Review and analysis of over 70 complaints against National Credit Systems,Inc.
National Credit Systems,Inc. consumers have reported over 70 official complaints related to False statements or representation. Out of the 70 consumer complaints against National Credit Systems,Inc., 29% were disputed by the consumer (i.e. the consumer was not happy with how National Credit Systems,Inc. responded to their complaint) and 89% were processed in a timely manner. 0% of consumer complaints against National Credit Systems,Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.
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National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount January 18, 2017 - I had a debt for rent/move out, I disputed. I had called Nation Credit Systems Inc. and asked if they could offer 50 % the amount owed and was told no, they did not have the authority. I then contacted - -, - - - - - - -, of - around - -. In my phone conversation, - said he can authorize the 50 % reduced amount to pay. I also asked if he could have this removed from our credit report as we are trying to build our credit back up and he said he would speak to National Credit to have it removed. On - - - I received an e-mail from - stating th... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount November 1, 2016 - I had a lease with - - - and there is a dispute between the two of us about whether I owe them $3600.00. National Credit Systems has reported this disputed debt twice on my credit report ( to - and - ) so that it appears as though I owe $7200.00 to - - - National Credit Systems has confirmed when I call that they are not seeking to collect $7200.00 from me, only $3600.00. However, they have continued since -/-/2012 to report - accounts for $3600.00 in an effort to pressure me to pay.... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount October 11, 2016 - the collection company contacted me with - % debt reduction offer for payment if made by -/-/2016. I sent the check that was dated -/-/2016. they contacted me again on -/-/- ( after a whole month ) to say that they have not rcvd the check on -/-/- but on -/-/- hence the - % offer is not valid and they are requesting the remaining - %. Also, the collection company did not report to credit bureau that i paid the - % or that by their offer that dept should no longer exist. since I did n't send my check via register mail, it 's their word against mine. i did tr... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount September 3, 2016 - I was sent a letter dated -/-/16 stating I could settle my debt for - % of the balance due if paid by -/-/16. On -/-/16 I submitted a payment for the amount requested. Two weeks later the collection agency, instead of removing the debt from my credit report, updated my credit report to show I now only owed them half of the amount.... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount June 30, 2016 - National Credit Systems reported an alleged debt to my credit report. The collection account has appeared on my credit report without me ever been notified. It has been on my credit report for over 3 months. It caused me monetary damages and ruined my credit score since National Credit Systems reported a " collection account '' to the Credit Bureaus rather than reached out to talk or try to collect a debt first. They never sent any written information for over 3 months the account was on my credit report. I disputed the account with the Credit Bureau early in - 2016. I disputed it with... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount June 15, 2016 - National Credit Systems put a file on my husband and my credit report. When I called several years ago when it first appeared the amount the were trying to collect was over -. We knew we did not and had never owed that amount. The issue is we moved and had to break a lease. The owner of property had property management company take us to court for judgement on what was owed. They were awarded around - from the court. Nothing more was to be owed. We began paying the property management company and have a ledger with their letterhead to prove that. I am not sure how or when National Credit... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount May 19, 2016 - The leftover fees for charges made after I left my apartment was paid in full. It was not suppose to be sent to the collection agency. I was told that it was their error and it would be deleted. 6 months later still no resolution. ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount May 19, 2016 - I initially moved into - - - in -, IL in - after -. Before I signed the lease, I had authorization from - to received - in order to pay for the apartment, as well as their approval to live off base. Shortly after I signed the lease my command and I learned that the base would not authorize both the - pay and the off-base housing. I had no option but to withdraw from - -. My command supervisors had worked out an agreement with management so that I may leave the apartment. The verbal agreement was - - kept my security deposit and I pay the rest of the mon... |
