Select Portfolio Servicing, Inc Mortgage Complaint

Select Portfolio Servicing, Inc Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure Nebraska

In - my father passed away and left the house that he had a mortgage on to me in his will that went through legal probate and the house was transferred to me through the courts. My husband and I never re-financed the loan into our names for we were not informed to do so it was my thought the mortgage would be legally put into our names by - who at the time has the servicing of the loan. They informed us that we could do a loan modification and then after a few months told us that was not possible because we were not on the loan, then they suggested assuming the loan and again after a few months told us the at loan was not assumable. The Truth-In- Lending only states not assumable by a buyer, we were not buyers but legal heirs by law. Then my husband and I filed Ch - Bankruptcy to avoid foreclosure by -. Then it was sold to Select Portfolio Servicing , Inc, and we have dealing with them now for 2 years and getting the same run around. We hired a company to help us with reconstructing the loan into


into our names. Now SPS has set a foreclosure date for -/-/- and will not postpone even though we received a letter on the - or - of - telling us they have receive our inquiry and would be contact with us within 20 days of receiving the information which would be the -/-/-. After speaking with a manager of SPS along with an analyst of the company we hired to help us with this we were told the sale was going forward on the - and that the letter we received is a computer generated letter that is printed whenever data is entered into the computer that new documentation has been received. This is a deceptive practice on the part of the loan servicing bank and should be illegal. This gives the people facing foreclosure false and misleading hope. Even the - the analyst with the company that we hired agreed. Our house is still for foreclosure on -/-/- and SPS had the power to stop it to look over the documents and did not do so. This is wrong.