/- due to getting injured on my job and having a curtailment of income. I 've been compliant to the all of the request made by SPS and I 've received seven letters stating that all of the documents have been received and are perfected and that SPS will send the file to an underwriter for review. The underwriters are n't reviewing the documents that are being sent and requesting the same documents again. On -/-/- SPS requested clarification on paycheck stubs to determine if I get paid every two weeks or twice a mon... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure March 28, 2017 - In -/-/2017, I applied for a loan modification with - which was my lender, all required documentations was submitted, as well as the trial payment that they required were sent and collected by them, on -/-/2017 I received a phone call from - saying " Congratulations! we have received the trial payments and all documentations is already completed, you should be receiving the modification agreement next week, do not sent any mortgage payments until you receive the modification agreement reflecting your new mortgage payment, you need to sign them and send them back '' ; at the same time... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure March 1, 2017 - Select Portfolio Servicing sent me a repayment plan with outrageous terms in -/-/-. They requested a monthly repayment of $6600.00 per month for 12 months and a balloon payment at the 13th month for over $40000.00. This is extortion. They also provided NPV information with only - items on it. The NPV had old financials from -/-/-. They never contacted me to ask me if my income was still current. They also claim that both me and my ex-husband has the same - credit score which is not true. They just pulled these numbers out of thin air and created some foolishness. They also ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure February 28, 2017 - I originally financed my single family owner occupied home thru - -/-/-. The current servicer Select Portfolio Servicing fraudulantly created an assigmnet and recorded it at my local town hall purporting to assign my loan into a RMBS with - as trustee. I have a copy of the Pooling and Servicing ( PSA ) agreement for this RMBS. Some of the many problems are the RMBS closed in - of - ( per the PSA ), PSA states all loans would have to be securitize prior to the closing day in - of - plus 90 days, SPS assigned my mortagage into the trust in -, SPS lacks authority to assi... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure February 28, 2017 - I have a several complaints towards this company but this is the newest. I spoke with a " relationship manager '' at Select Portfolio Servicing. As instructed by the correspondence I received almost EVERY day and set up several monthly payments. I just received a check with a letter stating they wo n't accept a partial payment??? I then sent them a message to cancel the -/-/- payment since they 're just going to return it. That was yesterday. Today the payment is attempting to come out of my bank account?? I do n't get it. It 's like one hand does n't know what the other is doing. I am al... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure February 27, 2017 - SPS ombudsman is refusing to give us a modification again after give us one!!!! - is holder of our note and after govt fine they will still not help.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure February 27, 2017 - I lost my job and fell behind on my mortgage payments... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure February 10, 2017 - REFERENCE : - - - - -, NJ - FORECLOSURE STATUS -/-/- We have placed a complaint that the above mentioned property is a " zombie property '' with CFPB Consumer Finance. The lender - - -, -. - - -, - NJ - responded to the complaint stating that Select Portfolio Servicing Inc. took the servicing right of the loan on - -, -. We are completing another complaint to include your company The address : - - -, - -, NJ - foreclosure status since - The bank - - -, - - - -, -, NJ - has failed to ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure January 18, 2017 - I applied for the Keep Your Home California program which would have assisted me with receiving benefit assistance up to - to be applied to my principal balance. SPS has refused to allow me to participate in this program that could potentially save my home. It appears to me that I may be retailiated against due to reporting them to various other government agencies after numerous HAMP home modification loan denials.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure January 1, 2017 - To whom it may concern, SPS Servicing I wanted to give an understanding to my servicer of what occurred during the transfer of my loan from - to SPS. I divorced -/-/-.- changed his address to - - address.Per court order of the divorce degree, the house was my-my soul possession. On -/-/-, my ex-husband - - - quick claimed his interest of our house to me. On -/-/-, my original loan of - was to have the Deferred Principal Reduction amount.Interest Bearing Principal Balance and this amount were - Interest at the rate of 8.625 %. My first monthly payment s... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure January 1, 2017 - Select Portfolio Servicing ( SPS ) has sent us - letters, - dated -/-/- and the other dated -/-/- ( both attached ). In the first paragraph of each letter which referenced our mortgage loan account were the following words : " the mortgage servicer on the above referenced account, participates in the - Treasury 's Making - - program ( - ). '' We sent in a HAMP application to Select Portfolio Servicing and received a response that did not even mention that our application was utilizing the form from the Making Home Affordable - Treasury program. When we received t... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 30, 2016 - I write this letter with the hope that someone in your agency may be helpful to assist me/us in the resolution of a longstanding issue we 've been experiencing while in the process of negotiating a short sale on behalf of Mr. Realtor 's client : Homeowner Mr . Homeowner is a diplomat with the - government. -/-/- Mr . Homeowner was forced to relocate his family to - on assignment to fulfill his Consulate duties. Since the above mentioned property 's value was considerably less than the current market he hired Mr. Realtor -/-/- to proceed with a short sale. A complete short sale ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 21, 2016 - Our mortgage was sold to SPS by - just a couple weeks before we were going to be closing on our short sale. We have been working with SPS since - and initially they ran our request for short sale under the wrong terms so it was denied. After finding that out we had to resubmit all the paper work, by our short sale specialist, who called every week and asked how things were going was told they had all the necessary information and were waiting for a decision. At the end of - they mailed us a letter saying that the terms from the second mortgage do not meet their requirements, which was... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 19, 2016 - SPS - - - - - -, - - CA - - - SPS currently has an authorization for -, and a complete short sale package. SPS is refusing to work on this short sale until the Broker from the Listing Agents firm is authorized by the homeowner. This is absurd and unnecessary. The homeowner has NOT authorized this person ( the broker ) to be on the authorization. SPS is claiming the investor is forcing this to be a part of the short sale. The investor does not yet own the property and has no right to determine who is the authorized party. Nor does the listing agent need to be... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 15, 2016 - Hello, I am in the middle of a loan modification. My loan servicer asked me to send in a cashiers check for $200.00 to cover the cost of the appraisal. The letter states " to send $200.00 within 14 days of this letter ''. The letter was written -/-/2016 I did not receive the letter until just prior to the 14 day period. I contacted the servicer and was told it must be mailed within 14 days not received. I then mailed the certified funds immediately. The loan servicer then cashed the check, kept the funds and denied my appraisal since they did not receive the funds within 14 days, not wha... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 15, 2016 - I have been pleading for the full consideration of my situation, understanding and assistance to keep my home as I try to straighten out my life since -. I was diagnosed with - - ( - ) in the -, have undergone - that had caused difficulty in meeting my financial commitments, including mortgage payments. After I stopped the -, I was dealing with -, though I did n't give up, and moved forward with plans to complete my studies and committed to work hard in order to keep my place. I requested assistance from - Housing Finance Agency regarding Home Saver- a foreclosure p... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 13, 2016 - I 'm a - year old - that has a 10.99 % interest rate on my primary property with loan servicer Select Portfolio Servicing. I requested a refinance so that I can lower my interest rate and mortgage payment and SPS advised my to apply for a loan modification. I was approved for a loan modification with an interest rate of 9.74 % and they added $2000.00 to my principal balance. SPS claims they based the loan modification on the information that I sent in. However, the information that I sent illustrated an income lower than they income they used to structure the loan modification. SPS wan... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 13, 2016 - I received this loan in 2007 and was unaware that I had a negative amortization loan that would adjust and grow a balance every month. I am - and needed the funds to repair my home to accommodate my illness. I fell behind as soon as the loan adjusted and have been unable to get help with keeping my home. I can afford to pay my old payment based off of that loan. I was recently under review for a modification and was denied, they say I do not make enough money to keep my home and will not work with me to give me a payment close to my old payment. I do not agree that my income is insufficient... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 13, 2016 - -/-/- - - - -, GA - Director - - Consumer Financial Protection Bureau -, - - Headquarters address Consumer Financial Protection Bureau - - - - - Dear - - ; I will lose my home on -/-/-. After a long history of exchanges exchange with the CFPB concerning the modification my home. A short sale or foreclosure of my home is scheduled for -/-/-. For years I have informed CFPB and SPS that may home appears Uneconomic. My Principle and Interest annual payments are less than my property taxes. Since the purchase of my home -/-/-... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 12, 2016 - We were approved for a modification on -/-/2016 pending - trial payments beginning - -, 2016. We made those payments and have made - more monthly payments. On -/-/2016, I was told that I should have received the documents for the final modification 30 days after they received the last document, which was received on -/-/2016. On -/-/2016, the website showed that the Property appraisal was received. On -/-/16 I was told that they were working on final terms and we should receive a package any day. On -/-/16 we received a letter that SPS was waitin... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 12, 2016 - US BANK, As Trustee, Successor in Interest to - Bank, NA, as Trustee For - Mortgage Trust - - -, MN - -/-/2016 QUALIFIED WRITTEN REQUEST - : Acct # - / - To Whom It May Concern : This request for information is submitted pursuant to Regulation - - under RESPA. This request is not duplicative of any prior request for information on the above referenced loan account ( - ). We have received correspondence indicating that a certain - was consulted and named as a " Foreclosure - '' representing US Bank, As Trustee etc. in a foreclosure matter in New York. ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 9, 2016 - I started a short sale process with Select Portfolio Servicing ( SPS ) in - -. To date, the short sale has not closed. While I understand a short sale can be a lengthy process, SPS has been negligent in the handling of this process. Starting in - -, I was told that I no longer have to pay the mortgage. Because of this information, my mortgage has gone unpaid for 11 months ( I paid - ). I had NEVER missed or been late on a payment before this process started. Because SPS has created every possible scenario to delay the close of this sale, my life has been negatively impacted. Eve... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 8, 2016 - Since - of 2013, I have been going submitting documents to modify my home and the company who I have my mortgage with has been asking me to submit the same documents over and over again. My interest is going up this month - - - 4.75 %. The reason I need to modify my home is because I was getting child support of $750.00 and it ended in -. I submitted my documents 3 mths in advance in order to give them ample time to work on my modification. However, they are giving me the run around and continue asking me for documents they already have. I have continued paying my mortgage and... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 8, 2016 - I have been negotiating this short sale for years, and it goes in a vicious circle of needing documents, submitting docs, extending the law day, repeat, repeat, repeat. I submitted a complaint in - 2016, # -, but the short sale still has not been approved. I work with all lenders, negotiating short sales, and this lender is hands-down the worst.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 5, 2016 - It has come to our attention from external sources that a lawsuit has been filed against - - and - - in the State of New York solely by US Bank, National Association, as Trustee, Successor in Interest to - Bank, National Association, as Trustee for - - Mortgage Trust, -. We have no contractual relationship with US Bank, as Trustee and deny any and all allegations of any amounts US Bank, as Trustee. On - -, - - - - from US Bank Corporate Trust Services wrote us a letter ( Attached ) in response to a Qualified Written Request. The - 's letter stated, ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 5, 2016 - Our client - - - - - purchased a home for her daughter to live, - - - - is a none resident Alien and resides in - she has no social security, no income in the United States of America. -/-/- she began the process of a loan modification with Select Portfolio Servicing LLC, meanwhile our Attorney - - - was working with the banks opposing counsel trying to reach an agreement on this matter ; the loss mitigation package was submitted to the bank on -/-/-. On -/-/- our representative contacted the bank to confirm receipt of the loss mitigati... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 4, 2016 - im write for someone to help me with my mortgage i been fight with my mortgage company for over1 yaer .im doing a loan modification i send all my document i will call to check on my documents they will say call back in 2 to 3 day they to be scan in I call to speak to my relationship manage the number allways busy .call to speak to someone in customer service they tell me to send the same documents i just send.NOW WE ARE WITH A DIFFERENT MORTGAGE PLEASE HELP ME!!!!!!!!!!!!!!!... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 1, 2016 - In addition to the response from the lender/servicer, we were advised that the lender/servicer would take into account the documentation requested to increase our income. In addition, we provided documentation regarding the status of the SS - claim for which my husband has counsel. Attached is the correspondence from them, claiming permanent - income for my husband, which is pending hearing. In addition we forwarded to our counsel on the foreclosure case, - - -, - - - - - -, -, the response of the lender/servicer directing us to contact - -, -, This... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure December 1, 2016 - My wife and are currently in the middle of a loan modification work out with Select Portfolio Servicing. We have been resubmitting all of the same paperwork for the last two and a half years and we still ca n't get a closure from this lender. Now our loan is being transferred to a new servicer on -/-/2016 and SPS our current servicer put a foreclosure sale date on our property of -/-/2016. Hears the unethical business act that SPS is doing to us, we are currently in the loan modification workout dept. We really need help stopping our Foreclosure Sale Date on -/-/2016. We have followed... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure November 29, 2016 - I have spent months providing Select Portfolio Servicing with requested documentation pertaining to my deed of lieu we agreed upon. Today I have received a letter stating that my loan is to be restarted. They are requesting information I have already provided to them. Instead given me the answer to their decision regarding my deed of lieu. The process abruptly restarted all while I am communicating with them asking for more time to contact my daughter to get the new unexpected documentation. In the intervening period of time, I send the new requested documents on my behalf. This whole conversa... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure November 16, 2016 - I did an application for making home affordable with Select Portfolio Servicing on -/-/2016. I kept getting that more information was required which I provided and still was denied for any options for HAMP Tier 1 due to PSA restrictions, denied for HAMP Tier 2 due to ration outside of acceptable range and SPS claims that the investor/guarantor does not participate and did not give contractual authority to modify mortgage, once I received denial I called and asked for the specific reason that Investor/Guarantor did n't give contractual authority and also requested the name and the phone # for... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure November 11, 2016 - Our real estate company filed a counter offer on a HAFA short sale on -/-/2016. They called back to confirm the counter offer was received, here is the timeline of calls to SPS : -/-/- sent update offer $310000.00 -/-/- New offer in review. sale date postponed -/-/- in review -/-/- in review -/-/- in review -/-/- in review -/-/- in review -/-/- in review -/-/- SPS states counter offer LOST NOT IN REVIEW! The real estate company confirmed SPS had the - short sale counter offer on -/-/2016 which helped postpone a sale date. And then - wee... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure November 2, 2016 - I applied for a loan modification which has been in progress for some time now, with select portfolio servicing, i have spoken to them in the month of -, - on - -. - -. - and - /16 regarding varies requested documents that were sent in and received the last person i spoke to was a - - - on - about - ; - in the afternoon, i was told that they had everything in that was needed, at no time was there ever mention that some thing was wrong or there was something missing, well today i got a letter stating that my file was closed because of missing documents ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure November 1, 2016 - I am trying to short sell my house but the attorney representing the servicer ( SPS ) will not allow a short sale. We did receive all the paper work and online access to file the required documents and have an executed contract for a short sale but law firm is blocking it. I am also seeking relocation funds.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure October 27, 2016 - Because they failed to validate the debt in the timeframe allotted according to the FDCRA and other applicable laws this item was legally deleted from my file. After my wife filed a claim against them with CFPB stating that had failed to validate her debt and therefore should remove it from her credit report, they in turn RE-INSERTED the erroneous information on my credit report on -/-/2016. Select Portfolio Servicing has worked overtime to ruin our life with their fraudulent reporting. They have further sought to even comply with the law in reporting to the credit bureaus and have cause me ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure October 26, 2016 - We applied for a loan modification. After years we were denied. We have appealed the decision and submitted an entirely new package and we are currently under review for a loan modification. We live in the State of California and are protected under the Homeowner Bill of Rights from dual tracking. The HBOR restrictions on dual tracking foreclosure and loan mods prohibits mortgage servicers from advancing the foreclosure process if the homeowner is working on securing a loan modification. When a homeowner completes an application for a loan modification, the foreclosure process is essentially p... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure October 26, 2016 - I started a modification in - - on my house, it took until - - to complete. the company SPS has shown me late on my payments for nearly 2 years, when I have not missed a payment since I took the loan over by myself. and the new company ( - - is n't much better!! )... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 28, 2016 - My mortgage was bought out by Select Portfolio Servicing & for a while everything was fine. I lost my job and was able to get a modification with SPS. When I had storm damage which my homeowners insurance did n't cover as it was just below the 1 % deductible so I used my mortgage payment to fix some of the damages to the roof with my mortgage payment and I also I fell and broke elbow so I had medical expenses as well which I got behind on my mortgage payments. I called SPS and was told to apply for mortgage assistance as I just wanted to pay back my arrears in a payment plan so I was approved ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 27, 2016 - Select Portfolio Servicing - Inc., is the WORST company I have ever dealt with in life! Since -, -, I have been trying get the mortgage ( in my deceased father 's name ) lowered. I have consistently filled out paperwork, and sent in requested documents over and over again. ( I have those documents as proof along with dated receipt emails from Select Portfolio Servicing , Inc. ) My latest attempt has been to go online and request a modification/assumption ( or whatever the latest option ). However, I received a letter from Select Portfolio Servicing stating that my home would go into F... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 26, 2016 - Select Portfolio Servicing keeps delaying the processing of my modification. I sent all requested paperwork to them. They call twice weekly saying the underwriters do not have it. I tell them I know you have it because I sent myself a copy. Then they find it and say it was mislabeled or it was n't sent to underwriters. Every time it sets processing the modification back another 5-7 business days. I spoke to a manager today who said that she was escalating the processing to UW. But I have been told this 3 weeks in a row. I was told I have until -/-/2016 before being referred for foreclosure.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 25, 2016 - False refinance information provided by originators of loans in -/-/- led to almost foreclosure and eventually bankruptcy in -/-/-. Still trying to recover financially as my home is in need of dire repairs, but I am unable to loans because of bankruptcy.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 25, 2016 - In - my father passed away and left the house that he had a mortgage on to me in his will that went through legal probate and the house was transferred to me through the courts. My husband and I never re-financed the loan into our names for we were not informed to do so it was my thought the mortgage would be legally put into our names by - who at the time has the servicing of the loan. They informed us that we could do a loan modification and then after a few months told us that was not possible because we were not on the loan, then they suggested assuming the loan and again after a few... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 23, 2016 - We have a client in distress we have submitted - offers to the bank we call in every week to check on the status the negotiators " are n't available '' we get have answers and are not properly informed of what is needed on the file. Everytime we send in a document the have - days to review the document and if they need something further they mail the request to an empty house instead of reaching out to the attorney and individual in our office handling the file or heaven forbid telling our office what they need when we call in. We have lost - buyers and about to lose a - buyer beca... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 21, 2016 - We put our house up for a short sale back in - the company SPS requested our financial information. They got another appraisal this was the -. SPS said they wanted $300000.00. on - - 2016 there as an offer for the total $300000.00. Since then SPS has requested our bank statements for every month and got a new appraisal every other month. the last year SPS has gotten at least 7 appraisals. The last Appraisal was for $260000.00. The people that put in the full price now after being put off for almost 5 months are giving up SPS has done nothing to get this sold .They say they a... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 20, 2016 - -/-/- my mother ( - and - ) refinanced the mortgage the house through -. This was sold to her by an aggressive mortgage broker using a interest only negative amortization loan, which I advised her not to due, because these were bad products. -/-/-, I took title to the property and to refinance the loan. The bank ( now - - - ) then started to return the Mortgage checks. I was then subject to foreclosure proceedings. In the midst of the mortgage market implosion. Them HAMP was made law and I met with a representative of - and supplied them with all of the info th... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 20, 2016 - My mortgage payment for some land was $500.00 with SPS, the payment went up to $1300.00, effective -/-/-. I completed a loan modification in -/-/2016, sent all documents 6 different times, each time calling SPS to confirm receipt of documents. On one occasion, I call the IT to go over the application. I have spoke with numerous supervisors, staff have put me on hold for 48 minutes with no response. Each manager says I have provided all that is needed, but I then get a letter stating I did not provide enough information and to send more of the same information, after supervisors have... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 20, 2016 - My father is a - year old - man. Who has a fourth grade education and grew up in rural South Carolina. Why am I telling you all this? Because I just found out that he has a mortgage for - dollars, at ten percent interest. His payments are over - dollars a month. He is on a fixed income, and recently fallen behind in his mortgage. I think the interest rate is highway robbery, and I think he was beguiled into refinance his house that he has been in since 1977.