National Credit Systems,Inc. Debt collection false statements or representation indicated shouldn't respond to lawsuit January 23, 2016 - This debt was acquired by a individual who I was going to move with, so we filled out the forms for the apartment and he gave a deposit check/ by the way his name is on that account only, not only that the apartment application was denied because of debts on his credit not mine soooooo I don ; t understand why they think they cn naow put this on my report when i was not denied the apartment as well as i did not give them the check so how the - is this legal? ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount January 13, 2016 - this is a case that the company responded to but im resubmited it again due to their response, i left the apartment in a good standing regardless off what happened, i decided to pay them $700.00, it mean i want be able to get anything back from 2 of my tires.they refused and want me to pay $1200.00 which is the whole amount the collection put in my report and one thing i didnt like is they still calling that a settlement.the first payment of $700.00 suppose to be paid the -/-/-.i want a fair resolution of this case ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount December 24, 2015 - The original creditor company and its debt collection agency improperly reported negative/derogatory information to the Credit Reporting Agencies without first contacting the debtor about the debt to verify the accuracy and existence of the debt. Despite the debtors ' dispute of the debt existence via their attorney, the original creditor company and its debt collection agency made false and fraudulent statements regarding the debt and its dispute to the Credit Reporting Agencies. ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount December 15, 2015 - i'am reopening this case again, i 've never get contacted by the consumer financial protection bureau about this case.this occured in 2012 when i used to lived at - kentucky -.i was behind on my rent for rent, i was sent a notice by the land lord i went to court but she never showed up, i was planning to live for - illinois and i told her. in between my departure and the time i was given a notice i get a hole on my tires twice, i called the police, and they did their report, also she break into my appartment without a notice she broke the door when i come home she told me that she was... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount November 25, 2015 - Filed against : National Credit Systems , Inc . - - - GA -Complaint Description : The National Credit Systems , Inc. states that I owe on account # - a total of $3600.00. The account in question is from an apartment that had an agreement terminated -/-/-. I discovered this debt by checking my credit report and inquiring about it. On my credit it shows as debt owed beginning -/-/-, however it should be changed to the correct date of -/-/-. No attempt has ever been made to reach me regarding this debt that began -/-/-. I had cosigned for an apartment for a fr... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount November 19, 2015 - amount that was sent to collections was $1500.00, collection agency is now looking for - ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount October 23, 2015 - I moved out of this apartment complex in - -. The reason was due to the lasting effects of - fires in the apartment above me. The first fire was above my kitchen area, and the second happened above the back bedroom. The events were caused by - different tenants. Due to the water damage, I lost everything and was never compensated by the - apartments, nor by the tenants that caused the fire. The unit I resided in became infested with roaches, and I had to get rid of all our belongings. The super, - -, said to me too bad you do n't have renter 's insurance. Then, I was reloc... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount October 4, 2015 - Apartment complex. Active duty military lost pay -. My wife and I had to find a home for our family that best fit our financial needs. We were, and still in a financial hardship. We gave them a thirty day notice, with completing paperwork they requested. We advised to them the situation with other issues with the complex, that were not being addressed. When we left the property we returned the keys. We had been given an estimate of what we would have to pay back because we were terminating our lease. It was n't even close to the amount of what is on me and my wife 's credit report. We were ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount September 19, 2015 - This is a debt from a lease that I ended without property damage or penalty, and the landlord and I never discussed additional monies that I owed. There was no communication on the part of the landlord or debt collection agency, and I deny responsibility for this collection amount. ... |
