TD Bank Transaction Issue Complaints

Review and analysis of over 24 complaints against TD Bank

TD Bank consumers have reported over 24 official complaints related to Transaction issue. Out of the 24 consumer complaints against TD Bank, 25% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank responded to their complaint) and 100% were processed in a timely manner. 25% of consumer complaints against TD Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 17% resulted in non-monetary compensation.

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New Transaction Issue Consumer Complaints


TD Bank Credit card transaction issue

December 24, 2015 - Target Red Card reported delinquent payment due to insufficient fund to the Credit Bureau which resulted in massive downgrade in the my credit score. The issue aroused because the payment has been taken out from my savings account as opposed to checking account. Although, the account has been initially set up as savings account by me, the credit card issuing company 's system does not provide any visible indication what type of the account the payment account is set up. It also does not provide that information in their payment confirmation detail. Without sufficient disclosure of where the pa...

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TD Bank Credit card transaction issue

December 17, 2015 - I used my Target M/C red card which is supposed to get me a 5 % discount on target purchases. I made a $23.00 purchase on -/-/2015 and they only gave me a $0.00 credit and said it is 5 %. I also noticed that they are not collecting the correct amount of tax which is 6 % in Florida as they only taxed $18.00 of my cat food purchase of $23.00. I suspect this has happened on all of my target red card purchases for the past 5- years. ...

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TD Bank Credit card transaction issue

September 8, 2015 - I have a credit card with td bank. Since - of this year I have tried to set it up so I can have my payment come out automatically each month. Each month it has not come out at all and then I get a late fee. I have contacted the company several times and each time I 'm told try again, its not our fault. Try again try again. They say they will reverse the late fees and do not. I have tried doing it through my bank on bill pay and same thing, the money does n't make it to them or come out of my account. I have tried making it over the phone through their automated system and still nothing. I d...

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TD Bank Credit card transaction issue

July 19, 2015 - On - - I made a purchase at the - store located at - - -, - NY -. There was an overcharge and the clerk canceled the initial transaction by issuing me a refund to my Visa card and ringing up the sale at the lower price. Today, -/-/-, I noticed that TD Bank was holding fund for both charges but did not show the refund. When I called TD Bank and spoke with - she said they could not do anything about this. I have an automatic debit coming through and holding both funds will leave my available balance short when the automatic charge comes through on Monday. TD Bank ...

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TD Bank Credit card transaction issue

June 8, 2015 - Purchased a piece of furniture on target.com that stated it was in stock and able to be delivered with in a - weeks to my door. Paid with my target red card credit card. The wrong king size bed was delivered. When the - call to target.com was placed the resolution was that the correct item has been expedited to deliver the correct item and remove the incorrect item from my home. After waiting for - weeks we had not heard from -, Target 's third party distributer, so a call was placed. We were told that no order has been received from target.com to exchange these items. After checki...

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TD Bank Credit card transaction issue

May 31, 2015 - - -, 2015Diamonds International-- -, - - Sir or Madam ; Please be advised I intend to continue my dispute for the transaction amount of $17000.00 on Diamonds International account -. I want to exercise in good faith my right to withhold further installment payments for the purchase of -, which had been returned and received by D.I International office in New York on - -, 2015I do not owe your company additional installment payments totaling $17000.00. Again, The merchandise had been returned! Making further installment payments for a document that states S...

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TD Bank Credit card transaction issue

May 10, 2015 - The Target Store credit card provides 5 % discount at point of sale, so if I bought something for $100.00, I would be charged $95.00 only. If I returned the item to Target, they would refund me back $95.00 only as that is all I paid. However, if you look at the attached receipts and calculate, you 'll notice a lower refund amount in each if you calculate the 5 % difference. So, in the case of the first receipt on the left, the amount of item was $4.00, the refund back to me should have been around $4.00 cents. Instead, Target kept back - cents and returned me $4.00 only. This sm...

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