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 19, 2016 - I have been since - of 2016 requesting a short sale I have been working with SPS, I Have submitted many complaints to try to get the problem of SPS asking repeatedly for document 's they say need to be updated only do to SPS not processing them in a timely manner, as of -/-/16 the complaint I submitted was answered ( with SPS needs more updated document 's ) ( that is the Complaint ) it has been almost a year. on -/-/16 I was referred to the Ombudsman -. to expedite the paper work for my short sale request. I have spoke to a number of people in the Dept. the last to be superv... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 19, 2016 - On -/-/16 I submitted an offer to purchase a short sale property serviced by Select Portfolio Servicing. There seem to be numerous delays by the servicer in review of the short sale that I would like to have investigated. After my offer was submitted, a BPO was not ordered until -/-/16. Results of the BPO were not processed until -/-/16 at which time a counter offer was requested. An updated purchase contract/counter offer was given to the servicer immediately and it took until -/-/16 to get a final approval even though there was no other negotiating. I immediately comp... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 19, 2016 - Our mortgage company Select Portfolio Servicing is horrible at helping their clients save their homes. We have been fighting with them since -/-/- to save our home. We have tried everything from modification requests, bankruptcy, repayment plans and we have been turned down on everyone request. -/-/- we had $20000.00 to put towards our arrearages and SPS denied us any kind of modification. We have talked to so many different agents and got different answers to the same questions. One agent would say yes you can and the next would say it 's too late after all the paperwork was done.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 17, 2016 - my hunsband got laid off from his job that he bend have for - something years.we had to let our car go back .son had to come back from collage.we coundnot afford my house payment.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 17, 2016 - My name is - - and I have been attempting to get a loan modification from my current lender SPS, I was approved a modification with my previews mortgage company - - - and unfortunately my loan was then sold to SPS who did not honer the agreement in place. Now I am facing foreclosure and are unable to re finance the loan nor bring the account current.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 15, 2016 - In - of 2014 I was provided a trial payment of 3 months in which I did pay the 3 months. At the end of the - month I was never provided with the final modification to fulfill the terms. I then resubmitted for another loan modification as I was told by an SPS representative that I do qualify for the HAMP program and provided all required documents on time and was then denied. I still have never received a clear answer as to why my trial modification was never finalized and am now facing another upcoming foreclosure sale due to this matter. I also am not receiving any responses to my writt... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 14, 2016 - Following Select Portfolio Servicing ( lender ) subsequent denial of the loan modification for the subject property located at - - - , - MN -, and select portfolio servicings letter dated - - 2016 explaining - date values of the subject property. I applied to Select Portfolio Servicing on - -, 2016 for approval of a short sale. My request has yet to be reviewed by Select Portfolio Servicing, no relationship manager has been assigned to the file and I have not received a single correspondence from the lender regarding my application.... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 13, 2016 - - - - - - -. -, MN - Loan Account # : - Hello, For over a year now I have been trying to get a loan modification on my mortgage with my mortgage servicing company, Select Portfolio Company. I went through some very hard times and could not afford my mortgage then. However I went back to work and things have gotten better for me financially and have since pleaded with the mortgage company to modify my mortgage. For over a year now they have not given me the modification and my home is now in foreclosure scheduled for a -/-/- sale date. I have given them all my ... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 11, 2016 - My husband and I have been trying for eight years to get our house payment lowered to as close to a 31 % debt-to-income ratio as possible. He lost his job in 2008 during the 2008 global recession. We have had nothing but the run around and have been lied to over and over again and now finally have proof of their lies and deception. We really wanted a HAMP loan and was given a chance twice when we could not pass the NPV. They even stopped us from making affordable payments plans so that they could review us for HAMP. When we could pass the NPV and filed a Request for Mortgage Assistance ( RMA )... |
Select Portfolio Servicing, Inc Mortgage loan modification,collection,foreclosure September 10, 2016 - Select Portfolio Servicing , Inc. continues to evade simple, basic questions I have posed to them regarding the validity of my mortgage debt, and instead, is relying on twisted words, half-truths, incomplete answers and non-answers in a desperate attempt to hide the truth. Specifically, I sent via Certified Mail, and SPS rec 'd on - -, a formal 'Dispute of Validation of Debt ' and in short, the reply from SPS was wholly inadequate. As - case in point, federal law requires that the debt collector ( SPS ) provide the true identity of the 'creditor ', and yet, all I rec 'd was a jumb... |