National Credit Systems,Inc. Debt collection false statements or representation indicated shouldn't respond to lawsuit August 18, 2015 - National credit system account number are asking g too much for - month rent I was. Not their to defend my self in court the rent was - a month one month how can this rent plus a court cost of - pluses - an the cleaning how can that add up to - that is why I want someone to vestigate I am not in no way to pay that I tried to work this out but they are abusing an taking advantage of the public an the credit bureau ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount August 13, 2015 - Dear CFPB, On - -, 2015 I contacted National Credit Systems - Inc., and I spoke with representative - - about a debt they Reported to the creditors in the amount of $1700.00. I requested a debt settlement offer for $1000.00. In which I was denied. - days latter, requested a settlement offer for $1200.00. And on the - of -, I was told my offer was denied and they were not accepting any offers, and that the account had to be paid in full by - -, 2015, and if not paid in full by that date the amount owed will increase and the new amount would be reported to the... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount July 1, 2015 - The managers at the - raised my rent to $550.00 while still advertising the same aprtments - bedroom for $540.00. I did n't agree to pay her $550.00 so I did not renew. Now I am being charged $1100.00 for fraudulent claims. Including that I moved out on the - of - however I have statements from the storage place that I returned the - to. All through email. So there are records showing the lies and deception tactics to rob citizens of our money. ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount June 16, 2015 - I was sent to collection for a debt I should have never paid. I was never told about this debt. I rented out an apartment and the conditions of the apartment became unlivable. The roof was caving in and had a huge hole in it with termites and unwanted critters coming in. The apartment failed to repair the issue after multiple and multiple attempts. The apartment complex agreed to let me leave a few months early without penalty. When I left, they said I did not owe anything else. I signed the papers and left my keys. in -/-/-, I was trying to rent another apartment when they said there was... |
National Credit Systems,Inc. Debt collection false statements or representation indicated committed crime not paying June 11, 2015 - Respected Sir, I Vacated an Apartment in - and while I was staying there on Notice period, no one came for Inspection on premise. When I vacated I got a huge bill of - PLUS -, Stating proper notice was not given and lease was broken. But when I reminded about my submission of my employer letter, they then reduced the amount. Then again in the new bill, they mentioned they replaced kitchen counter top and charged me, which was fine when I left.Then I asked for proof like photo, which was not sent. Then National credit system called me as a collector for debt and I mailed - that I DI... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount June 2, 2015 - The - at - - - - -, -. Rip off business practices, speaking of laws '' that do not exist to gain more money. -/-/- - - - would not let me receive my rental history due to me having to relocate to - for my job. Wife would be staying in the -, and he stated he would not let me move out unless she moved out as well. I got a ledger for the apartment and was still able to relocate to - for my job. - - - Wife went to the leasing office to break the lease due to relocating to another complex in -. - stated she was not allowed to break the lease witho... |
National Credit Systems,Inc. Debt collection false statements or representation indicated shouldn't respond to lawsuit May 30, 2015 - - - - - - - submitted a false, discriminating, emotional distress and derogatory allegations against me and my important credit bureaus. The creditor previously submitted a hand written notation pm a notepad without letterhead overstating charges that were not backed by the parts and labor receipts required to prove the creditors actually costs. I called the collection agency numerous times and disputed the amount with all the credit bureaus. I had filed a complaint with HUD & the - - - regarding harassment, emotional distress, mold and overcharges. My lease was paid... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount April 19, 2015 - My name is - -. I am - years old. I have had a difficult life but I keep trying and pressing forward. I am writing to you about a descriptency with - college -. I had a past due balance that i am paying them monthly on. But they sold this to another creditor when I was unemployed over 3 years ago. Life is rough and I am unemployed again and still paying back - college. I am now studying to take the - exam and trying to obtain employment again. I have - charges for - college on my credit report. this is affecting my credit worthiness as i was trying to get a loan for ... |
National Credit Systems,Inc. Debt collection false statements or representation impersonated an attorney or official April 7, 2015 - upon request of docs, i was told i was speaking to an attorneythey also have reported the same information in duplicate as to affect my scores ... |
National Credit Systems,Inc. Debt collection false statements or representation indicated committed crime not paying March 20, 2015 - I chose # - because I did n't see an appropriate point under False statements or representation. '' NATIONAL CREDIT SYSTEMS , INC '' told me I had to pay the debt by giving them my CHECKING ACCOUNT NUMBER in order to Protect your credit. '' And when I said I was n't giving them my acct number she said Well, like I told you, giving me your checking account number is THE only way to protect your credit. '' I called within - days and said I wanted a letter statin that if I - they would contact the credit bureaus to say the debt was -, and that I was going to send an official money ... |